What mstreamsolutions does

Stream Bookkeeping (Mountain Stream Solutions, LLC) is a privately held, US-based virtual bookkeeping and fractional CFO firm headquartered in Austin, Texas. The company delivers recurring bookkeeping, catch-up bookkeeping, fractional CFO advisory, payroll support, and sales tax filing services to small business owners nationwide, with all engagement delivered remotely. The firm is led by founder Camilla Fontenot, a QuickBooks ProAdvisor, and operates as a fully virtual practice.

The product suite is anchored on QuickBooks Online as the primary accounting platform, supplemented by view-only bank access integrations with six major US financial institutions (Chase, Bank of America, Wells Fargo, US Bank, PNC, AmEx) for real-time transaction data. Differentiated delivery features include monthly Loom video reports with plain-English explanations of financial statements, custom financial dashboards, and one-time catch-up bookkeeping to remediate disorganized historical books. A planned DIY templates offering is listed as under development.

The business operates on a direct-to-consumer, consultation-led sales motion: prospective clients book a free 30-minute consult via Calendly, receive a custom quote, and proceed to onboarding. Revenue is recurring subscription, though pricing is not publicly disclosed. The firm's customer base spans real estate investors, consultants, and developers, with three named testimonials visible on the website. The team is described as small and virtual, with no headcount, revenue, or funding figures publicly disclosed.

Name

mstreamsolutions

Legal name

Mountain Stream Solutions, LLC

Website

https://mstreamsolutions.com

Company type

Private

Operating status

Operating

Short description

Stream Bookkeeping is a US-based virtual bookkeeping and fractional CFO firm serving small business owners nationwide with recurring bookkeeping, catch-up cleanup, payroll, sales tax, and CFO advisory services delivered via QuickBooks Online.

Ownership category

akta.pro rank

Product category

Bookkeeping Services

NAICS

Accounting, Tax Preparation, Bookkeeping, and Payroll Services (5412), Accounting, Tax Preparation, Bookkeeping, and Payroll Services (54121), Payroll Services (541214)

akta.pro primary industry

Accounting & Bookkeeping Services (BPAHABAC)

akta.pro secondary industry

Outsourced Finance & CFO Services (BPAHABAE)

Keywords

• Bookkeeping services
• Fractional CFO
• Small business accounting
• Sales tax filing
• Financial projections

Headquarters

HQ city

Austin

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Bookkeeping Services: Monthly bookkeeping services including transaction categorization, bank/credit card reconciliation, P&L reports, balance sheet, cash flow reports, and audit-ready books. Offered as ongoing monthly service or one-time catch-up bookkeeping.
2. CFO Services: Fractional CFO services including monthly strategy calls, budget creation and tracking, KPI identification, hiring decision support, pricing strategy guidance, custom dashboards, financial projections, and debt payment planning.
3. Payroll Services: Payroll support services ensuring accurate and timely team payments.
4. Sales Tax Services: Sales tax filing and compliance services.
5. DIY Templates: Do-it-yourself bookkeeping templates (currently under development according to website).

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels6 records

Core offering

Stream Bookkeeping provides ongoing monthly bookkeeping and one-time catch-up cleanup delivered via QuickBooks Online, fully virtually, to small business owners across the United States. The firm supplements bookkeeping with fractional CFO services (strategy calls, custom dashboards, 12-month projections, debt payment planning), payroll support, and sales tax filing, all coordinated under one engagement. Pricing is custom and quote-based following a free 30-minute consultation.

Product overview

Stream Bookkeeping by Mountain Stream Solutions is a unified financial services firm offering a coordinated suite of bookkeeping and CFO services for small business owners. The core offering consists of Monthly Bookkeeping (ongoing audit-ready books) and Catch-Up Bookkeeping (one-time cleanup), supplemented by Fractional CFO Services that include Custom Dashboards, Financial Projections, and Debt Payment Planning as integrated components. Additional services include Payroll and Sales Tax filing. DIY Templates is a planned self-service offering. All services are US-based, fully virtual, and delivered via QuickBooks integration with bank account connectivity for real-time financial data access.

Differentiator

Problem solved

Functional benefit

Products and services

• Monthly Bookkeeping Ongoing monthly service delivering audit-ready books including transaction categorization, bank and credit card reconciliation, monthly P&L reports in plain English, balance sheet and cash flow reports, and Loom video explanations delivered each month. Designed for small business owners who want clean books without managing them themselves.
• Catch-Up Bookkeeping One-time service that cleans up and reconciles past transactions, organizes the QuickBooks chart of accounts structure, produces historical P&L and balance sheets, and arranges supporting documents in Google Drive for easy CPA access. Intended for small businesses that have fallen months or years behind on their books.
• Fractional CFO Services Strategic financial guidance service combining dedicated financial strategist support, monthly strategy calls, budget creation and tracking, KPI identification, hiring decision support, and pricing strategy guidance, delivered alongside custom dashboards, 12-month projections, scenario modeling, break-even analysis, and debt payoff planning. Built for profitable small businesses preparing to scale.
• Payroll Services Payroll support service that ensures team members are paid accurately and on time each pay cycle, integrated with the firm's bookkeeping engagement.
• Sales Tax Services Sales tax filing and compliance service that handles ongoing sales tax obligations on behalf of clients so they do not have to calculate or file returns themselves.

Quantifiable outcome

• Monthly Loom video reports delivered alongside PDF financial statements
• +2 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

Feature4 records

Partnerships

One partnership is on record.

• Intuit (QuickBooks)coreTechnology or IntegrationStream Bookkeeping is QuickBooks ProAdvisor certified, enabling specialized QuickBooks setup, support, and optimization for clients. QuickBooks Online is the primary bookkeeping platform used for all client engagements.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Pilot.com: Tech-enabled bookkeeping, CFO, and tax services firm targeting small businesses and startups with subscription pricing. Closest direct competitor given overlapping bookkeeping + fractional CFO positioning and US SMB customer base.
• Bookkeeper360: Provides cloud-based bookkeeping, payroll, fractional CFO, and tax services to small businesses using Xero/QuickBooks. Highly comparable as a virtual, multi-service accounting firm targeting US SMBs with subscription engagements.
• Botkeeper: AI-assisted bookkeeping service combining automated data processing with human accountants for SMBs. Direct peer on the bookkeeping side, with a more automation-led delivery model.
• Ignite Spot Accounting: Outsourced bookkeeping, payroll, tax, and fractional CFO services for small businesses. Comparable virtual, multi-service model and SMB target customer.
• inDinero: Bookkeeping, tax, and fractional CFO services targeted at small and growth-stage businesses. Comparable subscription-based outsourced finance offering for SMB clients.
• BeanTeam Accounting Services: Outsourced bookkeeping and accounting services for small businesses using QuickBooks. Comparable virtual delivery model and QuickBooks-centric SMB positioning.
• CFO Hub: Fractional CFO and outsourced finance services for SMBs. Comparable strategic-tier offering that competes with Stream's CFO services product line.

Broad incumbents

• 1-800Accountant: National accounting services provider offering bookkeeping, tax, payroll, and advisory for SMBs. Larger incumbent with broader portfolio that overlaps Stream's small-business accounting focus.
• Bench (now closed by acquired operators): Was a major tech-enabled bookkeeping platform for US small businesses before restructuring. A historically relevant benchmark for the SMB outsourced bookkeeping category even as its current status changes.

Others

• Karbon: Practice management and workflow software for accounting firms. Comparable ecosystem enabler serving outsourced bookkeeping/CFO firms like Stream rather than competing directly with them.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/streambookkeepingsolutions
• Instagraminstagram.com/streambookkeeping
• Pinterestpinterest.com/camillafontenotbookkeeper
• LinkedInlinkedin.com/company/mountain-stream-solutions

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about mstreamsolutions