compound wealth advisors

What compound wealth advisors does

Compound Wealth Advisors is a fee-only fiduciary wealth management firm headquartered at 9920 Pacific Heights Blvd., Ste. 150, San Diego, California. Founded in 2024 by Stuart A. Schiffman, CFP®, RICP®, and TPCP®, the firm provides retirement, tax, estate, insurance, investment management, and family consulting services to highly compensated individuals and couples age 50 and older, with a stated minimum of $1 million in investable assets. The practice is intentionally boutique, with a stated policy of limiting client count to deepen relationships rather than operate as an asset aggregator.

The firm's product surface is delivered as a single coordinated offering rather than discrete products. Engagements follow a three-step process: a complimentary Discovery conversation, a written Financial Life Plan integrating investments, taxes, Social Security, Medicare, and estate considerations, and ongoing Implementation & Care. Core planning capabilities include Roth conversion strategies, tax-efficient withdrawal sequencing, IRMAA management, Social Security claiming optimization, Medicare and long-term care planning, and estate coordination. The firm also offers one-time financial plans for clients who do not require ongoing advisory services, and a free Retirement Readiness Review as an entry point.

Compensation is advisory fees only, with no commissions or product sales, consistent with its Registered Investment Adviser (RIA) status. Client account access is delivered through the third-party Advyzon portal; the firm does not operate a proprietary technology platform and uses standard financial planning software. Acquisition channels center on content marketing, organic SEO, a monthly email newsletter, earned media (Forbes, Investopedia, U.S. News, NASDAQ, Yahoo Finance, AOL), a free downloadable advisor-selection guide, and referrals from CPAs and professional networks. Client meetings are conducted in person at the San Diego office or via secure video for out-of-region clients, making the practice functionally national despite a single physical location.

Name

compound wealth advisors

Legal name

Compound Wealth Advisors, LLC

Website

https://compoundwealthadvisors.com

Company type

Private

Founded year

2024

Operating status

Operating

Headcount range

1–10 employees

Short description

Compound Wealth Advisors is a fee-only fiduciary wealth management firm in San Diego, founded in 2024 by Stuart A. Schiffman, CFP®, RICP®, TPCP®, serving pre-retirees and retirees with $1M+ in investable assets via an integrated retirement, tax, estate, insurance, and investment planning offering.

Ownership category

akta.pro rank

Product category

Wealth Management & Retirement Planning Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro industry

PRIMARYFSAEABAA

Registered Investment Advisor (RIA) Wealth Management

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Wealth & Retirement Advisory

SECONDARYFSAAACAD

Tax-Focused Wealth Management RIAs

Financial & Insurance/Asset & Wealth Management/Registered Investment Advisors (RIAs) & Independent Wealth Managers

SECONDARYFSAAAAAF

Financial Planning & Goals-Based Advice (Mass Affluent)

Financial & Insurance/Asset & Wealth Management/Retail & Mass-Affluent Wealth Management

Keywords

• Fee-only financial advisory
• Retirement income planning
• Wealth management services
• Tax planning advisory
• Estate planning services

Headquarters

HQ city

San Diego

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Advisory Fees (Fee-Only): Compensation comes solely from clients — no commissions, no product sales. The firm is registered as a Registered Investment Adviser (RIA) and operates as a fee-only fiduciary.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Compound Wealth Advisors is a fee-only fiduciary wealth management firm that provides integrated retirement planning services to highly compensated individuals and couples within five years of retirement or recently retired, with at least $1 million in investable assets. The firm coordinates investments, tax planning, Social Security, Medicare, insurance, and estate planning into a single written Financial Life Plan, delivered through a three-step process of Discovery, plan development, and ongoing Implementation & Care.

Product overview

Compound Wealth Advisors is a fee-only fiduciary wealth management firm offering a unified service model built around personalized retirement planning. The firm provides six integrated service areas—Retirement Planning, Estate Planning, Family Consulting and Education, Insurance, Investment Management, and Tax Planning—all delivered through a three-step process: Discovery conversation, Financial Life Plan development, and ongoing Implementation and Care. Core offerings include retirement income planning, Roth conversion strategies, Social Security claiming optimization, and comprehensive estate coordination. The firm also offers a free Retirement Readiness Review as an entry point for prospective clients. All services are coordinated under one advisor relationship rather than sold as separate products.

Differentiator

Problem solved

Functional benefit

Products and services

• Retirement Planning Comprehensive retirement planning services for individuals within five years of retirement or recently retired, including retirement readiness assessments and income strategy development.
• Retirement Income Planning Coordination of Social Security, pension, and portfolio withdrawals into a steady, tax-aware retirement paycheck with sustainable spending strategies.
• Estate Planning Estate planning coordination including wills, trusts, powers of attorney, and strategies for family wealth transfer to heirs and charitable causes.
• Family Consulting and Education Guidance for families on intergenerational wealth transfer, conversations with aging parents, and financial education including Roth IRAs for children.
• Insurance Insurance review services covering life, health, long-term care, and Medicare planning to protect assets and plan for healthcare costs in retirement.
• Investment Management Low-cost, diversified investment management aligned with client risk tolerance and retirement timeline, including portfolio allocation and rebalancing.
• Tax Planning Proactive tax planning including Roth conversion strategies, withdrawal sequencing, tax-efficient retirement distributions, and IRMAA management.
• Financial Life Plan A coordinated, written plan integrating investments, taxes, Social Security, Medicare, and estate planning into one cohesive retirement strategy.
• Retirement Readiness Review Free retirement readiness assessment offered to qualified candidates, providing a complete evaluation of current financial situation with tailored recommendations.

Quantifiable outcome

• Clients report feeling financially prepared for comfortable retirement with estate plans in order

Named customers1 record

Segments4 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Emerging players

• Wealthfront: Wealthfront is a digital-first RIA offering automated investment management, retirement planning, and financial planning tools to mass-affluent and high-net-worth clients. It overlaps with Compound Wealth Advisors on retirement-focused, fee-only fiduciary planning, but competes primarily on technology and automation rather than a single-advisor relationship model.
• Empower (formerly Personal Capital): Empower combines a digital wealth management platform with human advisory services targeting mass-affluent and HNW clients, with strong emphasis on retirement planning and integrated financial tools. It is comparable to Compound Wealth Advisors in retirement-focused wealth management for the same client demographic, differentiated by its tech-led, hybrid delivery.
• Betterment: Betterment is a digital-first RIA providing automated investment, retirement, and cash management services to mass-affluent individuals. It is comparable to Compound Wealth Advisors on the fee-only RIA and retirement planning axis, though it competes at the lower end of the asset threshold and via a fully automated model.

Broad incumbents

• Fisher Investments: Fisher Investments is a large RIA managing portfolios primarily for high-net-worth individual investors, including retirees. It is comparable to Compound Wealth Advisors in serving affluent and retirement-age clients with portfolio management and financial planning, though it operates at vastly greater scale.
• Edelman Financial Engines: Edelman Financial Engines is one of the largest independent RIAs in the U.S., with a deep focus on retirement planning and integrated financial planning for working professionals and retirees. It is comparable to Compound Wealth Advisors in retirement-centric, holistic planning positioning, but at much greater scale and with hybrid advisor/digital delivery.
• Carson Group: Carson Group is a large RIA support platform serving independent advisors and their clients, with a strong focus on holistic retirement and wealth planning. It is comparable to Compound Wealth Advisors as a broader incumbent in the fee-only, retirement-focused RIA space, though it operates at vastly greater scale with an advisor-services model.
• Creative Planning: Creative Planning is a large, fee-only RIA offering comprehensive financial planning, tax, estate, and retirement services to high-net-worth individuals. It is comparable to Compound Wealth Advisors in the holistic, fee-only fiduciary positioning, but operates at enterprise scale with hundreds of advisors.
• Mariner Wealth Advisors: Mariner Wealth Advisors is a national RIA providing retirement, tax, estate, and investment planning to high-net-worth clients. It is comparable to Compound Wealth Advisors in service scope and HNW client focus, though at substantially larger scale.
• Cetera Financial Group: Cetera is a large network of independent RIAs and broker-dealer firms providing retirement, tax, and wealth planning services to individuals. It is comparable to Compound Wealth Advisors as a broader RIA ecosystem focused on retirement planning for individuals, though it operates via independent advisors under a large umbrella brand.

Direct peers

• Facet Wealth: Facet Wealth is a fee-only, fiduciary digital RIA providing flat-fee financial planning and investment management to mass-affluent and high-net-worth clients. It is directly comparable to Compound Wealth Advisors in fiduciary structure and financial-planning-first model, though it operates at much larger scale and with a tech-enabled delivery model.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/compound-wealth-advisors

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about compound wealth advisors