Kancelaria Brokerska Aspergo Sp Z O O

What Kancelaria Brokerska Aspergo Sp Z O O does

Kancelaria Brokerska Aspergo Sp Z O O is a privately held insurance brokerage firm headquartered in Kraków, Poland, founded in 2007. The company acts as an intermediary representing client interests against insurance carriers and operates through three specialized divisions: Dywizja Biznesowa (Business), serving trading, manufacturing, and service companies; Dywizja Samorządowa (Local Government), serving municipalities, counties, municipal companies, and fire brigades; and Dywizja Budowlana (Construction), serving firms executing construction investments. Services span property insurance, civil liability, fleet and personal insurance, receivables insurance, insurance guarantees (bid bonds, performance bonds, advance payment guarantees), claims settlement, and public-procurement support, with a proprietary "Grupy Zakupowe" (Purchasing Groups) model that aggregates municipalities into collective procurement vehicles.

The firm earns revenue through insurance brokerage commissions paid by insurers, structured as multi-year, custom-tailored programs negotiated per client. Its core technology is a relationship-driven brokerage and risk-management platform rather than a software product; the principal proprietary asset is the 10-year-old Grupy Zakupowe authorial model. Distribution is sales-led through division-based B2B teams led by dedicated division heads (Grzegorz Szwejser for Business, Maciej Jakubowski for Local Government, Michał Michnowicz for Construction) supported by a team of 40+ brokers and specialists with backgrounds in finance, insurance, and law. Go-to-market combines direct field sales, client referrals and testimonials, division-specific newsletters, an active presence on platformazakupowa.pl for public procurement, and a five-office footprint (Kraków HQ, Tarnów, Chorzów branch, plus representative offices in Rzeszów and Lublin). The firm holds broker liability insurance of 24M PLN, placing it among the top 1% of Polish brokers.

Name

Kancelaria Brokerska Aspergo Sp Z O O

Legal name

Kancelaria Brokerska Aspergo Sp Z O O

Website

https://aspergo.pl

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

11–50 employees

Short description

Aspergo is a Kraków-based insurance brokerage serving construction firms, local government units, and commercial enterprises in Poland via three specialized divisions, earning revenue from carrier commissions and operating a 40+ broker team across five offices in southern and southeastern Poland.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYFSAEADAL

Trade Credit Insurance Brokerage

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

Keywords

• Insurance brokerage services
• Commercial property insurance
• Civil liability coverage
• Insurance guarantee bonds
• Public procurement insurance

Headquarters

HQ city

Kraków

HQ country

Poland

HQ region

Europe

Offices5 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Others

Revenue model

1. Insurance Brokerage Commissions: As an insurance broker, Aspergo earns commissions from insurance companies (ubezpieczyciele) for placing insurance policies. The broker represents the client's interests and negotiates on their behalf with insurers.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Aspergo is a Polish insurance brokerage firm that represents client interests in dealings with insurance companies, negotiating policy terms and conditions on their behalf. The company operates through three specialized divisions — Business, Local Government, and Construction — offering tailored insurance programs including property, civil liability, fleet, personal, and guarantee insurance, as well as claims settlement and public procurement support. Revenue is generated through commissions paid by insurance carriers for policies placed on behalf of clients.

Product overview

Aspergo operates as an insurance brokerage with three specialized divisions offering distinct insurance solutions: the Business Division (Dywizja Biznesowa) insures commercial trading, manufacturing, and service companies; the Local Government Division (Dywizja Samorządowa) serves municipalities and public entities; and the Construction Division (Dywizja Budowlana) focuses on construction investment insurance. The company provides a comprehensive range of insurance services including property insurance, civil liability coverage, insurance guarantees, fleet insurance, personal insurance, claims settlement, receivables insurance, and public procurement support. Operating for 18 years with a team of over 40 brokers and specialists, Aspergo acts as an intermediary representing clients in dealings with insurers.

Differentiator

Problem solved

Functional benefit

Brands

• Dywizja Biznesowa (Business Division): Division comprehensively insuring commercial, production, and service companies.
• Dywizja Samorządowa (Municipal Division)
• Dywizja Budowlana (Construction Division)

Products and services

• Dywizja Biznesowa (Business Division)

Quantifiable outcome

• 99% of tender proceedings resolved in first term
• +5 more outcomes

Named customers9 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Scale indicators8 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Mentor S.A. (Broker Ubezpieczeniowy): Polish insurance brokerage firm serving enterprise and public-sector clients with multi-line coverage. Closely comparable to Aspergo in business model, target segments (enterprise + municipalities), and Polish regional footprint.
• KBC Brokers: Polish insurance broker offering property, liability, and specialty coverage for SMEs and corporates. Direct competitor to Aspergo's Business Division with overlapping service portfolio.
• Suprema Brokers: Polish insurance broker with strong corporate and construction exposure. Comparable to Aspergo in product mix (property, liability, construction, fleet) and mid-market Polish enterprise focus.

Broad incumbents

• Lockton Poland: Largest independent global broker with operations in Poland. Directly comparable to Aspergo in commercial property, casualty, and construction insurance placement for mid-sized Polish enterprises.
• Marsh Polska: Polish arm of Marsh & McLennan, one of the world's largest insurance brokers. Operates broadly across commercial, construction, and public-sector lines in Poland and competes with Aspergo for mid-market and large enterprise clients.
• Gras Savoye (WTW) Poland: European brokerage heritage now under WTW, active in Polish commercial and construction insurance markets. A relevant competitor for mid-market construction and enterprise accounts similar to Aspergo's portfolio.
• Aon Polska: Polish operation of global broker Aon, offering risk, reinsurance, and brokerage services. Overlaps with Aspergo in construction, public-sector, and commercial insurance, with far broader geographic and product reach.
• Willis Towers Watson Polska (WTW): Global advisory and broking firm with a Polish presence. Competes with Aspergo across construction all-risk, liability, and public-sector risk advisory, with deeper insurer relationships at international scale.

Emerging players

• Euler Hermes Polska (Allianz Trade): Trade credit insurance provider relevant to Aspergo's receivables insurance (Ubezpieczenia Należności) line. Partial overlap as a specialist insurer/broker rather than a full-line competitor.

Regional players

• InterRisk (broker network / affiliated distribution): Polish insurance group with broking and agency functions serving regional enterprise and public-sector clients. Operates in overlapping geographies and segments with Aspergo, particularly in southern Poland.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/kancelaria-brokerska-aspergo

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Kancelaria Brokerska Aspergo Sp Z O O