Fencom - Federacao Nacional Das Cooperativas Medicas

What Fencom - Federacao Nacional Das Cooperativas Medicas does

Fencom — Federacao Nacional Das Cooperativas Medicas is a Brazilian non-profit cooperative federation headquartered in Belo Horizonte, founded in 1994 to represent and support medical cooperatives nationwide. The federation serves 37 affiliated cooperatives covering approximately 22,000 physicians, providing collective representation, training, and operational infrastructure for the medical cooperative model in Brazil. Its core technology asset is SASC (Software de Apoio ao Sistema Cooperativista), a proprietary management platform launched in 2003 that handles billing, payments, member records, and cooperative governance workflows. Over time the SASC platform has expanded into a product family including SASC Connect, SASC CM, Demonstrativo de Pagamento, INSS Cooperado, and Assembleiacoop, with added LGPD compliance tooling.

The federation operates under a cooperative ownership structure in which its 37 member cooperatives collectively own and govern the entity. Revenue is generated through membership-based administrative fees (taxa de administração) and software subscription services, with no disclosed equity funding or external investment. Fencom maintains institutional partnerships with Sistema OCB, Sistema Ocemg, AMMG, Fundação Dom Cabral, Sicoob Credicom, and DPOnet, which support training, financial services, and sector representation. Leadership is structured around a board and executive directorate, currently headed by Board President Dr. Cáthia Costa Carvalho Rabelo and Diretor Presidente Dr. Sérgio Lages Murta.

The organization's strategic posture in 2022-2024 has emphasized incremental product expansion (LGPD tools, SASC product family), governance formalization (Electoral Regulations approved at the 30th anniversary in 2024), and outreach to next-generation physicians via the Med&co seminar program. There is no evidence of M&A, external capital raising, or geographic expansion beyond the existing national footprint, consistent with its non-profit cooperative mandate rather than a venture-scale growth agenda.

Name

Fencom - Federacao Nacional Das Cooperativas Medicas

Legal name

FENCOM - Federação Nacional das Cooperativas Médicas

Website

https://fencom.coop.br

Company type

Private

Founded year

1994

Operating status

Operating

Short description

Fencom is a Brazilian non-profit cooperative federation founded in 1994 that serves 37 affiliated medical cooperatives covering approximately 22,000 physicians, providing collective representation, training, and the proprietary SASC management software platform.

Ownership category

akta.pro rank

Product category

Healthcare Cooperative Management Software

NAICS

Business Associations (813910), Professional Organizations (81392)

SIC

Services-Membership Organizations (8600)

akta.pro primary industry

Governance, Risk & Compliance (GRC) Platforms (BPAEAPAA)

Keywords

• Medical cooperative management
• Cooperative billing software
• Glosa management platform
• Healthcare cooperative federation
• Physician payment systems

Headquarters

HQ city

Belo Horizonte

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure, Others

Revenue model

1. Membership Fees / Taxa de Administração: Affiliated cooperatives pay periodic administrative fees (taxas de administração) to Fencom for services including software (SASC), advisory, and collective representation. Fee structures may include differentiated rates for cooperatives with insufficient revenues and temporary exemption periods for newly affiliated cooperatives.
2. Software and Platform Services: SASC software, SASC Connect, Demonstrativo de Pagamento, and INSS Cooperado portal are provided to affiliated cooperatives and their physician members as bundled services under the federation membership. Pricing is competitive relative to market alternatives, positioned as 'quality of market, cooperative price.'

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels7 records

Core offering

Fencom is a non-profit national federation that provides 37 affiliated medical cooperatives across Brazil with shared management software (SASC and related platforms), legal and communication advisory, training, LGPD compliance tools, and collective institutional representation. Its core deliverable is the SASC software suite — covering entity administration, patient atendimento, billing/faturamento, glosa management, and physician repasses — bundled with advisory services under periodic administrative fees paid by member cooperatives.

Product overview

Fencom operates as a national federation of medical cooperatives offering a portfolio of interconnected products and services. The core offering is SASC (Software de Apoio ao Sistema Cooperativista), a comprehensive management software launched in 2003 that forms the technological backbone for cooperative operations. This core product is complemented by SASC Connect, a digital platform enabling real-time connectivity between doctors and cooperatives, and SASC CM as a specialized sub-brand. Additional services include the INSS Cooperado portal for social security management, Assessoria Jurídica (legal advisory), Assessoria em Comunicação (communication advisory), Capacitacoop training platform, Cartão de Vantagens (benefits card program), Cursos e Treinamentos (courses and training), and Assembleiacoop (assembly management). The Demonstrativo de Pagamento tool provides doctors secure access to payment statements and production statistics. LGPD compliance tools support data protection requirements. The SASC system integrates with external hospital and clinic systems.

Differentiator

Problem solved

Functional benefit

Brands

• SASC: Software de Apoio ao Sistema Cooperativista - sistema de gestão desenvolvido pela Fencom para cooperativas de trabalho médico, revolucionando o funcionamento interno com módulos para entidade, atendimento, faturamento, glosa, repasse, integrações, segurança, contabilidade e análise de atendimento.
• SASC Connect
• Demonstrativo de Pagamento
• INSS Cooperado
• Fala Fencom!
• Assembleiacoop

Products and services

• SASC - Software de Apoio ao Sistema Cooperativista Comprehensive management software system developed by Fencom for medical work cooperatives, covering entity administration, patient atendimento, billing/faturamento, glosa management, financial repasses to physicians, authenticated/encrypted access, modular architecture, parameterized rules per user/cooperative, centralized support, full audit trail, and integrations with external hospital, clinic, and financial institution systems.
• SASC Connect Digital platform connecting physicians (cooperados) to their cooperative in real time, enabling guide submission, pendency/error alerts, deadline notifications per operator, glosa reduction support, real-time account tracking, TISS-standard printed guides, potential cooperado identification at hospitals/clinics, and clinic/office billing support. Accessible from any device.
• SASC CM Companion product to SASC focused on cooperative management module, accessible via dedicated domain sasccm.coop.br.
• Demonstrativo de Pagamento Physician-facing portal for real-time consultation of pay slips, glosas, and amounts receivable, with email report delivery and glosa-to-billing conversion analytics. Accessible via secure login portal.
• INSS Cooperado Digital portal enabling cooperated physicians to submit social security declarations and record INSS deductions from multiple sources beyond the cooperative.
• Assessoria Jurídica Specialized legal advisory team available to member cooperatives, providing guidance on new laws, assembly procedures, tax matters, and other legal issues affecting medical cooperatives.
• Assessoria em Comunicação Specialized communication advisory services for member cooperatives, providing support for graphic and electronic materials, website development, and other communication actions at optimal cost-benefit.
• Capacitacoop Online training platform from the OCB System offered through Fencom, providing hundreds of free courses on topics including Assemblies, Accounting, Personal Finance Management, Strategic Management, Design Thinking, Digital Transformation, and innovation-focused courses through the InovaCoop program.
• Cartão de Vantagens Benefits card offered to cooperated doctors and employees of member medical cooperatives, providing discounts at various establishments including academies, restaurants, optics, educational institutions, and other partner businesses. The network serves approximately 22,000 cooperated doctors.
• Cursos e Treinamentos Training and educational support services organizing seminars, courses, and training sessions (operational and strategic) for managers and executives, providing guidance on cooperative management routines.
• Assembleiacoop Specialized platform for managing cooperative assemblies, providing tools and support for conducting assembly meetings for member cooperatives.
• LGPD Compliance Tools Suite of privacy and data protection tools including a Data Subject Portal, Restricted Area, Privacy Policy, Third-Party Management, and educational resources to ensure compliance with Brazil's Lei Geral de Proteção de Dados (LGPD). Includes DPO (Data Protection Officer) services with dedicated contacts.

Quantifiable outcome

• 22,000 physicians served through affiliated cooperatives
• +2 more outcomes

Named customers7 records

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Ten partnerships are on record, tiered core and minor.

• Sistema Ocemg (Sistema Ocemg – Organização das Cooperativas do Estado de Minas Gerais)coreStrategic or Co-development PartnerFencom collaborates closely with Sistema Ocemg, the state-level cooperative organization in Minas Gerais. The relationship includes joint events such as the Encontro Estadual de Jovens Cooperativistas (State Meeting of Young Cooperativists), participation in which is facilitated for Fencom team members. Sistema Ocemg also administers the Capacitacoop platform used by Fencom-affiliated cooperatives.
• Sistema OCB (Organização das Cooperativas Brasileiras)coreStrategic or Co-development PartnerAs a national federation of medical cooperatives, Fencom operates within the broader OCB system. The Capacitacoop platform (Sistema OCB/Sescoop) provides free educational courses to Fencom members. The OCB logo appears on Fencom's Useful Links page as a key ecosystem partner.
• AMMG (Associação Médica de Minas Gerais)coreStrategic or Co-development PartnerAMMG co-organized the II Fórum de Judicialização e Direito Médico (March 2025), which Fencom participated in. Representatives from both organizations share platforms at cooperative events and strategic seminars. Its logo appears on Fencom's Useful Links page.
• Unimed Brasil / Seguros UnimedminorChannel Partner/ Reseller/ DistributorUnimed is a major health operator network in Brazil. Fencom-affiliated cooperatives provide medical services to Unimed beneficiaries. Dr. Helton Freitas, president of Seguros Unimed and Faculdade Unimed, participated as a speaker at Fencom's 6th Strategic Seminar. The relationship is primarily through member cooperatives acting as service providers to Unimed patients.
• Fundação Dom Cabral (FDC)coreStrategic or Co-development PartnerFundação Dom Cabral, a leading Brazilian business school, serves as the venue and knowledge partner for Fencom's annual Strategic Seminars (5th in 2019, 6th in 2022). FDC faculty led strategic planning workshops and discussions for Fencom and its affiliated cooperatives.
• CRM-MG (Conselho Regional de Medicina de Minas Gerais)minorOthersCRM-MG representatives (including President Dr. Ivana Raimunda de Menezes Melo) participated in the opening of Fencom's 6th Strategic Seminar. Its logo appears on Fencom's Useful Links page.
• SINMED-MG (Sindicato dos Médicos de Minas Gerais)minorOthersSINMED-MG participates in Fencom's cooperative debate forums alongside health operators and municipal/state health secretaries. President Dr. Jordani Campos Machado participated in Fencom's 6th Strategic Seminar opening.
• FENAM (Federação Nacional dos Médicos)minorOthersNational medical federation listed in Fencom's Useful Links section, representing physicians at the national level.
• IBEDESS (Instituto Brasileiro de Estudos de Direito em Saúde e Seguro Social)minorOthersHealth law institute listed in Fencom's Useful Links section.
• DPOnetcoreTechnology or IntegrationDPOnet serves as Fencom's designated Data Protection Officer (DPO) under the LGPD. DPOnet handles data subject requests, manages the LGPD communication channel (Portal do Titular), and provides ongoing LGPD compliance support. Named in Fencom's privacy policy and DPO page as the external DPO responsible.

Scale indicators3 records

Recent moves5 records

Expansion highlights4 records

Emerging players

• Senior Sistemas: Brazilian ERP vendor with healthcare management modules targeting providers; overlapping functional capabilities with SASC's billing/glosa/repasse workflow.
• Pixeon: Brazilian healthcare IT company offering HIS, RIS, and PACS solutions to hospitals and clinics — overlaps with the healthcare software category Fencom serves, though Pixeon targets imaging-heavy providers.
• MV Sistemas: Brazilian healthcare management software vendor (HIS/ERP for hospitals and clinics) — comparable technology stack and target market to SASC, though focused on provider organizations rather than cooperatives specifically.

Broad incumbents

• TOTVS: Largest Brazilian enterprise software company with a healthcare vertical offering that competes in the same cooperative management and HIS space Fencom serves; broader portfolio but overlapping healthcare customers.

Direct peers

• Unimed Brasil: Brazil's largest medical cooperative system and central cooperative federation. Unimed operates as both the dominant affiliate and a comparable federation serving physicians through a cooperative model — the most direct functional peer to Fencom.

Regional players

• Sistema Ocemg (Organização das Cooperativas do Estado de Minas Gerais): State-level cooperative federation in Minas Gerais where Fencom is headquartered. Provides similar federation/representation services to cooperatives within the state, comparable in membership-based institutional model.
• Sicoob Credicom: Credit union serving healthcare professionals within the cooperative ecosystem. Featured as Fencom's reference financial partner — operates in adjacent space serving the same member physicians with financial services.

Others

• Sistema OCB (Organização das Cooperativas Brasileiras): National apex cooperative organization within which Fencom operates. OCB provides the umbrella cooperative system (including Capacitacoop training) and parallels Fencom's federation role, though OCB is broader than medical cooperatives.
• Anahp (Associação Nacional de Hospitais Privados): National association representing private hospitals in Brazil. Comparable institutional/association model to Fencom, though Anahp represents hospital employers rather than medical cooperatives.
• Bionexo: Brazilian healthcare procurement and supply-chain platform connecting providers and suppliers. Operates adjacent to Fencom's network of physician cooperatives and could integrate as a value-added service.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/fencom
• Instagraminstagram.com/fencom_oficial

Revenue estimate

Valuation estimate

Number of profiles

Profiles18 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Fencom - Federacao Nacional Das Cooperativas Medicas