crediclick
CrediClick is a Salvadoran digital fintech offering unsecured personal loans of $500-$10,000 to underserved Salvadoran borrowers — including employees, remittance recipients, pensioners, independent professionals, and merchants — via a 100% mobile-first platform under parent Redwood Inversiones S.A. de C.V.
- Company typePrivate
- Founded2019
- HeadquartersSan Salvador, El Salvador
- Headcount11–50
- GTM typeB2C
- OfferingServices
What crediclick does
CrediClick is a Salvadoran direct-to-consumer fintech operating a 100% digital personal lending platform headquartered in San Salvador, El Salvador. The company is a consumer-facing brand of parent entity Redwood Inversiones S.A. de C.V., and offers unsecured personal loans ranging from $500 to $10,000 with repayment terms up to 60 months to underserved borrowers who lack guarantor, collateral, or traditional payroll documentation. Its product portfolio is horizontally segmented into five lines — Créditos para Empleados (up to $5,000/36 months), Créditos para Remesados (up to $1,000/18 months), Créditos para Pensionados, Créditos para Independientes, and Créditos para Comerciantes — with the latter three still in development or limited release as of 2024.
The underlying platform is mobile-first and cloud-delivered via the app.credi-click.com application and the credi-click.com / sv.credi-click.com websites, with WhatsApp serving as the primary customer support and inquiry channel at +503 2503-1439. CrediClick markets a real-time profile analysis engine that produces credit decisions in under 30 minutes and disbursement within 24 hours, with no prepayment penalties, no upfront fees, and no physical branch infrastructure. The company's go-to-motion is consumer-direct, relying on organic social media (Facebook, Instagram), WhatsApp, and app-store/website channels rather than B2B partnerships or broker distribution.
The revenue model is transaction-based, generated from interest spreads on personal loans; pricing details, revenue figures, funding rounds, and ownership stakes beyond the parent entity are not publicly disclosed. The company operates exclusively within El Salvador with no documented geographic expansion, external institutional investors, M&A activity, or publicly known management team. Cumulative impact metrics cited by the company include 375+ youth credits, 630+ women supported for entrepreneurship, and 240+ elderly customers served.
crediclick firmographics
Firmographics- Name
- crediclick
- Legal name
- REDWOOD INVERSIONES, S.A. DE C.V.
- Website
- https://credi-click.com
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- CrediClick is a Salvadoran digital fintech offering unsecured personal loans of $500-$10,000 to underserved Salvadoran borrowers — including employees, remittance recipients, pensioners, independent professionals, and merchants — via a 100% mobile-first platform under parent Redwood Inversiones S.A. de C.V.
- Ownership category
- akta.pro rank
Where crediclick is headquartered
LocationHeadquarters
- HQ city
- San Salvador
- HQ country
- El Salvador
- HQ region
- Latin America
Offices2 records
Markets served
crediclick business model
Business model- GTM type
- B2C
- Offering type
- Services
Revenue model
- Credit/Lending Services: CrediClick generates revenue through interest charged on loans. The company offers credit products ranging from $500 to $10,000 with terms up to 60 months. Revenue is derived from the interest spread between cost of capital and lending rates charged to borrowers.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Monthly | Employee Credit - Up to $5,000, 36 months |
| Transaction based/ take rate | Monthly | Remittance Recipient Credit - Up to $1,000, 18 months |
| Transaction based/ take rate | Monthly | General Credit Range - $500 to $10,000 |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
crediclick product offering
Product offeringCore offering
CrediClick is a Salvadoran fintech that offers 100% digital personal loans to individuals in El Salvador through a mobile app and website. The company provides unsecured credit ranging from $500 to $10,000 with repayment terms up to 60 months, using real-time intelligent profile analysis to deliver credit decisions in under 30 minutes and disbursement within 24 hours, without requiring guarantors, collateral, or upfront fees.
Product overview
CrediClick is a fintech company offering a portfolio of digital credit products tailored to different income profiles in El Salvador. The core offering consists of personal loans segmented by customer type: Créditos para Empleados (salaried employees), Créditos para Remesados (remittance recipients), Créditos para Pensionados (pensioners), Créditos para Independientes (self-employed), and Créditos para Comerciantes (merchants). All products share a 100% digital process with no paperwork, guarantors, or collateral requirements, featuring real-time credit profile analysis and approval timelines under 30 minutes. Loan amounts range from $500 to $10,000 with repayment terms up to 60 months.
Differentiator
Problem solved
Functional benefit
Quantifiable outcome
- 30-minute response time for credit applications
- +5 more outcomes
Companies that use crediclick
Customer profileNamed customers4 records
Segments6 records
crediclick technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
crediclick partnerships and signals
Strategic signalScale indicators8 records
Recent moves5 records
Expansion highlights5 records
crediclick competitors and assessment
Company assessmentMarket position
Weaknesses4 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
crediclick social profiles
Digital presencecrediclick financial estimates
Financial estimateRevenue estimate
Valuation estimate
crediclick leadership team
Management profileNumber of profiles
crediclick funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
crediclick M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about crediclick
What does crediclick do?
CrediClick is a Salvadoran fintech that offers 100% digital personal loans to individuals in El Salvador through a mobile app and website. The company provides unsecured credit ranging from $500 to $10,000 with repayment terms up to 60 months, using real-time intelligent profile analysis to deliver credit decisions in under 30 minutes and disbursement within 24 hours, without requiring guarantors, collateral, or upfront fees.
Is crediclick a public or private company?
crediclick is a private company. It is currently operating.
When was crediclick founded?
crediclick was founded in 2019. It employs 11 to 50 people.
Where is crediclick based?
crediclick is headquartered in San Salvador, El Salvador, in the Latin America region.
How does crediclick make money?
One revenue line is on record: credit/Lending Services.
Does crediclick have an API?
No public API is recorded for crediclick.