ezyness
eZyness is a Paris-based ACPR-licensed payment and electronic-money institution, wholly owned by La Banque Postale, providing B2B payment processing, omnichannel third-party collection, corporate expense card issuance, payment verification, and custom API-based payment solutions to businesses in France and Europe.
- Company typePrivate
- Founded-
- HeadquartersParis, France
- Headcount—
- GTM typeB2B
- OfferingServices
What ezyness does
eZyness is a Paris-based payment and electronic-money institution operating as a wholly owned subsidiary of La Banque Postale, one of France's major retail banks. The company delivers B2B payment processing, electronic money services, and tailored payment infrastructure to businesses operating in France and Europe, conducting its regulated activities under ACPR license number 67816 with €10.5M in registered capital. Its go-to-market is sales-led, supported by dedicated account management and ongoing pre-sale and monitoring services, indicating a focus on mid-sized to enterprise clients rather than self-serve SMB volume.
The product portfolio is organized around four modules addressing distinct stages of the B2B payment workflow. The first module, Third-Party Collection (Encaissement pour le compte de tiers), provides omnichannel payment acceptance on behalf of client beneficiaries. The second, Expense Management (Gestion des dépenses), enables corporate expense control through card issuance functionality. The third, Payment Security (Sécurisation des encaissements), automates the identification and reconciliation of incoming bank transfers. The fourth, Custom Solutions (Solutions sur mesure), offers API-driven bespoke payment integrations. The platform architecture combines modern API technology with the regulatory and banking infrastructure of the La Banque Postale parent, positioning compliance-by-design integration as a core technical feature.
The business model is anchored on transaction-based revenue generated through payment processing fees and electronic money services, rather than disclosed subscription pricing. The absence of external funding — reflecting the entity's wholly owned subsidiary status within La Banque Postale — means growth is funded internally, and capital deployment is governed by the parent's strategic priorities rather than external investor return thresholds. No revenue, transaction volume, or client count metrics are disclosed in available materials, limiting financial triangulation.
ezyness firmographics
Firmographics- Name
- ezyness
- Legal name
- EZYNESS
- Website
- https://ezyness.com
- Company type
- Private
- Operating status
- Operating
- Short description
- eZyness is a Paris-based ACPR-licensed payment and electronic-money institution, wholly owned by La Banque Postale, providing B2B payment processing, omnichannel third-party collection, corporate expense card issuance, payment verification, and custom API-based payment solutions to businesses in France and Europe.
- Ownership category
- akta.pro rank
ezyness industry classification
Industry- Product category
- Payment Processing Services
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Direct Debit / ACH Collections & Recurring Billing (FSAMAGAE)
- akta.pro secondary industries
- ACH Disbursements & Bulk Payout Processing (FSAMAGAF), ACH Payments Security & Fraud Monitoring (FSAMAGAL), Biller Direct EBPP Platforms (FSAMAJAA)
Keywords
Where ezyness is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
ezyness business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Others, Infrastructure, Marketing or Sales
Revenue model
- Payment Services: Provides payment processing and electronic money services as an authorized payment institution, generating revenue through transaction processing fees for businesses in France and Europe.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels2 records
ezyness product offering
Product offeringCore offering
eZyness is an ACPR-licensed payment and electronic money institution that provides B2B payment services including omnichannel third-party collection, corporate expense management via card issuance, automatic bank transfer payment origin verification, and custom payment solutions delivered through a modern API platform connected to La Banque Postale's payment and regulatory infrastructure.
Product overview
eZyness is a payment and electronic money institution, fully owned by La Banque Postale, offering a unified platform of payment services. The product portfolio consists of four core service modules: (1) Third-party Collection for omnichannel payment acceptance and fund distribution, (2) Expense Management with card issuance for corporate spending control, (3) Payment Security for automatic payment origin verification, and (4) Custom Solutions built on a modern API. These services are delivered through a modern API platform that leverages La Banque Postale's regulatory and payment infrastructure, supported by end-to-end client accompaniment from pre-sale through ongoing activity monitoring.
Differentiator
Problem solved
Functional benefit
Companies that use ezyness
Customer profileSegments1 record
Ideal customer profiles1 record
ezyness technology and API
TechnologyAPI detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
ezyness partnerships and signals
Strategic signalScale indicators4 records
Recent moves4 records
Expansion highlights4 records
ezyness competitors and assessment
Company assessmentDirect peers
- Worldline: European payments and merchant services giant headquartered in France, offering acquiring, payment processing, and electronic money services across the continent. Directly comparable to eZyness as a regulated, large-scale French/European payment institution with overlapping B2B and merchant payment capabilities.
- Lemonway: Paris-based payment institution licensed by the ACPR, specializing in third-party payment collection, marketplaces, and crowdfunding platforms. Closely matches eZyness's core 'third-party collection' product and ACPR-regulated electronic money license footprint in France and Europe.
- Treezor: French ACPR-licensed payment institution offering Banking-as-a-Service APIs for KYC, accounts, cards, and payments; a subsidiary of Société Générale. Highly comparable to eZyness as a regulated French fintech providing API-based payment and e-money infrastructure to B2B clients.
- Slimpay: Paris-based payment service provider focused on SEPA direct debit, recurring billing, and cash management flows for European businesses. Comparable to eZyness's ACH/direct-debit and recurring collection capabilities, particularly within the French enterprise market.
- Mollie: Amsterdam-headquartered European payment service provider offering multi-method payment processing, recurring billing, and expense/issuance products to SMBs and platforms. Comparable to eZyness as a pan-European PSP targeting B2B customers with omnichannel payment and card-based offerings.
Broad incumbents
- Adyen: Large global payments platform offering acquiring, processing, and issuing services to enterprise merchants. Comparable to eZyness at the product level (omnichannel payments, card issuance) but operates at much larger scale and across a broader geography and customer base.
- Stripe: Global payments and financial infrastructure platform with API-first products spanning online payments, card issuing (Stripe Issuing), and connected accounts for marketplaces. Comparable to eZyness on API-based payment flows and card issuance, though with vastly broader international reach and product depth.
- Checkout.com: London-headquartered global payment processor serving large enterprises and digital platforms with acquiring, processing, and issuing services. Comparable to eZyness on enterprise payment processing and omnichannel acceptance, but at substantially greater scale and international footprint.
Emerging players
- Pennylane: French fintech offering an accounting and financial management platform for SMEs and accountants, with adjacent payment and bank-reconciliation features. Comparable to eZyness on the bank-transfer identification/reconciliation angle and the broader French B2B finance automation theme.
- Spendesk: French-based corporate expense management platform with card issuance, spend controls, and reconciliation. Directly comparable to eZyness's 'Gestion des dépenses' corporate card offering, though Spendesk operates as a software-led fintech rather than a licensed payment institution.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
ezyness social profiles
Digital presenceezyness compliance and trust
Trust signalCompliance1 record
ezyness financial estimates
Financial estimateRevenue estimate
Valuation estimate
ezyness leadership team
Management profileNumber of profiles
Profiles1 record
ezyness funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
ezyness M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about ezyness
What does ezyness do?
eZyness is an ACPR-licensed payment and electronic money institution that provides B2B payment services including omnichannel third-party collection, corporate expense management via card issuance, automatic bank transfer payment origin verification, and custom payment solutions delivered through a modern API platform connected to La Banque Postale's payment and regulatory infrastructure.
Is ezyness a public or private company?
ezyness is a private company. It is classified as corporate owned and is currently operating.
When was ezyness founded?
ezyness was founded in -1.
Where is ezyness based?
ezyness is headquartered in Paris, France, in the Europe region.
How does ezyness make money?
One revenue line is on record: payment Services.
Who are ezyness's main competitors?
Direct peers on record are Worldline, Lemonway, Treezor, Slimpay and Mollie. Broad incumbents are Adyen, Stripe and Checkout.com. Emerging players are Pennylane and Spendesk.
Does ezyness have an API?
Yes. eZyness offers a modern API as part of their custom solutions platform. The API enables clients to access the payment and regulatory systems of La Banque Postale, allowing businesses to project concretely on the development of their offer and growth of their activity. Specific technical details such as API type (REST, GraphQL), authentication method, rate limits, versioning, or sandbox availability are not specified on the available source pages.
What industry is ezyness in?
ezyness's product category is Payment Processing Services. Its primary akta.pro industry code is FSAMAGAE, Direct Debit / ACH Collections & Recurring Billing, with a secondary code of FSAMAGAF, ACH Disbursements & Bulk Payout Processing. Its NAICS code is 522320 and its SIC code is 6199.