Integra Pymes SGR
Integra Pymes SGR is an Argentine mutual guarantee society founded in 2015 that issues financial guarantees (avales) to SMEs, enabling them to access bank loans, capital-market instruments, leasing, and trade finance at improved rates across five verticals in Buenos Aires, Rosario, and Córdoba.
- Company typePrivate
- Founded2015
- HeadquartersBuenos Aires, Argentina
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Integra Pymes SGR does
Integra Pymes SGR is an Argentine Sociedad de Garantía Recíproca (mutual guarantee society) founded in 2015 to help small and medium enterprises access financing through the country's banking system and capital markets. The company issues guarantees (avales) that enhance SME creditworthiness, enabling participating SMEs (socios partícipes) to obtain loans, discount checks up to 360 days, issue pagarés bursátiles, access obligaciones negociables, lease equipment, and finance foreign-trade operations at improved rates and terms. Its six core products — descuento de cheques, pagaré bursátil, préstamos bancarios, comercio exterior, obligaciones negociables, and leasing — are distributed through relationships with the majority of Argentina's public and private banks and direct access to capital-market venues including MATBA-ROFEX.
The business operates from three founding-partner locations in Buenos Aires, Rosario, and Córdoba, covering Argentina's principal economic corridors. It targets SMEs across five verticals: construction, services, commerce, industry/mining, and agriculture/livestock. Go-to-market is sales-led, with a website-based pre-qualification ("precalificación crediticia") form capturing CUIT, AFIP activity code, balance sheets, and financing needs to route prospects toward optimal products. Revenue is generated via guarantee fees charged to participating SMEs (transaction-fee model); protective partners (socios protectores) provide capital in exchange for tax benefits. Four protective partners anchor the capital base: Cohen Aliados Financieros, Rosental, S&C Inversiones S.A. (a CNV-regulated ALyC dominant in Córdoba), and Adcap. The company self-reports as "among SGRs with highest operation volume" in the Argentine capital market after 5+ years of operation.
Underlying technology is conventional web infrastructure with a basic check-discounting calculator; no proprietary AI/ML, fintech platform, or proprietary technology stack is disclosed. There are no disclosed subsidiaries, funding rounds, headcount figures, or revenue figures, and the entity remains privately held with no public listing.
Integra Pymes SGR firmographics
Firmographics- Name
- Integra Pymes SGR
- Legal name
- Integra Pymes SGR
- Website
- https://integrapymes.com.ar
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Integra Pymes SGR is an Argentine mutual guarantee society founded in 2015 that issues financial guarantees (avales) to SMEs, enabling them to access bank loans, capital-market instruments, leasing, and trade finance at improved rates across five verticals in Buenos Aires, Rosario, and Córdoba.
- Ownership category
- akta.pro rank
Integra Pymes SGR industry classification
Industry- Product category
- SME Credit Guarantee Services
- NAICS
- Mortgage and Nonmortgage Loan Brokers (52231), Sales Financing (52222)
- SIC
- Loan Brokers (6163), Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- SME Lending Platforms & Embedded SME Credit (FSAKAGAJ)
- akta.pro secondary industries
- SBA/Government-Backed & Development Finance Loans (FSAKAGAI), SBA/USDA Government-Backed Loan Intermediation (FSAEAEAI)
Keywords
Where Integra Pymes SGR is headquartered
LocationHeadquarters
- HQ city
- Buenos Aires
- HQ country
- Argentina
- HQ region
- Latin America
Offices3 records
Markets served
Integra Pymes SGR business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Operations, Personnel, Marketing or Sales, Technology or R&D, Others
Revenue model
- SGR Guarantee Fees: Integra Pymes operates as a Sociedad de Garantía Recíproca (SGR), providing financial guarantees (avales) to SMEs. Revenue is generated through guarantee fees charged to participating SMEs (socios participes) who receive access to financing at better rates and terms. The company also benefits from protective partners (socios protectores) who provide capital and receive tax benefits in return.
Go-to-market motion1 record
Distribution channels3 records
Marketing channels1 record
Integra Pymes SGR product offering
Product offeringCore offering
Integra Pymes SGR is an Argentine mutual guarantee society (Sociedad de Garantía Recíproca) that issues financial guarantees (avales) to small and medium enterprises (SMEs) so they can access financing through Argentine banks and capital markets. It qualifies SMEs through a credit pre-qualification process and channels them to six financing products: check discounting, exchange-traded notes, bank loans, foreign trade credit lines, negotiable obligations, and leasing.
Product overview
Integra Pymes SGR operates as a mutual guarantee society (SGR) that provides guarantee instruments to help SMEs access financing through Argentina's capital markets and banking system. The company's product portfolio consists of six core financing products: Descuento de Cheques (check discounting up to 360 days), Pagaré Bursátil (exchange-traded notes 180 days to 2 years), Préstamos Bancarios (bank loans with reduced rates), Comercio Exterior (import/export guarantees), Obligaciones Negociables (negotiable obligations), and Leasing (equipment/vehicle financing). These products are distributed through partner banks and the capital markets, with the SGR acting as guarantor to enhance SMEs' creditworthiness.
Differentiator
Problem solved
Functional benefit
Products and services
- Descuento de Cheques
Quantifiable outcome
- Access to financing lines at better rates than direct bank applications
- +2 more outcomes
Companies that use Integra Pymes SGR
Customer profileSegments6 records
Ideal customer profiles1 record
Integra Pymes SGR technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integra Pymes SGR partnerships and signals
Strategic signalScale indicators3 records
Recent moves5 records
Expansion highlights4 records
Integra Pymes SGR competitors and assessment
Company assessmentMarket position
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Integra Pymes SGR social profiles
Digital presenceIntegra Pymes SGR financial estimates
Financial estimateRevenue estimate
Valuation estimate
Integra Pymes SGR leadership team
Management profileNumber of profiles
Integra Pymes SGR funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Integra Pymes SGR M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Integra Pymes SGR
What does Integra Pymes SGR do?
Integra Pymes SGR is an Argentine mutual guarantee society (Sociedad de Garantía Recíproca) that issues financial guarantees (avales) to small and medium enterprises (SMEs) so they can access financing through Argentine banks and capital markets. It qualifies SMEs through a credit pre-qualification process and channels them to six financing products: check discounting, exchange-traded notes, bank loans, foreign trade credit lines, negotiable obligations, and leasing.
Is Integra Pymes SGR a public or private company?
Integra Pymes SGR is a private company. It is classified as unknown and is currently operating.
When was Integra Pymes SGR founded?
Integra Pymes SGR was founded in 2015. It employs 11 to 50 people.
Where is Integra Pymes SGR based?
Integra Pymes SGR is headquartered in Buenos Aires, Argentina, in the Latin America region.
How does Integra Pymes SGR make money?
One revenue line is on record: SGR Guarantee Fees.
Does Integra Pymes SGR have an API?
No public API is recorded for Integra Pymes SGR.
What industry is Integra Pymes SGR in?
Integra Pymes SGR's product category is SME Credit Guarantee Services. Its primary akta.pro industry code is FSAKAGAJ, SME Lending Platforms & Embedded SME Credit, with a secondary code of FSAKAGAI, SBA/Government-Backed & Development Finance Loans. Its NAICS code is 52231 and its SIC code is 6163.