District FA
District FA is a fee-only fiduciary RIA in McLean, Virginia providing wealth management and specialized FERS/CSRS retirement planning for federal employees and high-achieving families nationwide.
- Company typePrivate
- Founded2001
- HeadquartersMclean, United States
- Headcount—
- GTM typeB2C
- OfferingServices
What District FA does
District Financial Advisors (District FA) is an independent, fee-only fiduciary registered investment advisory firm headquartered in McLean, Virginia, providing financial planning and investment management services to two primary client segments: federal employees approaching retirement and high-achieving families and professionals. The firm operates through LPL Financial as its broker-dealer and RIA custodian and delivers its planning work via RightCapital and Account View for client portal, account viewing, and financial planning tools. Its two core service lines — Wealth Management and Federal Employees Retirement Planning — are positioned as interconnected, with the federal practice centered on FERS/CSRS pensions, TSP withdrawal strategies, Social Security timing, FEHB healthcare options, FERS supplements, and survivor benefit decisions, while the wealth management practice covers goal-based portfolio construction, tax-efficient investing, retirement income planning, and coordination with CPAs and attorneys.
The firm is founder-led by Managing Director Justin Holtz, a third-generation advisor with a Penn State finance degree and CFP designation who has been an independent advisor since 2001. The team is small (four people, including one LPL-registered advisor, one client services associate, and one associate advisor pursuing the CFP designation) and the business runs on a percentage-of-AUM subscription fee model with financial planning bundled into the advisory fee and no add-on charges. Go-to-market is consultative and relationship-based, structured as a four-step process (Meet, Discover, Plan, Review), supported by educational content marketing through a blog, newsletter, and YouTube channel focused on federal retirement topics.
The firm is licensed to serve clients across 21 states plus DC, anchored in Northern Virginia but explicitly serving federal employees stationed at agencies across the United States. There is no disclosed funding, parent company, or M&A activity; the business appears to be privately held and owner-operated, with no evidence of institutional investment.
District FA firmographics
Firmographics- Name
- District FA
- Legal name
- District Financial Advisors
- Website
- https://districtfa.com
- Company type
- Private
- Founded year
- 2001
- Operating status
- Operating
- Short description
- District FA is a fee-only fiduciary RIA in McLean, Virginia providing wealth management and specialized FERS/CSRS retirement planning for federal employees and high-achieving families nationwide.
- Ownership category
- akta.pro rank
District FA industry classification
Industry- Product category
- Financial Advisory Services
- NAICS
- Portfolio Management and Investment Advice (523940)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Comprehensive Financial Planning (FSAEAAAA)
- akta.pro secondary industries
- Retirement & Distribution Planning RIAs (401(k)/IRA/Pension Rollovers) (FSAAACAE), Retirement Income Planning & Decumulation Advisory (FSAEABAD)
Keywords
Where District FA is headquartered
LocationHeadquarters
- HQ city
- Mclean
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
District FA business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Technology or R&D, Operations
Revenue model
- AUM-Based Wealth Management Fees: Percentage-based fee model calculated on assets under management. Financial planning services are included as part of the offering with no additional charges. Fee is transparent and aligned with client success.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | AUM-based fee model |
Go-to-market motion2 records
Distribution channels1 record
Marketing channels4 records
District FA product offering
Product offeringCore offering
District FA delivers fee-only fiduciary financial planning and investment management, anchored in two interconnected offerings: Wealth Management (goal-based portfolio construction, tax-efficient investing, and retirement income planning for individuals, families, and business owners) and Federal Employees Retirement Planning (specialized guidance on FERS/CSRS pensions, TSP withdrawal strategies, Social Security timing, FEHB healthcare, and retirement income coordination). Services are delivered through the LPL Financial platform under a structured four-step consultative process: Meet, Discover, Plan, Review.
Product overview
District FA operates as a financial advisory firm offering two interconnected core services: Wealth Management (comprehensive financial planning combined with investment management for professionals, families, and business owners) and Federal Employees Retirement Planning (specialized guidance for federal workers navigating FERS/CSRS pensions, TSP strategies, and federal benefits). The services are designed to work together, with wealth management clients receiving integrated planning that incorporates retirement income, tax strategy, investments, and estate planning, while federal employees receive targeted planning for their unique benefit structures.
Differentiator
Problem solved
Functional benefit
Products and services
- Wealth Management Comprehensive individualized financial planning and investment management service that combines goal-based portfolio construction, tax-efficient investing, and retirement income planning for professionals, families, and business owners. Includes retirement income strategy, tax optimization, estate and legacy planning, and coordination with CPAs and attorneys.
- Federal Employees Retirement Planning Specialized financial planning service for federal employees navigating FERS/CSRS pension options, TSP contribution and withdrawal strategies, Social Security timing, FEHB healthcare options in retirement, FERS supplements, survivor options, early retirement offers and buyouts, and coordinated retirement income planning across pensions, TSP, and Social Security.
Quantifiable outcome
- Helps clients determine if they have enough for retirement and when they can retire
- +1 more outcomes
Companies that use District FA
Customer profileNamed customers2 records
Segments3 records
Ideal customer profiles2 records
District FA technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
District FA partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- LPL FinancialcoreSecurities and advisory services offered through LPL Financial, a registered investment advisor and member FINRA/SIPC. LPL Financial serves as the broker-dealer and RIA custodian platform for District FA's advisory services.
Scale indicators3 records
Recent moves5 records
Expansion highlights5 records
District FA competitors and assessment
Company assessmentBroad incumbents
- Fisher Investments: Large independent RIA managing portfolios for individual investors and federal employee-adjacent retiree segments. Comparable AUM-based fee model and retirement-oriented investment management, though operates at much larger scale.
- Creative Planning: Large independent, fee-only RIA serving individuals and families with comprehensive financial planning and wealth management. Comparable to District FA in fiduciary model and bundled planning-plus-investment offering, but at vastly greater scale.
- Empower Personal Dashboard: Large retail-focused wealth management platform combining managed portfolios with retirement planning tools. Comparable in providing integrated planning plus investment management to individuals and federal employees, but at much larger scale via tech-enabled delivery.
- Edelman Financial Engines: One of the largest independent RIAs in the US, offering fee-only financial planning and investment management for individuals. Comparable fiduciary model and comprehensive planning approach, though District FA targets a narrower federal employee niche.
- Carson Group: Large RIA support and wealth management platform serving independent advisors and their clients with financial planning and investment services. Comparable in providing fee-based fiduciary advice to individuals, with a different delivery model via advisor partnerships.
- Vanguard Personal Advisor: Hybrid robo-advisor plus CFP service from Vanguard offering ongoing financial planning and investment management on an AUM fee. Comparable bundled planning-plus-investment model for individual investors, but with digital-first delivery and brand-scale cost advantage.
Emerging players
- Facet Wealth: Tech-enabled, fee-only financial planning firm targeting affluent households with virtual CFP-led planning. Comparable fiduciary, fee-only model and bundled planning service, though delivered digitally rather than via local relationships.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
District FA social profiles
Digital presenceDistrict FA compliance and trust
Trust signalCompliance2 records
District FA financial estimates
Financial estimateRevenue estimate
Valuation estimate
District FA leadership team
Management profileNumber of profiles
Profiles4 records
District FA funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
District FA M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about District FA
What does District FA do?
District FA delivers fee-only fiduciary financial planning and investment management, anchored in two interconnected offerings: Wealth Management (goal-based portfolio construction, tax-efficient investing, and retirement income planning for individuals, families, and business owners) and Federal Employees Retirement Planning (specialized guidance on FERS/CSRS pensions, TSP withdrawal strategies, Social Security timing, FEHB healthcare, and retirement income coordination). Services are delivered through the LPL Financial platform under a structured four-step consultative process: Meet, Discover, Plan, Review.
Is District FA a public or private company?
District FA is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was District FA founded?
District FA was founded in 2001.
Where is District FA based?
District FA is headquartered in Mclean, United States, in the North America region.
How does District FA make money?
One revenue line is on record: AUM-Based Wealth Management Fees.
Who are District FA's main competitors?
Broad incumbents on record are Fisher Investments, Creative Planning, Empower Personal Dashboard, Edelman Financial Engines, Carson Group and Vanguard Personal Advisor. Facet Wealth is listed as an emerging player.
Does District FA have an API?
No public API is recorded for District FA.
What industry is District FA in?
District FA's product category is Financial Advisory Services. Its primary akta.pro industry code is FSAEAAAA, Comprehensive Financial Planning, with a secondary code of FSAAACAE, Retirement & Distribution Planning RIAs (401(k)/IRA/Pension Rollovers). Its NAICS code is 523940 and its SIC code is 6282.