Campo Insurance And Investment Services

What Campo Insurance And Investment Services does

Campo Insurance & Investment Services is an independent, privately held financial advisory and insurance agency founded by James W. Campo in 1983 as Campo Insurance Agency and now headquartered at 3601 SE Ocean Boulevard, Suite 100, Sewall's Point, Florida. The firm operates with 1-10 employees and serves individual clients and families in the Treasure Coast/Martin County region, delivering a bundled offering that spans investment products, financial planning, and personal and commercial insurance. Its product mix includes brokerage services (stocks, bonds, mutual funds, ETFs, annuities, REITs, treasury securities), retirement and education accounts (Traditional, Roth, SEP, SIMPLE, Educational IRAs, 403(b), 401(k)), financial planning services (retirement, tax, college, estate, charitable, profit-sharing, money purchase), and insurance lines covering both personal (auto, home, flood, marine, life, disability, long-term care) and commercial (general liability, property, D&O, E&O, workers' comp, surety bonds) risks.

The firm has no proprietary technology platform; it operates entirely on third-party infrastructure provided through its affiliation with Cetera Advisors LLC, with custody at Pershing LLC (a Bank of New York Mellon subsidiary) and research and planning tools from Cetera Investment Management. The Cetera Financial Group affiliation also grants access to a broader ecosystem managing over $110 billion in client assets across independently managed firms in all 50 states. Marketing and content delivery are supported by FMG Suite, which powers the firm's website resource center of educational articles, calculators, and videos.

The business model is a hybrid of fee-based investment advisory services (typically asset-based fees under Cetera's RIA structure) and transaction-based commissions from brokerage trades and insurance product sales. Go-to-market is sales-led and relationship-driven, relying on personal consultations at the Sewall's Point office, phone outreach, referrals from existing clients, and inbound traffic from the SEO-optimized resource center. The site is published only for U.S. residents, and the firm's actual delivery remains regionally concentrated in Southeast Florida despite the latent 50-state reach enabled by Cetera. James W. Campo serves as President and Owner, with a small named team handling commercial and personal lines, investment operations, and bookkeeping.

Name

Campo Insurance And Investment Services

Legal name

Campo Insurance & Investment Services

Website

https://campofinancial.com

Company type

Private

Founded year

1983

Operating status

Operating

Headcount range

1–10 employees

Short description

Campo Insurance & Investment Services is an independent, owner-operated financial advisory and insurance agency in Sewall's Point, Florida, serving individual clients and families on the Treasure Coast with bundled investment, financial planning, and personal and commercial insurance products through its Cetera Advisors affiliation.

Ownership category

akta.pro rank

Product category

Financial Advisory and Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (524210), Portfolio Management and Investment Advice (523940)

SIC

Insurance Agents, Brokers & Service (6411), Investment Advice (6282)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

akta.pro secondary industries

Mid-Market Commercial Package (Package Policies) (FSAJAFAB), Management Liability (D&O/EPL/Fiduciary) (FSAJAGAD), Fine Art, Jewelry & Specie (FSAJAGAL)

Keywords

• Financial advisory services
• Insurance brokerage services
• Retirement planning services
• Investment management services
• Estate planning services

Headquarters

HQ city

Stuart

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Financial Advisory Services: Fee-based financial planning and investment advisory services offered through affiliation with Cetera Advisors. Registered Representatives and Investment Adviser Representatives provide both brokerage services (transaction-based compensation/commissions) and investment advisory services (fees based on assets under management).
2. Insurance Products: Commissions earned from sale of insurance products including life insurance, disability income insurance, long-term-care insurance, automobile insurance, homeowner's insurance, and commercial insurance lines.
3. Brokerage Services: Transaction-based brokerage services for investments including bonds, stocks, mutual funds, ETFs, annuities, and retirement accounts through Cetera Advisors platform.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Campo Insurance & Investment Services is an independent financial advisory and insurance brokerage firm that provides personalized financial planning, investment advisory services, and personal and commercial insurance products to individual clients and businesses. Services span investment products (stocks, bonds, mutual funds, ETFs, annuities, IRAs, REITs), comprehensive financial planning (retirement, tax, estate, college, charitable), and a broad insurance portfolio covering personal lines (auto, home, life, disability) and commercial lines (general liability, D&O, worker's compensation, E&O). The firm operates through Cetera Advisors affiliation, with Pershing providing custody and FMG Suite powering the website and content.

Product overview

Campo Insurance & Investment Services offers a comprehensive financial services portfolio organized across three main categories: Investment Products (including bonds, stocks, mutual funds, ETFs, IRAs, annuities, and REITs), Financial Planning Services (covering retirement, tax, estate, college, and charitable planning), and Insurance Products (including personal lines like auto, home, and life insurance as well as commercial lines including liability, property, D&O, and worker's compensation coverage). The firm operates as an independent financial advisory practice affiliated with Cetera Advisors, providing investment products through Pershing and Cetera Investment Services custodians. The company serves individuals and businesses in Sewall's Point, Florida, combining insurance protection services with investment and planning advisory services.

Differentiator

Problem solved

Functional benefit

Products and services

• Investment Advisory Services Fee-based investment advisory and brokerage services offered through Cetera Advisors affiliation, covering stocks, bonds, mutual funds, ETFs, annuities, REITs, Treasury securities, and IRAs for individual clients and families.
• Financial Planning Services Comprehensive financial planning covering retirement plans, tax plans, 401(k) and 403(b) planning, college plans, estate plans, money purchase plans, profit sharing plans, and charitable gift plans for individual clients and businesses.
• Personal Insurance (Life, Disability, Long-Term Care) Personal protection insurance products including life insurance, disability income insurance, and long-term-care insurance to protect income and family wealth.
• Personal Property & Casualty Insurance Personal lines property and casualty insurance including automobile, homeowner's, renter's, flood, marine, and valuable items insurance for individuals and families.
• Commercial Insurance Commercial insurance brokerage covering business insurance, general liability, commercial property, umbrella, directors & officers (D&O), errors & omissions (E&O), professional liability, worker's compensation, group life and disability, and bond insurance for small businesses.
• Qualified Retirement Plan Services Design and administration of qualified retirement plans including 401(k), 403(b), SEP IRA, SIMPLE IRA, money purchase, and profit sharing plans for employers and self-employed individuals.

Quantifiable outcome

• Over 20 years serving clients
• +1 more outcomes

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered core.

• Cetera AdvisorscoreChannel Partner/ Reseller/ DistributorPrimary broker-dealer affiliation providing trade execution, supervision, and regulatory compliance. Cetera Advisors is responsible for executing trades on behalf of clients and provides access to investment platforms and advisory tools. The affiliation allows the firm to operate with independence while leveraging Cetera's infrastructure.
• Cetera Financial GroupcoreTechnology or IntegrationParent company of Cetera Advisors. Manages over $110 billion in client assets across independently managed firms in all 50 states. Provides award-winning advisory products, trading and technology platforms, and operational support.
• Pershing LLCcoreOthersCustodian for brokerage accounts including brokerage accounts within IRAs. Subsidiary of Bank of New York Mellon Corporation, one of the world's leading providers of securities services. Subject to net capital requirements and regular audits.
• Cetera Investment ServicescoreOthersCustodian for individual retirement accounts (IRAs). Affiliate of Cetera Advisors providing IRA custodial services. Also provides brokerage and other services to its own clients.

Scale indicators3 records

Expansion highlights3 records

Broad incumbents

• MassMutual: Mutual insurance and financial services company offering life insurance, disability income, retirement plans, and wealth management — overlapping significantly with Campo's life, disability, and retirement planning offerings.
• Ameriprise Financial: Diversified financial services company with a large independent advisor channel providing holistic financial planning and insurance products — directly comparable bundled offering to Campo.
• Edward Jones: National retail wealth management and insurance brokerage with a local-office, relationship-based advisor model directly comparable to Campo's community-rooted, in-person advisory approach.
• Northwestern Mutual: Large established financial services firm combining wealth management, investment products, and a broad insurance portfolio (life, disability, LTC) — comparable bundled offering to Campo's investment-plus-insurance model, but at vastly larger scale.
• Raymond James Financial Services: Diversified financial services firm with an independent contractor advisor channel offering investment, retirement, and insurance solutions; comparable multi-product retail advisory model.

Direct peers

• Waddell & Reed: Independent wealth management and insurance provider offering financial planning, investment, and insurance solutions through an advisor network — comparable in service mix to Campo.
• Cetera Financial Group: Parent company of Campo's broker-dealer affiliate (Cetera Advisors LLC) and a top-tier independent broker-dealer network supporting independent advisors across all 50 states; closest structural peer given Campo's affiliation and shared services.
• LPL Financial: Largest independent broker-dealer in the U.S., supporting thousands of independent financial advisors with brokerage, advisory, and insurance platforms — directly comparable to Campo's Cetera-affiliated independent advisory model serving retail clients.
• Cambridge Investment Research: Independent broker-dealer supporting financial advisors with wealth management, advisory, and insurance solutions; directly comparable business model to Campo's affiliation-style practice.

Emerging players

• Charles Schwab Advisor Services: Custody and brokerage platform serving independent RIAs; comparable in that Campo operates a similar independent practice model that competes for clients who increasingly use low-cost custodian platforms, and provides an alternative infrastructure option.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/campo-insurance-and-investment-services

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Campo Insurance And Investment Services