Kaas Consulting Inc

What Kaas Consulting Inc does

Kaas Consulting Inc, operating as KAAS Settlement Consulting, is a privately held financial advisory firm founded in 2000 and headquartered in Newport Beach, California. The firm provides settlement consulting, financial transition planning, and government benefit preservation services, principally to contingency-fee plaintiff attorneys and to settlement claimants/plaintiffs receiving funds from personal injury, wrongful death, workers' compensation, employment, class action, and other legal matters. The offering spans approximately fifteen core service lines including structured settlement annuities, attorney fee deferral strategies, qualified settlement funds (468B trusts), Medicare set-asides, lien resolution, mass tort settlement resolution, special needs and minors' trusts, probate coordination, and a 'Financial Transitions' practice covering lottery wins, inheritances, and business sale proceeds. The firm is licensed to operate in all 50 U.S. states.

The company runs a B2B2C model in which settlement planning services are provided at no direct cost to attorneys or claimants; revenue is generated through commissions and fees paid by structured settlement carriers, annuity providers, and assignment companies when settlement structures are placed. Distribution is entirely relationship-driven: contingency-fee plaintiff attorneys serve as the primary referral channel, supplemented by free educational content (an eBook, a pocket reference guide, and a 40+ article blog), organic social media, membership displays across roughly a dozen plaintiff-bar and settlement-planning associations, and speaking engagements in California and nationally.

Underlying technology is non-proprietary: there is no software platform, API, or app — the firm's differentiation rests on the founder's rare credential combination (Certified Financial Transitionist, Certified Structured Settlement Consultant, Certified Medicare Secondary Payer Professional, plus Series 7/65/63 securities licenses) and on the Sudden Money Institute behavioral-finance methodology for addressing the emotional and personal dimensions of sudden wealth transitions. The firm complements its core practice through a curated partner network of QSF administrators, lien resolution experts, mass tort coordinators, and a national trust-attorney network that handles execution tasks KAAS does not perform in-house.

Name

Kaas Consulting Inc

Legal name

Kaas Consulting Inc

Website

https://www.tracikaas.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Kaas Consulting Inc (d/b/a KAAS Settlement Consulting) is a Newport Beach-based financial advisory firm providing settlement planning, structured settlement annuities, government benefit preservation, and financial transition services to plaintiff attorneys and settlement claimants across all 50 U.S. states.

Ownership category

akta.pro rank

Product category

Settlement Consulting and Financial Transition Planning

NAICS

Management Consulting Services (54161)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Structured Settlement Annuities (FSAIACAJ)

Keywords

• Structured settlements
• Settlement planning
• Financial transition consulting
• Attorney fee deferral
• Government benefit preservation

Headquarters

HQ city

Newport Beach

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Others

Revenue model

1. Structured Settlement & Annuity Commissions: Settlement planning services are provided at no cost to attorneys or clients. Revenue is generated through commissions and fees paid by structured settlement carriers, annuity providers, and assignment companies when settlement structures are placed. This B2B2C model means the product cost is embedded in the financial products placed, not charged directly to end clients.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels6 records

Core offering

Kaas Settlement Consulting provides professional settlement consulting and financial transition planning services for plaintiff/contingency fee attorneys and settlement claimants. The firm places structured settlement annuities, designs attorney fee deferral strategies, preserves government benefits, resolves liens, sets up qualified settlement funds, and offers trust services. Revenue is earned through commissions paid by structured settlement carriers and annuity providers rather than direct client fees.

Product overview

Kaas Settlement Consulting is a professional services firm offering a comprehensive suite of settlement planning and financial transition services. Rather than a unified software platform, the company provides expert consulting across multiple interconnected service areas including structured settlement annuities, trust services, government benefit preservation, and attorney fee deferral strategies. The core offerings include Settlement Planning, Structured Settlement Annuities, Attorney Fee Deferral Strategies, Trust Services (Special Needs Trusts, Minors' Trusts), Lien Resolution, Medicare Set-Asides, Qualified Settlement Funds, and Mass Tort Settlement Resolution. These services are designed to help individuals and attorneys navigate major financial transitions resulting from legal settlements, lottery winnings, or inheritances.

Differentiator

Problem solved

Functional benefit

Products and services

• Settlement Planning Comprehensive settlement planning services for individuals receiving legal settlements from personal injury, wrongful death, workers' compensation, or non-personal injury cases, providing financial triage, transition planning, and education on settlement options.
• Attorney Fee Deferral Strategies Tax-advantaged investment options allowing contingency fee attorneys to defer fees using structured settlements, market-based portfolios, or treasury-funded products.
• Structured Settlement Annuities Periodic payment structures for claimants receiving personal injury, wrongful death, or workers' compensation settlements, providing tax-free or tax-deferred income with no overhead or annual maintenance fees.
• Attorney Services Settlement planning support and fee deferral options for plaintiff attorneys, including mediation attendance and strategic guidance to help close cases efficiently.
• Financial Transitions Guidance for individuals experiencing sudden financial changes including lottery wins, inheritances, business sales, or employment settlements, addressing both financial complexity and emotional stress.
• Government Benefit Preservation Strategies to protect eligibility for needs-based government benefits such as SSI, Medicaid, and SNAP when receiving settlement proceeds.
• Lien Resolution Expert guidance identifying and resolving Medicare, Medicaid, ERISA, and VA liens to prevent settlement disbursement delays.
• Market-Based Structured Settlements Investment vehicles using market-based portfolios instead of annuities, offering tax-free growth potential for settlement proceeds.
• Non-Qualified Structured Settlements Tax-deferred periodic payments for non-physical injury cases not qualifying under IRC Section 104, including employment litigation and punitive damages.
• Qualified Settlement Funds (468B Trusts) Trust accounts enabling time for resolving mass tort litigation and multiple claimant cases with defendant tax deductions and proper fund administration.
• Trust Services Special Needs Trusts, Minors' Trusts, Settlement Preservation Trusts, and Medical Custodial Accounts for managing settlement proceeds, with access to a national network of trust attorneys and corporate trustees.
• Mass Tort Settlement Resolution Scalable solutions for coordinating complex mass tort cases including QSF administration, benefit preservation, lien resolution, and claims management for multi-claimant litigation.
• Medicare Set-Asides Allocation of settlement funds to cover future medical costs for Medicare beneficiaries, ensuring Medicare remains secondary payer.
• Probate Coordination Expert assistance coordinating estate administration procedures for claimants receiving distributions from deceased persons' estates.
• Lottery Winner Financial Planning Financial transition guidance for lottery winners navigating sudden wealth, tax implications, and long-term planning decisions.

Quantifiable outcome

• Structured settlement payments are 100% income tax-free for physical injury and wrongful death cases under IRC Section 104(a), and 100% income tax-deferred for non-physical injury cases.
• +2 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

18 partnerships are on record, tiered minor and core.

• American Association for JusticeminorOthersProfessional association membership. Logo displayed on website. AAJ is a national organization representing plaintiff attorneys. Membership supports credibility signaling and referral network access within the plaintiff bar.
• California Applicants' Attorneys AssociationminorOthersProfessional association membership. Logo displayed on website. CAA is a California-based organization for applicants' attorneys. Membership supports credibility within the California legal community.
• Consumer Attorneys of CaliforniaminorOthersProfessional association membership. Logo displayed on website. CAOC is a major California plaintiff's bar organization. Membership supports referral network access.
• Los Angeles Trial Lawyers Association (LATLC)minorOthersProfessional association membership. Logo displayed on website. Local bar association in Los Angeles for trial lawyers.
• Consumer Attorneys Association of Los Angeles (CAALA)minorOthersProfessional association membership. Logo displayed on website. CAALA is one of the largest trial lawyer organizations in California. Membership supports referral network and credibility within the LA legal community.
• National Structured Settlement Trade Association (NSSTA)minorOthersProfessional association membership. Logo displayed on website. NSSTA is the primary trade association for the structured settlement industry. Membership provides industry standards access and professional network.
• Orange County Bar Association (OCBA)minorOthersProfessional association membership. Logo displayed on website. OCBA is the bar association for Orange County, California — relevant given the firm's Newport Beach headquarters.
• Orange County Trial Lawyers Charity (OCTLC)minorOthersProfessional association/charitable organization membership. Logo displayed on website. Supports community engagement and credibility within the Orange County legal community.
• Orange County Trial Lawyers Association (OCTLA)minorOthersProfessional association membership. Logo displayed on website. OCTLA represents trial lawyers in Orange County, California.
• San Francisco Trial Lawyers Association (SFTLA)minorOthersProfessional association membership. Logo displayed on website. SFTLA represents trial lawyers in San Francisco Bay Area.
• Society of Settlement PlannersminorOthersProfessional association membership. Logo displayed on website. Organization specifically for settlement planning professionals. Membership supports professional development and industry credibility.
• American Association of Settlement Consultants (AASC)minorOthersProfessional association membership. Logo displayed on website. AASC is a national association for settlement consultants.
• Sudden Money InstitutecoreOthersTraci Kaas receives ongoing training from the Sudden Money Institute, which provides the methodology for addressing both financial and emotional aspects of sudden wealth transitions. This is a foundational partnership for the firm's CeFT designation and differentiated service approach.
• The Settlement Alliance-WEST (TSAW)minorStrategic or Co-development PartnerKAAS works with The Settlement Alliance-WEST for structured settlement services and market-based solutions. TSAW was nominated as California's #1 Structured Settlement Provider. Relationship involves co-marketing and referral of structured settlement products to clients.
• Qualified Settlement Fund AdministratorscoreImplementation/ SI/ Consulting PartnerKAAS has built close relationships with industry leaders in Qualified Settlement Fund (468B Trust) administration for mass tort and multi-claimant cases. Partners handle QSF setup, disbursement, lien management, tax filings, and fund administration.
• Lien Resolution ExpertscoreImplementation/ SI/ Consulting PartnerKAAS works closely with reputable lien resolution experts who identify and resolve Medicare, Medicaid, ERISA, private healthcare, and VA liens. Partners handle correspondence, auditing, negotiation, and compliance for settlement disbursements.
• Mass Tort Settlement Coordination ExpertscoreImplementation/ SI/ Consulting PartnerKAAS partners with industry experts for scalable, customized mass tort solutions including QSF administration, government benefit preservation, lien resolution, and claims management for complex multi-claimant litigation.
• National Network of Trust AttorneyscoreImplementation/ SI/ Consulting PartnerKAAS provides access to a national network of trust attorneys for drafting trust documents and connects claimants with nationally chartered corporate trustees for special needs trusts, minors' trusts, and other trust vehicles.

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Ringler Associates: The largest structured settlement consulting firm in the United States, providing settlement planning, attorney fee deferrals, and structured settlement placements to plaintiff attorneys and claimants. Operates the same B2B2C commission-based model serving the identical plaintiff-bar referral ecosystem as Kaas.
• The Settlement Alliance: National structured settlement provider network that Kaas already works with for market-based solutions and structured settlement placements. TSA was nominated as California's #1 Structured Settlement Provider and operates an identical annuity-and-market-based placement model for plaintiff-side clients.
• Sage Settlement Consulting: Independent settlement consulting firm offering structured settlement annuities, attorney fee deferrals, and financial transition planning to plaintiff attorneys and claimants — directly comparable service mix and referral-based distribution model.
• Structured Financial Associates: Boutique structured settlement consulting and brokerage firm placing annuities with carriers on behalf of plaintiff attorneys and claimants. Overlapping service lines including structured settlements, fee deferrals, and settlement planning for mass tort and personal injury cases.
• Strategic Settlements: Structured settlement consulting firm placing annuities and market-based solutions for plaintiffs and attorneys. Comparable carrier-commission revenue model and plaintiff-bar referral distribution in the same niche.
• Millennium Settlement Consulting: Settlement consulting practice providing structured settlement annuities, financial planning, and case resolution support to plaintiff attorneys. Comparable boutique professional services model in the same settlement planning category.

Broad incumbents

• Prudential Financial: One of the largest issuers of structured settlement annuities in the US through Prudential's Individual Life Insurance division. Kaas places a portion of its structured settlement business with major carriers like Prudential, making it a counterparty and ecosystem incumbent rather than a direct competitor.
• MetLife: Major structured settlement annuity issuer serving plaintiff-side settlements nationwide. As a counterparty carrier for Kaas's placements, MetLife operates upstream in the value chain and represents the incumbent supply side of the structured settlement ecosystem.
• Pacific Life: Large annuity provider offering fixed and structured settlement products to plaintiffs and attorneys. As a carrier counterparty, Pacific Life competes with other insurers for the structured settlement placements Kaas arranges.
• New York Life: Major mutual insurer with a structured settlement annuity business. Operates upstream as a carrier for structured settlement placements and is one of the established incumbent providers Kaas works with when placing cases.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/KaasConsulting
• YouTubeyoutube.com/@kaassettlementconsulting4442
• Facebookfacebook.com/KaasSettlements
• LinkedInlinkedin.com/company/kaas-settlement-consulting
• Instagraminstagram.com/kaas_settlements

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Kaas Consulting Inc