What Goodvest does

Goodvest SAS, founded in 2020 and headquartered in Paris (52 Rue de la Chaussée d'Antin, 75009), operates a digital, direct-to-consumer responsible investment platform serving French retail investors. The company screens and analyzes 8,166 funds against a proprietary Paris Agreement-aligned methodology — developed with Carbon4 Finance for carbon data and CDC Biodiversité for biodiversity data — selecting approximately 50 funds and offering 150+ portfolio allocations across 8 investment themes (écological transition, employment and solidarity, forests, climate solutions, water access, health, emerging markets, etc.). The platform delivers tax-advantaged wrappers including Goodvie life insurance (assurance-vie, launched September 2021) in partnership with Generali, the GoodPER retirement plan (PER, launched August 2023), Goodvest Kids minor life insurance, the Livret Vert sustainable savings account, structured products (Altitude 3, Rive 2, Sérénité 3), private equity, sustainable real estate, and the Goodvest First private wealth management service. Distribution is fully digital via app.goodvest.fr, with remote advisory via phone (+33 1 89 20 31 67) and video appointment booking, supported by an owned content and education ecosystem (L'École de l'investisseur, blog, community forum, 12,000+ newsletter subscribers).

The business model is asset-based fee revenue: Goodvest charges 0.9% management fees on advised portfolios, while a separate 0.6% insurer envelope fee is collected by partner Generali for the assurance-vie/PER policy administration; total all-in fees for managed portfolios range from 1.80%-1.95% (up to 2.32% with the optional non-listed infrastructure sleeve). Fund ongoing charges of 0.20%-0.45% are layered on top. There are no contribution, arbitration, entry, or exit fees. Minimum investment is €300 initial plus €50/month recurring, or €1,000 one-time. The customer base exceeds 12,000 retail investors (eco-investors), and the company reports a 4.9/5 rating across Trustpilot and Google reviews. Goodvest is regulated by AMF (as CIF, ORIAS #20007544) and ACPR (as COA), is B-Corp certified, holds FAIR certification, and is GDPR-compliant with EU-hosted infrastructure (AWS).

Goodvest is venture-backed: total disclosed funding exceeds €20M across at least six rounds from 2021 through September 2025, including a €12M Series B led by Serena (climate-focused VC) with participation from AG2R La Mondiale, Globivest, IM Fndng, Polytechnique Ventures, and Ring Capital. The company has approximately 10-50 employees and reports no parent entity, no subsidiaries, and no completed M&A; its strategic focus is on deepening impact methodology, expanding product surface into structured products and private wealth, and growing AUM within France.

Name

Goodvest

Legal name

Goodvest SAS

Website

https://goodvest.fr

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

11–50 employees

Short description

Goodvest is a Paris-based digital wealth platform offering French retail investors tax-advantaged savings (assurance-vie, PER, sustainable savings account) built on a proprietary Paris Agreement-aligned ESG methodology that screens 8,166 funds to select ~50 across 8 impact themes.

Ownership category

akta.pro rank

Product category

Responsible Investment Advisory

NAICS

Portfolio Management and Investment Advice (523940), Direct Life, Health, and Medical Insurance Carriers (52411)

SIC

Insurance Agents, Brokers & Service (6411), Investment Advice (6282), Life Insurance (6311)

akta.pro primary industry

Tax-Advantaged Investing & Wrappers (ISA, 529, Insurance Bonds, etc.) (FSAAAAAL)

akta.pro secondary industries

Managed Platforms & Wrap Programs for Private Clients (Model Portfolios, UMA/SMAs) (FSAAABAM), Annuity & Insurance-Based Retirement Solutions Advisory (FSAEABAH), Retirement Plan Participant Advice & Managed Accounts (FSAEABAF), Sustainability Risk & Scenario Analysis (Climate Risk, Stress Testing, Portfolio Alignment) (FSAAALAM)

Keywords

• Responsible investment platform
• Sustainable savings products
• ESG investment advisory
• Life insurance management
• Retirement savings plans

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations

Revenue model

1. Investment Management Fees: Goodvest charges 0.9% in management fees for investment advisory and portfolio construction services. Combined with 0.6% insurer envelope fees (paid to Generali), total management and envelope fees amount to 1.5%. Fund ongoing charges (frais courants des fonds) range from 0.20% to 0.45% on average depending on risk profile and selected themes.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels8 records

Core offering

Goodvest operates a French digital responsible investment platform that constructs and manages ESG-screened portfolios within tax-advantaged savings wrappers — primarily life insurance (Goodvie), Plan d'Épargne Retraite (PER), minor life insurance, and the Livret Vert sustainable savings account. Portfolios are built from approximately 50 funds selected from a screened universe of 8,166 funds using a proprietary Paris Agreement-aligned methodology with quantified biodiversity and carbon impact reporting. Customers subscribe online, choose among 5 risk profiles and 8 investment themes, and receive personalized advisory support through remote consultations.

Product overview

Goodvest is a responsible investment platform offering a portfolio of savings and investment products aligned with the Paris Agreement. The core offering centers on Goodvie (life insurance) and the PER (retirement savings plan), supplemented by the Livret Vert (savings account), insurance for minors, and PER transfer services. The platform also provides themed investment opportunities including green infrastructure, sustainable real estate, structured products (Altitude, Rive, Sérénité), private equity, and a limited edition partnership with Team for the Planet. Goodvest First offers private wealth management with access to exclusive investment products. The ecosystem includes a community forum for responsible investors and educational resources through the École de l'investisseur. The company operates exclusively online, with insurance backing from Generali and Spirica, and banking services through CFCAL-Banque.

Differentiator

Problem solved

Functional benefit

Brands

• Goodvie: Paris Agreement-aligned life insurance (assurance-vie) product launched in September 2021, offered in partnership with Generali.
• Goodvest Kids
• GoodPER / PER Goodvest
• Livret Vert

Products and services

• Goodvie (Assurance-vie) Tax-advantaged French life insurance wrapper (assurance-vie) offering flexible, liquid investment through ESG-screened unit-linked and euro funds. Excludes fossil fuels, armaments, and tobacco. Backed by Generali as insurer.
• PER Goodvest (Plan d'Épargne Retraite) French retirement savings plan (PER) wrapper providing tax-deductible long-term retirement accumulation through responsible investment funds, with annual tax deduction benefits.
• Goodvest Kids (Assurance-vie Mineur) Life insurance (assurance-vie mineur) designed for minors that enables parents to build long-term financial heritage for their children through ESG-screened responsible investment funds.
• Livret Vert (Épargne verte) Liquid sustainable savings account (livret d'épargne) that finances the ecological transition of the real estate sector, designed as an emergency/precaution savings vehicle with responsible impact.
• Transfert PER Service enabling customers to transfer existing retirement savings plans (PER) from other providers into Goodvest's responsible investment PER, consolidating holdings under the Paris Agreement-aligned methodology.
• Goodvest Altitude 3 (Produits Structurés) Structured product with a target return of 11.10% designed to diversify Goodvie portfolios while financing green projects; eligible as an investment support inside the assurance-vie wrapper.
• Goodvest Sérénité 3 (Édition Limitée) Limited-edition solidarity structured product with capital guarantee at maturity, funding development of a sustainable and inclusive economy; designed to diversify Goodvie and PER portfolios.
• Goodvest Rive 2 (Édition Limitée) Limited-edition investment product with 100% capital protection at maturity and a target return of 6.50%, financing social impact projects (ESS, employment, housing, healthcare, education). Compatible with Goodvie assurance-vie and PER Goodvest wrappers.
• Infrastructures Vertes (Private Equity) Non-listed green infrastructure investments enabling financing of real-economy ecological-transition projects, accessible as a portfolio diversification option (raises total fees up to 2.32%).
• Immobilier Durable Sustainable real estate investments integrated into the Goodvie portfolio as a diversification support, aligned with the firm's responsible investment criteria.
• Private Equity Private equity investments accessible through the platform for qualified investors seeking responsible alternative investments within Goodvest's framework.
• Fonds Euros Euro-denominated funds available as investment supports within the assurance-vie contract, providing capital-protected exposure alongside unit-linked responsible investment options.
• Goodvest First (Gestion Privée) Private wealth management service offering privileged advisor support and priority access to exclusive investment products including private equity, Lombard credit, club deals, and investments eligible for 150-0 B ter provisions.
• Goodvest x Team for the Planet Limited-edition insurance product partnership with Team for the Planet, financing deployment of promising climate innovations worldwide; first 1,000 contracts only.
• Goodvest Planet Ambition (Fonds Sycomore) Article 9 SFDR-classified fund managed by Sycomore AM, part of the sustainable investment universe available inside the Goodvie wrapper.

Quantifiable outcome

• 27% reduction in biodiversity impact and 26% reduction in CO₂e emissions for portfolios
• +3 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Eight partnerships are on record, tiered core, supporting and flagship.

• GeneralicoreOthersGenerali serves as the insurer for Goodvest's life insurance (Goodvie) and PER products. Goodvest partners with Generali Vie (RCS Paris n°602 062 481) for policy administration and insurance coverage.
• CFCAL-Banque (Crédit Foncier Communal d'Alsace et de Lorraine)coreOthersCFCAL-Banque, a subsidiary of Crédit Mutuel Arkéa, serves as Goodvest's banking partner for the distribution of banking savings products. Located at 1 rue du Dôme, 67000 Strasbourg.
• SpiricasupportingOthersSpirica is mentioned as one of Goodvest's insurance partners alongside Generali for certain insurance products.
• Team for the PlanetflagshipStrategic or Co-development PartnerLimited edition partnership (Goodvest x Team for the Planet) offering life insurance that supports deployment of promising climate innovations worldwide. Available for first 1,000 contracts opened. Special investment theme funding climate innovation projects.
• Carbon4 FinancecoreTechnology or IntegrationData provider for Goodvest's carbon footprint analysis methodology. Carbon4 Finance provides the scientific data used to measure portfolio carbon emissions and alignment with Paris Agreement targets.
• CDC BiodiversitécoreTechnology or IntegrationData provider for Goodvest's biodiversity impact methodology. CDC Biodiversité provides scientific data for measuring and quantifying the biodiversity impact of investment portfolios.
• ANACOFI-CIFsupportingOthersGoodvest is a member of ANACOFI-CIF (association professionnelle agréée par l'AMF) as a Conseiller en Investissements Financiers. This is a regulatory/membership partnership required for CIF licensing.
• Ecofi InvestissementssupportingTechnology or IntegrationEcofi is mentioned as a fund management partner alongside Goodvest and Team for the Planet for sustainable investment products.

Scale indicators6 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Green-Got: French digital responsible investment platform offering eco-friendly savings, life insurance, and investment products. Directly comparable as Goodvest's named fee benchmark with overlapping product set and French retail eco-investor target market.
• Yomoni: French robo-advisor and online wealth management platform offering UCITS-based managed portfolios to retail investors via assurance-vie and PER wrappers. Comparable in digital distribution model, wrapper-based product structure, and French retail focus.
• Nalo: French online wealth manager offering personalized, life-cycle-based investment portfolios via assurance-vie and PEA wrappers. Comparable in digital-first advisory, wrapper-led product set, and French retail investor targeting.
• Moneyfarm: European digital wealth manager serving UK, Italy, and other markets with managed portfolios and pension products. Comparable in online advisory model, diversified portfolio construction, and ESG-aware investment approach.

Broad incumbents

• Wealthsimple: Canadian digital wealth platform offering investing, saving, and crypto products with strong ESG/sustainable investing lineup. Comparable in digital-first mass-affluent wealth management and ESG product depth; broader geographic footprint than Goodvest.
• Boursorama Banque: France's largest online bank, owned by Société Générale, offering assurance-vie, PER, and brokerage with growing ESG options. Comparable in online-only French distribution and wrapper-based retail investment products, though as a broad incumbent bank rather than an ESG specialist.
• Fortuneo Banque: French online bank (Crédit Mutuel Arkéa group) offering assurance-vie, PER, and PEA products via digital channels. Comparable as a digital French retail investment platform with assurance-vie and PER offerings; broader banking scope, less ESG specialization.

Emerging players

• Sycomore AM: French specialist asset manager focused on human-centered, sustainable, and responsible investment strategies; partner of Goodvest for the Planet Ambition fund. Comparable as an Article 9 SFDR-aligned French investment provider with deep ESG expertise.
• Ecofi Investissements: French SRI-specialist asset manager (Crédit Mutuel group) offering responsible investment funds across multiple asset classes. Comparable as an ESG fund specialist referenced in Goodvest's product ecosystem; partially overlapping investor base.

Regional players

• Linxo: French personal finance aggregation and savings app (now part of Crédit Agricole) that helps users track and optimize their accounts. Comparable as a French digital fintech addressing retail savers, though it focuses on aggregation rather than active investment management.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/goodvestfr
• YouTubeyoutube.com/c/Goodvest
• Facebookfacebook.com/goodvest.fr
• LinkedInlinkedin.com/company/goodvest-epargne
• Instagraminstagram.com/goodvest.fr
• TikToktiktok.com/@goodvestfr

Compliance21 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds6 records

Investors8 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Goodvest