legioncf
Legion Holdings LLC (LegionCF) is a Staten Island-based broker that connects US small and mid-sized businesses with alternative business funding, attorney-negotiated debt restructuring, and Employee Retention Tax Credit recovery services.
- Company typePrivate
- Founded2005
- HeadquartersStaten Island, United States
- Headcount—
- GTM typeB2B
- OfferingServices
What legioncf does
Legion Holdings LLC, operating as LegionCF and DBA Legion Commercial Finance, is a privately held US financial services intermediary founded in 2005 and headquartered in Staten Island, New York. The company functions as a broker and lead generator connecting small and mid-sized businesses with alternative capital sources, structuring its offerings around two online application portals: a Restructuring APP for attorney-negotiated debt restructuring (with claimed 40-60% payment reductions, primarily targeting businesses with stacked merchant cash advances) and a Funding APP for originating merchant cash advances, FDIC lines of credit and term loans, fix-and-flip financing, invoice factoring, equipment financing, and Employee Retention Tax Credit (ERC) recovery claims.
The company does not disclose any proprietary technology platform, APIs, AI/ML capabilities, or software development footprint. The underlying delivery model relies on third-party infrastructure — Business Funding Specialist (businessfundingspecialist.com) powers loan application intake, Tax Rebate Specialists (taxrebatespecialists.com) processes ERC submissions, and Experian is used as a referral partner for credit reports. There is no evidence of in-house underwriting, capital deployment, or balance-sheet exposure. Headcount is not disclosed, and the firm appears to operate as a small, founder/operator-managed sales organization rather than a technology-led financial services company.
Revenue is generated through three primary streams: (1) transaction-based commissions, spreads, or origination fees on alternative business funding placements, (2) professional services and contingency fees on attorney-negotiated debt restructuring outcomes, and (3) contingency fees on ERC tax credit recoveries (up to $26,000 per W-2 employee per the company's marketing). No public pricing tiers, fee schedules, or recurring subscription model is disclosed; all pricing appears to be quote-based and deal-specific. Go-to-market is sales-led, channeled through direct website application forms, a toll-free number (888-300-1448), email inquiries, and referral arrangements with partner platforms, with geographic activity concentrated in the US Northeast.
legioncf firmographics
Firmographics- Name
- legioncf
- Legal name
- Legion Holdings LLC
- Website
- https://legioncf.com
- Company type
- Private
- Founded year
- 2005
- Operating status
- Operating
- Short description
- Legion Holdings LLC (LegionCF) is a Staten Island-based broker that connects US small and mid-sized businesses with alternative business funding, attorney-negotiated debt restructuring, and Employee Retention Tax Credit recovery services.
- Ownership category
- akta.pro rank
legioncf industry classification
Industry- Product category
- Alternative Commercial Finance
- NAICS
- Sales Financing (52222)
- SIC
- Short-Term Business Credit Institutions (6153), Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Merchant Cash Advance (MCA) & Revenue-Based Financing (FSAKAGAD)
Keywords
Where legioncf is headquartered
LocationHeadquarters
- HQ city
- Staten Island
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
legioncf business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Business Funding Services: LegionCF acts as a broker/middleman connecting businesses with alternative funding sources including merchant cash advances, lines of credit, fix and flip loans, invoice factoring, and equipment financing. Revenue likely generated through origination fees, commissions, or spreads on funded deals.
- Debt Restructuring Services: Attorney-negotiated loan restructuring services for businesses with high-cost debt, particularly stacked MCAs. Revenue generated through restructuring fees or success-based compensation.
- Employee Retention Tax Credit Assistance: Helps business owners claim ERC refunds from the IRS for keeping W-2 employees during COVID period. Revenue likely generated through contingency fees based on recovered tax credits.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Custom funding solutions tailored to business needs |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels3 records
legioncf product offering
Product offeringCore offering
LegionCF operates as a broker connecting U.S. small and mid-sized businesses with alternative capital providers, offering merchant cash advances, FDIC-backed lines of credit and term loans, fix-and-flip financing, invoice factoring, and equipment financing. The firm additionally provides attorney-negotiated debt restructuring services targeting businesses with high-cost debt (particularly stacked MCAs), with no upfront fees and a stated 40–60% payment reduction. It also assists businesses in claiming Employee Retention Tax Credits (ERC) from the IRS for wages paid during eligible COVID-era quarters.
Product overview
LegionCF operates as a two-application platform offering Business Funding and Debt Restructuring services. The core Restructuring APP enables businesses with high-cost debt to access attorney-negotiated loan restructuring with 40-60% payment reduction. The Funding APP provides access to Employee Retention Tax Credit (ERC) claims up to $26,000 per W-2 employee and Alternative Business Funding including Merchant Cash Advance, FDIC Lines of Credit & Term Loans, Fix & Flip, Invoice Factoring, and Equipment Financing. These products serve as a unified one-stop funding solution for active, cash-flowing businesses seeking capital injections.
Differentiator
Problem solved
Functional benefit
Brands
- Restructuring APP: Application portal for debt restructuring services
- Funding APP
Products and services
- Merchant Cash Advance Alternative business funding product providing a lump-sum cash injection for active, cash-flowing businesses seeking capital for growth, with repayment tied to daily sales receipts.
- FDIC Lines of Credit & Term Loans Revolving lines of credit and fixed-term loans sourced through FDIC-backed financial institutions, offered to active businesses seeking more traditional-style capital.
- Fix & Flip Financing Short-term financing product for real estate investors to purchase, renovate, and resell properties for profit.
- Invoice Factoring Cash-flow solution that converts outstanding invoices into immediate liquidity by selling them to a factor at a discount.
- Equipment Financing Business funding product that enables businesses to acquire machinery, tools, or other equipment while spreading payments over time.
- Debt Restructuring Service Financial service in which a team of experts and attorneys negotiate restructuring of high-cost business debt, particularly stacked merchant cash advances, with no upfront fees and a stated 40–60% reduction in debt payments.
- Employee Retention Tax Credit (ERC) Assistance Service that helps U.S. business owners claim refundable IRS Employee Retention Tax Credits for retaining W-2 employees on payroll during eligible 2020 (Q2–Q4) and 2021 (Q1–Q3) periods, with stated qualification approval in 2–3 weeks and IRS disbursement within 4–6 months.
Quantifiable outcome
- Reduce debt payments by 40-60%
- +3 more outcomes
Companies that use legioncf
Customer profileSegments3 records
Ideal customer profiles3 records
legioncf technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
legioncf partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core and minor.
- Tax Rebate SpecialistscoreThird-party partner platform for ERC (Employee Retention Tax Credit) application processing. LegionCF directs customers to taxrebatespecialists.com for ERC claim submission, suggesting a referral or white-label arrangement for tax credit recovery services.
- Business Funding SpecialistcorePlatform partner (businessfundingspecialist.com) providing loan application infrastructure and processing for LegionCF's business funding products. Used for both consolidation plan opt-ins and general loan applications.
- ExperianminorReferral partnership for credit report services. LegionCF directs customers to Experian for credit reporting needs, generating referral traffic or revenue share.
Scale indicators1 record
Recent moves5 records
Expansion highlights4 records
legioncf competitors and assessment
Company assessmentDirect peers
- Yellowstone Capital: MCA broker/lender focused on small businesses with stacked debt — the same distressed-borrower segment LegionCF targets with restructuring.
- Forward Financing: Revenue-based financing and MCA provider for SMBs, directly overlapping LegionCF's merchant cash advance and revenue-based product offerings.
- Rapid Finance: Small-business MCA and working-capital lender serving similar cash-flowing SMBs; comparable product set and digital funnel.
- Fora Financial: Direct competitor offering MCAs and small-business working capital to similar SMB borrowers. Closest comp on product mix, customer profile, and broker/funnel GTM in the Northeast US MCA space.
- National Funding: SMB alternative lender offering MCAs, equipment financing, and working capital loans; directly comparable product mix and target customer to LegionCF.
Broad incumbents
- OnDeck (Enova International): Larger, established online SMB lender offering term loans and lines of credit; competes for the same alternative-funding customer but from a bank-balance-sheet position.
- Biz2Credit: Online small-business financing marketplace connecting borrowers with multiple lenders — analogous broker model to LegionCF but broader product set and larger scale.
- Fundbox: Tech-enabled SMB working-capital and invoice-based financing platform; overlaps with LegionCF's invoice factoring and line of credit products.
- BlueVine: SMB-focused online lender offering lines of credit, invoice factoring, and term loans; broad incumbent serving the same active SMB segment with similar products.
- Kabbage (now American Express): Former fintech SMB working-capital pioneer, now part of AmEx, providing lines of credit to cash-flowing small businesses — overlap with LegionCF's LOC/MCA funnel.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
legioncf social profiles
Digital presencelegioncf financial estimates
Financial estimateRevenue estimate
Valuation estimate
legioncf leadership team
Management profileNumber of profiles
legioncf funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
legioncf M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about legioncf
What does legioncf do?
LegionCF operates as a broker connecting U.S. small and mid-sized businesses with alternative capital providers, offering merchant cash advances, FDIC-backed lines of credit and term loans, fix-and-flip financing, invoice factoring, and equipment financing. The firm additionally provides attorney-negotiated debt restructuring services targeting businesses with high-cost debt (particularly stacked MCAs), with no upfront fees and a stated 40–60% payment reduction. It also assists businesses in claiming Employee Retention Tax Credits (ERC) from the IRS for wages paid during eligible COVID-era quarters.
Is legioncf a public or private company?
legioncf is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was legioncf founded?
legioncf was founded in 2005.
Where is legioncf based?
legioncf is headquartered in Staten Island, United States, in the North America region.
How does legioncf make money?
Three revenue lines are on record. Business Funding Services are the primary driver. The others are debt Restructuring Services and employee Retention Tax Credit Assistance.
Who are legioncf's main competitors?
Direct peers on record are Yellowstone Capital, Forward Financing, Rapid Finance, Fora Financial and National Funding. Broad incumbents are OnDeck (Enova International), Biz2Credit, Fundbox, BlueVine and Kabbage (now American Express).
Does legioncf have an API?
No public API is recorded for legioncf.
What industry is legioncf in?
legioncf's product category is Alternative Commercial Finance. Its primary akta.pro industry code is FSAKAGAD, Merchant Cash Advance (MCA) & Revenue-Based Financing. Its NAICS code is 52222 and its SIC code is 6153.