Request Finance
Request Finance is a Paris-based spend management platform that lets Web3 and modern companies process invoicing, payroll, expenses, and accounts payable in both stablecoins and fiat across 170+ countries, with deep integrations to accounting, banking, and crypto-wallet tools.
- Company typePrivate
- Founded2021
- HeadquartersParis, France
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Request Finance does
Request Finance is a Paris-headquartered financial management platform that enables businesses to handle invoicing, payroll, expenses, and accounts payable across both cryptocurrency (stablecoins) and traditional fiat currencies. The company was founded in 2020–2021 and serves primarily Web3-native organizations (including Near Protocol, The Sandbox, Gelato, OpenZeppelin, Merit Circle, and Sonic) alongside an expanding set of traditional modern companies in SaaS, E-commerce, Healthcare, Wholesalers, Marketing Agencies, Online Travel Agencies, and Gaming & Betting. The platform is offered via a self-serve web application with sub-5-minute onboarding, complemented by an enterprise demo motion for larger accounts.
The underlying technology combines a stablecoin-powered payment engine with fiat payment rails (ACH, Wire, SEPA, SWIFT, SPEI, Faster Payments) and includes proprietary safeguards such as on-chain double-payment detection and a scam-vigilance verification layer. Core product modules include Global USD Account, Corporate Cards (virtual and physical with real-time controls), Stablecoin Payments, Accounts Payable, Accrual Accounting, Mass Payout, International Payments, Recurring Payments, and a forthcoming Yield Rewards module. The platform integrates with major accounting software (Xero, QuickBooks, SAP), banks (Chase, Citibank, DBS, Revolut, Wise, Aspire), and crypto wallets (MetaMask, Ledger, Safe), and is SOC 2 Type 1 certified with insurance coverage via OpenCover.
Request Finance generates revenue primarily through transaction-based fees on payments processed (stablecoin, crypto, and fiat) and through subscription or service fees tied to platform modules such as Global USD Account, Accounts Payable, and Accrual Accounting. Pricing follows a freemium entry model with paid tiers and enterprise contracts. The company has raised a $5.5 million seed round (June 2022) led by Balderton Capital, Animoca Brands, and XAnge, with additional strategic funding from Bpifrance announced in March 2025. As of March 2025, the platform had processed over $1 billion in cumulative bill payments across 1,500+ finance leaders and 1,900+ Web3 teams, with operations spanning 170+ countries — a footprint materially extended by the 2024 acquisition of Consola Finance.
Request Finance firmographics
Firmographics- Name
- Request Finance
- Legal name
- Request Finance
- Website
- https://request.finance
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Request Finance is a Paris-based spend management platform that lets Web3 and modern companies process invoicing, payroll, expenses, and accounts payable in both stablecoins and fiat across 170+ countries, with deep integrations to accounting, banking, and crypto-wallet tools.
- Ownership category
- akta.pro rank
Request Finance industry classification
Industry- Product category
- Business Spend Management Software
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Cross-Border FX, Multi-Currency & Treasury for Payments (FSAGABAK)
- akta.pro secondary industries
- Alternative Payment Methods (APM) Enablement (Wallets, A2A, Local Rails) (FSAGABAJ), Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB)
Keywords
Where Request Finance is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices2 records
Markets served
Request Finance business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure, Supply Chain
Revenue model
- Transaction/Payment Processing: Revenue generated from processing payments including stablecoin transactions, fiat transfers, and bill payments. Platform processes over $1B in transactions indicating transaction-based revenue model.
- Corporate Cards: Revenue from corporate card issuance and transaction processing
- Subscription/Service Fees: Platform services including Global USD Account, Accounts Payable, and Accrual Accounting likely generate recurring subscription revenue
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Monthly | Free entry tier available |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels3 records
Request Finance product offering
Product offeringCore offering
Request Finance is a unified financial management platform that enables businesses to control, approve, and monitor company spend in real time. It supports both crypto (stablecoins) and fiat payment rails including ACH, Wire, SEPA, SWIFT, SPEI, and Faster Payments, and offers products such as a Global USD Account, Corporate Cards, Stablecoin Payments, Accounts Payable, Accrual Accounting, Mass Payouts, Invoice Automation, and Recurring Payments. The platform serves Web3-native companies as well as traditional modern businesses (SaaS, e-commerce, healthcare) across 170+ countries.
Product overview
Request Finance is a unified spend management platform designed for modern companies operating globally, including Web3 businesses. The platform offers a comprehensive suite of products including Global USD Account, Corporate Cards, Stablecoin Payments, Accounts Payable, and Accrual Accounting as the core components. Additional capabilities include Mass Payout for bulk disbursements, International Payments supporting multiple payment rails (ACH, Wire, SEPA, SWIFT, SPEI, Faster Payments), Invoice Automation, and Recurring Payments. The platform is powered by stablecoins and integrates with major accounting software (Xero, SAP, Quickbooks), banks (Chase, Citibank, DBS), crypto wallets (Metamask, Ledger, Safe), and payment providers (Revolut, Wise, Aspire). The company serves over 1,500 finance leaders and has processed over $1 billion in payments across 170+ countries.
Differentiator
Problem solved
Functional benefit
Products and services
- Global USD Account Multi-entity virtual USD account solution that gives each business entity its own dedicated account with individual budgets, spending limits, and approval workflows to deliver clean audit trails.
- Corporate Cards Virtual and physical corporate card issuance with real-time spending controls and instant transaction notifications for proactive business spend management.
- Stablecoin Payments Enterprise-grade stablecoin payment processing that enables businesses to send and receive payments in stablecoins with competitive FX rates and transparent fees.
- Accounts Payable Invoice management and payment automation platform that processes invoices, approvals, and vendor payments in one place with full audit trails, scalable from 1 to 10,000+ monthly transactions.
- Accrual Accounting Accrual accounting module that integrates with the payment platform to ensure proper financial reporting and compliance with accounting standards.
- Mass Payout Bulk payment solution for streamlining affiliate payments, content creator payouts, and bulk disbursements with automated workflows and real-time tracking for hundreds of recipients simultaneously.
- International Payments Global payment solution supporting international transactions for import/export, marketplaces, and global operations with competitive FX rates and support for ACH, Wire, SEPA, SWIFT, SPEI (MXN), Faster Payments (GBP), and stablecoins.
- Invoice Automation Automated invoice processing and management system that streamlines accounts payable workflows with invoice creation, tracking, and payment capabilities for both crypto and fiat currencies.
- Recurring Payments Subscription and recurring payment management feature enabling businesses to set up automated recurring payment schedules for regular vendor or supplier payments.
- Yield Rewards Yield generation feature for idle business funds that allows companies to earn returns on stablecoin or fiat balances held in the platform.
Quantifiable outcome
- Over $1 billion in transactions processed
- +3 more outcomes
Companies that use Request Finance
Customer profileNamed customers10 records
Segments6 records
Ideal customer profiles3 records
Request Finance technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration12 records
Feature4 records
Request Finance partnerships and signals
Strategic signalPartnerships
Nine partnerships are on record, tiered core.
- OpenCovercoreInsurance partner providing coverage against hacks and protocol issues for Request Finance users.
- SafecoreCrypto wallet infrastructure integration for secure digital asset management.
- RevolutcoreBanking integration for financial operations and account management.
- LedgercoreHardware wallet integration for secure crypto asset storage.
- MetaMaskcorePopular crypto wallet integration for Web3 user connectivity.
- XerocoreAccounting software integration for financial reconciliation and reporting.
- QuickBookscoreAccounting software integration for SMB financial management.
- SAPcoreEnterprise ERP integration for large organization financial management.
- Consola FinancecoreAcquired in March 2024 to enhance platform with crypto accounting capabilities, enabling financial management in both crypto and fiat across 170+ countries.
Scale indicators6 records
Recent moves5 records
Expansion highlights6 records
Request Finance competitors and assessment
Company assessmentDirect peers
- Bitwave: Bitwave is a crypto-native accounting, payments, and tax platform for businesses that hold and transact in digital assets — the closest direct competitor to Request Finance across crypto AP/AR and treasury workflows.
- Coinshift: Coinshift provides multi-sig treasury management, bill payments, and accounting for DAOs and Web3 organizations, overlapping directly with Request Finance's Web3-native payments and approval workflows.
- BVNK: BVNK is a payments infrastructure provider that enables businesses to accept, store, and disburse stablecoins alongside fiat — directly comparable to Request Finance's enterprise stablecoin payment processing offering.
- Paystand: Paystand is a B2B accounts payable and payment automation platform for modern businesses, comparable to Request Finance's AP and invoice automation suite for non-crypto customers.
Broad incumbents
- Brex: Brex is a well-funded corporate cards and spend management platform for modern businesses — a much larger incumbent competing for the same cross-functional finance teams Request Finance targets with its corporate cards and AP products.
- Ramp: Ramp is a leading corporate cards and spend management platform with broad SaaS and enterprise adoption, competing head-on with Request Finance's spend control and AP automation for non-crypto-native finance teams.
- Mercury: Mercury is a business banking and spend platform serving startups and growth-stage companies — a comparable incumbent in the modern business finance stack that Request Finance positions itself against for the broader (non-Web3) segment.
- Airwallex: Airwallex is a global multi-currency business account and payments platform supporting cross-border payouts — overlapping directly with Request Finance's international payments and multi-currency treasury offering for SMB and enterprise.
- Wise (Business): Wise Business offers multi-currency accounts and low-cost international transfers — an incumbent already integrated into Request Finance's ecosystem and competing with its international payments value proposition.
Regional players
- Spenmo: Spenmo is an APAC-focused B2B payments and corporate cards platform headquartered in Singapore — comparable spend management functionality to Request Finance but with a regional rather than global GTM focus.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Request Finance social profiles
Digital presenceRequest Finance compliance and trust
Trust signalCompliance1 record
Request Finance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Request Finance leadership team
Management profileNumber of profiles
Profiles2 records
Request Finance subsidiaries and ownership
Company hierarchySubsidiaries1 record
Request Finance funding detail
Funding detailFunding overview
Funding rounds2 records
Investors5 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Request Finance M&A and investment
M&A and investmentM&A2 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Request Finance
What does Request Finance do?
Request Finance is a unified financial management platform that enables businesses to control, approve, and monitor company spend in real time. It supports both crypto (stablecoins) and fiat payment rails including ACH, Wire, SEPA, SWIFT, SPEI, and Faster Payments, and offers products such as a Global USD Account, Corporate Cards, Stablecoin Payments, Accounts Payable, Accrual Accounting, Mass Payouts, Invoice Automation, and Recurring Payments. The platform serves Web3-native companies as well as traditional modern businesses (SaaS, e-commerce, healthcare) across 170+ countries.
Is Request Finance a public or private company?
Request Finance is a private company. It is classified as venture growth investor backed and is currently operating.
When was Request Finance founded?
Request Finance was founded in 2021. It employs 11 to 50 people.
Where is Request Finance based?
Request Finance is headquartered in Paris, France, in the Europe region.
How does Request Finance make money?
Three revenue lines are on record. Transaction/Payment Processing is the primary driver. The others are corporate Cards and subscription/Service Fees.
Who are Request Finance's main competitors?
Direct peers on record are Bitwave, Coinshift, BVNK and Paystand. Broad incumbents are Brex, Ramp, Mercury, Airwallex and Wise (Business). Spenmo is listed as a regional player.
Does Request Finance have an API?
No public API is recorded for Request Finance.
What industry is Request Finance in?
Request Finance's product category is Business Spend Management Software. Its primary akta.pro industry code is FSAGABAK, Cross-Border FX, Multi-Currency & Treasury for Payments, with a secondary code of FSAGABAJ, Alternative Payment Methods (APM) Enablement (Wallets, A2A, Local Rails). Its NAICS code is 522320 and its SIC code is 6199.