What Green-Got does

Green-Got is a French ecological neobank, operating under the legal entity Domino SAS (RCS Nanterre 883 981 763), headquartered in Neuilly-sur-Seine. Founded in 2020 by Maud Caillaux, Andréa Ganovelli, and Fabien Huet, the company launched its first payment account on June 20, 2022, and has since built a modular platform combining payment accounts (Personal, Joint, Micro-enterprise, with Pro forthcoming), Mastercard debit cards, life insurance (GG Planet Assurance-vie), a retirement savings plan (PER), and the proprietary Green-Got Sustainable Future fund (launched October 2025 with Dorval Asset Management). All products are unified by an investment methodology developed with a scientific committee that screens out fossil fuel expansion (only 0.4% of funds pass), with the methodology and exclusions audited by independent bodies including Reclaim Finance and Urgewald. The platform is B Corp certified (2024), regulated by the ACPR as a payment establishment (CIB 17928), and operates in France and Belgium via a partnership with PPS EU SA (Belgian e-money institution).

The business model is a hybrid of recurring subscription revenue and asset-based fees. Personal accounts are priced at €6.90-€10.90/month, joint accounts at €8.90-€12.90/month, and micro-enterprise accounts at €6.00/month; insurance-vie carries a 1.4% management fee and PER 0.9%. Customer scale reached 13,000+ paying users within ten months of launch, with over €100 million under management in savings products and €100 million in monthly card transaction volume by 2025. Distribution is exclusively digital-first and product-led: account opening completes in 12 minutes via mobile app (iOS/Android) or website, supported by a 5,000-member ambassador program, content marketing, and exclusive partnerships with values-aligned brands (SNCF, Biocoop, GreenGo, La Fourche, Freeletics, Babbel, NordVPN). Differentiating technical features include Soft Lock technology (24-hour automatic block on sensitive operations when an unrecognized device accesses an account) and a real-time CO2e impact calculator tracking the carbon footprint of spending. The GG Reverse program donates a portion of card interchange to ecological projects, with €1.1 million donated to date.

The customer base is direct-to-consumer, segmented by use case into environmentally conscious individuals, couples, freelancers, and retirement savers — all persona-united by values alignment with ecological transition. Geographic footprint is currently limited to France and Belgium, with Belgium licensed through PPS EU SA. Recent strategic priorities are the upgrade to full Payment Institution status (dossier submitted January 2024), the launch of the Pro account for higher-ARPU business banking, the proprietary Sustainable Future fund as a vertically integrated asset management product, and the Green-Got Foundation for direct project funding.

Name

Green-Got

Legal name

Domino SAS

Website

https://green-got.com

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

11–50 employees

Short description

Green-Got is a French ACPR-regulated ecological neobank offering payment accounts, Mastercard cards, life insurance, and a retirement savings plan to environmentally conscious consumers in France and Belgium. Founded in 2020 by Ganovelli, Caillaux, and Huet under legal entity Domino SAS.

Ownership category

akta.pro rank

Product category

Digital Banking / Eco-friendly Neobank

NAICS

Insurance and Employee Benefit Funds (5251), Other Financial Vehicles (52599)

SIC

Finance Services (6199)

akta.pro primary industry

Green/Ethical/Sustainable Neobanks (FSABAFAI)

akta.pro secondary industry

Climate Finance Funds & Green Investment Facilities (BPADACAH)

Keywords

• Digital banking services
• Eco-friendly neobank
• Sustainable investment products
• Mobile payment accounts
• Retirement savings plans

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Monthly Subscription Fees: Recurring monthly subscription revenue from bank accounts (personal, joint, micro-enterprise). Personal accounts from €6.90/month, joint accounts from €8.90/month, micro-enterprise accounts at €6.00/month, with premium tiers offering additional features at higher price points.
2. Insurance Products (Assurance-vie and PER): Life insurance and retirement savings products with management fees (1.4% for insurance-vie, 0.9% for PER). Assets under management generating recurring fee income. Over 100 million euros already under management.
3. Interchange and Transaction Fees: Revenue generated from card transactions including interchange fees and the GG Reverse program where a portion of card spending is donated to ecological projects. 1.1 million euros donated to date.
4. Premium Account Upgrades: Upsell from essential to premium tiers with additional features including travel insurance, phishing protection, unlimited free withdrawals in euro zone, exclusive partner discounts, and cashback programs.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels6 records

Core offering

Green-Got is a French eco-friendly neobank (commercial name of Domino SAS) that provides digital current accounts (personal, joint, micro-enterprise) bundled with a Mastercard debit card, alongside impact-focused savings and investment products: GG Planet assurance-vie, PER pension plan, and the proprietary Green-Got Sustainable Future fund. All offerings are unified by a proprietary scientific investment methodology that screens funds against strict ecological criteria (only 0.4% of funds pass) and explicitly excludes fossil fuel expansion, with a real-time CO2e impact tracker built into the app.

Product overview

Green-Got is a modular green neobank offering a unified platform of banking and investment products united by an ecological mission. The core platform consists of payment accounts (Compte Personnel at €6.90-10.90/month, Compte Commun at €8.90-12.90/month, and Compte Micro-entreprise at €6.00/month, with a forthcoming Compte Pro) all bundled with a physical Mastercard debit card. On top of the accounts, Green-Got layers investment products including GG Planet life insurance (Assurance-vie, €100M+ AUM) and PER pension plan both offering 5 risk-profiled portfolios, plus the proprietary Green-Got Sustainable Future fund launched October 2025. A differentiating feature is GG Reverse, which donates interchange revenue to ecological projects, complemented by an in-app CO₂e calculator for impact tracking. The platform is B Corp certified and regulated by ACPR as a payment institution.

Differentiator

Problem solved

Functional benefit

Brands

• GG Planet: Green-Got's life insurance (assurance-vie) product that allows members to invest in transition sectors with a selection of funds meeting strict environmental criteria.
• Green-Got Sustainable Future
• GG Reverse
• Fondation Green-Got

Products and services

• Compte Personnel (Personal Account) Individual current account with French IBAN, real-time balance, zero foreign transaction fees, unlimited savings jars (tirelires), Mastercard card, mobile payments (Apple Pay, Google Wallet), daily environmental impact tracking, budgeting tools by category, and 3DS secure payments. Available in Essential (€6.90/month) and Premium (€10.90/month) tiers, with Premium adding 2% instant cashback on trains, 4% cashback at Biocoop, 5% cashback on GreenGo, phishing/vishing/fraud insurance, unlimited free withdrawals in the euro zone, travel insurance and exclusive partner offers.
• Compte Commun (Joint Account) Joint current account for couples offering two cards with a shared vision of sustainable finances. Essential tier at €8.90/month and Premium at €12.90/month, including shared impact tracking, joint spending visibility and access to the same premium benefits (cashback, insurance, partner offers) as the personal account.
• Compte Micro-entreprise (Micro-enterprise Account) Business current account for freelancers and micro-entrepreneurs at €6.00/month, designed for income and expense separation, professional image and sustainability credentials. Built on the same platform as personal accounts with Mastercard card, mobile payments and impact tracking.
• GG Planet Assurance-vie (Life Insurance) Unit-linked life insurance product investing in curated impact-focused funds selected via Green-Got's proprietary scientific methodology. Offers up to 8.35% net returns in 2025 across five risk-profiled portfolios (Sage 2.41%, Balanced 4%, Ambitious 6.27%, Audacious 6.10%, Intrepid 8.35%), with 1.4% management fees, €500 minimum investment, 72-hour withdrawal without fees and €100M+ assets under management.
• PER Plan Épargne Retraite (Pension Savings Plan) Long-term retirement savings plan with tax advantages, partnered with Garance (an independent mutual insurance group managing over €5B). Five risk-profiled portfolios offering expected returns from 3.50% (Sage) to 8.10% (Intrepid), with 0.9% management fees, zero entry fees, €500 minimum, 12-minute digital onboarding and acceptance of transfers from existing PER, PERP, Madelin or Article 83 contracts.
• Green-Got Sustainable Future Fund Proprietary investment fund (FCP under French law) managed in partnership with Dorval Asset Management, investing in global equities of companies contributing to global energy and ecological transition (energy, transport, industry, building). Holds ISR (French Ministry of Finance) and Greenfin (French Ministry of Ecological Transition) labels, SFDR Article 9 classification, 71% sustainable investment exposure, risk rating 4/7 and a 5-year recommended horizon. Available to GG Planet assurance-vie holders and to external investors through advisor contact.

Quantifiable outcome

• 100+ million euros in savings under management
• +5 more outcomes

Named customers2 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration11 records

AI capability2 records

Feature4 records

Partnerships

13 partnerships are on record, tiered core and minor.

• Dorval Asset ManagementcoreStrategic or Co-development Partner · 2 October 2025Partnership with Dorval Asset Management as the management company for the Green-Got Sustainable Future fund (FCP de droit français). Dorval manages the fund which invests in companies contributing to global energy and ecological transition.
• GarancecoreStrategic or Co-development PartnerGreen-Got partnered with Garance, an independent mutual insurance group expert in retirement and savings for 40 years, managing over 5 billion euros in assets under management. Garance guarantees the stability, compliance, and security of the PER Green-Got product.
• PPS EU SAcoreTechnology or IntegrationPPS EU SA is a licensed electronic money institution authorized by the National Bank of Belgium. Green-Got operates as its payment service provider agent, issuing Mastercard cards under its license. This partnership provides the regulatory and card network infrastructure.
• SNCF ConnectminorGTM or Marketing PartnerExclusive partnership providing 2% instant cashback on train ticket purchases for premium account holders. Also provides 1 year free access to Grand Voyageur TGV InOui Club.
• BiocoopminorGTM or Marketing PartnerExclusive partnership providing 4% instant cashback on purchases at Biocoop organic supermarkets for premium account holders.
• Grand Voyageur Le Club (TGV InOui)minorGTM or Marketing PartnerPartnership providing 1 year access to Grand Voyageur TGV InOui loyalty program without conditions for premium account holders.
• GreenGominorGTM or Marketing PartnerExclusive partnership providing 5% instant cashback on GreenGo purchases for premium account holders.
• La FourcheminorGTM or Marketing PartnerExclusive partnership providing 50% discount on subscription for La Fourche organic products wholesale club for premium account holders.
• FreeleticsminorGTM or Marketing PartnerExclusive partnership providing up to 50% discount on Freeletics subscription for premium account holders.
• BabbelminorGTM or Marketing PartnerExclusive partnership providing 20% discount on Babbel language learning subscription for premium account holders.
• NordVPNminorGTM or Marketing PartnerExclusive partnership providing 71% discount on NordVPN subscription for premium account holders.
• UrgewaldcoreOthersInternational NGO specialist in monitoring industries involved in fossil fuel expansion. Provides exclusion lists (GOGEL and GCEL) used by Green-Got for investment screening and fossil fuel exclusion policy.
• Carbon CutterminorOthersIndependent consulting firm providing carbon footprint auditing for Green-Got company operations, based on independent methodology.

Scale indicators12 records

Recent moves8 records

Expansion highlights6 records

Others

• Nickel:
• Dorval Asset Management: French asset manager managing the Green-Got Sustainable Future fund and offering broader sustainable investment strategies. Partner and enabler rather than competitor; comparable as a sustainable asset manager shaping the supply of impact funds Green-Got distributes.

Direct peers

• Helios: French sustainable neobank offering investment products (only-eco savings) and current accounts targeting environmentally conscious consumers. Closest direct competitor in France with similar mission, though smaller and more investment-focused.
• Tomorrow Bank: German mobile-first sustainable bank offering current accounts, savings, and investment products with strict ecological criteria. Comparable as a European green neobank with similar proposition and certifications (B Corp).
• Crédit Coopératif: French cooperative bank focused on ethical, solidarity, and environmental finance. Direct values-aligned competitor with longer history but less digital-native product experience and no subscription-style neobank model.

Broad incumbents

• Triodos Bank: Dutch sustainable bank with retail current accounts, savings, and investment funds across multiple European countries. Much larger and broader but directly overlaps in values-aligned banking; benefits from deeper product suite but lags on digital UX and subscription pricing.
• La Banque Postale: Major French retail bank with growing ESG/sustainable investment offerings and broad current account base. Competes with Green-Got on the French consumer side and has begun launching impact-themed products; scale advantage but lacks the authenticity of a green-native brand.
• Bunq: Dutch neobank operating across Europe with subscription pricing, multi-currency accounts, and sustainability-related features (tree planting). Comparable digital-first European neobank with broader positioning than Green-Got.
• Revolut: Global neobank with extensive European footprint offering accounts, cards, savings, and trading. Overlaps as a subscription-priced consumer neobank but does not focus on green/ESG positioning; scale and product breadth make it a strong indirect competitor.

Regional players

• Aspiration: US-based sustainable banking and investment platform with values-aligned checking and 'plant your change' round-up features. Conceptually very similar to Green-Got (subscription model, fossil-fuel exclusion, donation matching) but operates in a different regulatory and geographic market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xtwitter.com/green_got
• YouTubeyoutube.com/channel/UCjX915iHkKOmX-jvgw3rfjg
• LinkedInlinkedin.com/company/greengot
• Instagraminstagram.com/green_got_
• TikToktiktok.com/@green.got
• Facebookfacebook.com/Green.Gotfr

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds6 records

Investors4 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Green-Got