@Risk Underwriting
@Risk Underwriting is an Australian Lloyd's coverwriter (North Sydney, founded 2019) providing Property (ISR), Liability, and standalone Product Recall insurance to brokers serving Food & Beverage manufacturers in Australia.
- Company typePrivate
- Founded2019
- HeadquartersNorth Sydney, Australia
- Headcount1–10
- GTM typeB2B
- OfferingServices
What @Risk Underwriting does
@Risk Underwriting Pty Ltd is an Australian specialist underwriting agency operating as a Lloyd's coverholder from North Sydney. Founded in 2019 and operating under AFSL 520582, the company underwrites three core lines—Industrial Special Risks (ISR) Property, Liability, and standalone Product Recall—targeted at Australian brokers whose clients require coverage for complex risks. Its primary end-market vertical is Food & Beverage manufacturing, where it addresses hazards such as fire loads, combustible dust, refrigeration exposures, dangerous goods, and occupancy risks, supported by an in-house risk management service that links proactive client practices to premium benefits.
The business operates exclusively on a wholesale basis through insurance broker intermediaries; it is not a direct-to-consumer insurer. Revenue is generated through underwriting premiums and broker commissions within the Lloyd's security framework, with local claims expertise referenced as a service differentiator. Distribution and demand generation are driven by broker education content (articles on fire safety, labour-hire risk, and recall scenarios) and case studies that demonstrate technical underwriting outcomes, such as a documented product recall aversion for an Australian food manufacturer.
The business is small in scale (1–10 employees, three named underwriters covering property, casualty, and general underwriting), privately held, and wholly domestic in geographic reach. It supports the General Insurance Code of Practice and maintains standard policy frameworks (Privacy, Complaints, Financial Hardship, Treating Customers Fairly, Family Violence). No funding rounds, acquisitions, partnerships beyond the Lloyd's relationship, AI/ML capabilities, or revenue figures are disclosed in the source material.
@Risk Underwriting firmographics
Firmographics- Name
- @Risk Underwriting
- Legal name
- @ Risk Underwriting Pty Ltd
- Website
- https://riskuw.insure
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- @Risk Underwriting is an Australian Lloyd's coverwriter (North Sydney, founded 2019) providing Property (ISR), Liability, and standalone Product Recall insurance to brokers serving Food & Beverage manufacturers in Australia.
- Ownership category
- akta.pro rank
@Risk Underwriting industry classification
Industry- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Direct Property and Casualty Insurance Carriers (524126)
- SIC
- Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331)
- akta.pro primary industry
- Product Liability & Recall (FSAJAGAG)
- akta.pro secondary industry
- Wholesale Insurance Brokerage (Excess & Surplus Lines) (FSAEADAD)
Keywords
Where @Risk Underwriting is headquartered
LocationHeadquarters
- HQ city
- North Sydney
- HQ country
- Australia
- HQ region
- Oceania
Offices1 record
Markets served
@Risk Underwriting business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Underwriting Premium Revenue: Generates revenue through underwriting insurance premiums for property, liability, and product recall coverage. Functions as a coverholder or wholesaler operating within Lloyd's security framework.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels2 records
@Risk Underwriting product offering
Product offeringCore offering
@Risk Underwriting is a specialist Australian underwriting agency providing Property (Industrial Special Risks/ISR), Liability, and stand-alone Product Recall insurance, with Lloyd's market security backing. It operates exclusively through insurance brokers as a coverholder, targeting complex risks in the Food & Beverage manufacturing sector. Its offering is differentiated by an in-house risk management capability and risk scoring process that delivers premium benefits for proactive insureds.
Product overview
@Risk Underwriting offers a unified portfolio of three specialist insurance products: Property (ISR), Liability, and Product Recall insurance. These core products are complemented by in-house Risk Management services that provide proactive support to brokers and their clients. The company positions itself as a specialist underwriting partner for brokers, focusing on complex risks in the Food & Beverage sector with transparent appetite guides and responsive service.
Differentiator
Problem solved
Functional benefit
Quantifiable outcome
- Case study: Product recall averted within 4 weeks with zero units recalled, no consumer illness, and intact retail relationships
Companies that use @Risk Underwriting
Customer profileNamed customers2 records
Segments3 records
@Risk Underwriting technology and API
TechnologyAPI detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
@Risk Underwriting partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Lloyd'scoreOperates with Lloyd's security backing, providing financial strength and regulatory framework for underwriting operations. Lloyd's market security is referenced as a key trust factor for brokers and clients.
Recent moves5 records
Expansion highlights4 records
@Risk Underwriting competitors and assessment
Company assessmentDirect peers
- Dual Australia: Dual Australia is a Lloyd's-aligned specialist underwriting agency operating across ANZ. Highly comparable to @Risk Underwriting in its coverholder model, broker-distributed specialty underwriting focus, and ANZ-only geography.
- CFC Underwriting: CFC is a Lloyd's-aligned specialty underwriting agency offering product recall, professional indemnity, and emerging risk lines. It is comparable as a digitally enabled specialist underwriter operating through brokers, though it serves a much broader global book.
- Beazley: Beazley is a Lloyd's-focused specialty insurer with a notable product recall and contamination offering. It is comparable as a specialist in product recall and complex liability underwriting delivered through broker networks.
- Liberty Specialty Markets: Liberty Specialty Markets writes complex property, liability, and specialty lines through Lloyd's and global offices. Comparable to @Risk Underwriting in its specialist risk appetite and broker-led distribution of complex P&C risks.
Broad incumbents
- QBE Insurance Australia: QBE is a major Australian P&C insurer offering property, liability, and specialty lines at scale. Comparable as a competitor in the same P&C and F&B space, but operating at much greater scale and across all commercial segments.
- Chubb Insurance Australia: Chubb is a global P&C carrier with a strong Australian presence, including specialty and complex risk capability. Comparable as a competitor underwriting property and liability for commercial clients, but operating as a broad incumbent rather than a niche specialist.
- Allianz Australia: Allianz is a leading Australian general insurer offering commercial property, liability, and specialty products. Comparable as a competitor in P&C underwriting for Australian businesses, though diversified across personal and commercial lines.
- AIG Australia: AIG provides commercial P&C, specialty, and product recall/recall-related coverage globally and in Australia. Comparable as a competitor in the product recall and complex liability space, but as a broad multinational incumbent.
Regional players
- Hollard Insurance Australia: Hollard is a large Australian-headquartered insurer with commercial and specialty capabilities. Comparable as an ANZ-focused competitor offering specialty and complex commercial P&C products through broker channels.
Others
- Arthur J. Gallagher (Australia): Gallagher is a major global insurance broker with a strong Australian specialty brokerage practice. Comparable as a channel partner and competitor for broker mindshare in complex P&C placements, rather than as an underwriter.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
@Risk Underwriting social profiles
Digital presence@Risk Underwriting compliance and trust
Trust signalCompliance1 record
@Risk Underwriting financial estimates
Financial estimateRevenue estimate
Valuation estimate
@Risk Underwriting leadership team
Management profileNumber of profiles
@Risk Underwriting funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
@Risk Underwriting M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about @Risk Underwriting
What does @Risk Underwriting do?
@Risk Underwriting is a specialist Australian underwriting agency providing Property (Industrial Special Risks/ISR), Liability, and stand-alone Product Recall insurance, with Lloyd's market security backing. It operates exclusively through insurance brokers as a coverholder, targeting complex risks in the Food & Beverage manufacturing sector. Its offering is differentiated by an in-house risk management capability and risk scoring process that delivers premium benefits for proactive insureds.
Is @Risk Underwriting a public or private company?
@Risk Underwriting is a private company. It is currently operating.
When was @Risk Underwriting founded?
@Risk Underwriting was founded in 2019. It employs 1 to 10 people.
Where is @Risk Underwriting based?
@Risk Underwriting is headquartered in North Sydney, Australia, in the Oceania region.
How does @Risk Underwriting make money?
One revenue line is on record: underwriting Premium Revenue.
Who are @Risk Underwriting's main competitors?
Direct peers on record are Dual Australia, CFC Underwriting, Beazley and Liberty Specialty Markets. Broad incumbents are QBE Insurance Australia, Chubb Insurance Australia, Allianz Australia and AIG Australia. Hollard Insurance Australia is listed as a regional player. Arthur J. Gallagher (Australia) is listed as an others.
Does @Risk Underwriting have an API?
No public API is recorded for @Risk Underwriting.
What industry is @Risk Underwriting in?
Its primary akta.pro industry code is FSAJAGAG, Product Liability & Recall, with a secondary code of FSAEADAD, Wholesale Insurance Brokerage (Excess & Surplus Lines). Its NAICS code is 5242 and its SIC code is 6411.