scci
South Carolina Coastal Insurance is an independent insurance brokerage in Mount Pleasant, SC, placing personal and commercial policies across multiple carriers for individuals and SMBs in Charleston and Coastal South Carolina on a commission basis.
- Company typePrivate
- Founded-
- HeadquartersMount Pleasant, United States
- Headcount—
- GTM typeB2B and B2C
- OfferingServices
What scci does
South Carolina Coastal Insurance Agency (SCCI) is a privately held, independent insurance brokerage operating from a single office at 709 Long Point Road, Suite A, Mount Pleasant, South Carolina. The agency serves individuals and businesses in Charleston, Coastal South Carolina, and elsewhere in the state, offering more than 25 personal and commercial insurance lines including auto, homeowners, umbrella, flood, boat, motorcycle, life, specialty dwelling, builders risk, and earthquake coverage on the personal side, and commercial auto, business owners packages, workers compensation, general liability, EPLI, restaurant, contractors, commercial trucking, cargo, and commercial umbrella on the commercial side. The business is structured as a 100% independent agency — explicitly unaffiliated with any single carrier — placing business across multiple insurance companies and earning commissions directly from those carriers, with no fee charged to customers for the brokerage service.
The agency's go-to-market is consultative and sales-led: customers reach the agency primarily by phone ((843) 437-1227), email ([email protected]), or online quote forms on its website (sccins.com). For commercial lines, the agency routes instant quoting through CoverWallet's platform with its agent identifier embedded for commission tracking. Customer acquisition relies on a formal referral program, an educational blog, and an active Facebook presence, while retention is built on direct producer relationships — most visibly with the named agent David. Pricing is quote-based and varies by line and risk (e.g., personal umbrella typically starts around $150/year), with the agency's value proposition framed as carrier-comparison-driven savings versus single-carrier or captive alternatives.
The underlying technology footprint is minimal: the website runs on Advisor Evolved's platform and the agency relies on carrier and CoverWallet portals rather than any disclosed proprietary system. There is no proprietary quoting engine, no customer-facing mobile application, no disclosed API, and no AI or data infrastructure. As a single-office, producer-driven brokerage with undisclosed headcount, no public funding history, and no M&A activity, SCCI operates as a small-scale, relationship-based independent agency whose competitive position is anchored on local reputation and carrier breadth rather than technology or scale.
scci firmographics
Firmographics- Name
- scci
- Legal name
- South Carolina Coastal Insurance Agency
- Website
- https://sccins.com
- Company type
- Private
- Operating status
- Operating
- Short description
- South Carolina Coastal Insurance is an independent insurance brokerage in Mount Pleasant, SC, placing personal and commercial policies across multiple carriers for individuals and SMBs in Charleston and Coastal South Carolina on a commission basis.
- Ownership category
- akta.pro rank
scci industry classification
Industry- Product category
- Insurance Brokerage Services
- NAICS
- Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Commercial Lines Insurance Brokerage (FSAEADAB)
- akta.pro secondary industries
- Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ), Commercial Auto & Fleet Liability Insurance (Primary) (TLABANAA)
Keywords
Where scci is headquartered
LocationHeadquarters
- HQ city
- Mount Pleasant
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
scci business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Insurance Commissions: As a 100% independent insurance agency, the company earns commissions directly from insurance carriers for policies placed. The agency states they are 'compensated by the insurance carriers directly' and work on behalf of customers at no additional cost.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Personal umbrella insurance coverage |
| Subscription | Annual | Boat insurance coverage |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels5 records
scci product offering
Product offeringCore offering
South Carolina Coastal Insurance is a 100% independent insurance agency that places personal and commercial insurance policies on behalf of customers by comparing coverage and pricing across multiple insurance carriers. The agency earns commissions directly from the carriers, charges customers no additional fee for its brokerage services, and operates from a single office in Mount Pleasant, SC serving Charleston and Coastal South Carolina.
Product overview
South Carolina Coastal Insurance is an independent insurance agency offering a comprehensive portfolio of personal and commercial insurance products. The agency operates as a single-service insurance brokerage, connecting customers with multiple insurance carriers through its independent agency model. Personal insurance products include Auto, Homeowners, Umbrella, Flood, Boat, Specialty Dwelling, Condo, Earthquake, Life, RV, Renters, Builders Risk, ATV/Powersports, and Motorcycle coverage. Commercial insurance offerings include Business Insurance, Commercial Trucking, Restaurant, Commercial Umbrella, EPLI, General Liability, Commercial Auto, Business Property, Workers Compensation, Contractors, and Cargo insurance. The agency differentiates itself by being 100% independent, allowing it to compare policies across multiple insurance providers to find the best coverage and pricing for customers.
Differentiator
Problem solved
Functional benefit
Products and services
- Homeowners Insurance
Quantifiable outcome
- Beats major insurance company prices by hundreds of dollars while maintaining same coverage
Companies that use scci
Customer profileNamed customers4 records
Segments2 records
Ideal customer profiles2 records
scci technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
scci partnerships and signals
Strategic signalScale indicators1 record
Recent moves5 records
Expansion highlights5 records
scci competitors and assessment
Company assessmentDirect peers
- Higginbotham: Large U.S. independent insurance brokerage operating the same multi-carrier comparative model across personal and commercial lines; comparable on agency structure, product breadth, and commission revenue model.
- Heffernan Insurance Brokers: Independent insurance brokerage serving personal and commercial clients with multi-carrier access; operates with a similar retail-producer, relationship-led motion and broad product portfolio.
- Woodruff-Sawyer & Company: Independent commercial and personal insurance brokerage placing business across multiple carriers; relevant comparator on independent distribution and specialty commercial coverage.
- Brown & Riding: Specialty insurance brokerage relevant to SCCI's specialty placements (marine/boat, contractors, restaurant, cargo). Directly comparable on the E&S-adjacent side of SCCI's book.
- IMA Financial Group: Independent insurance agency offering commercial and personal lines through carrier comparisons; similar ownership/go-to-market model in a larger footprint.
Broad incumbents
- USI Insurance Services: Large-scale national insurance brokerage operating across personal and commercial lines with broad carrier access; competes with SCCI for commercial accounts but at meaningfully greater scale and geographic reach.
- Marsh McLennan Agency: National insurance brokerage arm of Marsh McLennan offering comprehensive personal and commercial solutions; broad incumbent overlap on mid-market commercial business.
Others
- TrustedChoice: Marketing and lead-generation network aggregating independent insurance agents like SCCI; not a competitor but an industry enabler relevant to how independents acquire customers.
- CoverWallet: Digital commercial insurance platform explicitly partnered with SCCI for instant SMB quoting; adjacent ecosystem participant that enables SCCI's commercial distribution rather than competing on a like-for-like basis.
Emerging players
- Lemonade: Direct-to-consumer insurance carrier using AI-driven underwriting and mobile-first distribution; competes with SCCI's personal lines (renters, home) by bypassing the agent channel entirely.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
scci social profiles
Digital presencescci financial estimates
Financial estimateRevenue estimate
Valuation estimate
scci leadership team
Management profileNumber of profiles
Profiles1 record
scci funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
scci M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about scci
What does scci do?
South Carolina Coastal Insurance is a 100% independent insurance agency that places personal and commercial insurance policies on behalf of customers by comparing coverage and pricing across multiple insurance carriers. The agency earns commissions directly from the carriers, charges customers no additional fee for its brokerage services, and operates from a single office in Mount Pleasant, SC serving Charleston and Coastal South Carolina.
Is scci a public or private company?
scci is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was scci founded?
scci was founded in -1.
Where is scci based?
scci is headquartered in Mount Pleasant, United States, in the North America region.
How does scci make money?
One revenue line is on record: insurance Commissions.
Who are scci's main competitors?
Direct peers on record are Higginbotham, Heffernan Insurance Brokers, Woodruff-Sawyer & Company, Brown & Riding and IMA Financial Group. Broad incumbents are USI Insurance Services and Marsh McLennan Agency. Others are TrustedChoice and CoverWallet. Lemonade is listed as an emerging player.
Does scci have an API?
No public API is recorded for scci.
What industry is scci in?
scci's product category is Insurance Brokerage Services. Its primary akta.pro industry code is FSAEADAB, Commercial Lines Insurance Brokerage, with a secondary code of FSAEADAJ, Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines). Its NAICS code is 52421 and its SIC code is 6411.