Taulia
Taulia (SAP Taulia) is a cloud-based supply chain finance and working capital management platform that helps large enterprise buyers and their suppliers optimize cash flow via dynamic discounting, supply chain finance, virtual cards, and AI-driven analytics across 129 countries.
- Company typePrivate
- Founded2009
- HeadquartersSan Francisco, United States
- Headcount101–250
- GTM typeB2B
- OfferingSoftware
What Taulia does
Taulia (now operating as SAP Taulia) is a cloud-based supply chain finance and working capital management platform founded in 2009 and headquartered in San Francisco. The company serves large enterprise buyers and their supplier networks by enabling dynamic discounting, supply chain finance, virtual card payments, receivables financing, and inventory finance through a single integrated platform. The architecture combines payables, receivables, and inventory modules with a multi-funder model that allows multiple banks and non-bank financial institutions to compete for early-payment pricing on the same platform. Taulia operates in 129 countries, supports 10,854+ active suppliers, and has facilitated over $50B in cumulative funding, with $32B funded in 2024 alone against $679B in accessible trade.
The platform integrates natively with SAP ERP, SAP S/4HANA, and SAP Business Network, and is also ERP-agnostic for Oracle and other systems. Following SAP's acquisition of a majority stake in January 2022 and the 2025 rebrand to SAP Taulia, the company's solutions are co-sold through SAP's global sales force and the SAP Store, leveraging SAP's distribution footprint of 400,000+ enterprise customers. Revenue is generated via enterprise buyer subscriptions/license fees (quote-based, not publicly disclosed) plus transaction-related fees on early payment volume, with the platform offered free of charge to suppliers to drive adoption. The company employs 500+ working capital experts globally and has built an AI layer (Working Capital Agent with SAP Joule, predictive cash flow models, Intelligent Terms Negotiations) on top of Google Cloud infrastructure to differentiate on automation and insight generation.
Taulia firmographics
Firmographics- Name
- Taulia
- Legal name
- Taulia LLC
- Website
- https://taulia.com
- Company type
- Private
- Founded year
- 2009
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Taulia (SAP Taulia) is a cloud-based supply chain finance and working capital management platform that helps large enterprise buyers and their suppliers optimize cash flow via dynamic discounting, supply chain finance, virtual cards, and AI-driven analytics across 129 countries.
- Ownership category
- akta.pro rank
Taulia industry classification
Industry- Product category
- Working Capital Management Software
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Functions Related To Depository Banking, Nec (6099)
- akta.pro primary industry
- SME Trade Finance & Working Capital (LCs, Guarantees, Receivables) (FSABABAF)
- akta.pro secondary industry
- Tokenization, Network Vaults & Credential Management (FSAGABAF)
Keywords
Where Taulia is headquartered
LocationHeadquarters
- HQ city
- San Francisco
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
Taulia business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Revenue model
- Platform / Subscription Fees: Buyers (corporate enterprises) pay platform subscription or licensing fees for access to the supply chain finance and dynamic discounting platform.
- Transaction / Early Payment Fees: Transaction fees and revenue share on the early payment amounts processed through the platform. Suppliers receive early payment; fees are typically absorbed by buyers or shared.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Pay-as-you-go | Free for suppliers |
| Subscription | Annual | Enterprise buyer pricing |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels6 records
Taulia product offering
Product offeringCore offering
Taulia provides a SaaS platform for working capital management that connects large enterprise buyers with their suppliers to optimize cash flow. Its offerings include supply chain finance, dynamic discounting, virtual card payments, receivables solutions, and inventory financing, designed to help enterprises unlock liquidity trapped in their supply chains. The platform is free for suppliers and monetizes via transaction and platform fees paid by enterprise buyers.
Product overview
SAP Taulia offers a platform-plus-modules architecture centered on its Cash Flow Acceleration Platform, which provides comprehensive working capital management through three core modules: Payables (Supply Chain Finance, Dynamic Discounting, Virtual Cards), Receivables (AR financing including Finance for Small Businesses), and Inventory. The platform is complemented by AI-powered features including the Working Capital Agent, Intelligent Terms Negotiations, and Extended Flow with Payables. Key enabling capabilities include Multifunder (diversified funding network), Cash Analytics (AI-powered insights), Supplier Management, and Flexible Funding (combining Dynamic Discounting and Supply Chain Finance). For enterprises, specialized solutions cover Working Capital Improvement, Supply Chain Resilience, and Sustainable Supplier Finance. The platform integrates natively with SAP ERP and S/4HANA while supporting Oracle and other ERPs, and connects to Mastercard In Control and Visa Payables Automation networks for virtual card payments.
Differentiator
Problem solved
Functional benefit
Products and services
- Supply Chain Finance
- Dynamic Discounting
- Virtual Cards
- Receivables
- Inventory Finance
- Working Capital Agent (AI)
Quantifiable outcome
- 30.4 days earlier supplier payment on average
- +3 more outcomes
Companies that use Taulia
Customer profileNamed customers19 records
Segments4 records
Ideal customer profiles2 records
Taulia technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration9 records
AI capability5 records
Feature5 records
Taulia partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and flagship.
- GooglecoreTaulia integrated Google Cloud's AI capabilities to power its Cash Flow Acceleration Platform. The collaboration focuses on AI-powered invoicing and prediction models for working capital optimization. Google Cloud provides the AI infrastructure supporting Taulia's Working Capital Agent and cash flow forecasting capabilities.
- SAPflagshipSAP acquired Taulia in April 2022. Taulia operates as a subsidiary within the SAP Business Network division, with deep integration into SAP S/4HANA and SAP Business Technology Platform. This is a parent-subsidiary relationship, not a commercial partnership. Taulia's solutions are co-sold through SAP's global sales organization and are available on the SAP Store.
- VisacoreVisa Virtual Card payment integration enables buyers to pay suppliers via virtual card, extending buyer float while ensuring suppliers receive guaranteed early payment. The virtual card solution is embedded within Taulia's platform for seamless B2B payment processing.
- MastercardcoreMastercard virtual card integration enables B2B payments through Taulia's platform. Virtual cards are issued for approved invoices, allowing suppliers to receive early payment while buyers extend their payment terms. Mastercard's payment network powers the card authorization and settlement process.
- MastercardcoreContinued virtual card partnership with Mastercard to enable early supplier payments through card-based B2B transactions on Taulia's platform.
Scale indicators8 records
Recent moves8 records
Expansion highlights6 records
Taulia competitors and assessment
Company assessmentDirect peers
- C2FO: C2FO operates a global marketplace for dynamic discounting and early payment, directly competing with Taulia's Dynamic Discounting and Supply Chain Finance products across enterprise buyers and suppliers.
- PrimeRevenue: PrimeRevenue is a long-standing supply chain finance platform serving large enterprise buyers and suppliers, with deep overlap to Taulia's SCF and multi-funder program offerings.
- Demica: Demica provides a cloud-based supply chain finance and receivables platform for banks and corporates, directly competing in the SCF technology layer that Taulia sells to enterprise buyers and funders.
Emerging players
- HighRadius: HighRadius is an AI-powered order-to-cash and treasury automation platform that overlaps with Taulia's Receivables and Cash Analytics offerings, increasingly competing for the same enterprise treasury and AR teams.
- Billtrust: Billtrust provides accounts receivable automation and B2B payment networks, partially overlapping with Taulia's Receivables and Virtual Cards modules within mid-market and enterprise customers.
- Trovata: Trovata is an AI-native cash management and treasury analytics platform serving enterprise CFOs, competing with Taulia's Cash Analytics and Working Capital Agent on visibility and forecasting.
Broad incumbents
- Kyriba: Kyriba is a cloud treasury management platform that competes in adjacent working capital and cash visibility categories, often sharing the same enterprise CFO/treasury buyer as Taulia.
- Greensill Capital: Greensill was once a major SCF and reverse-factoring competitor before its 2021 collapse; it defined the same working capital category Taulia serves, and several former Greensill executives now work at Taulia.
- SAP Ariba: SAP Ariba is the procurement and supplier network sibling within SAP, providing invoice and supplier data that Taulia's working capital platform sits on top of — a partial substitute rather than a pure competitor.
- Oracle Fusion Cloud ERP (Financials): Oracle's ERP suite increasingly embeds supply chain finance and treasury functionality that overlaps with Taulia's offering for enterprises running Oracle Cloud ERP rather than SAP.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Taulia social profiles
Digital presenceTaulia financial estimates
Financial estimateRevenue estimate
Valuation estimate
Taulia leadership team
Management profileNumber of profiles
Taulia funding detail
Funding detailFunding overview
Funding rounds11 records
Investors23 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Taulia M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Taulia
What does Taulia do?
Taulia provides a SaaS platform for working capital management that connects large enterprise buyers with their suppliers to optimize cash flow. Its offerings include supply chain finance, dynamic discounting, virtual card payments, receivables solutions, and inventory financing, designed to help enterprises unlock liquidity trapped in their supply chains. The platform is free for suppliers and monetizes via transaction and platform fees paid by enterprise buyers.
Is Taulia a public or private company?
Taulia is a private company. It is classified as corporate owned and is currently operating.
When was Taulia founded?
Taulia was founded in 2009. It employs 101 to 250 people.
Where is Taulia based?
Taulia is headquartered in San Francisco, United States, in the North America region.
How does Taulia make money?
Two revenue lines are on record. Platform / Subscription Fees are the primary driver. The others are transaction / Early Payment Fees.
Who are Taulia's main competitors?
Direct peers on record are C2FO, PrimeRevenue and Demica. Emerging players are HighRadius, Billtrust and Trovata. Broad incumbents are Kyriba, Greensill Capital, SAP Ariba and Oracle Fusion Cloud ERP (Financials).
Does Taulia have an API?
No public API is recorded for Taulia.
What industry is Taulia in?
Taulia's product category is Working Capital Management Software. Its primary akta.pro industry code is FSABABAF, SME Trade Finance & Working Capital (LCs, Guarantees, Receivables), with a secondary code of FSAGABAF, Tokenization, Network Vaults & Credential Management. Its NAICS code is 52232 and its SIC code is 6099.