Stewart Title
Stewart Title is a publicly traded (NYSE: STC) title insurance and real estate services company that provides title insurance, closing, escrow, underwriting, and adjacent mortgage and valuation services to home buyers, commercial clients, lenders, and title agents across the United States.
- Company typePublic
- Founded1893
- HeadquartersHouston, United States
- Headcount5,001–10,000
- GTM typeB2B and B2C
- OfferingServices
What Stewart Title does
Stewart Title, operating through parent Stewart Information Services Corporation (NYSE: STC), is a Houston-headquartered title insurance and real estate services company founded in 1893 with a 130+ year operating history and 5,001–10,000 employees. The company provides title insurance, closing and escrow services, underwriting, and ancillary insurance products to a diversified customer base spanning home buyers and sellers, commercial real estate investors, mortgage lenders, homebuilders, title agents, and international clients. Distribution operates through company-owned direct offices and a nationwide network of independent Stewart Trusted Provider affiliated title agents, supplemented by global technology integrations.
Stewart's underlying technology stack is anchored by proprietary platforms including AIM+ (title production software), Virtual Underwriter (industry knowledge resource, enhanced in 2026 with AI-powered VU Explorer), SureClose (transaction management), StewartNow (mobile/web order tracking), and FinCEN Reporting Services (AML compliance platform). The company has built deep integrations into 15+ third-party title production systems (SoftPro, RamQuest, Qualia, ResWare, etc.) and lender loan origination systems including Encompass via Lender Connect, creating ecosystem lock-in. State-regulated transaction-based pricing on title premiums and closing fees is supplemented by subscription and professional services revenue from newer verticals.
The company's revenue model combines one-time title insurance premiums, transaction-based closing and escrow fees, and underwriting fees, generating $2.9 billion in FY2025 revenue with $115.5 million in net income. Stewart has pursued an active acquisition strategy, completing multiple title agency acquisitions since 2021 (Rainier Title, Greater Illinois, Devon Title, Homeland, BCHH, All New York Title, Townsend Title) and expanding into adjacent verticals through the 2025 MCS acquisition (mortgage services, $330M) and 2026 NAN acquisition (appraisal management). The company divested its European underwriting operation (Stewart Title Europe) to Marco Capital in early 2026 and raised approximately $129.2M via a December 2025 public offering to fund continued expansion.
Stewart Title firmographics
Firmographics- Name
- Stewart Title
- Legal name
- Stewart Information Services Corporation
- Website
- https://stewart.com
- Company type
- Public
- Founded year
- 1893
- Operating status
- Operating
- Headcount range
- 5,001–10,000 employees
- Short description
- Stewart Title is a publicly traded (NYSE: STC) title insurance and real estate services company that provides title insurance, closing, escrow, underwriting, and adjacent mortgage and valuation services to home buyers, commercial clients, lenders, and title agents across the United States.
- Ownership category
- akta.pro rank
Stewart Title industry classification
Industry- Product category
- Title Insurance and Real Estate Settlement Services
- NAICS
- Direct Title Insurance Carriers (524127), Title Abstract and Settlement Offices (541191), Offices of Real Estate Appraisers (531320)
- SIC
- Title Insurance (6361)
- akta.pro primary industry
- Title Insurance & Underwriting (BPAJAOAA)
- akta.pro secondary industries
- Title Search & Examination (BPAJAOAB), Abstracting Services (Title Abstracts) (BPAJAOAC), Title Insurance (FSAJACAL), Real Estate Valuation & Appraisal (BPAHANAC), Notary & Signing Agent Services (Remote/Onsite) (BPAJAOAF)
Keywords
Where Stewart Title is headquartered
LocationHeadquarters
- HQ city
- Houston
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Stewart Title business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Title Insurance Premiums: One-time premiums charged at the closing of real estate transactions. Both owner's title insurance and lender's title insurance policies are offered, with premiums typically based on the property value.
- Closing and Escrow Services: Fees charged for closing and escrow services, including transaction coordination, document preparation, fund disbursement, and recording services.
- Underwriting Services: Fees for title search, examination, and underwriting services provided to title agents and direct operations.
- Personal and Business Insurance: Additional insurance products beyond title insurance offered to customers.
- Property Preservation Services: Services to be acquired through MCS acquisition, including property preservation services for mortgage servicers.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Title and closing fee estimates available via Stewart Rate Calculator |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels7 records
Stewart Title product offering
Product offeringCore offering
Stewart Title is a title insurance and real estate transaction services company that underwrites title insurance policies, performs title searches and examinations, and provides closing and escrow services for residential and commercial real estate transactions. The company also licenses technology platforms and production software to independent title agents and mortgage lenders.
Differentiator
Problem solved
Functional benefit
Brands
- Virtual Underwriter: Industry-leading underwriting knowledge resource platform providing secure login access, enhanced search functionality, and AI-powered agent (VU Explorer) for title professionals.
- Stewart Now
- Stewart Rate Calculator
- FinCEN Reporting Services (FRS)
- AIM+
- SureClose
Products and services
- Title Insurance
Quantifiable outcome
- 2025 revenues of $2.9 billion with $115.5 million net income
- +1 more outcomes
Companies that use Stewart Title
Customer profileNamed customers4 records
Segments10 records
Ideal customer profiles5 records
Stewart Title technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration22 records
AI capability3 records
Feature7 records
Stewart Title partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and minor.
- Dye & DurhamcoreFull integration of Stewart Title Indemnity Insurance into Dye & Durham's Unity legal platform, enabling conveyancers to obtain quotes, draft policies and place title insurance cover within the same system used for property searches and due diligence. Unity users access over 150 Stewart Title cover options.
- Marco Capital Holdings LimitedminorMarco Capital Holdings Limited, a European P&C insurance run-off group, completed acquisition of Malta-based Stewart Title Europe Limited, which had been in run-off since early 2025. The transaction received all required regulatory approvals.
- Beverly Carter FoundationcoreStewart Title partnered with the Beverly Carter Foundation, a 501(c)(3) nonprofit established to help real estate professionals learn about and implement safety measures. The foundation provides scientifically based research, information, consulting, training, and support at little to no charge to MLS, associations, brokerages, and agents.
- Title Production System VendorscoreStewart offers full integration for policy jackets, closing protection letters (CPLs) and more with many title production systems including AIM+, Closers' Choice, DisplaySoft, E-Closing, Landtech, Qualia, RamQuest, ResWare, SnapClose, SoftPro, Settlor, TitleExpress, TitleFusion, TrackerPro, and TurboTitle.
- Lender Connect Partners (Encompass and others)coreLender Connect integrations with loan origination systems including Encompass, enabling data exchange and collaboration between Stewart's title services and lender workflows. Includes Company Level Reference Guide, File Level Reference Guide, and Event Code Process Points integrations.
Scale indicators7 records
Recent moves6 records
Expansion highlights6 records
Stewart Title competitors and assessment
Company assessmentDirect peers
- First American Financial Corporation: One of the largest U.S. title insurance and settlement services companies; competes head-to-head with Stewart across residential, commercial, and lender services with similar technology and agent-affiliated distribution models.
- Fidelity National Financial: The largest U.S. title insurance underwriter by market share with a national agency network; the closest direct comparable to Stewart in product mix, scale, and acquisition-led growth strategy.
- Old Republic International Corporation: Multi-line insurer with a sizable title insurance segment (Old Republic Title) competing in the same regulated residential and commercial title markets as Stewart.
- Investors Title Company: A publicly traded title insurance underwriter with similar residential and commercial focus; smaller scale but operates the same core business model of issuing title policies and providing ancillary services.
- Title Resources Guaranty Company: Title insurance underwriter serving the residential and commercial markets through direct operations and a network of title agents, comparable to Stewart's hybrid distribution model.
- Westcor Land Title Insurance Company: National title underwriter providing title insurance and closing services through agent and direct channels; comparable in product offering and customer base to Stewart.
Emerging players
- Doma (now Doma Enterprises): Title insurance and real estate settlement technology provider focused on automating and reducing costs in the closing process; represents an emerging technology-led approach overlapping Stewart's AIM+ and SureClose platforms.
- Qualia: Cloud-based real estate closing platform integrating with title production systems including Stewart's; an emerging technology provider in the title and settlement software stack where Stewart is both partner and competitor.
- RamQuest Software: Title production and closing software provider integrated with Stewart's platform; smaller-scale technology peer in the same title production system ecosystem that Stewart AIM+ also competes within.
Broad incumbents
- ICE Mortgage Technology (Intercontinental Exchange): Owner of Encompass loan origination system and other mortgage technology assets used by lenders; broad incumbent whose platform integrates with Stewart's Lender Connect but whose scale and adjacent capabilities make it a strategic competitor in mortgage workflow software.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat7 records
Key risks6 records
Key highlights7 records
Customer concentration
Stewart Title social profiles
Digital presenceStewart Title compliance and trust
Trust signalCompliance1 record
Stewart Title financial estimates
Financial estimateRevenue estimate
Valuation estimate
Stewart Title leadership team
Management profileNumber of profiles
Profiles14 records
Stewart Title subsidiaries and ownership
Company hierarchySubsidiaries12 records
Stewart Title funding detail
Funding detailFunding overview
Funding rounds2 records
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Stewart Title M&A and investment
M&A and investmentM&A21 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Stewart Title
What does Stewart Title do?
Stewart Title is a title insurance and real estate transaction services company that underwrites title insurance policies, performs title searches and examinations, and provides closing and escrow services for residential and commercial real estate transactions. The company also licenses technology platforms and production software to independent title agents and mortgage lenders.
Is Stewart Title a public or private company?
Stewart Title is a public company. It is classified as public and is currently operating.
When was Stewart Title founded?
Stewart Title was founded in 1893. It employs 5,001 to 10,000 people.
Where is Stewart Title based?
Stewart Title is headquartered in Houston, United States, in the North America region.
How does Stewart Title make money?
Five revenue lines are on record. Title Insurance Premiums are the primary driver. The others are closing and Escrow Services, underwriting Services, personal and Business Insurance and property Preservation Services.
Who are Stewart Title's main competitors?
Direct peers on record are First American Financial Corporation, Fidelity National Financial, Old Republic International Corporation, Investors Title Company, Title Resources Guaranty Company and Westcor Land Title Insurance Company. Emerging players are Doma (now Doma Enterprises), Qualia and RamQuest Software. ICE Mortgage Technology (Intercontinental Exchange) is listed as a broad incumbent.
Does Stewart Title have an API?
No public API is recorded for Stewart Title.
What industry is Stewart Title in?
Stewart Title's product category is Title Insurance and Real Estate Settlement Services. Its primary akta.pro industry code is BPAJAOAA, Title Insurance & Underwriting, with a secondary code of BPAJAOAB, Title Search & Examination. Its NAICS code is 524127 and its SIC code is 6361.