Grande Ourse Patrimoine

What Grande Ourse Patrimoine does

Grande Ourse Patrimoine is an independent French wealth management advisory firm (Conseiller en Gestion de Patrimoine) founded in 2023 and headquartered at 23 boulevard du Musée, Chambéry. It is structured as an EURL (Entreprise Unipersonnelle à Responsabilité Limitée) with €2,000 of share capital and is wholly owned by founder Stéphane Lafoucrière, who serves as Gérant. The firm holds ORIAS registration (24000525) as a Courtier d'assurance or de réassurance (COA) and Conseiller en Investissement Financiers (CIF), and a Carte T (CPI73012024000000001) issued by the CCI de la Savoie for real estate and business-asset transactions, and is a member of the CNCGP. The team consists of three people: the founder and two wealth management advisors covering the Rhône-Alpes and Lyon areas.

The company serves individuals (employees, retirees, students), business owners and company directors, liberal professionals (doctors, lawyers), and small-to-large enterprises across France. Its core proposition is personalized, relationship-based advisory covering retirement preparation, tax optimization, succession planning, investment selection, family protection, and corporate treasury solutions. The product shelf spans Assurance Vie (French and Luxembourg), Immobilier & SCPI, equities/bonds/structured products via compte-titre and PEA wrappers, Club Deal / Private Equity, Socially Responsible Investment (ISR) mandates, insurance/prevoyance/mutuelle products, and corporate solutions including Article 150-0 B Ter apport-cession structures, Épargne Entreprise, comptes de trésorerie, and contrats de capitalisation.

The business model is fee-based professional services: no proprietary technology platform, no AI components, and pricing is quote-based with multi-year engagements rather than tiered SaaS-style pricing. Distribution is direct advisory — primarily on-site consultations throughout France from the Chambéry headquarters — supplemented by a modest digital funnel (LinkedIn, Instagram, newsletter, website appointment booking). There are no disclosed funding rounds, no institutional or PE backers, no app, no API, no integrations, and no parent company. Revenue is not publicly disclosed; given the 3-person headcount and year-1–2 operating history, the firm is best characterized as a bootstrapped boutique advisory in early-stage build mode, scaling via incremental advisor hires and product-shelf expansion rather than technology-driven leverage.

Name

Grande Ourse Patrimoine

Legal name

GRANDE OURSE PATRIMOINE

Website

https://grandeourse-patrimoine.fr

Company type

Private

Founded year

2023

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Wealth Management Advisory

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Family Wealth & Multi-Generational Planning RIAs (HNW/UHNW-lite) (FSAAACAH)

akta.pro secondary industries

Specialized/Niche-Vertical RIAs (e.g., Medical, Tech, Executives, Athletes) (FSAAACAL), Estate Planning, Trust Structuring & Governance (FSAAADAF), Trust & Estate Tax Planning & Compliance (FSAEAKAE)

Keywords

• Wealth management advisory
• Financial planning services
• Investment advisory
• Tax optimization consulting
• Estate planning services

Headquarters

HQ city

Chambéry

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Wealth Management Advisory Fees: Revenue generated from providing personalized wealth management and financial advisory services to individuals, professionals, and businesses. Services include retirement planning, tax optimization, succession planning, and investment management.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

Grande Ourse Patrimoine is an independent wealth management advisory firm providing personalized financial planning, investment advisory, tax optimization, retirement preparation, estate/succession planning, and family wealth protection services to individuals, business owners, liberal professionals, and enterprises across France. The firm distributes and advises on a broad range of investment vehicles including Assurance Vie contracts (French and Luxembourg), real estate and SCPI products, stocks/bonds/structured products, private equity club deals, socially responsible investments, and insurance/health coverage, while also supporting corporate clients with employee savings plans, treasury accounts, and Article 150-0 B Ter tax deferral structures.

Product overview

Grande Ourse Patrimoine operates as a wealth management advisory firm (Conseiller en Gestion de Patrimoine) offering a comprehensive suite of financial services. The core offering is personalized wealth management advisory, supplemented by a diversified portfolio of investment products for both individual and professional clients. For individuals, the firm provides Assurance Vie (French and Luxembourg), Immobilier & SCPI, Actions-Obligations-Produits Structurés, Club Deal-Private Equity, and Socially Responsible Investment products. For businesses and professionals, services include Épargne Entreprise, Solutions 150-0 B Ter du CGI for succession planning, Compte de trésorerie optimization, and Contrat de Capitalisation. The advisory service serves as the central platform connecting these specialized investment products to client needs.

Differentiator

Problem solved

Functional benefit

Products and services

• Conseil en Gestion de Patrimoine Core wealth management advisory service providing personalized strategic planning, investment selection, retirement preparation, tax optimization, and estate/succession planning for individuals, business owners, company presidents, and liberal professionals.
• Assurance Vie (Française & Luxembourgeoise) Life insurance products offered in both French and Luxembourg jurisdictions, providing tax-efficient savings and investment vehicles for individual clients.
• Immobilier & SCPI Real estate investments and SCPI (Société Civile de Placement Immobilier) products including new, existing, and tax-advantaged properties for individual clients.
• Actions - Obligations - Produits Structurés Stocks, bonds, and structured products available through compte titre and PEA (Plan d'Épargne en Actions) accounts for individual clients.
• Club Deal - Private Equity Private equity investment opportunities allowing clients to invest in the real economy through club deal structures.
• Assurances - Prévoyance - Mutuelle Insurance, provident, and mutual health insurance products offered through the firm's insurance brokerage pole (COA registration).
• Investissement Socialement Responsable Socially responsible investment (ISR/SRI) products allowing clients to invest according to their personal values.
• Épargne Entreprise Corporate savings solutions (employee savings plans) to promote employee savings and retention, providing financial leverage to attract and retain talent.
• Solutions 150-0 B Ter du CGI Article 150-0 B Ter of the French General Tax Code solutions for business sales, featuring apport-cession structures and tax deferral on capital gains.
• Compte de trésorerie Treasury account solutions providing flexible and performant options to optimize corporate cash management and maximize excess funds.
• Contrat de Capitalisation Capitalization contract for managing corporate treasury in a simple and flexible manner, adapted to business structures.

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Chambre Nationale des Conseils en Gestion de Patrimoine (CNCGP)professional associationOthersGrande Ourse Patrimoine is a member of the Chambre Nationale des Conseils en Gestion de Patrimoine, a professional association that provides industry representation and networking opportunities for wealth management advisors in France.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Cyrus Conseil: Cyrus Conseil is one of France's largest independent wealth management (gestion de patrimoine) firms, offering multi-product advisory (assurance vie, SCPI, private equity, optimisation fiscale) to individuals and business owners. Highly comparable to Grande Ourse Patrimoine in scope, client base, and independent positioning, but at materially greater scale.
• Diapason Conseil: Diapason is a French independent wealth management advisor providing global asset, tax, and succession planning to private clients and business owners. Directly comparable as an independent CGP offering assurance vie, SCPI, and structured solutions with similar target segments.
• Patrimoni Conseil: Patrimoni Conseil is a French independent CGP network offering wealth, tax, and retirement advisory to individuals and professionals across France. Comparable in service breadth and target clientele; like Grande Ourse Patrimoine, it relies on independent advisor relationships.
• B*Capital: B*Capital is an independent French wealth management advisory firm serving private clients, entrepreneurs, and family offices with retirement, tax, and estate planning. Comparable independent CGP model with national footprint, against which Grande Ourse Patrimoine competes for the same entrepreneur/professional segment.

Emerging players

• Nalo: Nalo is a French online wealth management / robo-advisor that builds automated, goal-based investment portfolios for retail and mass-affluent clients. Represents the emerging digital alternative whose fee compression pressures traditional CGPs like Grande Ourse Patrimoine in the lower-AUM segment.
• Linxo (Crédit Agricole): Linxo is a French personal finance aggregation and wealth advisory platform, now part of Crédit Agricole, offering digital wealth guidance. Relevant as a hybrid advisor/tech player reshaping expectations of how French HNW clients interact with their wealth advisors.
• Fundshop: Fundshop is a French online wealth management platform offering life insurance, PEA, and tailored investment solutions. Comparable offering in assurance vie and structured products, but delivered digitally — a threat and reference point for Grande Ourse Patrimoine's traditional advisory model.

Broad incumbents

• Crédit Agricole Private Banking: Crédit Agricole's private banking arm serves HNW clients across France through regional banks (Caisses Régionales), offering wealth advisory and asset management. The regional distribution model is particularly relevant as it competes directly in Chambéry/Savoie.
• BNP Paribas Wealth Management: BNP Paribas Wealth Management is one of Europe's largest private banks, serving HNW/UHNW individuals and families with comprehensive advisory and discretionary mandates. Sets the gold-standard incumbent benchmark against which independent CGPs like Grande Ourse Patrimoine compete on perceived objectivity and personalization.
• Société Générale Private Banking: Société Générale Private Banking offers wealth advisory, asset management, and financing solutions to HNW clients in France. A broad incumbent competitor for the same entrepreneur and senior executive segments that Grande Ourse Patrimoine targets.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/grandeourse.patrimoine
• LinkedInlinkedin.com/company/grandeourse-patrimoine
• Instagraminstagram.com/grandeourse.patrimoine

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Grande Ourse Patrimoine