Fenris
Fenris (Fenris Digital) is a B2B insurance data and predictive AI platform that delivers real-time enrichment, prefill, and risk-scoring APIs to carriers, agencies, brokers, and insurance technology platforms across auto, property, and commercial lines.
- Company typePrivate
- Founded2026
- HeadquartersGlen Allen, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Fenris does
Fenris (doing business as Fenris Digital) is a B2B data and AI infrastructure provider for the property-and-casualty insurance industry, founded in 2016 and headquartered in Glen Allen, Virginia. The company delivers real-time insurance data and predictive AI solutions through a RESTful API platform that processes tens of millions of insurance transactions annually with sub-second response times, serving carriers, agencies, brokers, underwriters, and insurance technology platforms across auto, property, and commercial lines. Its product portfolio comprises three core offerings — Predictive AI (risk scoring, lead prioritization, underwriting triage), Data Prefill (application automation and enrichment including Driver's License Lookup, VIN Decoder, and Property Assessment), and the MCP Server (a Model Context Protocol layer enabling AI-driven systems to access insurance data through a standardized open protocol) — supplemented by vertical modules such as Customer 360 and Property Data. SOC 2 Type 2 certified and pre-integrated with EZLynx, CRMs, and policy admin systems, Fenris monetizes through transaction-based API pricing and recurring subscriptions for predictive services, distributing via direct sales and platform partnerships (Momentum AMP, mShift Marketplace, TrustedChoice.com). Leadership consists of CEO and founder Jennifer Linton and CTO Jay Bourland; the company has raised approximately $4.4 million in disclosed equity since 2019 from investors including IDEA Fund Partners, SixThirty, Virginia Venture Partners, and 757 Angels.
Fenris firmographics
Firmographics- Name
- Fenris
- Legal name
- Fenris
- Website
- https://FenrisD.com
- Company type
- Private
- Founded year
- 2026
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Fenris (Fenris Digital) is a B2B insurance data and predictive AI platform that delivers real-time enrichment, prefill, and risk-scoring APIs to carriers, agencies, brokers, and insurance technology platforms across auto, property, and commercial lines.
- Ownership category
- akta.pro rank
Fenris industry classification
Industry- Product category
- Insurance Data and Analytics Software
- NAICS
- Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Data, Analytics & AI for Insurance (Risk, Pricing, Personalization) (FSAGAGAE)
- akta.pro secondary industry
- Policy Administration, Underwriting & Rating Platforms (Core Insurance SaaS) (FSAGAGAB)
Keywords
Where Fenris is headquartered
LocationHeadquarters
- HQ city
- Glen Allen
- HQ country
- United States
- HQ region
- North America
Markets served
Fenris business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations
Revenue model
- Data and API Access: Transaction-based pricing for insurance data queries and API calls. Fenris processes tens of millions of insurance transactions annually through its data infrastructure.
- Predictive AI Services: Subscription or usage-based pricing for predictive intelligence solutions including risk scoring, lead prioritization, and underwriting triage.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Usage-based | Monthly | Enterprise and Platform Pricing |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels4 records
Fenris product offering
Product offeringCore offering
Fenris provides real-time insurance data enrichment and predictive AI solutions delivered through RESTful APIs and an MCP (Model Context Protocol) Server. Its platform enables carriers, agencies, brokers, underwriters, and technology platforms to prefill insurance applications, triage submissions, assess risk in real time, prioritize leads, and personalize customer offers across auto, property, and commercial insurance lines. The company processes tens of millions of insurance transactions per year through its API infrastructure.
Product overview
Fenris is a platform-plus-modules architecture offering real-time insurance data and predictive AI solutions. The core platform provides RESTful APIs and MCP Server infrastructure, with three primary product lines: Predictive AI (for risk scoring, lead prioritization, and outcome optimization), Data Prefill (for application automation and data enrichment), and MCP (for AI system integrations). These core capabilities are extended through specialized insurance solutions for Auto, Property, and Commercial lines, with modules including Customer 360, Property Data, and various API products (Assessment Details API, Commercial API, VIN Decoder, Driver's License Lookup). The platform processes tens of millions of insurance transactions annually across carriers, agencies, brokers, underwriters, and technology platforms.
Differentiator
Problem solved
Functional benefit
Products and services
- Predictive AI
Quantifiable outcome
- Tens of millions of insurance transactions per year processed on Fenris infrastructure
- +1 more outcomes
Companies that use Fenris
Customer profileNamed customers2 records
Segments4 records
Ideal customer profiles3 records
Fenris technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration7 records
AI capability3 records
Feature5 records
Fenris partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- Momentum AMPcoreFenris and Momentum AMP partnered to offer real-time data enrichment solutions to independent insurance agencies. The collaboration integrates Fenris' Customer 360 and Property Data into Momentum AMP's growth platform, enabling agents to access verified household and property insights for improving efficiency and sales opportunities.
- Millennial Shift TechnologiescoreMillennial Shift Technologies partnered with Fenris to integrate real-time data enrichment and predictive AI services into the mShift Marketplace platform. This collaboration enables faster, more accurate insurance quoting processes for brokers and carriers through pre-population of applications at submission.
- EZLynxcorePre-integrated partnership with EZLynx agency management platform, enabling seamless access to Fenris data and predictive solutions within the platform workflow for independent insurance agencies.
Scale indicators2 records
Recent moves6 records
Expansion highlights5 records
Fenris competitors and assessment
Company assessmentBroad incumbents
- Verisk: Verisk is the dominant insurance data, analytics, and underwriting workflow provider for global P&C insurers. Comparable as a broad incumbent offering insurance-specific data, analytics, and workflow SaaS across auto, property, and commercial lines — directly overlapping Fenris's core market.
- LexisNexis Risk Solutions: LexisNexis Risk Solutions provides data and analytics used by insurers for underwriting, claims, and fraud detection. Comparable as a large incumbent supplying insurance data assets and predictive scoring through APIs — overlapping Fenris's data enrichment and risk assessment offerings.
- TransUnion: TransUnion offers insurance data, credit-based insurance scores, and risk analytics for personal and commercial lines. Comparable as an established data and analytics incumbent serving carriers and brokers — directly overlapping Fenris's risk assessment and enrichment use cases.
- EagleView: EagleView provides aerial imagery, property measurements, and roof data widely used by property insurers and adjusters. Comparable as an established property data provider with overlapping use cases in property risk assessment, replacement value, and underwriting workflows.
Direct peers
- Carpe Data: Carpe Data provides alternative and emerging data signals for insurance underwriting via APIs, including digital and behavioral data for risk evaluation. Comparable as a direct peer offering API-based insurance data enrichment and predictive scoring for carriers, closely aligned with Fenris's product model.
- HazardHub: HazardHub delivers property-level hazard and risk data (flood, wildfire, wind, replacement cost) to insurers via APIs. Comparable as a direct peer in insurance data APIs, with overlapping property risk, replacement value, and hazard assessment functionality similar to Fenris's Property Data product.
- Betterview: Betterview provides property intelligence and risk analytics for insurance carriers using aerial imagery and AI. Comparable as a direct peer in property insurance data and risk assessment APIs, addressing similar underwriting and quoting workflows to Fenris's Property Insurance solutions.
- Zesty.ai: Zesty.ai provides AI-powered property risk analytics for insurers, including climate and catastrophe risk scoring via APIs. Comparable as a direct peer offering predictive AI for property insurance risk assessment, overlapping with Fenris's Property Hazards and Predictive Bundle offerings.
Emerging players
- Snapsheet: Snapsheet provides claims management and estimation software for insurance carriers, with embedded data and AI workflows. Comparable as an emerging insurance technology player with overlapping data and AI use cases in carrier workflows, though more focused on the claims side than Fenris's prefill and quoting focus.
- Motivate VC / MotiveMetrics: MotiveMetrics delivers predictive analytics and risk-scoring tools for the insurance industry using alternative data sources. Comparable as an emerging player in insurance predictive analytics and risk scoring, with a similar API-driven model to Fenris targeting carriers and agencies.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Fenris social profiles
Digital presenceFenris compliance and trust
Trust signalCompliance1 record
Fenris financial estimates
Financial estimateRevenue estimate
Valuation estimate
Fenris leadership team
Management profileNumber of profiles
Profiles2 records
Fenris funding detail
Funding detailFunding overview
Funding rounds8 records
Investors10 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Fenris M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Fenris
What does Fenris do?
Fenris provides real-time insurance data enrichment and predictive AI solutions delivered through RESTful APIs and an MCP (Model Context Protocol) Server. Its platform enables carriers, agencies, brokers, underwriters, and technology platforms to prefill insurance applications, triage submissions, assess risk in real time, prioritize leads, and personalize customer offers across auto, property, and commercial insurance lines. The company processes tens of millions of insurance transactions per year through its API infrastructure.
Is Fenris a public or private company?
Fenris is a private company. It is classified as venture growth investor backed and is currently operating.
When was Fenris founded?
Fenris was founded in 2026. It employs 11 to 50 people.
Where is Fenris based?
Fenris is headquartered in Glen Allen, United States, in the North America region.
How does Fenris make money?
Two revenue lines are on record. Data and API Access are the primary driver. The others are predictive AI Services.
Who are Fenris's main competitors?
Broad incumbents on record are Verisk, LexisNexis Risk Solutions, TransUnion and EagleView. Direct peers are Carpe Data, HazardHub, Betterview and Zesty.ai. Emerging players are Snapsheet and Motivate VC / MotiveMetrics.
Does Fenris have an API?
Yes. RESTful API Service with sub-second response times (averaging less than 1 second). Supports insurance data enrichment, predictive AI, prefill solutions, and data access for quoting, underwriting, and risk assessment workflows. Enterprise-grade encryption, security, and robust data governance. Developer documentation is at documentation.fenrisd.com/#section/Introduction.
What industry is Fenris in?
Fenris's product category is Insurance Data and Analytics Software. Its primary akta.pro industry code is FSAGAGAE, Data, Analytics & AI for Insurance (Risk, Pricing, Personalization), with a secondary code of FSAGAGAB, Policy Administration, Underwriting & Rating Platforms (Core Insurance SaaS). Its NAICS code is 524292 and its SIC code is 6411.