309 Insurance Solutions
309 Insurance Solutions is an independent insurance brokerage in Peoria, Illinois that brokers business, Medicare, supplemental, life, dental, and vision coverage for individuals and small/mid-sized businesses across 16 US states through a 10+ carrier network.
- Company typePrivate
- Founded-
- HeadquartersPeoria, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What 309 Insurance Solutions does
309 Insurance Solutions is an independent insurance brokerage headquartered at 7800 N Pioneer Ct, Peoria, Illinois, founded by Ryan Beyer and operating across 16 US states with stated expansion to 19. The firm brokers business insurance (Group Medical, Group Supplemental, Key Person Life), Medicare plans and supplements, Supplemental coverage (cancer, accident, critical illness, dental/vision), Life Insurance (term, whole, universal, variable), and Dental/Vision products by matching clients with carriers from a network of more than ten providers, including Cigna, Delta Dental, Mutual of Omaha, UnitedHealthcare, VSP Vision, Aetna, Aflac, Assurity, BlueCross, Carle, and Ameritas.
The company does not disclose any proprietary technology platform; it operates using standard industry tools for quote management and customer relationship handling, supplemented by a partner-driven online Medicare enrollment portal (planenroll.com). Distribution is direct and sales-led, relying on phone consultations across dedicated lines for general insurance and Medicare, in-person office visits at the Peoria headquarters, the company website (309insurance.com), Google Business Profile/reviews, and Facebook. The firm explicitly differentiates itself as a broker representing buyers rather than a captive agent, emphasizing personalized "real conversations" and complimentary consultations.
309 Insurance Solutions is a privately held, founder-owned entity with 1–10 employees and no institutional funding, parent company, or disclosed cap-table data. Compensation is earned almost entirely through commissions paid directly by insurance carriers; client fees are not charged in most cases. Customer concentration is distributed across Medicare beneficiaries, individual consumers, and small/mid-sized business clients, with no named enterprise accounts or revenue split disclosed. Operating status is active, with stated office hours, maintained web presence, and ongoing state-by-state licensing additions.
309 Insurance Solutions firmographics
Firmographics- Name
- 309 Insurance Solutions
- Legal name
- 309 Insurance Solutions
- Website
- https://www.309insurance.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- 309 Insurance Solutions is an independent insurance brokerage in Peoria, Illinois that brokers business, Medicare, supplemental, life, dental, and vision coverage for individuals and small/mid-sized businesses across 16 US states through a 10+ carrier network.
- Ownership category
- akta.pro rank
309 Insurance Solutions industry classification
Industry- Product category
- Insurance Brokerage Services
- NAICS
- Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Medicare Plan Distribution & Brokerage (Captive, Independent, FMOs) (FSAIAGAH)
- akta.pro secondary industries
- Fully Insured Group Health Plans (Employer-Sponsored) (FSAIAFAA), Voluntary/Worksite Critical Illness & Hospital Indemnity (Employee-Paid) (FSAIAKAF), Individual Supplemental Health (Hospital Indemnity, Critical Illness, Accident) (FSAIAEAD)
Keywords
Where 309 Insurance Solutions is headquartered
LocationHeadquarters
- HQ city
- Peoria
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
309 Insurance Solutions business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Operations, Others
Revenue model
- Insurance Brokerage Commissions: 309 Insurance Solutions operates as an independent insurance broker compensated through commissions paid directly by insurance carriers. The company does not charge clients fees in most cases, with compensation coming from carriers in their network.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Complimentary consultation-based service with quote-driven pricing |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
309 Insurance Solutions product offering
Product offeringCore offering
309 Insurance Solutions operates as an independent insurance brokerage in Peoria, Illinois, representing buyers rather than insurance carriers. The firm brokers business insurance (group medical HMO/PPO/POS, group supplemental, key person life), Medicare plans (Parts A/B/D, Medicare Advantage, supplements), individual supplemental coverage (accident, cancer, critical illness, fixed indemnity), life insurance (term, whole, universal, variable with living benefits), and dental/vision coverage across a network of more than ten carriers including Cigna, Delta Dental, Mutual of Omaha, UnitedHealthcare, VSP Vision, Aetna, Aflac, Assurity, BlueCross, Carle, and Ameritas. Compensation is earned through carrier-paid commissions, with no client fees in most cases, and services are delivered via complimentary consultations by phone, in-office, or through the website and partner Medicare enrollment portal.
Product overview
309 Insurance Solutions operates as an independent insurance brokerage offering a portfolio of insurance products across multiple categories. The company provides business insurance solutions including Group Medical Insurance (HMO, PPO, POS plans), Group Supplemental Insurance, and Key Person Life Insurance. For individuals, they offer Medicare Plans, Supplemental Insurance (accident, cancer, critical illness), Life Insurance (term, whole, universal, variable with living benefits), and Dental/Vision Insurance. The products are distributed through a network of carrier partnerships, allowing the brokerage to match clients with appropriate providers based on their unique needs.
Differentiator
Problem solved
Functional benefit
Products and services
- Group Medical Insurance Employer-sponsored health insurance plans including HMO, PPO, and POS options that provide coverage for employees' medical costs, offered through 309 Insurance Solutions' carrier network for small to mid-sized businesses.
- Group Supplemental Insurance Voluntary employee-paid supplemental health insurance that provides cash benefits for covered illnesses, injuries, treatments, and services not covered by regular health insurance, offered to businesses as an employee benefit.
- Key Person Life Insurance Business life insurance coverage designed to protect companies from financial disruption caused by the death of an owner or key executive, brokered by 309 Insurance Solutions through its carrier network.
- Medicare Plans Federal health insurance program options for individuals aged 65+ or those with qualifying disabilities, including Part A, Part B, Part D, Medicare Advantage, and supplemental policies, with enrollment support through online partner portal planenroll.com and complimentary consultations.
- Supplemental Insurance Limited benefit coverage for individuals, including accident insurance, cancer insurance, critical illness insurance, dental/vision insurance, and fixed indemnity insurance designed to supplement major medical policies, brokered through carriers such as Aflac.
- Life Insurance Financial protection policies for individuals including term life, whole life, universal life, and variable life insurance with optional living benefits for critical illness and chronic illness coverage, brokered through carriers such as Mutual of Omaha and Assurity.
- Dental and Vision Insurance Health insurance coverage for dental care (cleanings, exams, fillings, extractions, orthodontia) and vision care (eye exams, glasses, contact lenses) brokered through providers including Ameritas, Delta Dental, and VSP Vision.
Companies that use 309 Insurance Solutions
Customer profileSegments3 records
Ideal customer profiles3 records
309 Insurance Solutions technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
309 Insurance Solutions partnerships and signals
Strategic signalPartnerships
Eleven partnerships are on record, tiered core.
- CignacoreMajor health insurance carrier providing group medical and individual health plans. 309 Insurance Solutions offers Cigna products as part of their carrier network for clients seeking comprehensive health coverage.
- Delta DentalcoreLeading dental insurance provider. 309 Insurance Solutions provides Delta Dental products to individuals and groups seeking dental coverage.
- Mutual of OmahacoreInsurance carrier offering Medicare supplements, life insurance, and health products. Featured as a key Medicare partner on the Medicare page.
- UnitedHealthcarecoreLarge health insurance provider offering Medicare Advantage, employer plans, and individual coverage. Offered through 309 Insurance Solutions carrier network.
- VSP VisioncoreVision insurance provider offering eye exams, glasses, and contact lens coverage. Partnered for dental/vision insurance offerings.
- AetnacoreHealth insurance carrier providing Medicare, employer health plans, and supplemental coverage. Listed among carriers serving Medicare clients.
- AflaccoreSupplemental insurance provider specializing in cancer, accident, and critical illness coverage. Specifically mentioned for supplemental insurance offerings.
- AssuritycoreInsurance carrier offering life insurance and supplemental products. Included in the carrier network.
- BlueCrosscoreHealth insurance provider offering Medicare Advantage and employer coverage. Available through 309 Insurance Solutions.
- CarlecoreRegional health insurance provider. Included in carrier network for regional coverage options.
- AmeritascoreDental and vision insurance provider featured on the Dental/Vision page for quote generation.
Scale indicators2 records
Recent moves5 records
Expansion highlights4 records
309 Insurance Solutions competitors and assessment
Company assessmentDirect peers
- SelectQuote: Direct-to-consumer insurance brokerage specializing in life and senior market products, including Medicare. Comparable to 309 Insurance because both act as independent brokers placing policies across multiple carriers on a commission basis.
- GoHealth: Medicare-focused health insurance marketplace and brokerage. Directly comparable as a multi-carrier Medicare broker using both phone and digital enrollment channels, similar to 309 Insurance's Medicare line of business.
- eHealth: Online health insurance broker and marketplace offering Medicare, individual, and group plans across multiple carriers. Comparable in multi-carrier distribution model and emphasis on the Medicare-eligible consumer.
- Bankers Life: Insurance agency focused on the 50+ market, offering Medicare supplement, life, and supplemental health products. Comparable as a senior-focused broker/agent operation selling similar lines to 309 Insurance.
Broad incumbents
- Country Financial: Established Midwestern insurance and financial services company offering life, health, and supplemental coverage. Comparable as a broader incumbent with overlapping product lines and a regional Illinois/Midwest footprint similar to 309 Insurance.
- Humana: Large Medicare Advantage and supplemental insurance carrier. Comparable as a counterparty in 309 Insurance's carrier network and as a benchmark for how vertically integrated carriers compete with independent brokers.
- UnitedHealthcare: Major health insurer and Medicare Advantage carrier. Comparable as both a 309 Insurance carrier partner and as a broad incumbent with direct-to-consumer channels that compete with independent brokers.
- State Farm: Large multi-line insurance carrier with captive agents selling life, health, and other personal lines. Comparable as a dominant distribution competitor in the same Central Illinois territory 309 Insurance serves.
Others
- Mutual of Omaha: Featured carrier partner of 309 Insurance for Medicare supplements and life insurance. Comparable as a wholesaler of the same products the brokerage distributes and as a strategic counterparty relationship.
- Aflac: Supplemental insurance carrier specializing in cancer, accident, and critical illness coverage. Comparable as a key carrier partner for 309 Insurance's supplemental product line and a benchmark for that product category.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights6 records
Customer concentration
309 Insurance Solutions social profiles
Digital presence309 Insurance Solutions financial estimates
Financial estimateRevenue estimate
Valuation estimate
309 Insurance Solutions leadership team
Management profileNumber of profiles
Profiles1 record
309 Insurance Solutions funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
309 Insurance Solutions M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about 309 Insurance Solutions
What does 309 Insurance Solutions do?
309 Insurance Solutions operates as an independent insurance brokerage in Peoria, Illinois, representing buyers rather than insurance carriers. The firm brokers business insurance (group medical HMO/PPO/POS, group supplemental, key person life), Medicare plans (Parts A/B/D, Medicare Advantage, supplements), individual supplemental coverage (accident, cancer, critical illness, fixed indemnity), life insurance (term, whole, universal, variable with living benefits), and dental/vision coverage across a network of more than ten carriers including Cigna, Delta Dental, Mutual of Omaha, UnitedHealthcare, VSP Vision, Aetna, Aflac, Assurity, BlueCross, Carle, and Ameritas. Compensation is earned through carrier-paid commissions, with no client fees in most cases, and services are delivered via complimentary consultations by phone, in-office, or through the website and partner Medicare enrollment portal.
Is 309 Insurance Solutions a public or private company?
309 Insurance Solutions is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was 309 Insurance Solutions founded?
309 Insurance Solutions was founded in -1. It employs 1 to 10 people.
Where is 309 Insurance Solutions based?
309 Insurance Solutions is headquartered in Peoria, United States, in the North America region.
How does 309 Insurance Solutions make money?
One revenue line is on record: insurance Brokerage Commissions.
Who are 309 Insurance Solutions's main competitors?
Direct peers on record are SelectQuote, GoHealth, eHealth and Bankers Life. Broad incumbents are Country Financial, Humana, UnitedHealthcare and State Farm. Others are Mutual of Omaha and Aflac.
Does 309 Insurance Solutions have an API?
No public API is recorded for 309 Insurance Solutions.
What industry is 309 Insurance Solutions in?
309 Insurance Solutions's product category is Insurance Brokerage Services. Its primary akta.pro industry code is FSAIAGAH, Medicare Plan Distribution & Brokerage (Captive, Independent, FMOs), with a secondary code of FSAIAFAA, Fully Insured Group Health Plans (Employer-Sponsored). Its NAICS code is 524210 and its SIC code is 6411.