Crossmint

What Crossmint does

Crossmint is a New York-based, venture-backed infrastructure company founded in 2022 that provides a unified API platform for stablecoin wallets, payments, and agentic finance. Its core technology spans an embedded wallet infrastructure built on open-source smart contracts (with on-chain signer rotation and gas abstraction), stablecoin orchestration across 50+ blockchains (Ethereum, Solana, Polygon, Base, Stellar, Stripe's Tempo, Circle's Arc), fiat onramps and offramps, a token checkout product, treasury wallets with programmable governance, tokenization tools, and an agentic-cards product for AI-agent commerce. The platform is licensed as a Virtual Asset Service Provider and, as of January 2026, holds a Crypto-Asset Service Provider (CASP) license from Spain's CNMV under MiCA, with SOC 2 Type II, GDPR, and CCPA certifications supporting sales into regulated financial institutions.

The company sells primarily to enterprise counterparties — money transfer operators, neobanks, fintechs, corporates, and AI-agent developers — through an API-first go-to-market that combines self-service developer tools (console, SDKs for React, React Native, Node.js, Swift) with a direct enterprise sales motion and forward deployment engineering. Revenue is generated via transaction-based fees on payments, transfers, wallet operations, and stablecoin-to-fiat conversion, supplemented by recurring fees for premium wallet and treasury features, with custom multi-year volume pricing for large enterprise processors. Named customers include MoneyGram, Western Union, Visa, Mastercard, Wirex, Banco Santander, Telefonica, Sony, Adidas, Red Bull, Coinbase, Tala, Toku, Paga, and the Government of the Marshall Islands; Paga alone processed $11 billion in payments and 169 million transactions in 2025 through the integration, and MoneyGram launched a stablecoin remittance product in Colombia in 60 days with two engineers.

Name

Crossmint

Legal name

Crossmint, Inc.

Website

https://crossmint.com

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

51–100 employees

Short description

Crossmint provides an all-in-one API platform for stablecoin wallets, payments, and AI-agent finance, serving 40,000+ enterprises and developers including MoneyGram, Western Union, Visa, Mastercard, and Wirex across 160+ countries.

Ownership category

akta.pro rank

Product category

Stablecoin Infrastructure / Blockchain-as-a-Service

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Finance Services (6199)

akta.pro primary industry

Payments, Remittances & Merchant Acceptance (checkout, invoicing, payroll) (FSAPAEAE)

akta.pro secondary industries

Cross-Chain Wallet & Asset Routing Infrastructure (FSADACAJ), Liquidity Bridges & Cross-Chain Swaps (bridge aggregators, intent-based swaps) (FSAPAKAC), Interoperability & Cross-Chain Infrastructure (Bridges, Messaging, Atomic Swaps) (FSAGAMAI), Crypto Remittance & Cross-Border Money Transfer Providers (FSADAIAD)

Keywords

• Stablecoin infrastructure
• Blockchain wallet APIs
• Cross-border payments
• Agentic commerce platform
• Crypto payment orchestration

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations

Revenue model

1. API and Infrastructure Services: Crossmint charges for API access and infrastructure services used by enterprise customers. The platform operates on a transaction-based model where fees are incurred per payment, transfer, or wallet operation. Enterprise pricing is custom based on volume commitments.
2. Stablecoin Payout Services: Revenue generated from facilitating stablecoin-to-fiat conversions and global payouts. Companies like MoneyGram and Western Union pay for the infrastructure to move money across borders using stablecoins.
3. Wallet Infrastructure Fees: Fees for wallet creation, management, and premium features including treasury operations, multi-sig controls, and policy automation.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

Crossmint is an all-in-one stablecoin infrastructure platform that provides APIs and SDKs enabling enterprises and developers to integrate wallet, payment, and AI agent financial capabilities. The platform supports 50+ blockchains and consolidates wallets, KYC/AML compliance, onramps, offramps, payment orchestration, and tokenization into a single chain-agnostic API. It serves use cases including cross-border remittances, global payroll, neobank building, treasury management, and agentic commerce.

Product overview

Crossmint is an all-in-one stablecoin infrastructure platform providing APIs and licensed infrastructure for enterprises to integrate stablecoin payments and AI agent financial capabilities. The platform operates as a unified platform-plus-modules architecture combining: Wallet Infrastructure (embedded and treasury wallets with programmable controls), Stablecoin Orchestration (global payment routing and settlement), Onramps and Offramps (fiat-to-stablecoin and stablecoin-to-fiat conversion), Token Checkout (digital asset purchases), Agentic Cards (virtual cards for AI agents), and Tokenization Tools (NFT and token minting). These core products are supplemented by vertical solutions for Remittances, Agentic Payments, Stablecoin Payouts, Payroll, Neobanks, and Treasury Optimization. The platform supports 50+ blockchains, provides SDKs for React, React Native, Node.js, and Swift, and maintains SOC 2 Type II, GDPR, CCPA, and MiCA compliance. Notable technical integrations include Basis Theory (credential tokenization), Elliptic (AML screening), Persona (KYC), NotaBene (travel rule), Circle (USDC), Aave/Morpho (yield), and card networks (Visa, Mastercard) via protocols including Mastercard Agent Pay and Verifiable Intent.

Differentiator

Problem solved

Functional benefit

Brands

• Lobster.cash: AI agent payment solution developed by Crossmint that enables AI agents to make purchases using existing Mastercard cards. Built on Crossmint card and wallet APIs, targeting B2B developers seeking autonomous spending capabilities.

Products and services

• Wallet Infrastructure Embedded wallet infrastructure enabling businesses to create programmable wallets for users, agents, or backend operations. Supports both custodial and non-custodial models through the same chain-agnostic API. Features include gas abstraction, delegated signers, multi-sig policies, and on-chain recovery methods.
• Treasury Wallets Enterprise-grade treasury management using smart contract wallets with programmable governance. Supports multi-signer policies, approval workflows, automated yield (3-4%), compliance screening, and cross-chain liquidity management for corporate stablecoin balances, payroll, marketplace escrow, and liquidity reserves.
• Stablecoin Orchestration APIs for converting, storing, and moving stablecoins globally with instant settlement. Coordinates stablecoin payments across blockchains, wallets, and business logic through a unified API, replacing 3-5 separate vendors with one integrated solution supporting 50+ blockchains.
• Onramps Fiat-to-stablecoin conversion infrastructure with fully managed APIs and plug-and-play widgets. Includes payment processing, chargeback protection, KYC/KYB, and AML screening. Supports credit/debit cards, Apple Pay, Google Pay, and bank transfers across 50+ chains.
• Offramps Stablecoin-to-fiat conversion API enabling conversion into local currency globally. Supports bank accounts (ACH, RTP, SEPA, SPEI, Pix), local payment methods, and physical cash pick-ups at 100,000+ agent locations across 150+ countries with integrated KYC/KYB and compliance checks.
• Token Checkout Digital asset checkout enabling credit card and cross-chain token purchases with 10-minute integration. Supports NFTs, memecoins, fungible tokens, and other digital assets with 95%+ card authorization and chargeback protection.
• Agentic Cards Virtual card issuance for AI agents enabling secure card payments with tokenized credentials. Supports Visa, Mastercard, and Amex with scoped credentials, spend limits, single-use tokens, PCI-compliant storage, instant revocation, and rewards retention.
• Tokenization Tools (NFT Minting API) Token minting and management infrastructure at scale supporting NFTs, SFTs, stablecoins, and fungible tokens. Features include pre-audited contracts, gasless deployment, queuing orders, batching transactions, RPC redundancy, and fee optimization across 40+ blockchains.
• Remittances Stablecoin-powered remittance infrastructure enabling instant cross-border payments with compliant APIs, reducing transfer costs to less than $0.01 per transaction with 24/7/365 settlement.
• Agentic Payments Financial infrastructure for AI agents enabling autonomous spending capabilities. Includes agent wallets, agentic cards, stablecoin onramps, and commerce APIs. Supports 250+ plug-ins for data feeds, trading, and other agent capabilities.
• Stablecoin Payouts Global stablecoin payout infrastructure enabling payments to users or businesses worldwide with instant settlement. Supports batch disbursements, multi-currency payouts, and integration with offramp rails for fiat conversion.
• Payroll Global payroll solution enabling instant payments to workers and contractors using stablecoins, reducing payment costs and settlement times compared to traditional payroll rails.
• Neobanks Build-a-neobank solution providing wallets, payments, yield, cards, and trading capabilities, enabling creation of global compliant neobanks with embedded financial services.
• Treasury Optimization Global treasury operations infrastructure using stablecoin efficiency for 24/7 operations, including automated yield generation, cross-chain liquidity management, and compliance tooling.
• Lobster.cash AI agent payment solution that provides any coding agent with a card and wallet. Built on Crossmint's card and wallet APIs and integrated with Mastercard Agent Pay and Verifiable Intent.

Quantifiable outcome

• Reduce money transfer fees to less than $0.01 per transaction
• +5 more outcomes

Named customers17 records

Segments6 records

Ideal customer profiles6 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration15 records

AI capability3 records

Feature6 records

Partnerships

16 partnerships are on record, tiered core, flagship and support.

• PagacoreTechnology or Integration · 10 June 2026Crossmint and Paga partnered to accelerate stablecoin adoption across Africa, creating a bi-directional payment bridge connecting local fiat rails to global finance. Crossmint integrates Paga Engine's local on/offramps into its enterprise payout network, while Paga deploys smart contract wallets powered by Crossmint infrastructure. Paga processed over $11 billion in payments and 169 million transactions in 2025.
• Visa (Visa Intelligent Commerce)coreTechnology or Integration · 4 June 2026Crossmint launched agentic card payments API developed in partnership with Visa Intelligent Commerce and Basis Theory, enabling eligible US-issued Visa cardholders to use their cards within AI agent ecosystems with tokenized credentials. Addresses PCI Level 1 compliant security gaps.
• MastercardcoreTechnology or Integration · 16 April 2026Mastercard partnered with Lobster.cash (Crossmint's product) to integrate Agent Pay and Verifiable Intent, enabling AI agents to make secure card transactions on behalf of Mastercard cardholders. The integration uses Crossmint's SDK with Basis Theory to securely route payment credentials through the agentic stack.
• WirexcoreTechnology or Integration · 30 March 2026Wirex and Crossmint integrated platforms to enable fintechs to deploy stablecoin-funded debit cards in days rather than months. The combined stack allows users to spend stablecoin balances at 80+ million merchants worldwide via Wirex debit cards with Apple Pay and Google Pay support.
• Western UnionflagshipStrategic or Co-development Partner · 4 March 2026Western Union partnered with Crossmint to launch USDPT, a USD-denominated stablecoin on the Solana blockchain, integrated with Western Union's Digital Asset Network. The partnership connects stablecoins to Western Union's 360,000+ cash pickup locations across 200+ countries for instant global payouts.
• StellarcoreTechnology or Integration · 25 November 2025Crossmint expanded stablecoin payment infrastructure to non-EVM chains starting with Stellar, enabling multichain stablecoin payments across previously underserved ecosystems.
• MoneyGramflagshipStrategic or Co-development Partner · 23 September 2025MoneyGram integrated Crossmint's wallet infrastructure to enable instant USDC remittances, allowing recipients in Colombia to hold savings in USDC, cash out to pesos at 6,000+ physical locations, or spend globally via linked cards. MoneyGram selected Crossmint for its end-to-end platform handling minting, settlement, payouts, and AML/KYC compliance.
• EllipticsupportImplementation/ SI/ Consulting PartnerAML wallet screening powered by Elliptic for sanctions checks and compliance monitoring integrated into Crossmint's platform.
• PersonasupportImplementation/ SI/ Consulting PartnerKYC identity verification integrated into Crossmint's compliance workflow for user onboarding and transaction monitoring.
• NotaBenesupportImplementation/ SI/ Consulting PartnerTravel rule compliance automation powered by NotaBene, enabling automatic compliant transfers across jurisdictions.
• Basis TheorycoreTechnology or IntegrationSecurity infrastructure partner for tokenized credential storage in agentic card payments API, providing PCI-compliant vault for card details.
• Solana FoundationcoreTechnology or IntegrationSolana blockchain infrastructure supporting Crossmint's stablecoin operations with high throughput, low latency, and sub-cent transaction fees.
• OpenClawcoreTechnology or IntegrationOpenClaw AI agent platform with 1 million+ agents across 20+ messaging platforms integrated with Crossmint's Lobster.cash for payment capabilities.
• Lobster.cashcoreOEM/ Whitelabel/ Licensing PartnerAI agent payment solution developed by Crossmint that hands coding agents a card and wallet, built on Crossmint card and wallet APIs. Targets agentic commerce use cases.
• StripecoreTechnology or IntegrationStripe integrated x402 protocol for USDC payments on Base; Crossmint supports Stripe's Tempo blockchain for stablecoin operations.
• CirclecoreTechnology or IntegrationCircle's USDC is a primary stablecoin supported across Crossmint's platform; Crossmint works exclusively with regulated stablecoin issuers including Circle and Paxos.

Scale indicators10 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• BVNK: BVNK provides stablecoin payment infrastructure for businesses, enabling cross-border payouts and treasury management. It directly competes with Crossmint's stablecoin orchestration and remittance solutions.
• Fireblocks: Fireblocks provides enterprise-grade custody, wallet infrastructure, and token management for digital assets. It competes directly with Crossmint in the institutional wallet-as-a-service and stablecoin orchestration space, serving banks, payment companies, and fintechs with similar multi-chain capabilities.
• BitGo: BitGo offers institutional custody, wallet infrastructure, and staking across many blockchains. It competes with Crossmint on enterprise wallet infrastructure and stablecoin enablement for banks, exchanges, and corporates.
• Privy: Privy provides embedded wallet infrastructure for developers, enabling applications to spin up custodial and non-custodial wallets. It directly competes with Crossmint's embedded wallet product targeting developers building consumer and enterprise apps.
• Magic (formerly Magic Labs): Magic offers passwordless and embedded wallet authentication for Web3 apps. It competes with Crossmint on developer-focused embedded wallet infrastructure with a similar chain-agnostic API approach.
• Turnkey: Turnkey provides wallet infrastructure-as-a-service with non-custodial key management and embedded wallets for developers. It competes with Crossmint's wallet infrastructure product, particularly for teams building agentic or programmatic financial applications.
• Dynamic: Dynamic provides an embedded wallet platform with multi-chain support and authentication for Web3 developers. It competes with Crossmint on developer wallet infrastructure targeting fintechs and consumer applications.
• Paxos: Paxos issues regulated stablecoins (USDP, PYUSD) and provides custody and tokenization infrastructure. It competes with Crossmint on stablecoin issuance, custody, and enterprise tokenization, and is also a partner via regulated stablecoin rails.
• MoonPay: MoonPay provides fiat-to-crypto onramps, offramps, and payment infrastructure for wallets and apps. It competes with Crossmint's onramp/offramp products and has expanded into enterprise payments and B2B APIs.
• Bridge (Stripe-owned): Bridge, acquired by Stripe, provides stablecoin orchestration APIs for moving money globally via USDC. It directly competes with Crossmint's stablecoin orchestration and cross-border payout products, now backed by Stripe's distribution.

Market position

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/crossmint
• GitHubgithub.com/crossmint
• YouTubeyoutube.com/channel/UCVTP_Pdjx1hJujWtY_zdPBQ
• LinkedInlinkedin.com/company/crossmint-io

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds7 records

Investors18 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Crossmint