Findes Group & Partners

Name

Findes Group & Partners

Legal name

Findes Marketing, organizacija dogodkov in izobraževanje, d.o.o.

Website

https://findes.si

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Integrated Financial Services

NAICS

Insurance Agencies and Brokerages (524210), Portfolio Management and Investment Advice (523940), Other Insurance Related Activities (52429), Offices of Real Estate Agents and Brokers (5312)

SIC

Insurance Agents, Brokers & Service (6411), Services-Management Consulting Services (8742), Services-Computer Programming, Data Processing, Etc. (7370), Real Estate Agents & Managers (For Others) (6531)

akta.pro primary industry

Insurance Leads, Introducers & Referral Networks (FSAEAMAB)

akta.pro secondary industry

Customer Engagement, CRM & Agent/Broker Enablement Platforms (FSAGAGAD)

Keywords

• Financial services ecosystem
• Insurance brokerage services
• Real estate investment marketplace
• Digital marketing services
• Custom software development

Headquarters

HQ city

Ljubljana

HQ country

Slovenia

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Technology or R&D, Operations, Supply Chain, Infrastructure

Revenue model

1. Insurance Brokerage & Intermediation: Commissions from placing property, liability, health, life, and cyber insurance policies. Two licensed entities — Findes plus d.o.o. (agency representing insurers) and Findes plus 2 d.o.o. (agency representing clients) — operate under AZN regulation, earning commissions from insurance companies and potentially fees from clients.
2. Real Estate & Investment Services: Revenue from facilitating property transactions across Slovenia, TRNC, UAE, and the Balkans. Findes acts as a marketing agent via Investra.io marketplace, earning referral fees and commissions on property sales, long-term rentals, and short-term bookings.
3. IT & AI Development: Custom software development, AI integration, and SaaS platform delivery. Revenue from project-based contracts with SLA support tiers, white-label platform licensing, and recurring SaaS subscriptions.
4. Marketing & Creative Services: Digital marketing (SEO, social media, paid advertising), creative production, and media buying services for B2B clients. Billed per project or as retainer.
5. Media Marketing: Media space procurement and strategic advertising across TV, radio, digital portals, billboards, and PR campaigns.
6. Business Venture Investments: Access to venture capital, startups, real estate funds, and private equity opportunities for enterprises and HNWI clients. Revenue from arrangement fees and portfolio management.
7. Academy & Digital Education: One-time video course purchases (lifetime access), monthly/annual Academy memberships, live webinar fees, and coaching packages. Content spans 9 disciplines with 99+ courses and 396+ hours of material.
8. Booking Management: Full or partial property management for short-term rentals (Airbnb, Booking.com). Revenue from a percentage of gross rental income after deducting OTA fees, cleaning costs, and management commission.
9. Referral & Franchise Program: Referral commissions (5% for B2B financial advisory, 3% for real estate, 10% for insurance, 8% for IT/AI projects, fixed fees for memberships and academy) and Master Franchise fees (25,000–50,000 EUR annual plus 1,500 EUR monthly).

Pricing tiers

Go-to-market motion1 record

Distribution channels8 records

Marketing channels10 records

Core offering

Findes Group & Partners operates an integrated financial services ecosystem bundling insurance intermediation, tax/legal optimization, real estate brokerage and investment, business venture investments, custom IT and AI development, and digital marketing services for both SMEs and individuals. It monetizes through insurance commissions, transaction fees, project-based IT/AI contracts, SaaS subscriptions, marketing retainers, Academy memberships, and a Master Franchise network operating in 7+ countries. Supporting digital platforms (Investra.io marketplace, Unifyr.space B2B SaaS, Findes Academy) connect the service lines into a unified go-to-market funnel anchored by a free 30-minute consultation.

Product overview

Findes Group & Partners operates as a comprehensive financial ecosystem structured as a platform-plus-modules architecture. The core is the umbrella brand Findes Group & Partners, which bundles five main service pillars — Tax & Legal Optimization (Davčna optimizacija & Pravna zaščita), Insurance (Zavarovalništvo via Findes plus d.o.o. and Findes plus 2 d.o.o.), IT & AI Development, Marketing & Creative, Media Marketing, and Business Venture Investments — alongside individual-facing services in Real Estate, Investment Advisory, and Rental Management. The ecosystem is augmented by two digital platforms: Investra.io (global real estate marketplace and booking management) and Unifyr.space (B2B SaaS and white-label platform). Education is served through Findes Akademija (99+ courses, membership tiers), and a franchise/partnership program enables regional expansion. AI-powered marketing automation, dynamic pricing in booking management, and AI chatbots are integrated across the platform, while payments are processed via Stripe and PayPal, and AI text analytics leverage OpenAI with zero-data retention.

Differentiator

Problem solved

Functional benefit

Brands

• Investra.io: International marketplace and IT platform for real estate investment promotion and customer management tools. Operated by Investra International Ltd (Company No. 16626956, London, UK). Master Franchise license held by Findes Marketing d.o.o. for the Slovenian market. Not a real estate agency.
• Unifyr.space
• Sinisadagary.com
• Bizzio.io
• Findes Akademija

Products and services

• Investra.io Global real estate investment marketplace and booking management platform that enables property listing promotion, investment opportunity discovery, and short-term rental distribution across Airbnb, Booking.com, and Vrbo, with AI-powered dynamic pricing. Licensed to Master Franchisees and operates as a marketplace for developers, agencies, and investors.
• Unifyr.space B2B multimarketplace and white-label SaaS platform for communities, networking, events, and project management. Developed by SL Enterprises EOOD (Bulgaria); Findes Group acts as distributor, integration and implementation partner. Available with monthly SLA tiers (Basic 99.0% / Standard 99.5% / Premium 99.9% / Enterprise 99.99%).
• Findes Akademija (Findes Academy) Digital education and certification platform offering 99+ video courses, live webinars, mastermind groups and video-on-demand across 9 disciplines (Blockchain/DeFi, AI, Leadership, Sales, Branding, Marketing, IT/Cybersecurity, Finance, Health). Sold via monthly membership tiers (Explorer, Investor, Elite) starting at €19/month and one-time course purchases with lifetime access.
• Booking Management (Nepremičninsko upravljanje) Property rental management service for short-term (Airbnb, Booking.com, Vrbo) and long-term leases, covering listing creation, 24/7 guest communication, AI-powered dynamic pricing, check-in/out operations, and cleaning coordination. Available as Full Management or Marketing & Digital Management; revenue share model.
• Insurance Brokerage (Zavarovalništvo) Insurance intermediation and representation services offered through Findes plus d.o.o. (insurance agency representing insurers) and Findes plus 2 d.o.o. (insurance intermediary representing clients), both AZN-licensed. Covers property, liability, cyber, employee, life, health, and accident insurance via 8 carrier partners; sold via consultative brokerage and free 30-minute consultation.
• IT & AI Development Custom software development, AI process automation, blockchain solutions, and IT infrastructure and security services for business digital transformation. Delivered as project-based contracts, recurring SaaS subscriptions, and white-label platform licensing with monthly SLA tiers (Basic 99.0% to Enterprise 99.99%).
• Marketing & Creative Services AI-powered digital marketing services including SEO optimization, social media management, paid advertising on Meta and Google Ads, creative production, and content strategy. Billed per project or as a retainer; reports 3x lead generation uplift for B2B clients.
• Media Marketing Media space purchasing and strategic advertising across premium channels including TV, radio, digital portals, outdoor billboards, influencer marketing, and PR campaigns. Billed per project or retainer.
• Business Venture Investments Investment services providing access to venture capital, startup investment, real estate funds, and private equity opportunities, plus portfolio management for businesses and high-net-worth individuals. Revenue from arrangement fees and portfolio management, plus referral commissions on placed deals.
• Tax Optimization & Legal Protection Tax optimization, bookkeeping, audits, legal protection, contracts, and corporate law advisory for SMEs. Provides structuring and savings reported at up to €8,000/year per client and company formation services; sold via consultative engagement.
• Real Estate Services Real estate brokerage and advisory across Slovenia, UAE (Dubai), TRNC (Northern Cyprus), Bosnia, and the wider region. Covers buying, selling, and investing in properties, including end-to-end handling of cross-border transactions and rental management.
• Investment Advisory Personal investment advisory covering precious metals, mutual funds, stocks, crypto, and alternative funds, designed to protect wealth against inflation. Sold via subscription membership tiers and direct advisory.
• Master Franchise Program Country-level Master Franchise license that grants the right to manage the full Findes/Investra ecosystem within an assigned territory — sub-franchises, developers, agencies, agents and referrals. Annual fee ranges from €25,000 (markets under 1M population) to €50,000 (markets over 1M) plus €1,500/month minimum and €15,000 deposit; KPIs include 5 sub-licenses, 25+ developers, 70+ agencies, 250+ agents, 100 units sold per year.

Quantifiable outcome

• Tax optimization saves businesses up to €8,000 per year
• +7 more outcomes

Named customers6 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

AI capability5 records

Feature8 records

Partnerships

19 partnerships are on record, tiered core and flagship.

• Prva zavarovalnicacoreChannel Partner/ Reseller/ DistributorPrimary insurance partner for life, health, and property insurance products distributed through Findes plus d.o.o. and Findes plus 2 d.o.o. Featured prominently in the insurance partner logos section.
• Vzajemna zavarovalnicacoreChannel Partner/ Reseller/ DistributorHealth and property insurance partner featured in the insurance partner ecosystem. One of 8 insurance providers in the network.
• Generali zavarovalnicacoreChannel Partner/ Reseller/ DistributorInternational insurance partner for property, liability, and life insurance products distributed via the Findes insurance entities.
• Wiener Städtische (Wiener Städtische Versicherung)coreChannel Partner/ Reseller/ DistributorInsurance partner for supplementary health and property insurance products in the Findes insurance distribution network.
• Allianz PartnerscoreChannel Partner/ Reseller/ DistributorGlobal insurance partner for comprehensive property, casualty, and health insurance solutions distributed through the Findes network.
• Merkur zavarovalnicacoreChannel Partner/ Reseller/ DistributorInsurance partner offering supplementary health and property coverage through the Findes insurance distribution ecosystem.
• Zavarovalnica SavacoreChannel Partner/ Reseller/ DistributorRegional insurance partner for life, health, and property insurance products distributed via Findes insurance entities.
• Zavarovalnica TriglavcoreChannel Partner/ Reseller/ DistributorLeading Slovenian insurance partner for comprehensive insurance solutions distributed through the Findes network.
• Investra International LtdflagshipStrategic or Co-development PartnerLondon-based marketplace and IT platform entity (Company No. 16626956) operating Investra.io — the global real estate investment marketplace. Findes Marketing d.o.o. is the Master Franchisee for the Slovenian market. The partnership is the flagship platform of the ecosystem.
• SL Enterprises EOODcoreTechnology or IntegrationBulgarian entity (EIK: 207551595) developing and licensing the Unifyr.space B2B multimarketplace and SaaS platform. Findes Group acts as distributor and implementation partner. Core technology infrastructure partner for the B2B ecosystem.
• Siniša Dagary (Personal Brand)coreStrategic or Co-development PartnerFounder and CEO's personal brand (sinisadagary.com) serving as the primary content, coaching, and Academy platform. Core brand ambassador and thought leadership vehicle driving the ecosystem's reputation and Academy revenue.
• Agencija za zavarovalni nadzor (AZN)coreOthersSlovenian Insurance Supervision Agency regulating Findes plus d.o.o. and Findes plus 2 d.o.o. as registered insurance intermediaries under ZZavar-1 and EU IDD directive.
• Amazon Web Services (AWS)coreTechnology or IntegrationCloud infrastructure provider hosting Findes ecosystem platforms. Data processed in EU (Frankfurt/Ireland) per DPA documentation.
• OpenAIcoreTechnology or IntegrationAI processing for text analysis and analytics within the ecosystem. Configured with Zero-Data Retention — no customer data used for AI model training. EU AI Act compliant.
• Stripe / PayPalcoreTechnology or IntegrationPayment processing infrastructure for Academy, membership, and booking management transactions. Both providers certified under EU-US Data Privacy Framework.
• Cloudflare / NetlifycoreTechnology or IntegrationCDN, WAF, and DDoS protection via Cloudflare; static file hosting via Netlify. Core web infrastructure partners for all Findes Group platforms.
• Master Franchise Partners (Regional)coreChannel Partner/ Reseller/ DistributorCountry-level Master Franchisees managing the ecosystem in their assigned territories (7+ countries: Slovenia, Serbia, UAE/Dubai, TRNC, Bosnia, Bulgaria, Turkey). Each Master Franchise oversees sub-franchises, developers, agencies, and agents with their own downline.
• AirbnbcoreChannel Partner/ Reseller/ DistributorPrimary short-term rental distribution channel for the booking management service. Properties listed alongside Investra.io, Booking.com, and Vrbo.
• Booking.comcoreChannel Partner/ Reseller/ DistributorPrimary short-term rental distribution channel alongside Airbnb and Vrbo for the booking management service.

Scale indicators12 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Clark: German digital insurance broker serving consumers and SMBs through a multi-carrier platform with embedded CRM and policy management. Directly comparable as a tech-enabled insurance intermediary that bundles multiple carriers, similar to Findes' 8-carrier brokerage model.
• Scalable Capital: European digital investment platform offering broker, savings plans, and ETF portfolios across multiple European markets. Comparable to Findes' investment advisory services and recurring-subscription revenue model.
• Moneyfarm: UK/Italian digital wealth management and investment advisory platform for retail and mass-affluent clients. Directly comparable to Findes' investment advisory arm (precious metals, mutual funds, alternative funds) serving HNW individuals.
• Airbnb: Global short-term rental platform that Findes uses as a primary distribution channel for its booking management service. Directly comparable as a vacation rental marketplace; Findes operates as a host-side property manager leveraging Airbnb alongside Investra.io, Booking.com, and Vrbo.
• Wefox: European insurtech holding company operating a digital insurance brokerage and platform across multiple European markets. Directly comparable as a tech-enabled multi-carrier insurance intermediary with whole-of-market distribution, similar to Findes' AZN-licensed dual-entity structure.
• Getsafe: German insurtech operating a digital insurance brokerage with embedded platform for both consumers and embedded distribution partners. Comparable to Findes' insurance intermediation combined with tech-driven distribution.
• Udemy: Global online learning marketplace offering courses across many disciplines with lifetime access and subscription tiers. Directly comparable to Findes Akademija's 99+ courses, 9-discipline structure, and recurring membership model (Explorer/Investor/Elite).

Emerging players

• Bitpanda: Austrian multi-asset investment platform offering stocks, ETFs, crypto, and precious metals. Comparable to Findes' diversified investment offering (metals, funds, stocks, crypto) and Findes Akademie educational vertical.

Regional players

• Property Finder: Leading UAE/MENA real estate marketplace where Findes operates and where its Dubai property clients buy and rent. Comparable as a real estate platform serving the same geography (UAE/Dubai) where Findes' Investra.io focuses.
• TMF Group: Global provider of business services — accounting, tax, legal, HR, and compliance — across 80+ jurisdictions. Comparable to Findes' tax optimization, legal protection, accounting, and multi-jurisdictional business formation services arm serving SMEs and HNWIs across borders.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/findes-group-partners

Compliance6 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Findes Group & Partners