IARFC Indonesia

What IARFC Indonesia does

IARFC Indonesia is the Indonesian branch of the International Association of Registered Financial Consultants (IARFC), a global financial planning association established in 1984 and headquartered in Ohio, USA. Operating since 2003 from Jakarta, IARFC Indonesia functions as a non-profit professional certification and membership body for financial planners, delivering a three-tier certification ladder: Level 1 foundation credentials (CMM, CIC, CIS, CMFC, CIMM), Level 2 intermediate credentials (RFA, RIFA), and Level 3 advanced credentials (RFC, RIFC) representing the highest international recognition. It also runs an Islamic finance division, IARFC Syariah, addressing the Sharia-compliant planning market.

The core platform is a website-based learning and certification management system (iarfcindonesia.com) supporting online classes, live workshop registration, examination scheduling, and individual/corporate membership management, with bilingual Indonesian/English access. Programs are delivered both directly and through authorized training providers (Wealthiest Indonesia, Kelas Cerdas) under revenue-sharing or partnership arrangements, and additionally distributed via digital partner platforms (Moneesa, Rizkanna) and an e-commerce store for educational resources.

IARFC Indonesia generates revenue through certification registration, examination and certification fees, paid online and offline workshops, individual and corporate membership fees, and training provider partnerships. It serves a wide stakeholder set including individual financial planners (primary segment), banks (Bank SulSelBar), insurance and securities firms, state-owned enterprises, government ministries, investment and pension funds, and educational institutions (UNESA, UIN Raden Mas Said Surakarta, SMK Negeri 1 Sragen, SMPK Widyatama Batu). As a member of the OJK (Financial Services Authority) Working Group (POKJA), it operates within Indonesia's official financial planner professionalism ecosystem. Headcount is 1-10 employees and revenue is not publicly disclosed.

Name

IARFC Indonesia

Legal name

International Association of Registered Financial Consultants (IARFC)

Website

https://iarfcindonesia.com

Company type

Private

Founded year

1984

Operating status

Operating

Headcount range

11–50 employees

Short description

IARFC Indonesia is the Indonesian branch of the International Association of Registered Financial Consultants, offering a three-tier professional certification and training program for financial planners, including Sharia-compliant tracks, plus membership and workshops for individuals, banks, insurers, and government.

Ownership category

akta.pro rank

Product category

Professional Certification & Training (Financial Planning)

NAICS

Educational Services (611), Colleges, Universities, and Professional Schools (61131), Business and Secretarial Schools (61141)

SIC

Services-Educational Services (8200)

akta.pro industry

PRIMARYEDAAANAD

Finance, Accounting & Risk (CFA/CPA/FRM) Certifications

Education/Adult & Continuing Education/Professional Certification Programs

SECONDARYEDANAIAD

Accounting & Finance Certification Prep (CPA, CMA, CFA, FRM)

Education/Tutoring & Test Preparation/Professional Certification & Licensure Exam Prep

SECONDARYEDABAJAL

Governance, Controls & Internal Control Frameworks

Education/Corporate Training & Professional Development/Finance, Accounting & Risk Training

Keywords

• Financial planner certification
• Professional certification programs
• Financial planning training
• Islamic financial planning
• Membership association

Headquarters

HQ city

Jakarta

HQ country

Indonesia

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure

Revenue model

1. Professional Certification Programs: IARFC Indonesia generates revenue primarily through three-level certification programs: Level 1 (CMM, CIC, CIS, CMFC, CIMM), Level 2 (RFA, RIFA), and Level 3 (RFC, RIFC). Candidates pay registration, examination, and certification fees for each program.
2. Online Classes and Live Workshops: Revenue is generated from paid online classes and offline live workshop programs. Classes cover topics such as Crypto, Mutual Funds (CMFC), Insurance (CIS), Islamic Financial Planning (RIFA), Financial Planning at various levels, and Personal Money Management (CPMM).
3. Individual and Corporate Membership: IARFC Indonesia charges membership fees for individual certified professionals and corporate/company members seeking association with the IARFC brand and its network.
4. Training Provider Partnerships: Third-party training providers (such as Wealthiest Indonesia and Kelas Cerdas) deliver certified programs under the IARFC umbrella, with revenue sharing or partnership arrangements.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

IARFC Indonesia provides internationally recognized financial planning professional certifications through a three-level program (Level 1: CMM, CIC, CIS, CMFC, CIMM; Level 2: RFA, RIFA; Level 3: RFC, RIFC) in both conventional and Sharia-compliant (IARFC Syariah) tracks. It supplements certifications with online classes, live offline workshops, and individual and corporate membership programs to build Indonesia's base of credentialed financial planners.

Product overview

IARFC Indonesia operates as a professional financial planning certification and education organization, offering a three-tier certification program (Level 1 foundational certifications including CMM, CIC, CIS, CMFC, CIMM; Level 2 intermediate certifications RFA, RIFA; and Level 3 advanced certifications RFC, RIFC) alongside online classes, live workshops, and membership programs. The organization provides both conventional and Sharia-compliant (IARFC Syariah) tracks, with an online store for educational resources. The portfolio spans certification preparation courses, professional development, and training provider accreditation, positioning IARFC as Indonesia's primary credentialing body for financial planners under the International Association of Registered Financial Consultants global framework.

Differentiator

Problem solved

Functional benefit

Products and services

• IARFC Certification Programs (Level 1: CMM, CIC, CIS, CMFC, CIMM) Level 1 foundational certifications for financial planning professionals covering Certified Money Manager (CMM), Certified Investment Consultant (CIC), Certified Insurance Specialist (CIS), Certified Mutual Fund Consultant (CMFC), and Certified Islamic Money Manager (CIMM) designations.
• IARFC Certification Programs (Level 2: RFA, RIFA) Level 2 intermediate certifications: Registered Financial Associate (RFA) for conventional financial planning professionals and Registered Islamic Financial Associate (RIFA) for the Sharia track.
• IARFC Certification Programs (Level 3: RFC, RIFC) Level 3 advanced certifications: Registered Financial Consultant (RFC) and Registered Islamic Financial Consultant (RIFC), the highest international recognition level in the IARFC program.
• Online Classes (Kelas Online) Digital self-paced learning platform offering courses across financial planning specializations including crypto, mutual funds, insurance, Islamic finance, and personal money management for aspiring and current financial planners.
• Live Workshops In-person training sessions and workshops for financial planning certifications, delivered by authorized training providers such as Wealthiest Indonesia and Kelas Cerdas across Indonesia.
• Association Membership (Individual & Corporate) Membership programs for individual certified financial planners and corporate entities (banks, insurance companies, enterprises) seeking professional development and association with the IARFC brand and network.
• Training Provider Program Accredited training provider accreditation program that authorizes third-party providers (e.g., Wealthiest Indonesia, Kelas Cerdas) to deliver IARFC certification programs across Indonesia.
• IARFC Syariah Sharia-compliant financial planning division offering Islamic finance certifications (CIMM, RIFA, RIFC) and training through its dedicated website at syariah.iarfcindonesia.com.
• Toko (Online Store) E-commerce platform for purchasing financial planning books and educational resources related to IARFC Indonesia's certification and training programs.

Quantifiable outcome

• IARFC Indonesia alumni contribute to financial literacy education across schools, companies, and media

Named customers11 records

Segments1 record

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

13 partnerships are on record, tiered core and minor.

• Malaysia Financial Planning Council (MFPC)coreStrategic or Co-development Partner · 20 May 2026IARFC Indonesia conducted an official visit to the MFPC Malaysia headquarters to explore strategic collaboration opportunities in ASEAN financial literacy. This marks the beginning of a cross-border partnership to strengthen financial planning standards across Southeast Asia.
• Otoritas Jasa Keuangan (OJK)coreStrategic or Co-development PartnerIARFC Indonesia is a member of the OJK Working Group (POKJA), making it an integral part of the official ecosystem that drives the growth of a credible and trusted financial planner profession. IARFC is a strategic partner of OJK in improving financial literacy for Indonesian society.
• UNESA (Universitas Negeri Surabaya)coreStrategic or Co-development PartnerIARFC Indonesia strengthened its strategic role in financial literacy through collaboration with UNESA and Easycash, conducting educational programs for university students.
• EasycashminorStrategic or Co-development PartnerIARFC Indonesia collaborated with UNESA and Easycash on financial literacy programs targeting university students in Surabaya.
• PT Korea Investment Sekuritas IndonesiaminorStrategic or Co-development PartnerRiru Apriandami Ngindra, CIC (IARFC alumnus) served as a speaker at PT Korea Investment Sekuritas Indonesia to share knowledge on warrant structures, demonstrating alumni engagement and institutional partnerships.
• BP Tapera (Badan Perlindungan Tabungan dan Emas Pekerja)minorStrategic or Co-development PartnerRyan Novryansyah, CIC (IARFC alumnus) served as a speaker at BP Tapera sharing investment knowledge on liquidity management, ALM, and investment strategies, demonstrating institutional partnership through alumni engagement.
• SMK Negeri 1 SragenminorStrategic or Co-development PartnerZakky Fahma Auliya, CIMM (IARFC alumnus) conducted financial literacy education at SMK Negeri 1 Sragen on the topic of youth financial literacy, avoiding online gambling and loans, and starting investment.
• SMPK Widyatama BatuminorStrategic or Co-development PartnerIma Kristanti, RFA (IARFC alumnus) conducted financial literacy education at SMPK Widyatama Batu on financial literacy and inclusion for students.
• Knowledge Group of CompaniesminorStrategic or Co-development PartnerKnowledge Group of Companies organized InsurTech Asia 2026, where Aries Setiadi, RFA (IARFC alumnus) served as a speaker, representing IARFC Indonesia in a major industry forum.
• PT Asuransi Jiwa Syariah Kitabisa (SalingJaga)minorStrategic or Co-development PartnerSalingJaga is a Sharia life insurance company from the Kitabisa digital platform, partnering with IARFC to advance Islamic financial planning and insurance literacy.
• Wealthiest IndonesiacoreChannel Partner/ Reseller/ DistributorWealthiest Indonesia is an authorized training provider that delivers IARFC-certified programs including Certified Money Manager (CMM) and Certified Investment Consultant (CIC). It organizes offline certification workshops on behalf of IARFC Indonesia.
• Kelas CerdascoreChannel Partner/ Reseller/ DistributorKelas Cerdas is an authorized training provider delivering IARFC programs including Islamic Financial Planning (Basic level) and graduation ceremonies. It conducts offline workshops under the IARFC brand.
• UIN Raden Mas Said SurakartacoreStrategic or Co-development PartnerThe Faculty of Islamic Economics and Business of UIN Raden Mas Said Surakarta partnered with IARFC Indonesia on the Pasar Tempo Doeloe Gunung Kunci community empowerment program, combining cultural preservation, MSME empowerment, and digital innovation in a community-based tourism ecosystem aligned with Islamic economic principles.

Scale indicators4 records

Recent moves8 records

Expansion highlights6 records

Market position

Competitive moat4 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/iarfc-indonesia

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about IARFC Indonesia