FAMILY PATRIMOINE

What FAMILY PATRIMOINE does

Family Patrimoine is an independent wealth management advisory firm headquartered in Meylan, near Grenoble, France, founded in 2009 by Sébastien SERRE and Jean-François Aimonetti. Operating as a privately held SAS with €136,200 of capital and registered in Grenoble under RCS 511 537 250, the firm serves high-net-worth individuals, families, executives, liberal professionals, and business owners. The core offering is a Family Office / Gestion Privée platform anchored by seven specialized advisory modules: financial investment advisory, real estate investment advisory, patrimonial organization and strategy, financing, social protection, and business wealth (Family Entreprise). The firm positions itself explicitly as independent of any bank, insurance company, or financial network, presenting this as the basis for fully objective advice.

The service platform rests on a data aggregation infrastructure with an electronic safe and consolidated asset overview accessible through a client extranet (Espace Client), a monthly investment committee combined with a reactive arbitrage system for portfolio adjustments, and a market trend alert system delivered through an equity stake in Astrabaz.com (FRN Ingénierie), a fintech with over ten years of operating history. Family Patrimoine holds multiple regulated statuses that institutionalize its advisory scope: ORIAS registration 09050070 as a CIF (Financial Investment Advisor) under CNCGP/AMF, insurance broker (category B), broker in banking operations and payment services, and a real estate transaction card (CCI Grenoble), with ACPR supervision and professional liability insurance via MMA IARD. In 2023, the firm co-founded Groupe INSINIA, the private wealth management pole of Groupe Astoria, formalizing a consortium structure that pools expertise across member cabinets while preserving each member's advisory independence.

Family Patrimoine operates a sales-led, relationship-driven go-to-market model, generating revenue from advisory fees (honoraires) and investment-linked compensation as specified in client engagement letters, with customized per-client pricing and annual contracts that can be terminated without cost. Distribution is exclusively direct and personalized — no digital marketplace or reseller channels — delivered through offices in Meylan (Grenoble), Lyon, Valence, Chambéry, and Paris. The team consists of eight named professionals plus two external advisors (Pierre Bermond at EOS Allocations and Patrick Herter at FRN Ingénierie/Astrabaz.com), with client acquisition anchored by a referral network of notaries, accountants, and lawyers. Over 15 years, the firm has received repeated industry recognition through the Trophées de la Gestion de Patrimoine in 2004, 2015, and 2019, with a 2008 nomination.

Name

FAMILY PATRIMOINE

Legal name

FAMILY PATRIMOINE

Website

https://family-patrimoine.com

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

1–10 employees

Short description

Family Patrimoine is an independent French wealth management advisory firm, founded in 2009 and headquartered in Meylan near Grenoble, serving high-net-worth individuals, families, executives, and business owners across Rhône-Alpes and Paris with family office, financial and real estate investment, estate, and social protection advisory services.

Ownership category

akta.pro rank

Product category

Private Wealth Management Advisory

NAICS

Portfolio Management and Investment Advice (523940), Trust, Fiduciary, and Custody Activities (523991)

SIC

Investment Advice (6282)

akta.pro industry

PRIMARYFSAEAAAI

Family Office Advisory (Single/Multi-Family)

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Investment Advisory & Financial Planning

SECONDARYFSAAADAC

Family Office Advisory & Outsourced CIO (OCIO)

Financial & Insurance/Asset & Wealth Management/Family Offices (Single- & Multi-Family)

SECONDARYFSAAADAL

Family Business & Succession Advisory

Financial & Insurance/Asset & Wealth Management/Family Offices (Single- & Multi-Family)

SECONDARYFSAAADAK

Risk Management & Insurance Advisory for Families

Financial & Insurance/Asset & Wealth Management/Family Offices (Single- & Multi-Family)

SECONDARYFSABADAF

Family Office Services (Single & Multi-Family Office)

Financial & Insurance/Banking (Commerical, Retail & Consumer)/Private Banking

SECONDARYFSAEAKAF

Family Office Trust & Fiduciary Services

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Fiduciary, Trust & Estate Advisory

Keywords

• Wealth management advisory
• Private wealth management
• Family office services
• Estate planning
• Investment advisory

Headquarters

HQ city

Meylan

HQ country

France

HQ region

Europe

Offices3 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Advisory Fees / Honoraires: Interventions are compensated through advisory fees transparently defined and accepted by clients via an engagement letter (lettre de mission). Fee structure is communicated upfront before engagement.
2. Investment-linked Compensation: Remuneration linked to investments placed for clients, with terms specified in the engagement letter. Financial or real estate intermediation activities do not generate additional costs to clients as the firm competes partners to structure best-cost solutions.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels2 records

Core offering

Family Patrimoine provides independent, fee-based wealth management advisory and family office services to private clients. Its core offering coordinates financial investment advisory, real estate investment advisory, patrimonial organization and strategy, financing, social protection, and business wealth advisory (Family Entreprise) under a single relationship. Services are delivered by named consultants and supported by a monthly investment committee, a reactive arbitrage system, and a secure client extranet that consolidates the client's entire asset base.

Product overview

Family Patrimoine is an independent wealth management advisory firm offering a comprehensive suite of services organized around its core Family Office platform. The main offering combines Gestion Privée (private wealth management) with specialized advisory modules including financial investment advisory, real estate investment consulting, organizational and strategic wealth planning, financing, social protection, and business wealth services (Family Entreprise). A proprietary client extranet provides data aggregation and consolidated portfolio visibility. The firm operates as part of the INSINIA private wealth pole of Groupe Astoria, though INSINIA is a distinct sub-brand rather than a separate product.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• Significant performance achieved while maintaining risk control through rigorous monthly asset allocation review and reactive arbitrage
• +1 more outcomes

Named customers1 record

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature3 records

Partnerships

Five partnerships are on record, tiered core and minor.

• Groupe INSINIA / AstoriacoreStrategic or Co-development Partner · 1 January 2023Family Patrimoine participated in the creation of INSINIA, the private wealth management pole of Groupe Astoria. The partnership shares a common commitment to excellence, independence, and high-end advisory. This affiliation strengthens the firm's expertise and resources while preserving its advisory independence and client proximity.
• EOS Allocations (Pierre Bermond)coreTechnology or IntegrationPierre Bermond, Director of EOS Allocations, serves as an advisor and member of the monthly asset allocation committee. He brings expertise in asset allocation and fund selection, with a background in derivatives trading, institutional consulting, and portfolio management.
• FRN Ingénierie / Astrabaz.com (Patrick Herter)coreTechnology or IntegrationPatrick Herter, founder of FRN Ingénierie (formerly Financière Roche Noire), provides the fintech alert system for market surveillance, risk detection, and alerts. The company holds an equity stake in this innovative fintech. Astrabaz.com was launched in June 2021.
• Network of Notaries, Attorneys, and AccountantsminorStrategic or Co-development PartnerPrivileged relationships with recognized experts including notaries, specialized attorneys, accountants, investment funds, and investment banks. These partners provide complementary expertise to serve clients.
• Banking and Insurance Platform PartnersminorChannel Partner/ Reseller/ DistributorPartnerships with all major banking and insurance operators in the market, enabling comprehensive knowledge of service ranges and competitive benchmarking for client benefit.

Scale indicators4 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Auffray & Associés: Independent French wealth management and family office advisory firm serving HNWIs across France. Comparable in independent advisory model, cross-disciplinary (legal/tax/financial) expertise, and focus on private clients and family business owners.
• Netfinances Wealth Advisors: Network of independent French wealth management advisors offering investment consulting, tax optimization, and estate planning for individuals and business owners. Comparable in independent CIF positioning and family-office-style integration of financial, real estate, and protection advisory.
• Debory Eres: Independent French wealth management and family office advisory serving HNW individuals, families, and business owners with similar integrated financial, real estate, and succession services. Comparable as a CIF-level independent peer in the French HNWI advisory landscape.
• Cyrus Conseil: One of France's largest independent wealth management advisory groups with a multi-family-office offer. Comparable to Family Patrimoine in providing independent CIF, family office, and estate planning services for HNWI clients across France, including business owners and executives.
• FL Gestion Privée: Independent French private wealth management firm offering investment advisory, asset allocation, and family-office services for HNW clients. Comparable in independence, holistic wealth advisory scope, and entrepreneur/family client focus.
• Laplace Gestion Privée: Independent French wealth management firm offering investment advisory, family office, and estate planning services for HNW individuals and entrepreneurs. Directly comparable in independent positioning, HNWI/business-owner focus, and integrated financial and real estate advisory.
• Talence Gestion Privée: Independent French wealth management advisory firm focused on high-net-worth individuals and business owners, offering investment advisory, estate planning, and family office services. Comparable as a boutique independent CIF with a similar regional anchoring and multi-advisor team.
• B Capital Family Office: Independent multi-family office and wealth advisory firm in France serving HNW families and entrepreneurs with a comparable product mix spanning investment advisory, asset allocation, succession, and family governance.

Broad incumbents

• Indosuez Wealth Management: Wealth management arm of Crédit Agricole CIB serving HNW and UHNW clients across Europe with family-office-style services. Comparable as a large incumbent offering overlapping private wealth, estate, and investment advisory capabilities to the same client base.
• Rothschild & Co Wealth & Asset Management: Global private banking and wealth management arm of Rothschild & Co serving UHNW families with bespoke advisory and asset management. Comparable as a competing provider to Family Patrimoine's HNWI segment but at much larger scale, with broader product suites.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/cabinet-family-patrimoine

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about FAMILY PATRIMOINE