What FNO Zorg voor kansen does

FNO Zorg voor kansen is a Dutch social capital fund (sociaal vermogensfonds) operating since 1999 as Stichting Fonds NutsOhra (KvK 40124985) with ANBI public-benefit status from a single headquarters in Amsterdam. It finances projects, impact enterprises, and direct services for people in vulnerable situations in the Netherlands through four interconnected programs: Samen Kansrijk en Gezond (better health for vulnerable families, advised by the Gezinspanel family panel), Klein Geluk (better quality of life for people with long-term disabilities through subsidies for materials, day care, and events), Ruimte voor Geestkracht (mental-health support for young adults aged 16-35, advised by Team Geestkracht youth panel of 15-30 members), and Impact door Groei (growth loans and Transition Agenda collaboration for impact enterprises, co-developed with Social Enterprise NL).

The organization's core "technology" is programmatic working (programmatisch werken) rather than a software platform: an integrated cycle of bringing parties together, collecting and sharing knowledge, and financing projects that combine subsidies, multi-year loans to impact enterprises (with self-scan and due diligence), and the TeamX service that deploys employees with long-term illness or disability into administrative roles at subsidized-project organizations. Distribution is executed via direct grant cycles (e.g., Klein Geluk Call 8 for Materials, Day Care and Events), online loan application flows, segmented email newsletters across six program topics, YouTube/podcast content, LinkedIn presence, and co-financed PR such as the BNNVARA documentary 'Opgroeien met tegenwind'.

FNO's revenue mechanics are those of a foundation rather than a commercial vendor: it disburses subsidies and loans (not sold as products), generates no disclosed commercial revenue, and reinvests program returns into mission activity. Stakeholders span vulnerable beneficiaries and their representative panels, nonprofit project applicants, impact-enterprise borrowers (e.g., Oscar Circulair), co-financier partners (Doen Participaties, Social Impact Fonds Rotterdam, Rabo Foundation, Fonds 21, VSBfonds, Stichting DOEN, NPO), media collaborators (BNNVARA), and policymakers seeking advisory input. No external parent, public listing, or venture funding is identified; the entity operates independently under ANBI governance.

Name

FNO Zorg voor kansen

Legal name

Stichting Fonds NutsOhra

Website

https://fnozorgvoorkansen.nl

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

11–50 employees

Short description

FNO Zorg voor kansen is a Dutch ANBI social capital fund that finances projects, impact-enterprise loans, and TeamX employment services for vulnerable families, people with long-term disabilities, and young adults with mental-health challenges across the Netherlands.

Ownership category

akta.pro rank

Product category

Social Impact Foundation Services

NAICS

Grantmaking and Giving Services (81321)

SIC

Services-Membership Organizations (8600), Finance Services (6199)

akta.pro primary industry

International Grantmaking & Development Foundations (BPAGAKAH)

Keywords

• Social impact funding
• Grant programs
• Impact enterprise loans
• Philanthropic foundation
• Social investment fund

Headquarters

HQ city

Amsterdam

HQ country

Netherlands

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Subsidy and Grant Programs: FNO provides subsidies to projects aligned with its programs: Samen Kansrijk en Gezond (families in vulnerable situations), Klein Geluk (people with long-term disabilities), Ruimte voor Geestkracht (mental health for young adults). Subsidies are granted for personnel and material costs with defined conditions and reporting requirements.
2. Impact Enterprise Loans: Through the program Impact door Groei, FNO provides loans to impact enterprises that create societal value for FNO's target groups. The loans include specific conditions around impact reporting, financial administration, and collaboration requirements.
3. TeamX Service: TeamX is a service where employees who experience barriers to work due to long-term illness, condition, or disability are deployed to perform work for organizations that grant subsidies to projects. This represents a social employment service model.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

FNO Zorg voor kansen is a Dutch social capital foundation (sociaal vermogensfonds) that finances programs, projects, and impact enterprises serving vulnerable populations in the Netherlands. It awards project subsidies, provides growth loans to impact enterprises, and operates four programs (Samen Kansrijk en Gezond, Klein Geluk, Ruimte voor Geestkracht, Impact door Groei) along with a TeamX social employment service.

Product overview

FNO Zorg voor kansen is a social capital fund (sociaal vermogensfonds) offering a portfolio of grant programs, loan products, and advisory services for people in vulnerable situations in the Netherlands. The organization operates four core programs: Samen Kansrijk en Gezond (health for vulnerable families), Klein Geluk (quality of life for people with disabilities), Ruimte voor Geestkracht (mental health for young adults), and Impact door Groei (growth capital for impact enterprises). Additional services include TeamX (employment support for people with barriers), project subsidies, and loans. The organization also produces podcasts and maintains advisory panels including the Gezinspanel and Team Geestkracht that provide experiential knowledge to policy discussions.

Differentiator

Problem solved

Functional benefit

Products and services

• Samen Kansrijk en Gezond A program supporting families in vulnerable situations to achieve better health through project subsidies and the Gezinspanel (family advisory panel) that provides experiential input on project applications.
• Klein Geluk A program for people with long-term disabilities to achieve better quality of life, providing subsidies for materials, day care, and events through open application calls.
• Ruimte voor Geestkracht A mental health program for young adults aged 16-35 featuring Team Geestkracht, a national youth panel that advises on policies and projects affecting young people's mental well-being.
• Impact door Groei A program providing growth capital (loans) to impact enterprises that create societal value for FNO's target groups, including the Transitieagenda partnership with Social Enterprise NL addressing systemic barriers for impact entrepreneurs.
• TeamX A social employment service that deploys employees who experience barriers to work due to long-term illness, condition, or disability to perform administrative work for organizations that grant subsidies to projects.
• Project Subsidies (Subsidies) Grant funding for projects within FNO's programs, with general subsidy conditions covering financial administration, reporting requirements, and project evaluation processes.
• Impact Loans (Leningen) Loan financing within the Impact door Groei program for impact enterprises seeking growth capital, with due diligence processes and impact reporting requirements.

Quantifiable outcome

• Families in vulnerable situations experience better health outcomes through Samen Kansrijk en Gezond
• +3 more outcomes

Named customers4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Seven partnerships are on record, tiered core, major and minor.

• Oscar CirculaircoreStrategic or Co-development Partner · 14 December 2023Oscar Circulair is the second partner of FNO's Impact door Groei program. The partnership includes financial investment in the form of a loan and collaboration based on the Transition Agenda for Impact Enterprises. Oscar Circulair operates waste collection services using electric vehicles in Amsterdam and Rotterdam, expanding to The Hague and Utrecht. The company employs approximately 70 people ('Oscars') including those with barriers to the labor market.
• Social Enterprise NLcoreStrategic or Co-development PartnerFNO collaborates with Social Enterprise NL on the Transitieagenda (Transition Agenda) for impact enterprises. The agenda addresses three transitions: government procurement, access to financing, and ESG opportunities. The partnership aims to create systemic change in how impact enterprises are valued and supported in the Dutch economy.
• Stichting Een van de JongensmajorStrategic or Co-development PartnerStichting Een van de Jongens (creator of the Klassen documentary series) developed the impact trajectory for 'Opgroeien met tegenwind' in collaboration with Collectief Kapitaal and BNNVARA. FNO co-finances the impact program alongside other foundations.
• BNNVARAmajorStrategic or Co-development PartnerBNNVARA collaborated on the documentary series 'Opgroeien met tegenwind' (Growing Up Against the Wind) which explores poverty and family vulnerability. FNO co-finances the impact trajectory that emerges from the series.
• Collectief KapitaalmajorStrategic or Co-development PartnerCollectief Kapitaal co-developed the impact trajectory for 'Opgroeien met tegenwind' alongside Stichting Een van de Jongens. The organization contributes to the systemic change approach in poverty policy.
• De Groene AfslagminorStrategic or Co-development PartnerDe Groene Afslag is a collaboration partner announced in June 2026, working with FNO on specific projects within its programs.
• Steenvlinder INCminorStrategic or Co-development PartnerSteenvlinder INC is a collaboration partner announced in March 2026, working with FNO on specific initiatives.

Scale indicators3 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• VSBfonds: VSBfonds is a Dutch foundation supporting participation and self-reliance of citizens, comparable to FNO's social-inclusion mission and co-financier on FNO's 'Opgroeien met tegenwind' impact trajectory.
• Oranje Fonds: Oranje Fonds is one of the largest Dutch social foundations funding local participation, volunteering, and social cohesion, directly comparable to FNO's social-cohesion programs serving vulnerable populations in the Netherlands.
• Fonds 21: Fonds 21 is a Dutch foundation supporting innovative projects for societal change, comparable to FNO's grantmaking focus and already a co-financier on 'Opgroeien met tegenwind'.
• Rabo Foundation: Rabo Foundation is the impact-linked foundation of Rabobank providing financing and knowledge to social enterprises in the Netherlands, directly comparable to FNO as an impact-enterprise lender and co-investor in Oscar Circulair.
• Adessium Foundation: Adessium Foundation is a Dutch foundation funding initiatives on democracy, nature, and well-being with a programmatic and impact-investing approach, directly comparable to FNO's combination of grants and impact enterprise financing.
• Janivo Stichting: Janivo is a Dutch family foundation funding youth welfare and social innovation, directly comparable to FNO's focus on vulnerable youth and already a co-financier on 'Opgroeien met tegenwind'.
• Stichting DOEN: Stichting DOEN is a Dutch impact foundation funding social entrepreneurs and pioneers via grants, loans, and impact investments, directly comparable to FNO's Impact door Groei program and co-financing partner on 'Opgroeien met tegenwind'.
• Stichting Kinderpostzegels: Stichting Kinderpostzegels is a Dutch foundation funding child welfare and participation projects nationwide, comparable to FNO's Samen Kansrijk en Gezond family-health program in target population and grantmaking model.
• Stichting de Verre Bergen: Stichting de Verre Bergen is a Dutch foundation investing in systemic change for a fairer Rotterdam, with a portfolio approach across social issues, directly comparable to FNO's programmatic, multi-thematic structure.
• K.F. Hein Fonds: K.F. Hein Fonds is a Dutch family foundation funding health, education, and participation projects in Utrecht and beyond, directly comparable to FNO's focus on vulnerable populations and health-related grantmaking.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/@fnozorgvoorkansen
• LinkedInlinkedin.com/company/fnozorgvoorkansen

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about FNO Zorg voor kansen