springfield community land trust
Springfield Community Land Trust is a 501(c)(3) non-profit that provides permanently affordable homeownership to low- and moderate-income families in Springfield, Missouri via a 99-year ground lease and shared appreciation resale model, supported by an ecosystem of approved lenders, HUD counseling, and city partnerships.
- Company typePrivate
- Founded-
- HeadquartersSpringfield, United States
- Headcount—
- GTM typeB2C
- OfferingServices
What springfield community land trust does
Springfield Community Land Trust (SCLT) is a 501(c)(3) non-profit organization that creates permanently affordable homeownership opportunities for low- to moderate-income families in Springfield, Missouri. The organization operates the Community Land Trust (CLT) model, under which it retains ownership of the land and sells the residential improvements (the house) to qualified buyers through a 99-year renewable ground lease. A shared appreciation formula governs resale pricing, preserving affordability across generations while allowing homeowners to capture a fair return on investment. SCLT also operates a stewardship reserve funded by a $50/month fee that provides repair loans to owners who cannot access traditional financing, and all new construction meets Energy Star and universal design standards.
SCLT serves households earning between 60% and 120% of Area Median Income, with eligibility criteria including a minimum 640 credit score and a $1,500 down payment. The organization works across eleven Springfield neighborhoods — Bissett, Doling, Grant Beach, Heart of the Westside, Midtown, Robberson, Tom Watkins, Weller, West Central, Westside, and Woodland Heights — and concentrates its acquisition and renovation activity in Center City neighborhoods most affected by the 2008 recession. According to its 2025-26 Impact Report, SCLT has served more than 100 individuals through expanded homeownership and rental opportunities.
The business model combines three revenue streams: one-time revenue from below-market home sales, recurring monthly ground lease fees ($50/home) and stewardship reserve fees ($50/home), and tax-deductible charitable contributions. Go-to-market is community-led and educational, combining a 7-step online application, in-person Homeownership 101 workshops at the O'Reilly Center for Hope, special events such as the annual Toast to Home meeting, and a referral network of approved lenders (Bank of Missouri, Guaranty Bank), HUD-certified counseling partners, and free legal services through Legal Services of Southwest Missouri. The City of Springfield holds a board seat and participates in data-sharing arrangements. Leadership includes Director LeeAnn Camey and a Board chaired by Ben Shantz (Spencer Fane) with Treasurer Jeff Hays (Simmons Bank) and Vice President Adam Potter (American Family Insurance).
springfield community land trust firmographics
Firmographics- Name
- springfield community land trust
- Legal name
- Springfield Community Land Trust
- Website
- https://springfieldclt.org
- Company type
- Private
- Operating status
- Operating
- Short description
- Springfield Community Land Trust is a 501(c)(3) non-profit that provides permanently affordable homeownership to low- and moderate-income families in Springfield, Missouri via a 99-year ground lease and shared appreciation resale model, supported by an ecosystem of approved lenders, HUD counseling, and city partnerships.
- Ownership category
- akta.pro rank
springfield community land trust industry classification
Industry- Product category
- Community Land Trust Housing
- NAICS
- Other Individual and Family Services (624190)
- SIC
- Services-Social Services (8300), Real Estate Operators (No Developers) & Lessors (6510)
- akta.pro primary industry
- Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC)
Keywords
Where springfield community land trust is headquartered
LocationHeadquarters
- HQ city
- Springfield
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
springfield community land trust business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Infrastructure, Operations, Personnel
Revenue model
- Home Sales: SCLT sells home improvements (houses, outbuildings) to qualified low- to moderate-income buyers. The land remains owned by the trust, allowing homes to be sold at significantly below market price while maintaining permanent affordability.
- Ground Lease Fees: Homeowners pay a $50/month fee for the right to occupy the land through a 99-year leasehold agreement.
- Stewardship Reserve Fees: Homeowners invest in the program by paying a $50/month fee into the reserve, which funds major repairs for homeowners unable to save for them.
- Donations and Charitable Contributions: SCLT accepts cash donations, property donations, and stock donations as a 501(c)(3) non-profit organization to support their affordable housing mission.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| One time/ perpetual license | One time/ perpetual license | Down Payment Requirement |
| Subscription | Monthly | Ground Lease Fee |
| Subscription | Monthly | Stewardship Reserve Fee |
| Other | One time/ perpetual license | Credit Score Requirement |
| Other | One time/ perpetual license | Income Requirements |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels6 records
springfield community land trust product offering
Product offeringCore offering
Springfield Community Land Trust enables low- to moderate-income families in Springfield, Missouri to purchase below-market homes while the trust retains ownership of the underlying land. Through a 99-year renewable ground lease and a shared-appreciation resale structure, it provides guided support from application through closing and maintains affordability for future income-qualified buyers.
Product overview
Springfield Community Land Trust is a single-service non-profit organization offering an affordable homeownership program based on the community land trust model. The core product is the Affordable Homeownership Program, which enables low- to moderate-income families to purchase homes at below-market prices by separating ownership of the land (retained by the trust) from the improvements (owned by the homebuyer). The program is supported by complementary modules including a Home Buyer's Guide (educational resource), an Application Process (multi-step form for eligibility), Homes for Sale Listings (property inventory), a Neighborhoods Directory (11 served communities), a Community Donation Program (support opportunities), Community Events (fundraising and educational gatherings), and an Annual Impact Report (transparency and results documentation).
Differentiator
Problem solved
Functional benefit
Products and services
- Affordable Homeownership Program Enables low- to moderate-income families in Springfield, Missouri to purchase homes through a community land trust model in which the homebuyer owns the house and improvements while the trust retains ownership of the underlying land. The program includes a 99-year renewable ground lease, shared-appreciation resale rules, and guided support through qualification and closing.
Quantifiable outcome
- 99-year renewable lease ensures permanent affordability for future generations
- +2 more outcomes
Companies that use springfield community land trust
Customer profileNamed customers3 records
Segments3 records
Ideal customer profiles2 records
springfield community land trust technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature5 records
springfield community land trust partnerships and signals
Strategic signalPartnerships
Twelve partnerships are on record, tiered core and minor.
- Bank of MissouricoreApproved lender partner for Springfield Community Land Trust homes. Applicants submit loan applications and supporting financial documents through this lender to qualify for homeownership.
- Guaranty BankcoreApproved lender partner for Springfield Community Land Trust homes. Works with applicants to provide mortgage financing for home purchases.
- Legal Services of Southwest MissouricorePartner agency that provides free legal services to homebuyers reviewing ground lease agreements. Homebuyers can use their own attorney or be referred to this partner at no cost.
- HUD-Certified Counseling PartnerscorePartner organizations provide HUD-approved Homebuyer Education Courses and one-on-one counseling sessions required for SCLT homeownership. SCLT refers buyers to these partners at no additional cost.
- O' Reilly Center for HopeminorVenue partner for Homeownership through SCLT 101 educational sessions. Located at 1518 E. Dale Street, Springfield, MO 65803.
- Alamo Drafthouse CinemaminorEvent venue for community documentary screenings and educational events, located at 4005 South Avenue, Springfield, Missouri 65807.
- Mother's Brewing CompanyminorVenue for SCLT's annual meeting (Toast to Home), located at 215 S Grant Ave, Springfield, MO 65806.
- Pythian CastleminorEvent venue for SCLT fundraisers and community events, located at 1451 E Pythian Street, Springfield, Missouri 65802.
- Financial Education Programs: Make Your MovecoreOnline Homebuyer Education Course approved by HUD that SCLT applicants can take to fulfill education requirements.
- Ches, Inc.coreHUD-approved organization providing Homebuyer Education Courses for SCLT applicants seeking homeownership counseling.
- Springfield Dream CenterminorCommunity organization represented on SCLT Board of Directors. Patricia Deck serves as homeowner member representing this partner.
- City of SpringfieldcoreCity government partner represented on SCLT Board (Landon Nash) and through joint data-sharing agreements. SCLT and the City are both interested parties in transactions, sharing financial information including credit reports, debt-to-income, and employment data.
Scale indicators3 records
Recent moves6 records
Expansion highlights5 records
springfield community land trust competitors and assessment
Company assessmentOthers
- Institute for Community Alliances: National nonprofit that administers affordable housing programs and is named as a referral partner in SCLT's partnership data. Adjacent ecosystem participant rather than a direct competitor.
Direct peers
- Champlain Housing Trust: Largest community land trust in the United States, based in Burlington, Vermont. Operates the same shared-equity, ground-lease CLT model serving low- to moderate-income homebuyers and renters, making it the most directly comparable peer to Springfield Community Land Trust.
- Maggie Walker Community Land Trust: Richmond, Virginia CLT providing permanently affordable homeownership to low- and moderate-income families using the same community land trust model with ground lease and resale formula. Same operating model and customer segment.
- Dudley Street Neighborhood Initiative: Boston-based community-driven organization with community land trust components focused on revitalizing urban neighborhoods through permanently affordable housing. Highly comparable mission and urban-neighborhood focus.
- Community Land Trust of West Marin: California-based CLT preserving permanently affordable housing in West Marin County. Operates the same CLT model with ground lease separations and resale-restriction formulas targeting income-qualified buyers, making it a directly comparable regional peer.
- Homestead Community Land Trust: Washington-state CLT operating a shared-equity homeownership program with permanent affordability through ground leases. Directly comparable mission, structure, and target buyer as Springfield Community Land Trust.
Broad incumbents
- Habitat for Humanity International: Large-scale nonprofit affordable homeownership organization using a different (non-CLT) model but serving the same low- to moderate-income homebuyer segment. Broad incumbent in the affordable housing space.
- Grounded Solutions Network: National membership organization supporting and advocating for community land trusts across the U.S. Directly referenced as a partner referenced in SCLT's ecosystem and serves as the sector's broad incumbent support network.
- NeighborWorks America: National network of community development nonprofits supporting affordable housing, including CLTs. Wider scope than SCLT but serves the same mission-aligned affordable housing ecosystem.
Emerging players
- Twin Cities Habitat for Humanity: Regional Habitat affiliate operating affordable homeownership programs in the Twin Cities with a focus on permanently affordable outcomes for low-income families. Comparable mission with a different ownership model.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights7 records
Customer concentration
springfield community land trust social profiles
Digital presencespringfield community land trust financial estimates
Financial estimateRevenue estimate
Valuation estimate
springfield community land trust leadership team
Management profileNumber of profiles
Profiles1 record
springfield community land trust funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
springfield community land trust M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about springfield community land trust
What does springfield community land trust do?
Springfield Community Land Trust enables low- to moderate-income families in Springfield, Missouri to purchase below-market homes while the trust retains ownership of the underlying land. Through a 99-year renewable ground lease and a shared-appreciation resale structure, it provides guided support from application through closing and maintains affordability for future income-qualified buyers.
Is springfield community land trust a public or private company?
springfield community land trust is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was springfield community land trust founded?
springfield community land trust was founded in -1.
Where is springfield community land trust based?
springfield community land trust is headquartered in Springfield, United States, in the North America region.
How does springfield community land trust make money?
Four revenue lines are on record. Home Sales are the primary driver. The others are ground Lease Fees, stewardship Reserve Fees and donations and Charitable Contributions.
Who are springfield community land trust's main competitors?
Institute for Community Alliances is listed as an others. Direct peers are Champlain Housing Trust, Maggie Walker Community Land Trust, Dudley Street Neighborhood Initiative, Community Land Trust of West Marin and Homestead Community Land Trust. Broad incumbents are Habitat for Humanity International, Grounded Solutions Network and NeighborWorks America. Twin Cities Habitat for Humanity is listed as an emerging player.
Does springfield community land trust have an API?
No public API is recorded for springfield community land trust.
What industry is springfield community land trust in?
springfield community land trust's product category is Community Land Trust Housing. Its primary akta.pro industry code is BPAGALAC, Affordable Housing & Community Development (Housing, Community Land Trusts). Its NAICS code is 624190 and its SIC code is 8300.