TECH 4 FINANCE

What TECH 4 FINANCE does

Tech4finance (legally T4F Srl) is a Milan-based Italian fintech infrastructure provider that develops vertical SaaS platforms and consulting services for operators in the alternative finance market, specifically crowdinvesting and club deal activity. The company's portfolio centers on two products: CrowdCore, a SaaS infrastructure for equity and lending crowdfunding platforms with built-in ECSP and DORA compliance, integrated onboarding, KYC/AML, digital accounts, payment services (via the TPPay partnership with a Banca d'Italia-regulated EMI under TAS Group), and post-campaign management workflows; and ClubCore, a Platform-as-a-Service solution for promoters managing private investment networks and club deal communities through a reserved digital environment where deal documents and expressions of interest can be exchanged with selected investor groups.

The business operates on a subscription-based SaaS revenue model (annual billing cadence, quote-based pricing that is not publicly disclosed) supplemented by professional services for strategic product positioning, brand identity, and implementation. Go-to-market is enterprise-focused direct sales led by CEO Gianmario Colafati, with content marketing, an industry events presence (e.g., Finance Day Italia), and partner referrals (notably TPPay). Customers are alternative finance operators across Italy, spanning real estate investment and lending, asset management, art/collectibles, agriculture, impact investing, and digital investment platforms; the company has enabled 23 platforms, activated 10 club deals, profiled 11,580 users, supported 591 funded operations, facilitated over 120 million EUR in capital raised, and processed 253,323 transactions. Headcount is 1–10 employees, the company is privately held with no disclosed funding rounds or external investors, and operations are currently limited to Italy, though the ECSP-compliant architecture positions it for potential European expansion.

Name

TECH 4 FINANCE

Legal name

T4F Srl

Website

https://tech4finance.it

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

1–10 employees

Short description

Tech4finance (T4F Srl) is a Milan-based fintech infrastructure provider offering CrowdCore and ClubCore, ECSP-compliant SaaS platforms that enable Italian operators to run equity/lending crowdfunding platforms and manage club deal investor communities.

Ownership category

akta.pro rank

Product category

Alternative Finance SaaS / Crowdfunding Infrastructure

NAICS

Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (5182), Depository Credit Intermediation (5221)

SIC

Finance Services (6199)

akta.pro primary industry

BaaS Platforms & Sponsor Bank Enablement (FSAGALAA)

akta.pro secondary industries

Marketplace & Loan Aggregation Platforms (Borrower-Lender Matching) (FSAGAHAL), Digital Banking & Neobank Platforms (BPAMAFAD), Embedded Deposit Accounts & Digital Wallet Infrastructure (FSAGALAE)

Keywords

• Crowdfunding SaaS infrastructure
• Club deal platform software
• ECSP compliant infrastructure
• Alternative finance software
• KYC AML integration

Headquarters

HQ city

Milano

HQ country

Italy

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. CrowdCore SaaS Platform: Subscription-based SaaS infrastructure enabling platforms to create customized equity or lending crowdfunding platforms with integrated compliance, payment, and investor management features
2. ClubCore Platform: Platform as a Service for managing Club Deals and investor communities, offered as subscription service for promoters managing private investment networks
3. Strategic Consulting Services: Consulting for fintech product positioning strategy, brand identity definition, design, implementation, management activities and communication

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Tech4finance develops and sells vertical SaaS platforms (CrowdCore and ClubCore) that enable alternative finance operators to launch and operate ECSP-compliant equity and lending crowdfunding platforms and club deal communities. The platforms integrate KYC/AML, digital accounts, payments (via TPPay), and regulatory compliance workflows, and are complemented by strategic consulting services for fintech product positioning and brand identity.

Product overview

Tech4finance offers a unified portfolio of two core SaaS products: CrowdCore and ClubCore. CrowdCore is a specialized SaaS infrastructure enabling equity and lending crowdfunding platforms, providing ECSP-compliant workflows for onboarding, KYC/AML, digital accounts, payments, and post-campaign management. ClubCore is a Platform-as-a-Service for managing Club Deal communities and private investment networks. Both products share compliance-first architecture and are offered as modular, customizable solutions for authorized operators.

Differentiator

Problem solved

Functional benefit

Brands

• CrowdCore: SaaS infrastructure platform for equity and lending crowdfunding, ECSP and DORA compliant, enabling creation and scaling of crowdinvesting platforms.
• ClubCore

Products and services

• CrowdCore SaaS infrastructure for equity and lending crowdfunding platforms, providing integrated management of onboarding, KYC, AML, digital accounts, payments, and compliance workflows. ECSP and DORA compliant, enabling platforms to create personalized environments for investment collection and post-campaign management.
• ClubCore Platform as a Service solution for promoters to organize their investor community and manage Club Deals through a reserved digital space. The platform allows presenting opportunities to selected groups, sharing information and documents, and collecting expressions of interest.
• Strategic Consulting Services

Quantifiable outcome

• Over 500 operations funded through CrowdCore-enabled platforms
• +4 more outcomes

Named customers24 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature5 records

Partnerships

One partnership is on record.

• TPPaycoreTechnology or Integration · 6 March 2025Strategic partnership between TPPay (Banca d'Italia regulated Electronic Money Institution, part of TAS Group) and CrowdCore. TPPay integrates payment services into the CrowdCore SaaS infrastructure, providing a compliant alternative to foreign payment providers. This partnership enables CrowdCore platforms to access regulated Italian payment services with full ECSP compliance.

Scale indicators12 records

Recent moves4 records

Expansion highlights4 records

Market position

Competitive moat5 records

Key risks14 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/tech4finance

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about TECH 4 FINANCE