First American Natural Hazard Disclosures (FANHD)

What First American Natural Hazard Disclosures (FANHD) does

First American Natural Hazard Disclosures (FANHD) operates an online ordering platform that delivers statutory Natural Hazard Disclosure (NHD) reports required for real estate transactions in California, Arizona, and Nevada. The platform — accessible at orderform.fanhd.com — supports address and APN-based property lookup, account creation, and per-report licensing through a self-serve workflow with monthly billing either via escrow or direct invoicing. The legal entity is First American Real Estate Disclosures Corporation (FAREDC), a California corporation that is itself a subsidiary of First American Financial Corporation (NYSE: FAF), and FANHD is operated as the Natural Hazard Disclosure division of FAREDC.

The core product is the California Natural Hazard Disclosure Statement (NHDS), which on a statutory form references six mandated hazard categories — two seismic, two fire, and two flood zones — drawing on official regulatory government mapping data. Adjacent offerings include residential and commercial NHD reports for California, state-specific reports for Arizona and Nevada (plus a Nevada Property Tax Disclosure Report), a Tax Estimator tool, the FortressFire Wildfire Disclosure Report (provided via partner Fortress Wildfire Insurance Group), a Fire Hardening and Defensible Space Form (FHDS), the NHD Academy training video library, and an Electronic Bookshelf of federally mandated disclosure pamphlets and educational resources in multiple languages. The platform was redesigned in 2025 with a responsive layout, customizable report formatting, stored licensee contact information, and improved order tracking.

FANHD generates revenue by licensing (not selling) NHD reports to real estate agents, brokers, escrow officers, and other transaction participants under account-based terms, with fees accumulated per Licensee account and invoiced monthly. The Terms of Service reserve the right to revise pricing without notice and prohibit reverse engineering, automation of access, and use of reports for credit, insurance underwriting, or employment decisions. The division operates with 1-10 employees out of First American's Santa Ana, California headquarters.

Name

First American Natural Hazard Disclosures (FANHD)

Legal name

First American Real Estate Disclosures Corporation (FAREDC)

Website

https://fanhd.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

First American Natural Hazard Disclosures (FANHD) operates an online ordering platform that issues statutorily required Natural Hazard Disclosure reports for residential and commercial real estate transactions in California, Arizona, and Nevada, serving real estate agents, brokers, and escrow officers.

Ownership category

akta.pro rank

Product category

Real Estate Property Disclosure Services

akta.pro primary industry

Transaction Advisory for M&A, Lender & Investor Environmental Due Diligence (EUAHAEAJ)

akta.pro secondary industries

Asbestos, Lead-Based Paint & Hazardous Building Materials Surveys (Pre-Acquisition/Demolition) (EUAHAEAF), Radon Risk Screening & Testing (Real Estate Transactions) (EUAHAEAG)

Keywords

• Natural hazard disclosure
• Property disclosure reports
• Real estate compliance
• Hazard zone assessment
• Statutory property disclosure

Headquarters

HQ city

Santa Ana

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Technology or R&D, Operations, Personnel, Marketing or Sales, Others

Revenue model

1. NHD Report Licensing: NHD Reports are licensed to licensees (real estate professionals, escrow companies, etc.) through an online ordering platform. The terms of service explicitly states reports are 'LICENSED, NOT SOLD, AND MAY BE USED ONLY IN ACCORDANCE WITH THE LICENSE GRANTED.' Pricing is set per report with account-based billing.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

First American Natural Hazard Disclosures (FANHD) operates an online ordering platform that delivers statutorily mandated Natural Hazard Disclosure (NHD) reports for residential and commercial real estate transactions in California, Arizona, and Nevada. Each report identifies whether a property falls within six hazard categories — two seismic/earthquake-related, two fire, and two flood zones — as required by California Assembly Bill 1055. Reports are licensed (not sold) to licensees such as real estate agents, brokers, and escrow officers for use during property transfers.

Product overview

First American Natural Hazard Disclosures (FANHD) operates as a core ordering platform offering Natural Hazard Disclosure (NHD) Reports for real estate transactions. The platform provides state-specific disclosure reports for California (residential and commercial), Arizona, and Nevada. Additional offerings include the FortressFire Wildfire Disclosure Report (operated by Fortress Wildfire Insurance Group), a Tax Estimator tool, NHD Academy training videos, an Electronic Bookshelf with regulatory pamphlets, and the Fire Hardening and Defensible Space Form. The platform was recently redesigned with improved usability features including responsive design and order management capabilities.

Differentiator

Problem solved

Functional benefit

Brands

• FortressFire Wildfire Disclosure Report: Wildfire disclosure report provided by Fortress Wildfire Insurance Group (FWIG) for properties in fire hazard zones.

Products and services

• Residential Property Disclosure Report (California) Statutory Natural Hazard Disclosure Statement (NHDS) covering six hazard categories — two seismic/earthquake-related, two fire, and two flood zones — for residential property transfers in California, mandated under California Assembly Bill 1055.
• Commercial Property Disclosure Report (California) Natural hazard and tax disclosure report covering mandated hazard zones for commercial real estate transactions in California.
• Arizona Property and Hazard Disclosure Report State-specific property and natural hazard disclosure report for real estate transactions in Arizona.
• Nevada Property and Hazard Disclosure Report State-specific property and natural hazard disclosure report for real estate transactions in Nevada.
• Nevada Property Tax Disclosure Report Property tax disclosure report providing tax assessment information for Nevada real estate transactions.
• FortressFire Wildfire Disclosure Report Specialized wildfire risk assessment report evaluating property type, Fire Hazard Severity Zones, roofing and siding materials to determine wildfire risk, offered through FANHD's ordering platform.

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Recent moves6 records

Expansion highlights5 records

Market position

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/fanhd

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about First American Natural Hazard Disclosures (FANHD)