dbs singapore_mw

Name

dbs singapore_mw

Legal name

DBS Bank Ltd

Website

https://dbs.com.sg

Company type

Public

Founded year

1968

Operating status

Operating

Ownership category

akta.pro rank

Product category

Retail and Commercial Banking

NAICS

Depository Credit Intermediation (5221), Portfolio Management and Investment Advice (523940)

SIC

Functions Related To Depository Banking, Nec (6099)

akta.pro primary industry

Affluent / Mass-Affluent Private Banking (FSABADAC)

Keywords

• Retail banking services
• Wealth management
• Corporate banking
• Treasury and markets
• Foreign exchange trading

Headquarters

HQ city

Singapore

HQ country

Singapore

HQ region

Asia

Offices7 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

1. Net Interest Income: Interest income from lending products including home loans, car loans, working capital loans, and credit facilities. Interest rate from 7% for SME working capital loans up to S$500,000.
2. Fee and Commission Income: Transaction fees from deposits, remittances, card transactions, investment products, and trade services. Includes overseas funds transfer to over 150 markets in more than 20 currencies.
3. Wealth Management Fees: Revenue from wealth management services across DBS Treasures (SGD350,000+), DBS Treasures Private Client (SGD1.5 million+), and DBS Private Bank (USD5 million+) tiers.
4. Global Financial Markets Trading: Treasury and capital markets revenue from FX, commodities, rates, credit trading, investment banking, and equity solutions for institutional clients.
5. Credit Card Revenue: Interchange fees, annual fees, and merchant commissions from credit card operations including DBS yuu Card and co-brand partnerships.

Pricing tiers

Go-to-market motion3 records

Distribution channels7 records

Marketing channels7 records

Core offering

DBS Singapore provides a comprehensive suite of retail, wealth management, corporate, and institutional banking products and services. Personal banking includes accounts, credit cards, loans, investments, and digital channels under the DBS and POSB brands. Wealth management covers tiered segments (DBS Treasures, Treasures Private Client, Private Bank) and corporate/institutional banking spans cash management, trade finance, working capital loans, FX, rates, credit, investment banking, and equities through Global Financial Markets.

Differentiator

Problem solved

Functional benefit

Brands

• DBS Treasures: Wealth management services for clients with investible assets of SGD 350,000
• DBS Treasures Private Client
• DBS Private Bank
• DBS Global Financial Markets
• digibank
• DBS Vickers
• DBS SME Banking
• DBS Corporate Banking

Products and services

• DBS Personal Banking Singapore's leading consumer bank serving retail customers with comprehensive banking solutions including accounts, credit cards, loans, investments, and digital banking services since 1968.
• POSB Heritage consumer banking brand serving generations of Singaporeans for 140 years since 1888, offering personal banking products including savings accounts, credit cards, and loans.
• DBS Treasures Wealth management service for clients with investible assets of SGD 350,000, offering personalized banking and investment solutions through a dedicated relationship manager with access to global investment products.
• DBS Treasures Private Client Premium wealth management for clients with investible assets of SGD 1.5 million, offering comprehensive financial advisory services and access to alternative investments.
• DBS Private Bank Private banking services for clients with investible assets of USD 5 million, offering comprehensive wealth management, family office services, and sophisticated investment strategies.
• Corporate Banking Banking services for businesses with annual turnover above SGD 100 million, offering cash management, trade finance, corporate treasury, foreign exchange hedging, and corporate wealth management with industry-specific expertise and digital solutions.
• SME Banking Business banking for enterprises with turnover up to SGD 100 million, providing online banking, business accounts, working capital loans, cross-border payments, trade services, and global markets access.
• Global Financial Markets Comprehensive treasury and financial markets services including FX, commodities, rates, credit, investment banking, and equities for corporations, financial institutions, and accredited investors. DBS is the largest market maker for USD/SGD, SGD Government, SGD Money Markets, and SGD Derivatives.
• FIX Marketplace Asia's first fully digital and automated fixed income execution platform enabling institutional clients to execute fixed income trades digitally with programmatic trading capabilities.
• DBS Treasury API 24/7 API solutions enabling programmatic access to treasury and markets functionality for institutional clients to integrate treasury and FX services into their own platforms and systems.
• DBS Business Multi-Currency Account Multi-currency business account enabling SMEs to manage multiple currencies and conduct overseas transfers in over 20 currencies, with cash rewards and savings per FX transaction.
• Working Capital Loan Business financing solution for SMEs allowing borrowing up to SGD 500,000 with interest rate from 7%, up to 5 years tenure, and access to government-assisted schemes including the Working Capital Loan program.
• Commercial Cards Commercial credit and debit cards offering cashback and rewards for business spending, tailored for SME customers.
• SecureFX Cross-border payment solution allowing FX rate locks for up to one month ahead with no credit lines or upfront cash required, simplifying hedging for SMEs and businesses.
• DBS IDEAL Digital banking platform for SME and corporate customers providing 24/7 digital support through DBS Joy for business banking needs including cash management, trade, and treasury.
• DBS Vickers Online Online equity trading platform operated by DBS Vickers Securities for buying and selling securities across global markets.
• DBS Digital Signature Seamless, secure digital signing solution enabling corporate document execution anywhere, anytime.
• digibank (Mobile App and Online Banking) Digital banking platform available via mobile app and online banking for personal and business customers, providing 24/7 access to accounts, transfers, payments, investments, and insurance with digital token security.
• DBS PayLah! Mobile payment app for person-to-person transfers, payments, and rewards redemption, integrating Singapore's PayNow real-time payment system.
• DBS digiWealth Digital wealth management platform launched in 2025 enabling customers to invest and grow their wealth with automated portfolio management.
• DBS Scam Defence Digital security feature launched in 2025 helping customers identify and protect against scams and fraudulent activities.
• DBS Multiplier Multi-currency deposit account with bundled banking benefits and competitive interest rates for personal banking customers.
• TravellerShield Plus Travel insurance product underwritten by Chubb Insurance Singapore Limited and distributed by DBS Bank to cardholders, with claims processed through Chubb's MyAccount portal.

Quantifiable outcome

• Largest market maker for USD/SGD, SGD Govt, SGD MM, SGD Derivatives
• +3 more outcomes

Named customers8 records

Segments7 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature5 records

Partnerships

One partnership is on record.

• Chubb Insurance Singapore LimitedcoreStrategic or Co-development PartnerChubb provides TravellerShield Plus travel insurance underwritten specifically for DBS customers, distributed through DBS channels. This partnership enables DBS to offer comprehensive travel insurance to cardholders with claims processed through Chubb's MyAccount portal.

Scale indicators12 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• HSBC Holdings: Global universal bank with large Asian wealth, commercial banking and Global Markets franchises. Direct competitor for cross-border corporate, FX/rates and private banking clients in Hong Kong and Singapore.
• United Overseas Bank (UOB): Singapore universal bank competing directly with DBS in retail, SME, corporate and wealth across ASEAN. Highly comparable in scale, geography and product mix.
• Oversea-Chinese Banking Corporation (OCBC): Singapore-headquartered universal bank offering retail, wealth (including Bank of Singapore private bank) and corporate banking. Closest domestic peer to DBS across every customer segment in Singapore.
• Standard Chartered: London-headquartered bank with a corporate, institutional and wealth franchise heavily skewed to Asia, the Middle East and Africa. Comparable in regional treasury, FX and transaction banking capabilities.

Broad incumbents

• Citigroup: Global universal bank with deep institutional, treasury and wealth franchises across Asia. Competes with DBS in Singapore for cross-border corporates, FX market making and private banking.
• JPMorgan Chase: Global investment bank and private bank with a major presence in Singapore and Asia. Competes with DBS Global Financial Markets and DBS Private Bank for institutional and UHNW clients.
• UBS Group: Global wealth and asset management leader (now including Credit Suisse). Competes with DBS Private Bank for UHNW clients and operates investment banking and trading across Asia.

Regional players

• Maybank: Malaysia's largest universal bank with extensive ASEAN retail, Islamic, wealth and corporate banking. Comparable regional peer with overlapping ASEAN customer base.
• CIMB Group: ASEAN universal bank with consumer, SME and wholesale franchises across Malaysia, Indonesia, Singapore, Thailand and Hong Kong. Comparable regional peer for cross-border ASEAN corporate banking.
• Bank of China (Hong Kong): Hong Kong universal bank with strong Greater China corporate, RMB and wealth franchises. Regional peer competing with DBS for cross-border corporate and FX flow in Greater China.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/dbsbank
• YouTubeyoutube.com/user/dbsbank
• Facebookfacebook.com/dbsbank
• LinkedInlinkedin.com/company/dbs-bank
• Instagraminstagram.com/dbsbank

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about dbs singapore_mw