CABINET COSTAZ ET ASSOCIES

Name

CABINET COSTAZ ET ASSOCIES

Legal name

CABINET COSTAZ ET ASSOCIES

Website

https://costaz-associes.com

Company type

Private

Founded year

2018

Operating status

Operating

Short description

Cabinet Costaz et Associés is a French independent wealth management advisory firm founded in 2018 in Aime-la-Plagne, serving individuals and business owners across the Savoie region through fee-based financial, insurance, banking, and real estate advisory.

Ownership category

akta.pro rank

Product category

Wealth Management Advisory

NAICS

Portfolio Management and Investment Advice (523940), Other Activities Related to Real Estate (531390)

SIC

Real Estate Agents & Managers (For Others) (6531)

akta.pro primary industry

Private Banking Advisory & Discretionary Portfolio Management (FSABADAD)

akta.pro secondary industry

Private Banking Business Owners & Entrepreneur Solutions (Liquidity Events, Pre-IPO) (FSABADAK)

Keywords

• Wealth management advisory
• Estate planning services
• Retirement planning
• Insurance brokerage
• Business succession advisory

Headquarters

HQ city

Aime-la-Plagne

HQ country

France

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Financial Advisory Fees: Fee-based advisory services for wealth management, retirement planning, estate planning, and business succession. Operates as registered financial investment advisor (CIF), insurance broker, and real estate transaction agent, suggesting a multi-stream advisory revenue model.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Cabinet Costaz et Associés provides independent wealth management advisory (conseil en gestion de patrimoine) for individuals and business professionals. Services cover building, optimizing, and transmitting wealth, including investment advice, retirement planning, estate planning, business succession, tax optimization, insurance brokerage, and real estate transaction advisory. The firm operates through physical offices in Aime-la-Plagne, Annecy, and Chambéry in the Savoie region of France.

Product overview

Cabinet Costaz & Associés is a wealth management consulting firm offering a unified service portfolio centered on conseil en gestion de patrimoine (wealth management advisory). The firm serves both individuals (Particuliers) and business professionals (Professionnels/Entreprises) through personalized consulting engagements focused on wealth building, optimization, and succession. Services include investment advice, retirement planning, tax optimization, insurance solutions, and business transfer advisory. The offering is structured as a service-based practice rather than a software product, with a structured 5-step methodology: discovery meeting, mission letter, audit and recommendations, implementation, and annual follow-up.

Differentiator

Problem solved

Functional benefit

Products and services

• Conseil en Gestion de Patrimoine Core wealth management consulting service providing personalized advice for building, growing, and transferring wealth. Delivered via a structured 5-step methodology (discovery meeting, mission letter, audit and recommendations, implementation, annual follow-up) to individuals and business professionals in the Savoie region.
• Accompagnement Particuliers Personalized wealth management services for private individuals including investment guidance, retirement planning, family protection, and estate succession planning. Addresses complex financial decisions across family, financial, legal, real estate, and tax dimensions.
• Accompagnement Professionnels Specialized advisory services for business owners, entrepreneurs, and liberal professionals covering executive compensation optimization, employee benefit plans, business financing, social protection, retirement planning, treasury management, and company succession/transfer.

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• PatriCimescoreStrategic or Co-development PartnerCabinet is backed by the PatriCimes group, a regional association present across the Savoie departments. This partnership enables synergies, shared knowledge, and expanded expertise across member firms.
• CNCGP (Chambre Nationale des Conseils en Gestion de Patrimoine)coreOthersMember of the National Chamber of Wealth Management Advisors, an association approved by the AMF (Financial Markets Authority). Provides regulatory standing and professional network.

Scale indicators1 record

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Pictet Wealth Management: Swiss-headquartered private bank providing wealth advisory, asset management, and family office services to UHNW clients globally. Comparable in serving cross-border HNW clients (relevant to Alpine resort wealth) but with vastly greater scale, custody capabilities, and international footprint.
• BNP Paribas Wealth Management: Private banking division of BNP Paribas providing integrated advisory, discretionary management, financing, and real estate services to HNW clients in France and internationally. A broad incumbent competitor for affluent French clients with significantly larger scale and product breadth.
• Indosuez Wealth Management: Crédit Agricole's private banking arm offering wealth advisory, investment management, and financing solutions to HNW and UHNW clients globally, including France. A larger incumbent serving overlapping clientele but with proprietary products, custody, and cross-border capabilities far beyond a regional boutique.
• Société Générale Private Banking: Private banking arm of Société Générale delivering wealth advisory, investment solutions, and entrepreneur services to HNW clients in France and across Europe. Overlaps with Cabinet Costaz in serving entrepreneurs and business owners but at much larger scale with proprietary product and balance-sheet capabilities.

Emerging players

• Ramify: Paris-based wealth advisory and private equity investment platform providing hybrid digital + human advisor services to French HNW individuals and families. Comparable to Cabinet Costaz in target clientele (HNW particuliers and chefs d'entreprise) but with a tech-enabled, asset-class-broadened offering.
• Nalo: French digital wealth management platform offering automated, goals-based investment advisory (life insurance, PEA, securities) to mass-affluent clients. Represents the digital-native advisory model that competes with traditional relationship-based firms like Cabinet Costaz for next-generation French investors.

Direct peers

• UFF (Union Financière de France Banque): French wealth management advisory firm offering investment, retirement, and estate advisory to individuals and business owners. Comparable to Cabinet Costaz in serving mass-affluent to HNW French clients with a relationship-driven advisory model, though at materially larger scale.
• Althos Patrimoine: Independent French wealth management advisory boutique serving individuals and entrepreneurs across France. Comparable in business model (fee-based independent conseil en gestion de patrimoine) and customer segments (particuliers and chefs d'entreprise) to Cabinet Costaz.
• PatriCimes: Regional association of independent wealth management advisory cabinets across the Savoie departments. It is the parent/affiliation network of Cabinet Costaz and offers the closest direct peer comparison, with shared methodology, client base, and operational profile.
• Cyrus Conseil: Independent French wealth management advisory firm serving individuals and entrepreneurs across France with fee-based conseil en gestion de patrimoine. Comparable in independent positioning, multi-licence advisory model, and segment focus (particuliers and professionnels) to Cabinet Costaz.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/PatriCimes-108511048296302

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CABINET COSTAZ ET ASSOCIES