Nagoya Tetsudo Kenkohoken Kumiai

What Nagoya Tetsudo Kenkohoken Kumiai does

Nagoya Tetsudo Kenkohoken Kumiai (名古屋鉄道健康保険組合) is a statutory health insurance union (健康保険組合 / kenpo) operating under Japan's National Health Insurance Act, headquartered in Nagoya, Japan. Founded in 1937, it provides mandatory social health insurance coverage exclusively to employees of Nagoya Railway Co., Ltd. (名古屋鉄道株式会社) and affiliated companies within the Meitetsu Group, along with their dependents. The organization is structured as a cooperative, non-profit mutual aid entity without external shareholders or venture capital ownership.

The union administers the full statutory health insurance benefit set — medical expense coverage, high-cost medical expense caps, maternity and childbirth lump sums, injury and sickness allowances, funeral benefits, and dependent coverage — alongside an extended portfolio of preventive health programs. These include statutory specific health checkups (特定健診), cancer screenings, dental examinations, influenza vaccination subsidies, online smoking cessation support, stretching exercise programs, health walks, and group health newsletters. Service delivery is supported by an online qualification verification system (オンライン資格確認 / My Number insurance card integration) for medical-institution eligibility checks, a health promotion portal delivered through LINE messaging, and integration with the PEP UP third-party health management platform and Meitetsu Hospital (名鉄病院) as a partner care facility.

Revenue is generated through statutory health insurance premiums collected jointly from insured members (Meitetsu Group employees) and their employers, set under Japanese national health insurance regulations. The go-to-market model is exclusively direct B2E — enrollment is automatic through corporate membership with Meitetsu Group employers, with no individual or open-market sales channel. The organization markets to its captive member base through its official website (meitetsu-kenpo.jp) and the LINE health promotion channel. No revenue, headcount, or financial performance figures are publicly disclosed.

Name

Nagoya Tetsudo Kenkohoken Kumiai

Legal name

名古屋鉄道健康食品組合

Website

https://meitetsu-kenpo.jp

Company type

Private

Founded year

1937

Operating status

Operating

Short description

Nagoya Tetsudo Kenkohoken Kumiai is a Japanese statutory health insurance union providing mandatory social health insurance and preventive wellness programs exclusively to employees and dependents of Nagoya Railway Group companies, operating as a non-profit cooperative under Japan's National Health Insurance Act.

Ownership category

akta.pro rank

Product category

Health Insurance

NAICS

Health and Welfare Funds (525120), Insurance and Employee Benefit Funds (5251)

SIC

Hospital & Medical Service Plans (6324)

akta.pro primary industry

Ancillary Employer Benefits (Life/Disability/Accident/Critical Illness) (HLAEAAAK)

Keywords

• Health insurance cooperative
• Employee health benefits
• Statutory health insurance
• Corporate health coverage
• Preventive health programs

Headquarters

HQ city

Nagoya

HQ country

Japan

HQ region

Asia

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Infrastructure, Others

Revenue model

1. Health Insurance Premiums: Health insurance cooperative funded by premiums paid by members (employees of Nagoya Railway Group companies) and their employers. Operates as a statutory health insurance provider under Japanese social insurance system.

Distribution channels1 record

Marketing channels2 records

Core offering

Nagoya Tetsudo Kenkohoken Kumiai is a mutual-aid statutory health insurance society that provides mandatory health insurance coverage, medical benefits, and preventive health programs (health checkups and health guidance) exclusively to employees of the Nagoya Railway/Meitetsu Group and their dependents. Operating under Japan's Health Insurance Act since 1937, it administers insurance premiums, processes medical claims, and delivers tailored wellness initiatives for its members.

Product overview

Nagoya Tetsudo Kenkohoken Kumiai (Nagoya Railway Health Insurance Association) is a Japanese health insurance union that provides health insurance coverage and benefits to employees of Nagoya Railway and their dependents. The organization offers health insurance administration, medical expense benefits, health promotion programs, health checkup subsidies, and various administrative procedures including eligibility confirmation, claims processing, and preventive health services. This is not a technology product company but rather a traditional health insurance provider operating under Japan's universal health insurance system.

Differentiator

Problem solved

Functional benefit

Products and services

• Statutory Health Insurance Membership (健康保険) Statutory health insurance coverage providing medical, injury, sickness, and dependent benefits for Meitetsu Group employees and their dependents under Japan's Health Insurance Act.
• Health Checkups and Examinations (健康診断) Annual and periodic health examinations offered as a preventive care benefit to insured members and dependents to detect illness early and promote workplace health.
• Health Guidance and Promotion Programs (保健事業) Health guidance, lifestyle disease prevention, and wellness promotion initiatives delivered to members to reduce long-term medical costs and improve workforce health.
• Online Qualification Verification Service (オンライン資格確認) Electronic insurance eligibility verification linked to Japan's national online qualification system, enabling members to confirm coverage at partner medical institutions without presenting a paper insurance card.

Named customers1 record

Segments2 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves4 records

Expansion highlights3 records

Direct peers

• Toyota Motor Corporation Health Insurance Society: Single-employer health insurance association (組合健保) for Toyota Group employees and dependents. The closest structural analogue: a corporate-anchored health insurance cooperative operating under Japan's statutory framework.
• Hitachi Health Insurance Society: Corporate health insurance association for Hitachi Group employees, also operating as a 組合健保. Directly comparable in operating model, regulatory framework, and captive single-employer membership structure.
• Panasonic Health Insurance Organization: Single-employer health insurance society for Panasonic Group employees and dependents. Comparable as another large Japanese 組合健ポ providing statutory plus supplemental health benefits to a defined corporate membership.

Broad incumbents

• Sompo Japan Insurance: Major Japanese insurer offering accident, health, and group medical insurance products to corporates and individuals. Overlaps with the union's employer-sponsored health coverage space as a broad incumbent carrier.
• Tokio Marine & Nichido: Japan's largest non-life insurer offering accident and health insurance products alongside property/casualty lines. Comparable as a major Japanese health insurance provider, though it operates as a broad incumbent rather than a single-employer cooperative.
• Nippon Life Insurance: Major Japanese mutual life insurer offering group health, medical, and welfare benefit products to corporate employers. Comparable as a large-scale provider of employer-sponsored health benefits in Japan.
• Recruit Holdings: Operates insurance comparison platforms (including 保険比較) and broader HR/benefits services in Japan. Comparable as an enabling participant in how Japanese consumers and employers select and administer health insurance benefits.
• Dai-ichi Life Insurance: One of Japan's largest life and health insurers, providing group medical and welfare benefits to corporate clients. Relevant comparator for Japanese employer-sponsored health and welfare benefit administration at scale.

Emerging players

• SmartHR: Japanese cloud HR and employee benefits administration platform used by corporates for enrollment, social insurance procedures, and welfare program management. Comparable as an emerging tech-enabled benefits administration provider adjacent to traditional health insurance operations.

Regional players

• Hoken-no-Madoguchi (insurance consultation storefronts): Japan's largest insurance shop franchise for retail health, life, and accident insurance consultation. Overlaps as a Japan-focused distribution and advisory channel for individual and family health coverage needs.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks4 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Nagoya Tetsudo Kenkohoken Kumiai