What SpectrumData does

SpectrumData is a Moscow-based B2B data and risk-management platform founded in 2012 that aggregates access to over 200 official and open Russian data sources — government registries, credit bureaus, insurance databases, transport authorities, and court records — behind a single API, web personal account, and mobile application. Operating through the legal entity ООО «Авторапорт» (Avtoraport LLC), it delivers a portfolio of seven core products: XPerson (applicant background verification across 70+ sources in roughly 2-3 minutes), Counterparty Verification (financial health, bankruptcy, and debt reports), insurance-market products (risk assessment, underwriting decision support, automated OSAGO/MTPL pricing), credit-organization products (portfolio monitoring and source access automation), RiskLogistics (driver, vehicle, and owner verification for transport operators), open-source data automation, and broader business-process automation. All products are designed for programmatic and CRM-embedded use, with documented integrations at named enterprise customers including SberStrakhovanie, SOGAZ, VSK, T-Bank, Raiffaisen, Sovkombank, Expobank, Credit Europe Bank, Alfa-Lizing, Kari, UAZ, Boravvo, Lyugros, and TradeTools.

The business model is API-first B2B data-as-a-service: revenue is generated via quote-based subscription and usage-based per-query pricing on annual or multi-year contracts, with four distribution channels (self-service personal account, mobile app, partner/reseller integration, direct API). GTM combines enterprise field sales targeting banks, insurers, and logistics operators with inbound self-serve, supported by content marketing (a topical blog covering HR compliance, counterparty due diligence, logistics risk) and email newsletters. The company markets its compliance with Russian personal data law (152-FZ) and IT accreditation as part of its positioning.

The customer base spans 45+ industries, with case studies documenting measurable operational outcomes — candidate check time cut from three days to one hour (Kari), vehicle inspection throughput up 25% (Alfa-Lizing), and 20% of applicants flagged for financial or reputational risk (TradeTools). SpectrumData operates exclusively within Russia, with no disclosed international footprint, and no venture funding, parent ownership, or revenue figures appear in the public source material, leaving its financial scale unverified.

Name

SpectrumData

Legal name

ООО «Авторапорт» (Авторапорт LLC)

Website

https://spectrumdata.ru

Company type

Private

Founded year

2012

Operating status

Operating

Short description

SpectrumData is a Moscow-based B2B big-data risk-management platform, founded 2012, that aggregates 200+ Russian data sources behind an API and personal account to deliver applicant, counterparty, insurance, credit, and logistics verification services to banks, insurers, leasing firms, and other enterprises.

Ownership category

akta.pro rank

Product category

Risk Management Data Platform

NAICS

Credit Bureaus (561450)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Credit Bureaus & Consumer Credit Reporting Agencies (FSAKAKAA)

akta.pro secondary industry

Income, Employment & Cash-Flow Verification (Consumer) (FSAKAKAE)

Keywords

• Risk management software
• Data aggregation platform
• Applicant verification services
• Counterparty due diligence
• Insurance data automation

Headquarters

HQ city

Moscow

HQ country

Russia

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Operations, Marketing or Sales

Revenue model

1. API and per-query pricing: B2B data-as-a-service charged on a per-verification or subscription basis. Customers pay per check (applicant, counterparty, vehicle) with volume-based pricing for larger accounts. Annual and multi-year contracts available.
2. API access fees: Revenue from API integration fees where enterprise clients connect SpectrumData services directly into their CRM and internal systems via documented API (b2b-api.spectrumdata.ru).

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels4 records

Core offering

SpectrumData operates a B2B big-data risk management platform that aggregates 200+ Russian official and open data sources (government registries, credit bureaus, insurance databases, transport authorities, courts) to deliver automated verification reports. Its core offerings include applicant background verification (XPerson, 70+ databases, ~2 minutes), counterparty financial health checks, OSAGO/MTPL insurance underwriting automation, credit organization portfolio monitoring, and РискЛогистика logistics risk management, delivered via REST API, a web-based personal account, and a mobile application.

Product overview

SpectrumData is a big data risk management platform offering solutions through a unified platform connected to over 200 data sources. The portfolio includes core verification products (XPerson for applicant checks, counterparty verification), industry-specific solutions (insurance, banking, microfinance), and logistics risk management (РискЛогистика). Products are accessible via API integration, personal account (Личный кабинет), and mobile application. The platform provides automated data retrieval and business process automation to deliver verification reports and risk assessments within seconds.

Differentiator

Problem solved

Functional benefit

Products and services

• XPerson (Проверка соискателей / Applicant Verification) Automated employee background verification service for HR, retail, manufacturing, delivery, and fleet operators. Checks candidates against 70+ databases covering debts, bankruptcies, court records, business affiliations, and document authenticity, returning a report in approximately 2-3 minutes.
• Проверка контрагента (Counterparty Verification) Comprehensive counterparty due diligence service for business owners, accounting, legal, security, procurement, and sales departments. Delivers a single report covering financial condition, bankruptcy status, outstanding debts, and liabilities of a counterparty.
• Продукты для компаний страхового рынка (Insurance Market Solutions) Industry-specific product suite for insurance carriers and agents. Automates risk assessment, underwriting decisions, and ОСАГО (MTPL) policy pricing using real-time data from official Russian registries.
• Продукты для кредитных организаций (Credit Organization Solutions) Industry-specific product suite for banks and microfinance organizations. Provides risk assessment, portfolio monitoring, and automated access to data sources for credit decisions and ongoing borrower monitoring.
• РискЛогистика (RiskLogistics) Comprehensive logistics risk management solution for transport and logistics companies. Verifies the company, director, driver, and vehicle owner before each shipment to enhance cargo safety and minimize freight risk.
• Автоматизация получения данных для бизнеса из открытых источников (Open-Source Business Data Automation) Standalone automation offering that retrieves and structures data from open sources for insurance companies, IT companies, and other businesses, enabling automated business processes and data-driven solutions.
• Автоматизация бизнес-процессов (Business Process Automation) Standalone automation offering configuring decision-making systems, data management workflows, and sales-efficiency processes for insurance companies, banks, IT companies, and other businesses.

Quantifiable outcome

• Candidate verification time reduced from 3 days to 1 hour (Kari retail chain)
• +6 more outcomes

Named customers11 records

Segments7 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability2 records

Feature6 records

Scale indicators8 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Equifax: Global credit bureau and analytics provider operating across consumer and business credit reporting — a broad incumbent benchmark for credit data, scoring, and verification services that SpectrumData's platform parallels at a national level.
• Experian: Global information services company providing consumer and business credit reports, analytics, and decisioning — comparable to SpectrumData's credit reporting, identity verification, and risk analytics capabilities across banking and insurance.
• CRIF: International credit bureau and business information group with operations in Eastern Europe and CIS, offering credit reporting, scoring, and fraud-prevention services — a broad incumbent with overlapping capabilities in SpectrumData's core credit-risk and counterparty verification markets.

Emerging players

• HFLabs: Russian data quality, deduplication, and customer data platform vendor serving banks, telecoms, and insurers — comparable as a domestic data infrastructure layer and adjacent competitor in client-data enrichment.
• Scorista: Russian credit scoring and alternative-data risk analytics provider serving lenders and insurers, overlapping with SpectrumData on consumer credit and insurance underwriting decisioning.

Direct peers

• Kontur.Focus: Russian B2B counterparty verification and business intelligence service by SKB Kontur, widely used for checking counterparties' financial condition and legal status — directly overlapping with SpectrumData's counterparty verification product for the same Russian enterprise audience.
• United Credit Bureau (OKB): Major Russian credit bureau providing credit histories, scoring, and verification to banks, MFOs, and insurance companies — a direct competitor to SpectrumData's credit-risk reporting and applicant background checks.
• National Bureau of Credit Histories (NBKI): Russia's largest credit bureau, jointly owned by major Russian banks, supplying consumer credit histories, scoring, and fraud data to lenders and insurers — competing head-on with SpectrumData's credit-risk and applicant-verification products for banks, MFOs, and insurers.
• Spark-Interfax (СПАРК): Interfax Group's business information and counterparty risk platform providing company reports, financial health, and legal claims data to Russian enterprises — a direct competitor to SpectrumData's counterparty and business verification offering.
• DaData.ru: Russian API-first company data verification and cleansing service for developers and businesses, aggregating official Russian registries and offering similar automated verification and standardization — competing with SpectrumData's API-based data services in the same developer/enterprise channels.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/spectrumdataru

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about SpectrumData