What Find & Finance does

Find & Finance Limited is a UK-based, privately held company that delivers a fully managed motoring service across the entire vehicle ownership lifecycle. Operating from its registered trading address in Cannock (Company No. 11061498, VAT 289621755), the company is authorised and regulated by the Financial Conduct Authority (FRN: 795494) for Consumer Credit activities and displays ISO 9001 certification. It employs between 11 and 50 staff and serves three primary segments — individual consumers (family vehicles, leisure motorhomes), business fleet operators (commercial vans, telematics, fuel management), and prestige/luxury buyers — using a direct, consultative sales motion with no call centres and no scripts.

The company monetises through three documented revenue streams: commissions from finance facilitation across multiple 'carefully selected' credit providers, fees for managed vehicle services covering sourcing, inspection, delivery, servicing, MOTs, repairs, warranty, and accident management, and transaction fees on resale and trade-in support. Pricing is quote-based and not publicly disclosed. Underlying technology consists of a vehicle lifecycle management platform combined with telematics, fuel cards, and immobiliser technologies for fleet customers. There is no mobile app, no public API, and no disclosed AI/ML capability in the source data.

Distribution is a direct, sales-led model with nationwide UK vehicle collection, inspection, and delivery supported by dedicated expert teams per segment. Marketing relies on organic channels — Google and Facebook reviews, social media presence on Instagram, X, and Facebook, a newsletter, and educational website content (FAQs, testimonials) — rather than paid acquisition. The company's claimed customer outcome is £3,000-£6,000 of lifetime cost-of-ownership savings per vehicle, supported by rigorous pre-delivery checks and a minimum 12-month comprehensive warranty on used vehicles. No external funding rounds, M&A activity, leadership changes, or restructuring events are disclosed in the available data.

Name

Find & Finance

Legal name

Find & Finance Limited

Website

https://find-and-finance.co.uk

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Find & Finance is a UK FCA-authorised vehicle broker that delivers fully managed motoring services — sourcing, finance, delivery, fleet management, aftercare, and resale — to individual consumers, business fleet operators, and prestige buyers nationwide.

Ownership category

akta.pro rank

Product category

Automotive Services

NAICS

Automobile Dealers (4411), Other Motor Vehicle Dealers (4412)

SIC

Finance Lessors (6172), Services-Auto Rental & Leasing (No Drivers) (7510)

akta.pro primary industry

Fleet & Commercial Vehicle Finance (FSAKADAE)

akta.pro secondary industries

Vehicle Protection & Add-on Product Financing (Warranties, GAP, Service Plans) (FSAKADAL), Title, Registration & Lien Release Processing (Remarketing Admin) (TLABAKAF)

Keywords

• Vehicle sourcing
• Vehicle finance brokering
• Fleet management services
• Vehicle lifecycle management
• Commercial fleet operations

Headquarters

HQ city

Cannock

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Supply Chain

Revenue model

1. Finance Facilitation: Facilitates vehicle finance products through carefully selected credit providers, earning commissions on arranged financing. Works with multiple credit providers to match customers with suitable finance options.
2. Managed Vehicle Services: Full-service vehicle management including sourcing, inspections, delivery, servicing, MOTs, repairs, warranty claims, and accident management. Charges for the comprehensive managed service offering.
3. Resale and Trade-In Services: Professional resale support to maximise equity return when customers upgrade vehicles. Helps manage vehicle transition to next purchase.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Find & Finance provides a fully managed motoring service covering vehicle sourcing, finance arrangement, fleet management, after-sales support, and vehicle resale. The company serves individual consumers needing personal vehicles, businesses running commercial fleets, and buyers in the prestige/luxury segment, handling the entire vehicle lifecycle on their behalf.

Product overview

Find & Finance operates as a fully managed motoring service offering a single unified platform that guides customers through the entire vehicle lifecycle. The core offering comprises seven integrated service modules: Personal Cars (individual vehicle sourcing), Commercial Fleet (business fleet management), Prestige Vehicle (luxury vehicle service), After Sales Support (ongoing maintenance and repairs), Finance Options (finance brokering), Fuel Card (fleet fuel management), and Apply for Finance (application processing). These services work together as a 360-degree lifecycle approach—sourcing vehicles, arranging finance, providing inspections and warranties, managing ongoing ownership (servicing, MOTs, repairs), and assisting with resale.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Cars Vehicle sourcing, financing, and managed ownership service for individual consumers purchasing a personal car in the UK.
• Commercial Fleet
• Prestige Vehicle
• After Sales Support
• Fuel Card
• Vehicle Finance / Apply for Finance

Quantifiable outcome

• Average lifetime cost of ownership savings of £3,000 - £6,000 per vehicle through proper sourcing, management, and resale

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Motorway: UK online used car marketplace connecting sellers with dealers, with strong presence in the resale value optimisation space — directly competes with Find & Finance's resale and trade-in service line.
• Carwow: UK car buying comparison platform enabling consumers to source new and used vehicles from dealers — overlaps with Find & Finance's vehicle sourcing function for both personal and prestige segments.
• Carmoola: UK FCA-regulated consumer car finance provider offering direct vehicle financing with a tech-led onboarding experience — directly comparable to Find & Finance's finance brokering activity but operating as a lender rather than broker.
• Cinch: Constellation Automotive Group's online used car retailer offering fully online purchase, home delivery, and warranty — competes with Find & Finance's personal car sourcing and after-sales warranty offering.
• Zuto: UK car finance broker matching consumers with whole-of-market lenders — overlaps directly with Find & Finance's finance facilitation arm and serves the same individual consumer segment.

Broad incumbents

• Lex Autolease: LBBP-owned UK fleet leasing and vehicle management provider — directly comparable to Find & Finance's commercial fleet offering but at significantly larger scale with owned finance products.
• Arnold Clark: UK's largest independently owned car retailer with full sales, finance, servicing, and warranty offerings — comparable end-to-end but operating through a traditional dealership network rather than a managed-service model.
• BCA Marketplace: Europe's largest vehicle remarketing company operating auctions and digital platforms — comparable to Find & Finance's resale and trade-in function but at wholesale B2B scale across fleet operators.
• Auto Trader: UK's leading digital automotive marketplace — adjacent to Find & Finance's vehicle sourcing and resale lines, and competes for the same digital automotive consumer attention.

Regional players

• Select Vehicle Leasing: UK-based vehicle leasing broker for personal and business customers — overlaps with Find & Finance's finance and commercial fleet offering but does not provide the broader after-sales and resale lifecycle management.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/findandfinance
• Facebookfacebook.com/FINDANDFINANCEUK
• Instagraminstagram.com/findandfinanceuk
• LinkedInlinkedin.com/company/findandfinance

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Find & Finance