What callcentric does

Nazzaro Financial Services, Inc. is an independent financial advisory practice founded in 2002 and headquartered at 50 Tice Boulevard, Suite 340, Woodcliff Lake, New Jersey. The firm is led by Jason Nazzaro and operates as a registered representative under broker-dealer affiliations with SagePoint Financial, Inc. and Osaic Wealth, Inc. (member FINRA/SIPC). There is no proprietary technology platform disclosed; the practice relies on standard broker-dealer content and back-office infrastructure rather than in-house technology.

The firm provides financial planning services to individual clients and pre-retirees, with a primary focus on insurance products — specifically long-term care insurance (including asset-based/hybrid LTCI), life insurance, and disability income insurance — alongside securities and investment advisory services placed through the Osaic Wealth platform. Services are restricted by licensure to residents of eight U.S. states: California, Connecticut, Florida, New Jersey, New York, Pennsylvania, Rhode Island, and Texas.

Revenue is generated through commissions on insurance products and securities transactions routed via the affiliated broker-dealer. The go-to-market model is direct-to-consumer and field-based, with financial professionals engaging prospective and existing clients directly. Marketing is conducted primarily through the firm's website, which features educational articles, financial calculators, flipbooks, newsletters, a tax library, and videos. Pricing is not publicly disclosed; insurance premiums are individually underwritten based on age, health, coverage amount, and policy terms, and advisory services are quote-based. The firm has no disclosed employees beyond the lead advisor, no disclosed revenue, no venture funding, and no subsidiary structure.

Name

callcentric

Legal name

Nazzaro Financial Services, Inc.

Website

https://nazzaro.net

Company type

Private

Founded year

2002

Operating status

Operating

Short description

Nazzaro Financial Services is an independent financial advisory practice led by Jason Nazzaro, offering long-term care, life, and disability insurance plus securities advisory to individual clients and pre-retirees across eight U.S. states via its Osaic Wealth broker-dealer affiliation.

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI)

akta.pro secondary industries

Financial Planning–Led RIAs (FSAAACAB), Investment Management Advisory (RIA) (FSAEAAAB)

Keywords

• Financial advisory services
• Long-term care insurance
• Life insurance planning
• Disability income insurance
• Retirement planning services

Headquarters

HQ city

Upper Saddle River

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Financial Advisory and Brokerage Services: Revenue generated through securities and financial advisory services offered through affiliation with Osaic Wealth, Inc. The firm provides investment and financial services to individual clients, likely earning commissions on insurance products and securities transactions placed through the broker-dealer platform.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Nazzaro Financial Services, Inc. is a financial advisory firm that provides long-term care insurance, life insurance, disability income insurance, and investment advisory services to individual clients. The firm operates as an affiliated registered representative offering securities through Osaic Wealth, Inc., member FINRA/SIPC, supporting clients with financial planning, wealth protection, retirement income planning, and estate planning needs.

Differentiator

Problem solved

Functional benefit

Products and services

• Long-Term Care Insurance Long-term care insurance solutions, including asset-based/hybrid policies combining life insurance or annuity features with long-term care benefits, offered to individuals seeking protection against long-term care costs.
• Life Insurance Life insurance products provided to individuals for wealth protection, estate planning, and income protection for beneficiaries.
• Disability Income Insurance Disability income insurance providing income replacement protection for individuals during periods of disability, addressing the risk of income loss.
• Financial Planning and Investment Advisory Comprehensive financial planning and securities advisory services including retirement income planning, estate planning, and wealth management. Securities are offered through Osaic Wealth, Inc., member FINRA/SIPC.

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Osaic Wealth, Inc.coreChannel Partner/ Reseller/ DistributorSecurities offered through Osaic Wealth, Inc., member FINRA/SIPC. The firm provides the broker-dealer platform and regulatory infrastructure for securities transactions. Nazzaro Financial Services operates as an affiliated practice with access to Osaic Wealth's product shelf and trading capabilities.

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Cetera Financial Group: Independent broker-dealer network hosting affiliated financial professionals offering investment and insurance products. Nazzaro operates similarly as a registered rep of a large BD (Osaic Wealth), making Cetera a natural structural parallel.
• Ameriprise Financial: Independent advisor-franchise model providing financial planning, investment, and insurance products to households. Comparable client base and product breadth; significantly larger advisor network and brand.
• Cambridge Investment Research: Independent broker-dealer supporting thousands of registered representatives with insurance and investment product access. Comparable BD-affiliated practice model to Nazzaro's Osaic Wealth relationship.
• Edward Jones: National advisory firm with a branch-based advisor model focused on individual households, retirement planning, and insurance products. Comparable target customer and field-based service model.
• New York Life: Mutual life insurer with a career-agent channel distributing life, LTC, and annuity products with financial planning. Comparable insurance-and-planning mix, far larger geographic and capital footprint.
• Northwestern Mutual: Large established insurer-advisor hybrid combining life and disability insurance with financial planning. Comparable to Nazzaro in offering protection-insurance products alongside planning, but at vastly greater scale and with captive distribution.
• Ladenburg Thalmann (now Osaic): Parent/affiliated broker-dealer entity within Osaic; Nazzaro's securities are offered through Osaic Wealth, Inc., making this the closest structural counterpart in the BD-ecosystem sense.
• MassMutual: Mutual insurer with a large advisor force selling life, disability, and retirement products with integrated financial planning. Similar insurance-led value proposition to Nazzaro but operating at national scale.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about callcentric