OneID

What OneID does

OneID is a UK-based digital identity verification company, founded in 2020 and registered in England and Wales (company number 11800511), headquartered in Manchester. It offers a single API across identity, age, and agentic verification, built on Open Banking infrastructure that authenticates users through their existing bank accounts via banking apps (biometrics) or online banking (PIN), eliminating the need for document uploads or selfies. Its product portfolio spans identity verification, customer onboarding, KYC/AML, age assurance (covering five of Ofcom's seven highly effective age assurance methods), document-free DBS checks, Direct Debit setup, eSigning integration, Online Safety Act compliance, e-commerce plugins, and a digital wallet for reusable credentials.

The platform is FCA-regulated (FRN: 928911) as a Registered Account Information Service Provider and holds DVSTF certification as Identity, Orchestration, and Holder Service Provider — making it the first UK Orchestration Service Provider under the framework. It also holds ACCS, Cyber Essentials, B Corp, Living Wage, and Home Office IDSP certifications (the only IDSP certified for document-free DBS checks), and is an approved Crown Commercial Services supplier. Connected to 29 UK banks, it reaches an addressable footprint of approximately 50 million UK adults (97% of adults with bank accounts).

The business model is primarily transaction- and usage-based: per-verification fees for enterprise customers, pay-per-use age checks on Shopify ($0.35 per check) with a free basic tier, and multi-year enterprise contracts. Go-to-market combines API-first product-led growth (Shopify/WooCommerce self-serve), enterprise field sales to financial services, government, gambling, and healthcare, and channel partnerships with DocuSign, Adobe Acrobat Sign, Sumsub, Turnkey, and Aaron's Department. Notable customers and partners include NatWest, Adobe, DocuSign, Sumsub, Regula, Shopify, WooCommerce, and University of Lancashire. As of March 2026 the platform had crossed 10 million users for age verification, supported by 30-38 employees.

Name

OneID

Legal name

OneID Limited

Website

https://oneid.uk

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

11–50 employees

Short description

OneID is a UK-based digital identity verification company offering bank-verified identity, age verification, KYC/AML, and document-free DBS checks via Open Banking infrastructure. It serves financial services, government, e-commerce, and online platforms through a single API.

Ownership category

akta.pro rank

Product category

Digital Identity Verification

NAICS

Investigation and Personal Background Check Services (561611), Credit Bureaus (561450)

SIC

Finance Services (6199)

akta.pro primary industry

Identity & Authentication for Open Banking (SCA support, token exchange) (FSAGACAF)

akta.pro secondary industries

Identity Verification & Digital ID (IDV, eIDAS, biometrics) (FSAGAFAA), Authentication (MFA/Passwordless/Biometrics) Platforms (BPAMAEAE), Decentralized Identity (DID) & Identity Wallets (DID methods, DIDComm, identity agents) (FSAPACAG)

Keywords

• Digital identity verification
• Age verification
• Bank-verified identity
• KYC compliance
• Identity orchestration

Headquarters

HQ city

Stratford-upon-avon

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations

Revenue model

1. Per-Transaction Identity Verification: Corporate customers pay a fee per verification transaction. OneID charges businesses for each identity or age check completed through the platform. Pricing varies by method and volume, with free basic age checks available.
2. Pay-per-Use Age Verification: Premium plan charges $0.35 per age check completed on Shopify. Basic age checks remain free. Transaction-based model aligns cost with usage for merchants.
3. API Integration Services: Revenue from businesses integrating the OneID API for KYC, age verification, direct debit, and e-signing. Single API covers identity, age, and agentic verification with usage-based pricing.

Pricing tiers

Go-to-market motion5 records

Distribution channels6 records

Marketing channels8 records

Core offering

OneID provides a bank-verified digital identity verification platform built on Open Banking infrastructure. Through a single API, the company delivers identity verification, age assurance, KYC/AML compliance, document-free DBS checks, e-signing identity, direct debit verification, and agentic commerce verification for businesses. Customers authenticate via their banking apps with biometrics or online banking with PINs, eliminating document uploads and selfies.

Product overview

OneID is a UK-based digital identity verification platform offering bank-verified identity services. The product portfolio centers on a core Identity Verification platform with modules for Customer Onboarding, KYC/AML compliance, and a novel Agentic Commerce offering for AI-powered transactions. Age Verification is a standalone core product covering five of Ofcom's seven highly effective methods. Supporting modules include DBS Checks (document-free, Home Office certified), Direct Debit setup, eSigning integrations (Adobe, DocuSign, etc.), Online Safety Act compliance, eCommerce store integration (Shopify, WooCommerce), International services, Pre-employment Checks, Right to Rent, and Gambling sector compliance. The Wallet provides reusable credentials enabling single-tap verification for returning users. The architecture uses a single API across all services with orchestration routing users to appropriate verification methods.

Differentiator

Problem solved

Functional benefit

Products and services

• Identity Verification Bank-verified digital identity verification solution providing KYC/AML compliant identity assurance with document-free authentication, liveness detection, and regulatory-grade verification completed in seconds. Used by financial services, government, gambling, and healthcare organizations.
• Age Verification Age assurance solution offering multiple verification methods (open banking, photo ID matching, on-device facial age estimation, mobile network operator checks, and digital identity credentials) covering five of Ofcom's seven highly effective age assurance methods. Targeted at social platforms, gaming, e-commerce, and media.
• Customer Onboarding Digital onboarding solution that streamlines customer registration using bank-verified identity data, reducing verification time from days to seconds with automated confidence scoring. Used by businesses to reduce drop-off during onboarding.
• OneID Wallet Digital identity wallet providing reusable credentials and device passkeys, enabling returning customers to verify with a single tap. Stores verified credentials securely on the user's own device.
• Digital ID for DBS Checks Document-free DBS (Disclosure & Barring Service) ID check solution enabling verification for Standard, Basic, and Enhanced DBS checks without document scanning, streamlining employment screening processes from days to seconds.
• Agentic Commerce Verification Identity verification for AI agents transacting on behalf of customers. Verifies the human behind the agent, confirms intent, and provides complete audit trails for autonomous commerce transactions, supporting AI platforms, fintech, e-commerce, and Web3.

Quantifiable outcome

• 80-90% onboarding completion rates using bank-verified and digital-wallet methods
• +6 more outcomes

Named customers14 records

Segments6 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration12 records

AI capability6 records

Feature9 records

Partnerships

Eleven partnerships are on record, tiered core and minor.

• AdobecoreTechnology or Integration · 27 September 2023OneID partnered with Adobe to integrate its verified signature technology into Adobe Acrobat Sign, part of Adobe Document Cloud. The partnership targets UK customers to enhance online security and digital identification through bank-verified identity.
• NatWestcoreTechnology or IntegrationNatWest partnered with OneID for bank-verified digital identity services. The collaboration enables NatWest to offer customers seamless identity verification through the bank's existing infrastructure, and a joint case study showcases cross-border e-signing capabilities.
• DocuSigncoreTechnology or IntegrationDocuSign integration enables e-signing with bank-verified identity verification. DocuSign reports 95% pass-through rates using OneID, significantly higher than other ID methods. Partnership showcased at Future Identity Finance event.
• SumsubcoreTechnology or IntegrationPartnership combines Sumsub's verification platform with OneID's bank-verified identity checks for seamless KYC compliance. Sumsub CEO describes OneID as delivering 'a seamless, bank-verified identity check that aligns perfectly with our mission.'
• ShopifycoreTechnology or IntegrationOneID app available on Shopify App Store for age verification. Installable in seconds, verifies customers' age without interrupting checkout. Basic free plan with premium $0.35 per check.
• WooCommercecoreTechnology or IntegrationOneID WooCommerce plugin integrates age verification into WordPress e-commerce stores. Can be integrated within a day via simple code snippet.
• Aaron's DepartmentcoreChannel Partner/ Reseller/ DistributorStrategic partnership for document-free DBS ID checks. OneID is the only Home Office-certified IDSP for DBS checks without document scanning. Partnership streamlines verification for organisations, reducing process from days to seconds.
• TurnkeycoreChannel Partner/ Reseller/ DistributorPartnership to deliver document-free identity verification for insolvency compliance. Turnkey is a leading provider of insolvency software solutions.
• Work.LifeminorStrategic or Co-development PartnerWorkspace provider for OneID's Manchester headquarters. Provides shared office space data for carbon reduction reporting.
• RegulacoreTechnology or IntegrationRegula provides on-device facial age estimation technology with no biometric data stored by OneID, part of the multi-method age verification approach covering five of Ofcom's seven highly effective methods.
• Centre for Finance, Innovation and Technology (CFIT)coreStrategic or Co-development PartnerOneID is actively involved in CFIT's coalition to create a Company ID wallet, collaborating on digital identity standards for UK financial services.

Scale indicators10 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Yoti: UK-based digital identity verification platform offering age verification, IDV and reusable digital ID via a consumer app. Closest direct competitor to OneID in the UK market, particularly around age assurance under the Online Safety Act.
• Onfido: Global identity verification provider offering document, biometric and database checks for KYC/AML onboarding. Directly competes with OneID's Identity Verification and KYC modules in financial services and enterprise customer segments.
• Veriff: Identity verification platform combining document, biometric and database verification with orchestration capabilities. Competes head-to-head with OneID's orchestration and IDV offerings in financial services and online platforms.
• Sumsub: Full-cycle KYC/AML and identity verification platform with orchestration across multiple methods. Direct competitor to OneID's KYC and verification modules; also a documented channel/integration partner, intensifying the overlap.
• Persona: Configurable identity verification platform offering document, database, biometric and orchestration flows. Competes with OneID in flexible, API-first IDV for fintechs, gig economy and online platforms.

Broad incumbents

• GBG: UK-headquartered identity verification, location and fraud prevention provider serving financial services, gaming and government. Overlaps with OneID's IDV and KYC offerings as a broader incumbent with deeper enterprise footprint.
• Jumio: Large-scale identity verification and KYC platform with broad document, biometric and orchestration capabilities. Competes with OneID across financial services, crypto and online platforms as a more established global incumbent.

Emerging players

• Plaid: Open Banking and financial data aggregation platform. While not a direct IDV competitor, Plaid's bank-connected data infrastructure underpins a similar trust model and could expand into identity verification, posing an adjacent competitive threat.
• ID.me: US-based digital identity network providing identity verification and group affiliation verification for government, healthcare and financial services. Comparable in serving regulated use cases and reusable digital wallets but focused on the US market.

Regional players

• BankID (Sweden): Swedish national digital identity issuer operated by major banks, reaching 99.4% adult adoption. Closest structural analogue to OneID's bank-verified identity model and frequently cited benchmark, though geographically focused on the Nordics.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/digitalidentitynet

Compliance13 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds2 records

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about OneID