Slide Insurance

What Slide Insurance does

Slide Insurance Holdings, Inc. is a Tampa, Florida-based technology-enabled residential property insurance carrier operating as Slide Insurance Co. and Slide Specialty Insurance Company. Founded in 2021 by Bruce Lucas and Shannon Lucas, the company launched underwriting operations in February 2022 and completed its IPO on NASDAQ (ticker: SLDE) in June 2025 at an approximate $2.6 billion valuation. Slide sells homeowners, condominium, landlord (DP3), and commercial residential insurance policies, distributing through a network of more than 5,000 independent agents using the proprietary Violet platform, a direct-to-consumer digital channel, and participation in Florida Citizens Property Insurance Corporation depopulation programs. As of Q1 2026 the company had 508,928 policies in force across Florida, South Carolina, California (surplus lines), and pending admission in New York, New Jersey, and Rhode Island.

The company's technology stack centers on ProCast, a proprietary analytics tool applying data-driven risk models for underwriting and portfolio management, and a real-time quote engine that evaluates thousands of property data points to generate premiums within minutes. The mySlide policyholder portal and mobile apps support self-service policy management and digital claims submission with virtual inspections and expedited payment options via Venmo, PayPal, ACH, and virtual debit card. Slide embeds analytics directly into underwriting and claims workflows rather than layering them atop legacy systems. Revenue derives from recurring property insurance premiums (gross written premiums of $1.80 billion for full-year 2025, up 34.6% YoY) supplemented by optional endorsement add-ons. The company holds a Demotech A (Exceptional) financial stability rating and operates a $5.463 billion reinsurance program for 2026-2027, up 65% YoY, including a $210 million catastrophe bond for hurricane protection.

Slide serves a primarily individual homeowner customer base in coastal markets where many traditional insurers have exited, alongside condo owners, residential landlords, and HOA/condominium associations. Distribution combines independent agents, direct-to-consumer, referral partners (real estate agents, mortgage lenders, builders, contractors), and Citizens depopulation. The company employs 251-500 people and is led by CEO Bruce Lucas and President/COO Shannon Lucas, with a full executive bench including CFO Andy Omiridis, CIO Gauthaman Krishnamurthy, and Chief Actuary Russell McCollough. A $250,000 Florida OIR fine in November 2023 for claims-handling violations related to Hurricanes Ian and Idalia is the only material regulatory action disclosed.

Name

Slide Insurance

Legal name

Slide Insurance Holdings, Inc.

Website

https://slideinsurance.com

Company type

Public

Founded year

2021

Operating status

Operating

Headcount range

251–500 employees

Short description

Slide Insurance is a technology-enabled residential property insurer offering homeowners, condo, landlord, and commercial residential coverage across Florida, South Carolina, and California, with New York, New Jersey, and Rhode Island pending. The company serves over 509,000 policyholders via proprietary AI-driven underwriting, a 5,000+ agent network, and direct-to-consumer digital channels.

Ownership category

akta.pro rank

Headquarters

HQ city

Tampa

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Supply Chain

Revenue model

1. Property Insurance Premiums: Slide Insurance generates revenue primarily through homeowners, condominium, landlord, and commercial residential insurance premiums. The company operates as a property and casualty insurer with policy premiums representing the core revenue stream. Premiums are calculated based on property risk evaluation using proprietary analytics.
2. Policy Endorsements and Add-ons: Additional revenue generated from optional coverage endorsements including jewelry and valuables coverage, hurricane screen enclosure coverage, animal liability, water backup overflow, and other customizable options that policyholders can add to base policies.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels6 records

Core offering

Slide Insurance is a technology-enabled residential property insurer that underwrites and delivers homeowners, condominium, landlord (DP3), and commercial residential insurance coverage to consumers and associations in coastal U.S. markets. The company leverages proprietary AI and big data analytics (ProCast) and a digital platform (Violet agent platform and mySlide policyholder portal) to generate real-time quotes, customize policies, and process claims efficiently.

Product overview

Slide Insurance is a technology-enabled property insurance company offering a portfolio of residential insurance products across Florida, South Carolina, California, New York, New Jersey, and Rhode Island. The core product lineup includes Homeowners Insurance, Condominium Insurance, Landlord Insurance (DP3), and Commercial Residential Insurance, all delivered through a network of over 5,000 independent agents. Supporting the core products are proprietary technology platforms: the Violet Agent Platform for agent quoting and servicing, and the mySlide Policyholder Portal for customer self-service including claims submission and payment management. Optional coverage endorsements such as Additional Living Expenses, Other Structures, Jewelry & Valuables, Hurricane Screen Enclosure, Animal Liability, Water Backup Overflow, and Screened Enclosure coverage allow policyholders to customize their policies. The company participates in Citizens Property Insurance depopulation programs to assume policies from the state-backed insurer to the private market.

Differentiator

Problem solved

Functional benefit

Brands

• Violet: Agent platform providing network of over 5,000 independent agents with real-time, precise information for quicker responses, increased efficiency, and enhanced customer satisfaction.
• ProCast
• HomeFront Insurance

Products and services

• Homeowners Insurance Primary residential property insurance coverage protecting homeowners against damage to the physical structure of their home from covered perils such as fire, windstorm, hail, lightning, vandalism, and hurricanes. Available to individual homeowners in coastal and hurricane-exposed U.S. markets.
• Condominium Insurance Residential insurance coverage designed for condominium unit owners, covering the physical structure and personal property within the unit.
• Landlord Insurance (DP3) Insurance coverage for residential landlords protecting rental properties, covering the dwelling structure and liability exposure for rental scenarios.
• Commercial Residential Insurance Specialty insurance program for Florida property owners, boards of directors, and property managers, including HOA and condominium association coverage of common areas and community property.
• California Residential Property Insurance Residential property insurance offered in California through excess and surplus lines, available only via properly licensed California surplus lines brokers, addressing carriers that have reduced presence or exited the state.

Quantifiable outcome

• 509,000+ policies in force with 46% year-over-year growth
• +4 more outcomes

Named customers2 records

Segments6 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

AI capability5 records

Feature5 records

Partnerships

Two partnerships are on record, tiered major.

• Tampa Bay BuccaneersmajorGTM or Marketing Partner · 5 May 2026Official Home Insurance Partner of the Tampa Bay Buccaneers NFL team, providing brand visibility and community engagement.
• Tampa Bay LightningmajorGTM or Marketing Partner · 5 May 2026Official Home Insurance Partner of the Tampa Bay Lightning NHL team, providing brand visibility and community engagement.

Scale indicators17 records

Recent moves8 records

Expansion highlights6 records

Direct peers

• HCI Group (parent of TypTap Insurance): Florida-headquartered property and casualty insurance holding company whose TypTap subsidiary is one of Slide's closest direct competitors in Florida residential property insurance, sharing a similar technology-driven approach and Citizens depopulation participation.
• Heritage Insurance Holdings: Florida-based personal lines property insurer offering homeowners, condo, and landlord coverage through independent agents; directly comparable customer base, product mix, and channel strategy with Slide.
• Universal Insurance Holdings: Long-standing Florida-focused personal lines property insurer writing homeowners, condo, and landlord coverage via independent agents; comparable product portfolio and geographic exposure to Slide.
• Kin Insurance: Direct-to-consumer technology-enabled homeowners insurance company focused on catastrophe-prone coastal states; shares Slide's technology-led underwriting approach and coastal property risk focus.
• Lemonade: Publicly traded AI-driven insurance carrier offering homeowners and renters coverage through a digital-first model; shares Slide's technology-first orientation and direct-to-consumer positioning although with broader geographic and product reach.
• Hippo Insurance: Technology-enabled homeowners insurance company combining smart-home data with streamlined underwriting; directly comparable as an insurtech challenger focused on improving the home insurance experience.

Emerging players

• Neptune Insurance: Recently public Florida-focused property and casualty insurer that went public alongside Slide in 2025; comparable business model and Florida hurricane-exposed growth trajectory.

Broad incumbents

• Allstate: Large national personal lines P&C carrier with significant homeowners market share; relevant benchmark for combined ratio targets and competitive dynamics, though operating at vastly greater scale and product breadth.
• Chubb: Major global property and casualty insurer with significant high-net-worth homeowners and coastal property exposure; comparable product type and risk profile at meaningfully larger scale.

Others

• First American Financial: Title insurance and real estate transaction services company; adjacent rather than direct competitor, but operates in the same Florida real estate and coastal property ecosystem that drives Slide's referral partner channel.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks5 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/SlideInsurance
• LinkedInlinkedin.com/company/slideinsurance
• Instagraminstagram.com/slideinsurance

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Subsidiaries2 records

Funding overview

Funding rounds5 records

Investors3 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Slide Insurance