montage jewelry care

What montage jewelry care does

Montage Jewelry Care is a US-based provider of protection plans for jewelry and watches, operating as a subsidiary of One80 Intermediaries, a privately held wholesale insurance broker and program manager. Founded in 1984 and headquartered in Grand Rapids, Michigan, the company has built a 40-year track record distributing protection plans exclusively through jewelry retail stores at the point of purchase. Its product portfolio includes jewelry coverage plans (covering stones, soldering, prongs, mountings, clasps, links, earring posts/backs, and ring shanks), watch coverage plans (covering straps, stem, crown, bezel, crystal, and mechanical failure), and comprehensive coverage plans addressing accidental damage, mechanical breakdown, wear-related issues, and maintenance repairs.

The company's core business model is B2B2C: protection plans are sold by retail partner jewelry stores at the time of purchase, generating subscription-style recurring revenue for Montage. Plans complement standard homeowner's insurance by covering gaps such as accidental damage and mechanical breakdown, with pricing variable based on the price of the covered item and no hidden fees, deductibles, or shipping charges. Distribution is supported by a dedicated retail partner portal for claims processing, sales reporting, and access to selling tools, plus a consumer service center for claims handling. The company also maintains a sister brand, Montage Furniture Services, offering furniture protection plans under the same corporate umbrella.

Montage is a privately held LLC (Montage LLC) with no external funding rounds, no disclosed acquisitions, and no proprietary technology stack described. Its competitive positioning rests on long-standing brand recognition, an established nationwide retail partner distribution network, and operational experience in claims processing and customer service. The business serves SMB jewelry retailers and their end-consumer customers across the United States, with no international operations disclosed.

Name

montage jewelry care

Legal name

Montage LLC

Website

https://montagejewelrycare.com

Company type

Private

Founded year

1984

Operating status

Operating

Short description

Montage Jewelry Care provides protection plans for jewelry and watches, distributed exclusively through jewelry retail stores at the point of purchase. The company, founded in 1984 and headquartered in Grand Rapids, Michigan, operates as a subsidiary of One80 Intermediaries and serves SMB retailers and consumers across the United States.

Ownership category

akta.pro rank

Product category

Consumer Product Protection Plans

NAICS

Jewelry Retailers (45831)

SIC

Retail-Jewelry Stores (5944)

akta.pro primary industry

Appraisal, Authentication & Insurance Documentation (CRAKALAH)

akta.pro secondary industry

Cleaning, Polishing & Preventive Maintenance (CRAKALAI)

Keywords

• Jewelry protection plans
• Watch protection plans
• Extended warranty services
• Retail partner programs
• Consumer product care plans

Headquarters

HQ city

Grand Rapids

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Jewelry and Watch Protection Plans: Montage generates revenue through the sale of jewelry and watch protection plans offered at point of sale through retail partner stores. Plans provide coverage for accidental damage, mechanical breakdown, and wear-related issues during normal wear, as well as specific maintenance repairs during the life of the agreement.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

Montage Jewelry Care sells protection plans for jewelry and watches through jewelry retail stores at the point of purchase. Plans cover accidental damage, mechanical breakdown, wear-related issues during normal wear, and specific maintenance repairs during the life of the agreement. Coverage includes jewelry components (stones, soldering, prongs, mountings, clasps, links, earring posts/backs, ring shanks) and watch components (metal, leather and rubber straps/bands, stem, crown, bezel, crystal, mechanical failure), and is designed to complement standard homeowner's insurance by filling gaps that policies typically exclude.

Product overview

Montage Jewelry Care offers protection plans for jewelry and watch purchases, provided through jewelry retail stores at the time of purchase. The product portfolio includes Jewelry Coverage Plans covering stones, soldering, prongs, mountings, clasps, links, earring posts/backs, and ring shanks; Watch Coverage Plans covering metal, leather, rubber straps/bands, stem, crown, bezel, crystal, and mechanical failure; and Comprehensive Coverage Plans for accidental damage and maintenance services. Plans are designed to complement homeowner's insurance by covering gaps such as accidental damage and mechanical breakdown.

Differentiator

Problem solved

Functional benefit

Brands

• Montage Furniture Services: Industry leading furniture protection plans offered as a related service, covering stains and other damage that reduces the worth and enjoyment of furniture investments.

Products and services

• Jewelry Coverage Plan Protection plan for jewelry items covering components such as stones, soldering, prongs, mountings, clasps, links, earring posts/backs, and ring shanks against accidental damage, mechanical breakdown, and wear-related issues during normal wear, plus specific maintenance repairs during the life of the agreement. Sold through jewelry retail stores at the point of purchase.
• Watch Coverage Plan Protection plan for watches covering metal, leather, and rubber straps and bands, stem, crown, bezel, crystal, and mechanical failure against accidental damage and mechanical breakdown during normal wear. Sold through jewelry retail stores at the point of purchase.
• Comprehensive Coverage Plan Comprehensive protection plan combining accidental damage coverage with maintenance services to keep jewelry looking its best, sold through jewelry retail stores at the point of purchase.

Named customers1 record

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered parent_company, minor and core.

• One80 Intermediariesparent_companyStrategic or Co-development PartnerOne80 Intermediaries is a privately held wholesale broker and program manager based in Boston, MA. They offer market-leading access to all major insurance markets in the US, UK and Canada, as well as exclusive programs and in-house binding authority. One80 serves as the parent company for Montage.
• SowHopeminorOthersSowHope's mission is to inspire women around the world by promoting wellness, education, and economic opportunities. In 14 years, SowHope has helped over 95,000 people in twenty-two countries. Montage supports this charity as part of their giving back initiatives.
• As You Are (AYA)minorOthersAYA exists to create communities that are rooted in belonging for youth (ages 14-24) who are experiencing homelessness so that they can own their future. Montage supports this charity as part of their community giving initiatives.
• Jewelers for Children (JFC)minorOthersJewelers for Children was founded by leaders in the U.S. jewelry industry, united by a commitment to improve the lives of children who need it the most. Through collaboration with charitable organizations, JFC turns moments of generosity into change. Montage supports this organization.
• Montage Furniture ServicescoreOthersMontage Furniture Services provides industry-leading furniture protection plans, protecting against stains and other damage. This is a related business under the Montage brand, offering protection plans for furniture purchases similar to the jewelry care plans.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Jewelers Mutual: Specialty insurer focused exclusively on jewelry protection, offering both personal jewelry insurance and retailer-tied protection programs; the most direct competitor to Montage in jewelry-specific coverage distributed through retail channels.
• Lavalier Personal Jewelry Insurance: Direct-to-consumer jewelry insurance provider now part of Aon; competes with Montage for the consumer's protection budget at point of sale and beyond, with overlapping coverage categories and similar retailer partnership models.
• BriteCo: Insurtech offering instant jewelry insurance with digital claims experience; targets the same jewelry retail and consumer segments as Montage, differentiating through tech-enabled underwriting and claims UX.

Broad incumbents

• Assurant: Large public extended-warranty and protection-plan provider across multiple categories including jewelry, electronics, and appliances; competes for retail partner shelf space at jewelry chains and brings significantly greater scale and capital.
• Chubb: Global insurance incumbent with a personal-lines jewelry and high-net-worth personal property practice; competes for the same affluent consumer wallet with broader coverage but typically higher premiums and less retail integration than Montage.
• Berkley Asset Protection: Program manager and warranty solutions provider within W. R. Berkley, offering retailer-tied protection programs across multiple consumer categories including jewelry; comparable as a sister program-manager model under a large insurance holding company.

Emerging players

• SquareTrade: Tech-forward extended-warranty provider (acquired by Allstate) that has been expanding into jewelry and luxury goods protection; overlaps with Montage on retail-channel distribution and represents a more digitally native alternative.
• Extend: API-first extended-warranty and protection-plan platform that enables retailers to launch branded protection programs; competes for the same retail-partner relationships by offering technology that Montage's non-tech-disclosed stack does not match.
• Upsie: Direct-to-consumer extended-warranty provider expanding into jewelry and luxury goods; competes indirectly by capturing consumer demand for jewelry protection outside the retail point-of-sale channel where Montage is anchored.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/montage-jewelry-care

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about montage jewelry care