What qlub does

qlub is a Dubai-headquartered fintech, operating under the legal entity Fast Technology Services FZCO, that builds contactless payment and dine-in operating software for the hospitality industry. Founded in 2021, the company offers a unified Paytech platform anchored by its Pay-at-Table QR-code payment product, which lets diners settle bills from their phones without downloading an app or registering. The platform extends into Order-and-Pay, Digital Menu, Payment Links, SoftPOS Terminal, instant tipping and Google Reviews prompts, and a built-in Analytics & Intelligence layer, integrating with a directory of 107 third-party POS systems to digitize the full restaurant workflow.

qlub monetizes primarily through transaction-based take rates on the payment volume it processes across 3,000+ restaurants, hotels, and hospitality venues in 17 countries spanning the UAE, Saudi Arabia, Qatar, Kuwait, Bahrain, Singapore, Hong Kong, Australia, Malaysia, South Korea, Brazil, the United States, and several additional MENA and APAC markets. It has layered two adjacent revenue lines on top of the core merchant platform: qlub+, a consumer subscription dining-rewards program (AED 15/month) that also serves as a pay-per-performance customer acquisition channel for restaurants, and qlub Credit Financing, a recently launched B2B lending product for working capital, renovations, and operational expenses, sold by a dedicated regional growth team.

The company has raised $72 million in cumulative venture funding across three rounds (2022 seed, 2023 seed extension, 2025 growth round), with lead and strategic participation from Cherry Ventures, Point Nine Capital, Shorooq Partners, Mubadala, e& capital, Endeavor, Legend Capital, Al Dhabi Capital, and Mastercard. Headcount of 251–500 has roughly doubled over the past year, with local sales offices established across all operating markets, and the platform is held to ISO/IEC 27001:2022 information security and GDPR-aligned data protection standards.

Name

qlub

Legal name

Fast Technology Services FZCO

Website

https://qlub.io

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

251–500 employees

Short description

qlub is a Dubai-based fintech providing contactless QR-code payment, ordering, and analytics software to 3,000+ restaurants, hotels, and hospitality venues across 17 countries, with layered consumer rewards and B2B lending products.

Ownership category

akta.pro rank

Product category

Hospitality Payment Solutions

NAICS

Limited-Service Restaurants (722513), Full-Service Restaurants (722511), Convenience Retailers (445131)

SIC

Retail-Eating Places (5812), Retail-Eating & Drinking Places (5810)

akta.pro primary industry

QR Code & Alternative In-Store Acceptance (QR, APMs) (FSAMADAH)

akta.pro secondary industries

QR Code Payments Wallets (FSAMAEAC), Payment Orchestration Platforms (FSAGABAA)

Keywords

• Contactless restaurant payments
• QR code payments
• Hospitality fintech platform
• Restaurant payment solutions
• Digital dining ordering

Headquarters

HQ city

Dubai

HQ country

United Arab Emirates

HQ region

Middle East

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Core offering

qlub provides a QR-code-based contactless payment and digital ordering platform for restaurants, hotels, and hospitality businesses. The core Pay-at-Table product lets diners view their bill, split, tip and pay from their phone via a QR code with no app or registration required. The platform extends into Order-and-Pay, Digital Menu, Payment Links, SoftPOS Terminal, instant tipping and Google Reviews prompts, plus an analytics layer, integrated with 107 POS systems and used by 3,000+ hospitality businesses.

Product overview

qlub offers a unified Paytech platform for the hospitality industry, anchored by the core Pay-at-Table QR-code payment product and extended through a suite of integrated modules — Order-and-Pay, Digital Menu, Payment Links, qlub SoftPOS Terminal, instant tipping and Google Reviews prompts, and a built-in Analytics & Intelligence layer — that together digitize the end-to-end dine-in and restaurant operations workflow. Layered on top of the merchant platform are two distinct go-to-market products: qlub+ Rewards Program, a consumer-facing subscription dining rewards program in the UAE that also serves restaurants as a pay-per-performance customer acquisition channel, and qlub Credit Financing, a new B2B lending product that provides restaurants with cash flow, renovation, and working capital financing. The entire stack integrates with third-party POS systems (with a directory of 107 supported POS systems) to enable contactless QR-based ordering, payment, bill splitting, tipping, reviews, and analytics across 3,000+ restaurants in markets including the UAE, Saudi Arabia, Qatar, Kuwait, Singapore, Hong Kong, Australia, Malaysia, South Korea, Brazil, Bahrain, and the United States.

Differentiator

Problem solved

Functional benefit

Brands

• qlub+: Restaurant rewards program and dining deals subscription service for diners and restaurants in the UAE.
• qlub SoftPOS Terminal

Products and services

• qlub Pay-at-Table Contactless QR-code payment solution that lets diners view, split, tip and pay their bill from their phone at the table with no app download or registration required; marketed as saving 16 minutes per table. Target customers are restaurants, cafés, hotels and other hospitality venues.
• qlub Order-and-Pay Module that enables diners to browse the menu, place orders, and pay directly from their phones via a QR code, integrating the full dine-in journey into a single flow. Target customers are restaurants and hospitality venues.
• qlub Digital Menu Real-time digital menu that diners can browse directly from their devices, eliminating the need for printed menus. Target customers are restaurants and hospitality venues.
• qlub Payment Links Secure payment links sent to customers for catering orders, reservations, or event bookings, extending qlub's payment flow beyond the table. Target customers are restaurants and hospitality venues handling off-table transactions.
• qlub SoftPOS Terminal Single-device contactless payment terminal fully integrated with the POS system for tables, counters, and events. Target customers are restaurants and hospitality venues needing a hardware-plus-software checkout device.
• qlub Tipping & Reviews Prompts Integrated instant-tipping and post-payment Google Reviews prompts that drive higher staff tips (marketed as 300% more tips and 7x more positive Google reviews) and improve online visibility for restaurant partners. Target customers are restaurants and hospitality venues.
• qlub Analytics & Intelligence Platform Built-in restaurant analytics providing transaction trends, QR adoption rates, peak-hour insights, performance dashboards, and customer behavior analysis; analytics and intelligence enhancements explicitly funded by the July 2025 $30M round. Target customers are restaurants and hospitality operators.
• qlub+ Rewards Program Subscription-based (AED 15/month) dining rewards program for UAE diners offering instant AED 15 sign-up discounts at participating qlub+ restaurants and access to UAE-wide dine-out rewards; for restaurants it offers a pay-per-performance customer acquisition channel reaching 2M+ targeted diners with automatic discount application through POS integration.
• qlub Credit Financing Lending and financing product for restaurants and hospitality partners providing working capital, renovation financing, and flexible funding for operational expenses. Sold by a dedicated Growth Manager, Credit Financing role across the Middle East region.

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

AI capability7 records

Recent moves8 records

Expansion highlights5 records

Broad incumbents

• Zettle by PayPal: PayPal-owned SMB payments and POS offering including card readers, POS software, and pay-at-table functionality. Comparable to qlub on contactless acceptance and SMB merchant acquiring globally.
• Block (Square): Global SMB payments and software company whose Square Restaurant POS, Square Payments, and Square Lending overlap with qlub's QR-pay-at-table, integrated POS, and B2B financing products across multiple of qlub's geographies.
• Stripe Terminal: Developer-first card-present payments product from Stripe with global availability. Comparable to qlub on contactless in-person payments and SoftPOS-style terminals for restaurants and hospitality merchants.

Direct peers

• Lightspeed Commerce: Listed restaurant and retail POS/payments platform serving hospitality merchants globally. Comparable to qlub on integrated payments, order management, and restaurant workflow software with multi-country presence.
• TouchBistro: Restaurant POS and integrated payments vendor serving full-service and quick-service restaurants. Comparable product scope to qlub's Order-and-Pay and Pay-at-Table modules.
• SumUp: Global SMB payments and POS provider with strong European and Latin American presence. Overlaps with qlub on contactless card-present acceptance, SoftPOS-style terminals, and restaurant/hospitality merchant segments.
• SpotOn: Restaurant-focused payments, POS, and software platform with integrated marketing and lending. Direct competitor on the same restaurant-tech wedge qlub is targeting in the US and other markets.
• Toast: US-listed restaurant POS and payments platform combining software, hardware, and payments processing. Direct competitor to qlub's POS-integrated Pay-at-Table, Order-and-Pay, and restaurant lending offerings, particularly as qlub enters the US market.

Regional players

• Tap Payments: MENA-headquartered payment gateway and acquiring platform serving online and in-person merchants. Comparable to qlub in MENA merchant payments and restaurant/hospitality acquiring segments.
• Network International: Leading MENA payments processor and acquirer (now part of Brookfield). Comparable as qlub's regional acceptance/processing competitor across UAE, Saudi Arabia, Egypt, and Jordan.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xx.com/Qlubksa
• Facebookfacebook.com/qlubglobal
• LinkedInlinkedin.com/company/qlub-pay

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds4 records

Investors14 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about qlub