What Dotfile does

Dotfile is a Paris-based RegTech company founded in 2021 that sells an AI-driven compliance automation platform for business verification (KYB), customer onboarding (KYC), AML/sanctions screening, UBO discovery, and perpetual monitoring. The product is structured as a platform-plus-modules architecture: the core platform delivers Data Orchestration (a single API to 60+ pre-integrated providers across 200+ jurisdictions), a custom Risk Engine, Integration Studio (1,000+ app connectors), Case Management with full audit trails, and a white-label Client Portal. Layered on top are AI modules including Dotfile Autonomy (autonomous KYB investigation agents), Unravelling (ownership-graph engine pulling directly from 100+ government registries across 150M+ entities), AML screening (94% false-positive elimination), AI Document Analysis (forensic tampering detection across 500+ indicators), and Identity Verification covering 3,000+ document types.

The company serves enterprise financial institutions, fintechs, crypto and digital asset firms (Flowdesk, Keyrock, Bastion), payment processors (Spendesk, Unzer), lending platforms (Defacto, Younited Credit), and investment managers (Roundtable). Customer count is reported at 80+ financial institutions across 15 countries, with management citing 3x year-over-year revenue growth. The go-to-market is enterprise field sales supplemented by an API-first self-serve motion, supported by Solutions Consultants in Paris and London and a planned New York office in the first half of 2026. Revenue is generated through annual SaaS subscriptions on quote-based pricing tied to volume, features, and provider access.

Dotfile has raised €8.5M in disclosed venture funding across a €2.5M seed (V13 INVEST, Feb 2023) and a €6M Series A (Seaya Ventures lead, Sept 2024). The company is backed by eFounders (startup studio), Serena Capital, and Hexa. Strategic positioning centers on explainable AI for regulatory defensibility, multi-jurisdiction coverage, and replacing fragmented compliance tool stacks with a single orchestrated case file.

Name

Dotfile

Legal name

Dotfile SAS

Website

https://dotfile.com

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

11–50 employees

Short description

Dotfile is an AI-native compliance automation platform that enables financial institutions, fintechs, and crypto firms to verify business customers, screen for AML/sanctions, and trace beneficial ownership across 200+ jurisdictions through a single API and unified case management layer.

Ownership category

akta.pro rank

Product category

Regulatory Technology (RegTech) / Compliance Automation Software

NAICS

Investigation and Personal Background Check Services (561611), Computer Systems Design and Related Services (54151), Credit Bureaus (561450)

SIC

Services-Computer Programming, Data Processing, Etc. (7370), Services-Computer Programming Services (7371)

akta.pro primary industry

KYC/KYB & Customer Onboarding (CIP, beneficial ownership, screening) (FSAGAFAB)

akta.pro secondary industries

Beneficial Ownership (UBO) & Corporate Registry Verification (KYB) (FSAMAMAK), KYC/KYB, Identity Verification & Customer Due Diligence (FSAFAOAE)

Keywords

• Compliance automation platform
• Business verification services
• AML screening software
• KYB compliance solutions
• Regulatory technology

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. SaaS Platform Subscription: Compliance automation platform delivered as SaaS subscription. Pricing likely enterprise-tier based on volume, features, and data provider access. Multiple references to 'compliance OS' and 'platform' indicate subscription model.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

Dotfile provides an AI-native global business verification platform that automates KYB (Know Your Business), KYC (Know Your Customer), AML/sanctions screening, UBO discovery, and perpetual monitoring across 200+ jurisdictions. Delivered as a SaaS platform with a single API integrating 60+ data providers, the platform combines AI agents, dynamic risk scoring, and document authentication to replace fragmented compliance stacks for financial institutions and fintechs. The platform is sold as an enterprise B2B SaaS with whitelabel portal, integration studio, and full audit trails.

Product overview

Dotfile is an AI-native global business verification platform organized as a platform-plus-modules architecture. The core platform provides Data Orchestration (60+ provider integrations), Risk Engine (custom scoring logic), Integration Studio (1,000+ app connectors), Case Management (workflow and audit trails), and Client Portal (whitelabel portals). These are powered by AI modules including Dotfile Autonomy™ (autonomous KYB agents), Unravelling™ (UBO discovery), AML & Sanctions Screening, Online Reputation, and Identity Verification. The platform delivers four integrated solutions: Business Onboarding (KYB), Customer Onboarding (KYC), Perpetual Monitoring, Remediation, and Fraud Detection — all orchestrated through unified case management with full audit trails.

Differentiator

Problem solved

Functional benefit

Brands

• Dotfile Autonomy: AI agents that pre-investigate KYB cases end to end, from document collection to risk summary.
• Unravelling
• Dotfile Connector

Products and services

• Data Orchestration Intelligent orchestration layer providing access to business registries, credit bureaus, identity providers, and AML screening through a single API with 60+ pre-integrated providers. Routes requests to optimal provider per jurisdiction with automatic fallback and data normalization, eliminating vendor lock-in.
• Risk Engine Custom risk scoring engine that moves beyond binary pass/fail rules to granular contextual risk logic. Enables weighted risk components, low-code rule builder in JavaScript, and approval controls that match organizational risk appetite and regulatory requirements.
• Integration Studio No-code workflow automation connecting Dotfile to 1,000+ apps including Salesforce, Slack, HubSpot, Microsoft Teams, and Pipedrive. Visual workflow designer with drag-and-drop interface for building multi-step automations without engineering resources.
• Case Management Centralized compliance workflow management with full case visibility, custom views, team coordination, and complete audit trails. Includes templates, conditional logic, approval flows, communication hub, and activity logging for regulatory evidence.
• Client Portal (Whitelabel Portal) Fully whitelabeled multi-language portals for collecting information and documents. Configurable workflows with conditional logic, custom branding (logo, colors, domain), six languages out of the box, and AI-powered translation for additional languages.
• Dotfile Autonomy AI agent system that processes KYB cases end-to-end autonomously, from document collection to risk summary. Specialized agents for AML, documents, UBO, and reputation handle hundreds of cases in parallel, auto-approving clean cases and escalating edge cases with AI recommendations.
• Unravelling (Business Data & UBO Discovery) Ownership intelligence engine that maps subsidiaries and shell companies down to the Ultimate Beneficial Owner across 150M+ entities from 100+ registries. Builds complete ownership graphs with visual mapping, direct and indirect stake calculation, and 25% threshold tracking.
• AML & Sanctions Screening AML screening engine checking sanctions, PEPs, adverse media, and watchlists across 200+ jurisdictions. AI resolves 94% of false positives in 0.5 seconds with context-aware analysis and pre-qualified recommendations. Integrates with LSEG World-Check and ComplyAdvantage.
• Online Reputation Adverse media and reputation checks analyzing global news, legal databases, review platforms, and public records. NLP distinguishes genuine risk from noise with customizable risk framework and real-time monitoring and alerting across thousands of sources.
• Identity Verification Identity verification built for conversion supporting 3,000+ document types from 195 countries in 10 seconds average. Multiple methods including document upload with AI analysis, video liveness with biometric matching, and eKYC via government registries and credit bureaus.
• Business Onboarding (KYB) Agentic business onboarding solution verifying any business in any jurisdiction with AI showing its work. Triggers AML screening, ID verification, and risk-based EDD in single parallel workflow. Automated UBO unwrapping and global data from single integration.
• Customer Onboarding (KYC) Adaptive KYC flows that adjust to each risk profile in real time. Block synthetic identities and document forgery automatically while keeping legitimate customers moving through white label experience. Supports 3,000+ document types in under 10 seconds.
• Perpetual Monitoring Perpetual KYB and AML monitoring catching what periodic reviews miss. Monitors every counterparty for sanctions hits, ownership changes, financial distress, and director appointments. 90% of alerts pre-qualified by AI with complete audit trails.
• Remediation Customer remediation and periodic review at scale identifying who needs review, triggering re-verification workflows in bulk, and collecting updated records automatically. Includes intelligent customer segmentation, bulk orchestration, and self-service document collection.
• Fraud Detection Fraud prevention that runs silently during onboarding orchestrating document AI, device intelligence, biometric verification, and business reputation screening in parallel. Detects synthetic identities, document forgery, and prohibited businesses in real time.

Quantifiable outcome

• 75% faster onboarding (8 hours reduced to 1.5 hours)
• +8 more outcomes

Named customers10 records

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration13 records

AI capability12 records

Feature8 records

Partnerships

Eleven partnerships are on record, tiered flagship, core and supporting.

• BastionflagshipStrategic or Co-development Partner · 27 January 2026Partnership to deliver enterprise-scale AML compliance for branded stablecoin programs. Provides all-in-one verification for institutions (KYB) and individuals (KYC), AI-powered sanctions screening, PEP screening, document verification, and multi-jurisdiction compliance. Bastion is one of only 13 NYDFS-chartered limited purpose trust companies.
• TrustfullcoreTechnology or Integration · 12 November 2025Partnership with Italy-based Trustfull, a fraud prevention firm, to integrate risk-scoring API technology aimed at combating synthetic identity fraud. The collaboration enables real-time identification of high-risk behaviors in customer onboarding for financial institutions and fintechs through device intelligence signals analyzing phone numbers, email addresses, IP addresses, and domains for fraud risk scores.
• GBGcoreTechnology or IntegrationPartnership with GBG, global identity and location technology business, to bring eKYC coverage across 45+ countries directly into the Dotfile platform. GBG's identity data powers instant, regulator-aligned identity checks within Dotfile's business verification workflows. eKYC validates personal information against government registries and credit bureaus without document upload.
• LSEG World-CheckcoreTechnology or IntegrationIntegration for AML screening and sanctions screening. LSEG World-Check provides global sanctions, PEP, and adverse media screening across 200+ jurisdictions.
• ComplyAdvantagecoreTechnology or IntegrationIntegration for AML screening and financial crime detection. Provides real-time risk intelligence and adverse media screening.
• VeriffcoreTechnology or IntegrationIdentity verification integration providing biometric liveness detection and document checks. Supports 3,000+ document types across 195 countries.
• OnfidocoreTechnology or IntegrationIdentity verification integration for document authentication and biometric matching. Alternative IDV provider in Dotfile's orchestration layer.
• TrueBizsupportingTechnology or IntegrationBusiness reputation screening integration analyzing business websites and digital footprints. Provides 200+ structured data points on industry classification, policies, reputation signals, and risk indicators in under 30 seconds.
• CreditsafecoreTechnology or IntegrationCredit and financial health monitoring integration. Part of data orchestration layer for business verification and risk assessment.
• KompanycoreTechnology or IntegrationGlobal business registry integration providing incorporation data and corporate information across 100+ registries worldwide.
• Companies HousecoreTechnology or IntegrationDirect monitoring of UK company registry for ownership changes, director appointments, and corporate structure verification.

Scale indicators17 records

Recent moves8 records

Expansion highlights6 records

Direct peers

• Veriff: Identity verification platform with biometric and document checks across 195 countries. Integrated by Dotfile but also competes for KYC workflows at financial institutions and crypto companies.
• Trulioo: Global identity verification and business verification platform with coverage across 195+ countries. Directly comparable to Dotfile's global KYB and KYC coverage proposition for fintech and financial institution customers.
• Ondato: KYB, KYC, and AML compliance platform serving European fintechs and banks. Overlaps with Dotfile's customer base (European regulated institutions) and product breadth (business onboarding, identity verification, AML).
• ComplyAdvantage: AI-driven AML and KYC platform offering sanctions screening, transaction monitoring, and beneficial ownership lookup. Direct competitor as Dotfile already integrates ComplyAdvantage but also competes against it for AML modules within compliance stacks.
• Sumsub: All-in-one verification platform covering KYC, KYB, AML screening, and fraud prevention for fintechs and financial institutions. Competes head-to-head with Dotfile across customer onboarding, beneficial ownership, and document verification.
• Onfido: Identity verification provider offering document and biometric verification. Already integrated within Dotfile but also a competitor for KYC modules, particularly for fintechs that buy identity verification standalone.

Emerging players

• Middesk: KYB platform focused on US business verification and underwriting for fintechs and lenders. Comparable as a KYB-focused competitor with API-first delivery, though Dotfile has broader geographic coverage.
• Persona: Identity verification and KYC platform with configurable workflows. Comparable to Dotfile's customer onboarding solution and white-label portal; primarily competing for KYC use cases rather than full KYB orchestration.

Broad incumbents

• LSEG World-Check (Refinitiv): Large incumbent AML/sanctions screening data provider across 200+ jurisdictions. Dotfile integrates with World-Check but competes against it for risk intelligence consumption; represents the legacy enterprise benchmark.
• Moody's (Bureau van Dijk / Orbis): Enterprise incumbent providing global business data (Orbis/Moody's) and KYC solutions (Passfort acquisition) for Tier-1 banks. Competes with Dotfile at the high end of the market with much deeper data licensing and longer enterprise relationships.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/dotfile
• Xx.com/DotfileApp

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds2 records

Investors9 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Dotfile