Plutus Capital Partners

What Plutus Capital Partners does

Plutus Capital Partners is a privately held investment and advisory firm headquartered at 607 S. Magnolia Ave, Tampa, Florida. Founded in 2021, the firm operates a committed mezzanine fund exclusively focused on the Southeastern United States, providing Private Debt ($1-6 million, 10-14% fixed or floating rates), Mezzanine Loans ($1-6 million, 14-18% typical rates with 10-12% current pay), and Preferred Equity ($1-3 million, 16% IRR target) to profitable small and mid-market companies. Use cases include acquisition financing, growth initiatives, management buyouts, recapitalizations, shareholder liquidity, real estate and construction projects, and equipment financing.

The firm augments its capital deployment with Advisory Services including M&A transaction support (buyer and seller representation), strategic business planning, financial modeling assistance, due diligence support, business valuation, and capital raising/restructuring assistance. M&A advisory is billed via retainer plus success-based fees, while general advisory is billed hourly. The firm also holds a Service Disabled Veteran Owned Small Business (SDVOSB) certification and asks portfolio clients about veteran hiring and subcontracting practices as part of its stated diversity and inclusion mandate.

Plutus distributes exclusively through direct enterprise field sales and relationship-based outreach, with no apparent content marketing, paid digital, or social media channels beyond a corporate website and investor portal hosted via AppFolio Investor Management. The leadership team consists of two General Partners (Matt Gough, CEO; Tyler Lasher, Investment Committee Member), a CFO, a CCO/CMO, an SVP, and supporting staff, supported by an advisory board of regional business and community leaders. No revenue, AUM, portfolio company count, or funding round data is publicly disclosed.

Name

Plutus Capital Partners

Legal name

Plutus Capital Partners

Website

https://plutuscapital.partners

Company type

Private

Founded year

2021

Operating status

Operating

Short description

Plutus Capital Partners is a Tampa-based private investment and advisory firm providing mezzanine financing, private debt ($1-6M), and preferred equity to profitable small and mid-market companies in the Southeastern United States, supplemented by M&A and strategic advisory services.

Ownership category

akta.pro rank

Product category

Mezzanine Financing & Private Credit

NAICS

All Other Financial Investment Activities (52399), Investment Banking and Securities Intermediation (52315), Investment Banking and Securities Intermediation (523150), Finance and Insurance (52)

SIC

Miscellaneous Business Credit Institution (6159), Loan Brokers (6163), Services-Management Consulting Services (8742)

akta.pro primary industry

Mezzanine / Subordinated Debt (FSANADAC)

akta.pro secondary industries

Large-Cap / Sponsor Finance Direct Lending (FSANADAJ), Corporate Finance & Capital Advisory (BPAHADAB), Capital Raising Advisory (Equity & Equity-Linked) (FSAEAGAC), Buy-Side M&A Advisory (FSAEAGAB), Mezzanine Debt & Preferred Equity (CRE Capital Stack) (FSALADAI)

Keywords

• Mezzanine financing
• Private credit
• Preferred equity
• M&A advisory
• Capital solutions

Headquarters

HQ city

Tampa

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Mezzanine Financing: The firm provides mezzanine loans and preferred equity investments to small and mid-market companies. Revenue is generated through interest payments on loans with typical rates of 14-18%, with 10-12% current pay and the remainder at maturity. Preferred equity investments target 16% IRR.
2. Private Debt Financing: Private debt offerings include loans sized at $1-6 million with fixed rates starting at 10-14% or floating rates. Origination and exit fees are typically 2-4% on a deal-by-deal basis.
3. Advisory Services: M&A transaction support services are charged based on a combination of retainer and success-based transaction fees. Other advisory services including strategic consulting, business valuation, and capital raising assistance are charged on an hourly rate.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels1 record

Core offering

Plutus Capital Partners is an investment and advisory firm that provides mezzanine loans, private debt, and preferred equity (typically $1-6 million) to profitable small and mid-market companies, alongside M&A and strategic advisory services. The firm manages a committed mezzanine fund exclusively focused on the Southeastern United States market. Advisory services include M&A transaction support, business valuation, capital raising assistance, and strategic consulting.

Product overview

Plutus Capital Partners is a capital investment and advisory firm offering three primary capital solutions products (Private Debt, Mezzanine Loan, and Preferred Equity) ranging from $1-$6 million, along with Advisory Services that include M&A transaction support, business valuation, capital raising, and strategic consulting. The capital solutions are structured as investment programs customized to fit client needs, while advisory services provide additional value-add support on a selective basis for portfolio companies.

Differentiator

Problem solved

Functional benefit

Products and services

• Private Debt Debt financing product providing loans of $1-$6 million with fixed rates starting at 10-14% or floating rates, leverage up to 65% LTV/70% LTC, and terms of 2-4 years. Used by small to mid-market companies in the Southeastern US for income-producing commercial purposes including acquisitions, construction, real estate, and working capital.
• Mezzanine Loan Mezzanine financing product offering loans of $1M-$6M with rates of 14-18% (typically 10-12% current pay with remainder at maturity), leverage up to 60-70% LTC/LTV, terms of 1-4 years, and 2-4% origination and exit fees. Targeted at small and mid-market companies seeking subordinated capital for acquisitions, growth, recapitalizations, and management buyouts.
• Preferred Equity Equity financing product providing $1-$3 million investments targeting 16% IRR with minimum multiple at exit, up to 50% equity leverage, and 2-3 year terms. Designed for income-producing acquisitions, construction, and growth capital for small to mid-market companies seeking capital without significant equity dilution.
• Advisory Services Value-add consulting services for portfolio and prospective clients including strategic and financial consulting, business appraisal and valuation, capital raising and restructuring assistance, and M&A transaction support (buyer/seller representation, due diligence, data room assistance, business plan and financial model support). M&A support charged on retainer plus success fees; other advisory services billed hourly.

Quantifiable outcome

• Fixed rates starting at 10-14% for private debt; Mezzanine rates of 14-18% typically with 10-12% current pay
• +2 more outcomes

Named customers6 records

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• The Next Wave Marketing InnovationminorOthersThe Next Wave Marketing Innovation is a VA Certified Service Disabled Veteran Owned Business (SDVOSB) ad agency located in Dayton, Ohio, in a HUBzone. They were selected to build Plutus Capital Partners' website as part of the firm's commitment to supporting veteran-owned businesses.

Scale indicators2 records

Recent moves5 records

Broad incumbents

• Saratoga Investment Corp: Saratoga Investment Corp is a publicly traded BDC providing leveraged loans to U.S. middle-market companies, overlapping with Plutus' private debt and mezzanine offerings.
• NXT Capital: NXT Capital is a privately held investment manager providing structured financing and mezzanine capital to middle-market companies, operating in the same broader private credit space as Plutus.
• PennantPark Floating Rate Capital: PennantPark is a publicly traded BDC investing in U.S. middle-market private credit with a much broader platform, but operating in the same private credit/mezzanine space as Plutus.

Direct peers

• Brightwood Capital Advisors: Brightwood Capital Advisors is a private credit firm focused on senior secured and mezzanine debt to U.S. lower-middle-market companies, with a similar deal-size and borrower profile as Plutus.
• Cornerstone Capital Group: Cornerstone Capital Group is a boutique private investment bank providing mezzanine financing, M&A advisory, and capital raising to small and mid-market companies, comparable in size and integrated services.
• Calderwood Capital Partners: Calderwood Capital Partners is a private investment firm providing mezzanine debt and equity capital to lower-middle-market companies, closely comparable in structure, ticket size, and target segment.
• WhiteHorse Capital: WhiteHorse Capital manages private credit funds that provide senior and mezzanine debt to lower-middle-market companies, directly competing with Plutus on structure and deal size.
• Garrison Capital: Garrison Capital is a BDC that provides debt financing including mezzanine capital to lower-middle-market borrowers, making it a directly comparable private credit competitor.
• Capitala Group: Capitala Group provides mezzanine debt, senior debt, and equity capital to small and lower-middle-market companies, with a comparable product set (mezzanine + private debt + preferred equity) to Plutus.
• Comvest Partners: Comvest Partners is a private investment firm that provides mezzanine debt, senior debt, and private equity to lower-middle-market companies, closely matching Plutus' product mix and target borrower profile.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles14 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Plutus Capital Partners