Barclays
Barclays PLC is a publicly listed London-headquartered transatlantic bank serving retail, corporate, wealth, and investment banking clients across 16+ countries through digital, branch, and investment banking channels. It operates UK Consumer Banking, Corporate Banking, Wealth and Private Banking, Investment Banking, and US Consumer Banking via Barclaycard.
- Company typePublic
- Founded-
- HeadquartersLondon, United Kingdom
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Barclays does
Barclays PLC is a publicly listed transatlantic consumer, corporate, and investment bank (LSE/NYSE: BCS) headquartered at 1 Churchill Place, London, with origins dating to 1690 as a London goldsmith banking business. Operating across five primary business areas — UK Consumer Banking, Corporate Banking, Wealth and Private Banking, Investment Banking, and US Consumer Banking (via Barclaycard) — Barclays serves retail consumers, SMEs, large corporates, financial institutions, and high-net-worth individuals across at least 16 country markets spanning Europe, the Americas, Asia Pacific, the Middle East, and Africa. The bank's operating entities (Barclays Bank UK PLC and Barclays Bank PLC) are authorised by the UK Prudential Regulation Authority and regulated by the FCA and PRA, providing the regulated foundation for its deposit-taking, lending, payments, capital markets, and wealth management franchises.
Barclays distributes products and services through a hybrid model combining physical UK branch networks, digital and mobile banking platforms, dedicated investment banking coverage teams in major financial centers (New York, Sydney, Tokyo, Singapore, Hong Kong, Mumbai, Dubai, Johannesburg, Istanbul, Madrid, and others), and specialist US consumer credit operations through Barclaycard. Revenue mechanics are diversified across net interest income from UK and US lending (including Kensington Mortgage and Tesco Bank retail banking, the latter acquired in February 2024), fee-based income from investment banking M&A and capital markets activity, transaction banking, FX, trade finance, and recurring wealth management fees; Q1 2026 revenue was reported at $10.79 billion. The bank has been actively expanding through M&A — the £2.3 billion Kensington Mortgage acquisition (2022-2023), the Tesco Bank retail banking purchase (2024), and the pending GoHenry children's fintech acquisition (announced June 2026, expected close Q4 2026) — while building ecosystem platforms such as Barclays Eagle Labs, Barclays Climate Ventures, and the Unreasonable Impact program. A pending six-bank UK digital verification service consortium with Select ID and UK Finance, plus the recent launch of the Shiller Barclays CAPE US SMID Sector Index, illustrate continued product and infrastructure investment alongside traditional banking activity.
Barclays firmographics
Firmographics- Name
- Barclays
- Legal name
- Barclays PLC
- Website
- https://home.barclays
- Company type
- Public
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Barclays PLC is a publicly listed London-headquartered transatlantic bank serving retail, corporate, wealth, and investment banking clients across 16+ countries through digital, branch, and investment banking channels. It operates UK Consumer Banking, Corporate Banking, Wealth and Private Banking, Investment Banking, and US Consumer Banking via Barclaycard.
- Ownership category
- akta.pro rank
Barclays industry classification
Industry- Product category
- Diversified Banking
- NAICS
- Depository Credit Intermediation (5221), Commercial Banking (522110), Portfolio Management and Investment Advice (523940), Offices of Bank Holding Companies (551111)
- SIC
- National Commercial Banks (6021), Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Consumer & Retail (CPG, Food, Apparel) (FSABACAM)
- akta.pro secondary industries
- Industrial Manufacturing (Machinery, Equipment) (FSABACAD), Private Banking Lending (Securities-Backed, Real Estate, Structured Credit) (FSABADAE), Private Banking Advisory & Discretionary Portfolio Management (FSABADAD)
Keywords
Where Barclays is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices10 records
Markets served
Barclays business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales
Distribution channels5 records
Marketing channels6 records
Barclays product offering
Product offeringCore offering
Barclays is a diversified global bank offering current accounts, savings, mortgages, personal loans and credit cards through UK Personal Banking and US Barclaycard; lending, transaction banking and trade finance for UK and international businesses through Corporate Banking; M&A advisory, capital markets and trading through its Investment Bank; and investment management, estate planning and private banking for high-net-worth individuals through Private Bank and Wealth Management. It also licenses proprietary index products such as the Shiller Barclays CAPE® US SMID Sector Index family.
Product overview
Barclays is a diversified global bank operating as a multi-brand portfolio across consumer, corporate, and investment banking. The core offering consists of integrated banking divisions: Personal Banking (UK retail), Business Banking, Corporate Banking, Investment Bank (M&A, capital markets, trading), Private Bank (wealth management), US Consumer Bank via Barclaycard, International Bank (cross-border services), and Wealth Management. Supporting community initiatives include Barclays LifeSkills (skills development), Barclays Climate Ventures (climate tech investment), and Unreasonable Impact (social entrepreneurship support). The bank recently announced acquisition of GoHenry (children's finance app) and is developing a digital verification service with Select ID. The company has also launched the Shiller Barclays CAPE® US SMID Sector Index for investors.
Differentiator
Problem solved
Functional benefit
Brands
- Barclays Eagle Labs: Innovation hub focused on AI and technology partnerships for UK businesses
- LifeSkills
- Unreasonable Impact
- Barclays Climate Ventures
Products and services
- UK Personal Banking UK retail banking services including current accounts, savings accounts, credit cards, mortgages and personal loans for individual consumers.
- UK Business Banking Banking services for UK businesses of various sizes, including business accounts, lending and cash management solutions.
- Corporate Banking Banking services for corporate clients including global transaction banking, corporate finance, trade finance and risk management solutions.
- Investment Bank Corporate and investment banking services including M&A advisory, equity and debt capital markets, and trading across global markets.
- Private Bank and Wealth Management Wealth management and private banking services for high-net-worth individuals and family offices, including investment management, advisory, estate planning and philanthropy services.
- US Consumer Bank (Barclaycard) Specialist US consumer banking and credit card services offered through Barclaycard in the United States.
- International Bank Banking services for international clients across multiple regions including Europe, Asia Pacific, Africa and Middle East.
- Shiller Barclays CAPE US SMID Sector Index Index product covering U.S. small and mid-cap equities using the Cyclically Adjusted Price Earnings methodology developed by Professor Robert Shiller, licensed to investors and used as the basis for index-linked investment products.
- Digital Verification Service Voluntary digital verification service allowing UK bank customers to securely share verified personal identity details via banking apps, developed in partnership with Select ID and UK Finance.
Companies that use Barclays
Customer profileSegments5 records
Ideal customer profiles4 records
Barclays technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature3 records
Barclays partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core and minor.
- Select IDcoreSelect ID is the technology partner leading the technical design and delivery of the voluntary digital verification service. The service allows UK bank customers to securely share verified personal details via their banking apps, developed in collaboration with six major UK banks including Barclays.
- HSBCcoreHSBC is one of six major UK banks collaborating with Barclays, Lloyds Banking Group, Nationwide Building Society, NatWest Group, and Santander, supported by UK Finance, to develop a voluntary digital verification service.
- Lloyds Banking GroupcoreLloyds Banking Group is one of six major UK banks collaborating with Barclays, HSBC, Nationwide Building Society, NatWest Group, and Santander on a digital verification service pilot.
- NatWest GroupcoreNatWest Group is one of six major UK banks collaborating with Barclays, HSBC, Lloyds, Nationwide, and Santander on a digital verification service.
- Nationwide Building SocietycoreNationwide Building Society is one of six major UK banks collaborating on a voluntary digital verification service through banking apps.
- Santander UKcoreSantander UK is one of six major UK banks collaborating with Barclays, HSBC, Lloyds, Nationwide, and NatWest on a digital verification service.
- UK FinancecoreUK Finance is supporting six major UK banks to develop a voluntary digital verification service, aligning with the UK Digital Verification Services Trust Framework.
- GoHenryminorBarclays Bank UK PLC announced an agreement to acquire GoHenry (operating through GoHenry Limited) from Acorns Grow Incorporated, with completion expected in fiscal Q4 2026 subject to regulatory approvals.
Scale indicators7 records
Recent moves6 records
Expansion highlights6 records
Barclays competitors and assessment
Company assessmentDirect peers
- HSBC Holdings: London-headquartered universal bank with comparable global wholesale and wealth franchises. Both banks compete head-to-head in UK retail/corporate banking, global transaction banking, and Asia-Pacific investment banking.
- Lloyds Banking Group: UK-domiciled retail and commercial bank with dominant UK consumer banking franchise. Direct competitor in UK mortgages, current accounts, and SME lending; collaborates with Barclays on the Select ID digital verification initiative.
- NatWest Group: UK-headquartered retail and commercial bank with significant UK corporate banking exposure. Competes directly with Barclays in UK lending, payments, and capital markets; co-participant in UK digital verification service.
- Standard Chartered: London-headquartered emerging-markets-focused universal bank with strong Asia/Africa/Middle East corporate and investment banking franchises. Closely comparable in transatlantic wholesale banking footprint and emerging market trade finance.
- Santander UK: UK retail and commercial banking subsidiary of Banco Santander. Direct competitor in UK mortgages, current accounts, and consumer credit; collaborator on UK digital verification service.
Broad incumbents
- Deutsche Bank: German universal bank with comparable investment banking, corporate banking, and wealth management franchises. Competitor in European capital markets, fixed income trading, and cross-border M&A advisory.
- Citigroup: US-headquartered global universal bank with extensive investment banking and transaction banking capabilities. Direct competitor in EMEA corporate banking and US capital markets; former employer of Barclays' newly hired EMEA Industrials Co-Head.
- JPMorgan Chase: Largest US universal bank with dominant investment banking, commercial banking, and asset management franchises. Competes globally with Barclays Investment Bank in M&A advisory, capital markets, and macro trading.
- BNP Paribas: French-headquartered universal bank with comparable European wholesale banking and wealth management franchises. Competes in European M&A, capital markets, transaction banking, and ESG/climate finance advisory.
- Bank of America: US-headquartered universal bank with major investment banking, commercial banking, and wealth management franchises. Competitor in global capital markets and US corporate banking; broader scale but comparable wholesale banking product set.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Barclays social profiles
Digital presenceBarclays compliance and trust
Trust signalCompliance5 records
Barclays financial estimates
Financial estimateRevenue estimate
Valuation estimate
Barclays leadership team
Management profileNumber of profiles
Profiles4 records
Barclays subsidiaries and ownership
Company hierarchySubsidiaries8 records
Barclays funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Barclays M&A and investment
M&A and investmentM&A2 records
Investments124 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Barclays
What does Barclays do?
Barclays is a diversified global bank offering current accounts, savings, mortgages, personal loans and credit cards through UK Personal Banking and US Barclaycard; lending, transaction banking and trade finance for UK and international businesses through Corporate Banking; M&A advisory, capital markets and trading through its Investment Bank; and investment management, estate planning and private banking for high-net-worth individuals through Private Bank and Wealth Management. It also licenses proprietary index products such as the Shiller Barclays CAPE® US SMID Sector Index family.
Is Barclays a public or private company?
Barclays is a public company. It is classified as public and is currently operating.
When was Barclays founded?
Barclays was founded in -1. It employs 1 to 10 people.
Where is Barclays based?
Barclays is headquartered in London, United Kingdom, in the Europe region.
Who are Barclays's main competitors?
Direct peers on record are HSBC Holdings, Lloyds Banking Group, NatWest Group, Standard Chartered and Santander UK. Broad incumbents are Deutsche Bank, Citigroup, JPMorgan Chase, BNP Paribas and Bank of America.
Does Barclays have an API?
No public API is recorded for Barclays.
What industry is Barclays in?
Barclays's product category is Diversified Banking. Its primary akta.pro industry code is FSABACAM, Consumer & Retail (CPG, Food, Apparel), with a secondary code of FSABACAD, Industrial Manufacturing (Machinery, Equipment). Its NAICS code is 5221 and its SIC code is 6021.