Health Care Insurers, Inc.
Risk Placement Services (RPS) is a privately held US wholesale insurance broker that places specialty and standard coverage for retail insurance agents and brokers across 15+ industry verticals, supported by the myRPS digital portal and exclusive signature programs.
- Company typePrivate
- Founded1987
- HeadquartersColorado Springs, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Health Care Insurers, Inc. does
Risk Placement Services, Inc. (RPS / RPSIns) is a privately held US wholesale insurance broker and risk management firm that connects retail insurance agents and brokers to specialty, excess & surplus, and admitted insurance markets they cannot access directly. The company operates an appointed wholesale model: retail agents must be onboarded with RPS to quote, bind, and service coverage through the myRPS Portal, a digital platform supporting quoting, payments, account management, and claims initiation. RPS monetizes primarily through brokerage commissions on premiums placed with carriers, supplemented by premium finance income and consulting services such as employee benefits.
RPS's product surface is organized across three layers: (1) industry-vertical insurance programs spanning Agriculture, Aviation, Construction & Environmental, Education, Energy, Healthcare, Hospitality, Manufacturing, Marine, Professional, Public Entity, Real Estate, Religious, Technology, and Transportation; (2) core commercial and personal lines products (commercial auto, cyber liability, E&O, property, workers' compensation, surety bonds, homeowners, dwelling, umbrella, recreational vehicles); and (3) RPS Signature Programs — exclusive offerings including California and Michigan state-specific workers' compensation self-insurance pools, Contractors Elite, Crane & Rigging, Inland Marine, PEO & Temporary Staffing, and sports/camp/country-club programs such as USA Softball. Underlying technology is an insurance underwriting and risk placement platform with digital quote, payment, and claims processing; the firm also offers Premium Finance to allow agents to finance client premiums.
RPS distributes exclusively through its appointed retail agent and broker channel (no direct-to-consumer sales), markets via an active content engine publishing 2026-dated market outlook reports across Healthcare, Property, Transportation, and Cyber, and maintains presence across LinkedIn, X, Facebook, YouTube, and Instagram. The company is headquartered in the US, has no disclosed parent, subsidiary, funding, or M&A history in the source data, and its ownership structure and revenue are not publicly disclosed.
Health Care Insurers, Inc. firmographics
Firmographics- Name
- Health Care Insurers, Inc.
- Legal name
- Risk Placement Services, Inc.
- Website
- https://hciusa.com
- Company type
- Private
- Founded year
- 1987
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Risk Placement Services (RPS) is a privately held US wholesale insurance broker that places specialty and standard coverage for retail insurance agents and brokers across 15+ industry verticals, supported by the myRPS digital portal and exclusive signature programs.
- Ownership category
- akta.pro rank
Health Care Insurers, Inc. industry classification
Industry- Product category
- Wholesale Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (52421), Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331)
- akta.pro primary industry
- Commercial Lines Insurance Brokerage (FSAEADAB)
- akta.pro secondary industry
- Mid-Market Commercial Package (Package Policies) (FSAJAFAB)
Keywords
Where Health Care Insurers, Inc. is headquartered
LocationHeadquarters
- HQ city
- Colorado Springs
- HQ country
- United States
- HQ region
- North America
Markets served
Health Care Insurers, Inc. business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales
Revenue model
- Insurance Brokerage and Risk Placement: RPS acts as a wholesale insurance broker earning commissions from insurance carriers for placing coverage on behalf of retail agents and brokers. Revenue is generated through brokerage commissions on premiums placed, with additional services including premium finance and specialized programs.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Quote-based insurance products |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels3 records
Health Care Insurers, Inc. product offering
Product offeringCore offering
Risk Placement Services (RPS) is a wholesale insurance broker and risk management firm that places admitted and non-admitted insurance coverage with carriers on behalf of retail insurance agents and brokers. The company offers a broad portfolio of specialty and commercial insurance products organized across 15+ industry verticals, supplemented by exclusive Signature Programs (including state-specific workers' compensation pools) and supported by a digital portal, premium finance, and data-driven underwriting expertise.
Product overview
Risk Placement Services (RPS) is a wholesale insurance broker and risk management company offering a comprehensive portfolio of insurance products and services organized across multiple segments. The core offerings span three main categories: (1) Industry-specific insurance verticals covering Agriculture, Aviation, Construction, Healthcare, Hospitality, Manufacturing, Marine, Professional, Public Entity, Real Estate, Religious, Technology, and Transportation sectors; (2) Core insurance products including Admitted Small Commercial Lines, Allied Healthcare, Artisan Contractors, Casualty, Commercial Auto, Contractors Pollution, Cyber Liability, Employee Benefits Consulting, Garage, Habitational, Personal Lines (Homeowners, Dwelling, Antique Auto, Mobile Homes, Umbrella, Recreational Vehicles), Professional Liability (Agropro, Architects & Engineers, E&O, Mortgage Brokers), Property (Flood, Primary Property, Wind Deductible Buybacks), Specialty Insurance (Design Professionals, Jewelers Block, Snow Removal, Wellness Services), Surety Bonds, Transportation (Hired & Non-Owned Auto, Motor Truck Cargo, Trucking), and Workers' Compensation; and (3) RPS Signature Programs including state-specific workers' compensation pools (California Non-Profit, Agribusiness, Contractors, Distressed Risk, Healthcare, Private Schools, Retail/Hospitality; Michigan Cleaning Fund, Clubs, Contractors, Food Processor/Distributor, Grocers, Horticulture, Restaurant/Lodging), and specialty programs (All Lines Aggregate, Contractors Elite, Crane & Rigging, Inland Marine, Public Entities, Large Public Entity, Outdoor Recreation, PEO & Temporary Staffing, Podiatry, Primary Property, Rental Equipment, Scaffolding Access, Social Services, and Sports Insurance including Amateur Sports, Camp, Golf/Country Club, Health/Fitness Club, USA Softball). The company also provides a myRPS digital portal for account management and Premium Finance services. RPS positions itself as a data-driven insurance solutions provider with exclusive products and market expertise.
Differentiator
Problem solved
Functional benefit
Products and services
- Admitted Small Commercial Lines Insurance
- Allied Healthcare Insurance
- Casualty Insurance
- Commercial Auto Insurance
- Cyber Liability Insurance
- Contractors Pollution Insurance
- Employee Benefits Consulting
- Habitational Insurance
- Management Liability Insurance
- Professional Liability Insurance
- Property Insurance
- Workers' Compensation Insurance
- Trucking Insurance
- Surety Bonds
- Personal Lines Insurance
- RPS Signature Programs
- Premium Finance
- myRPS Portal
Companies that use Health Care Insurers, Inc.
Customer profileSegments16 records
Ideal customer profiles1 record
Health Care Insurers, Inc. technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Health Care Insurers, Inc. partnerships and signals
Strategic signalRecent moves5 records
Expansion highlights5 records
Health Care Insurers, Inc. competitors and assessment
Company assessmentBroad incumbents
- Arthur J. Gallagher & Co. Gallagher is a global insurance brokerage and risk management services firm with substantial wholesale and specialty distribution operations. Much larger than RPS but competes in overlapping specialty placements.
- Alliant Insurance Services: Alliant is a large specialty insurance brokerage with significant wholesale and program-brokerage capabilities serving retail agents and direct clients. Larger and broader than RPS, with overlapping specialty distribution.
Direct peers
- LoVullo Associates: LoVullo is a wholesale insurance broker and program manager serving retail agents with specialty and surplus lines products. Comparable in size, structure, and channel approach to RPS.
- RPS Specialty Insurance Group (RPS SIG): RPS SIG is the specialty/MGA arm of RPS and a comparable program manager/distributor across similar verticals to the parent entity; included as the closest direct analog within the RPS franchise.
- IMA Financial Group: IMA Financial Group operates both retail and wholesale brokerage/distribution businesses across commercial and personal lines. Comparable wholesale distribution role to RPS.
- CRC Group: CRC Group is a major US wholesale insurance broker serving retail agents with specialty and excess & surplus placement across multiple industry verticals. Direct competitor to RPS with overlapping signature program franchises and channel distribution.
- Amwins Group: Amwins is the largest US wholesale insurance broker and specialty underwriting distributor, offering analogous products across commercial, personal, and specialty lines through retail agents. Highly comparable to RPS in business model, vertical breadth, and distribution role.
- Brown & Riding Insurance Services: Brown & Riding is a wholesale insurance brokerage and underwriting manager with deep specialty expertise and signature programs serving retail brokers. Comparable to RPS in distribution model and exclusive program franchises.
- Burns & Wilcox: Burns & Wilcox is a national wholesale insurance broker and underwriting manager owned by H.W. Kaufman Group, distributing specialty and surplus lines through retail agents. Closely comparable in business model and product breadth to RPS.
- NSM Insurance Group: NSM is a specialty wholesale insurance program manager and broker focused on niche industry verticals distributed through retail agents. Comparable to RPS's signature program business model.
Market position
Strengths5 records
Weaknesses2 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Health Care Insurers, Inc. social profiles
Digital presenceHealth Care Insurers, Inc. financial estimates
Financial estimateRevenue estimate
Valuation estimate
Health Care Insurers, Inc. leadership team
Management profileNumber of profiles
Health Care Insurers, Inc. funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Health Care Insurers, Inc. M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Health Care Insurers, Inc.
What does Health Care Insurers, Inc. do?
Risk Placement Services (RPS) is a wholesale insurance broker and risk management firm that places admitted and non-admitted insurance coverage with carriers on behalf of retail insurance agents and brokers. The company offers a broad portfolio of specialty and commercial insurance products organized across 15+ industry verticals, supplemented by exclusive Signature Programs (including state-specific workers' compensation pools) and supported by a digital portal, premium finance, and data-driven underwriting expertise.
Is Health Care Insurers, Inc. a public or private company?
Health Care Insurers, Inc. is a private company. It is classified as unknown and is currently operating.
When was Health Care Insurers, Inc. founded?
Health Care Insurers, Inc. was founded in 1987. It employs 11 to 50 people.
Where is Health Care Insurers, Inc. based?
Health Care Insurers, Inc. is headquartered in Colorado Springs, United States, in the North America region.
How does Health Care Insurers, Inc. make money?
One revenue line is on record: insurance Brokerage and Risk Placement.
Who are Health Care Insurers, Inc.'s main competitors?
Broad incumbents on record are Arthur J. Gallagher & Co. and Alliant Insurance Services. Direct peers are LoVullo Associates, RPS Specialty Insurance Group (RPS SIG), IMA Financial Group, CRC Group, Amwins Group, Brown & Riding Insurance Services, Burns & Wilcox and NSM Insurance Group.
Does Health Care Insurers, Inc. have an API?
No public API is recorded for Health Care Insurers, Inc..
What industry is Health Care Insurers, Inc. in?
Health Care Insurers, Inc.'s product category is Wholesale Insurance Brokerage. Its primary akta.pro industry code is FSAEADAB, Commercial Lines Insurance Brokerage, with a secondary code of FSAJAFAB, Mid-Market Commercial Package (Package Policies). Its NAICS code is 52421 and its SIC code is 6411.