Fraction AI
Fraction AI is a decentralized auto-training platform that lets retail crypto users create autonomous AI agents via natural language to manage DeFi capital, with its Stable-Up vault delivering 6-20% APY across integrated protocols on Base.
- Company typePrivate
- Founded2023
- HeadquartersSan Francisco, United States
- Headcount1–10
- GTM typeB2C
- OfferingSoftware
What Fraction AI does
Fraction AI operates a decentralized auto-training platform that enables retail crypto users to create autonomous AI agents via natural-language prompts, without writing code. Agents built on the platform monitor DeFi markets, execute onchain transactions across integrated protocols (Yearn, Hyperliquid, Morpho, Moonwell, KyberSwap, TradingView, Silo, Euler, Avantis), and continuously improve through a proprietary architecture consisting of Shared Memory (cross-session context persistence), a Reward Engine (outcome scoring), and Reinforcement Learning loops (policy updates from feedback). The company is incorporated in the British Virgin Islands as Fraction AI Ltd. with operations based in San Francisco, and runs on a product-led growth motion targeting crypto holders who lack the technical expertise to interact with DeFi protocols directly.
The company's flagship commercial product is Stable-Up, launched November 2025, a stablecoin yield-optimization vault where users deposit USDC, set goals in natural language, and AI agents allocate across lending protocols on the Base network to deliver 6-20% APY. The platform also exposes agent interaction features (Spaces, Sessions, Leaderboard, Dashboard) and supports an x402-protocol-compatible agent-to-agent payment layer. The DApp at dapp.fractionai.xyz is the primary distribution surface, and the platform reports 120,000 users, 160,000+ agents deployed, 152,000+ live agents, and 3.5 million cumulative sessions.
Revenue is generated on a freemium model: agent creation is free, with monetization via non-refundable session entry fees and disclosed platform feature fees; gas fees are passed through to the underlying blockchain network. The company has raised $7.2M across two rounds (a $6M seed in December 2024 led by Symbolic Capital and The Spartan Group, and a $1.2M extension in February 2025 led by PioneerCrest Ventures), with a syndicate of 22+ crypto-native VCs and individual backers including Sandeep Nailwal (Polygon co-founder) and Illia Polosukhin (NEAR Protocol co-founder). Headcount remains small at 1-10 employees.
Fraction AI firmographics
Firmographics- Name
- Fraction AI
- Legal name
- Fraction AI Ltd.
- Website
- https://fractionai.xyz
- Company type
- Private
- Founded year
- 2023
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Fraction AI is a decentralized auto-training platform that lets retail crypto users create autonomous AI agents via natural language to manage DeFi capital, with its Stable-Up vault delivering 6-20% APY across integrated protocols on Base.
- Ownership category
- akta.pro rank
Fraction AI industry classification
Industry- Product category
- Decentralized AI Agent Platform for DeFi
- NAICS
- Open-End Investment Funds (525910)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- Yield Aggregators & Strategy Vaults (FSADAMAF)
- akta.pro secondary industries
- AI Application Enablement Platforms (Copilot/Agent Frameworks, SDKs) (HDAEANAJ), Model Serving, Inference & Deployment Platforms (APIs, Edge/On-Prem) (HDAEANAC)
Keywords
Where Fraction AI is headquartered
LocationHeadquarters
- HQ city
- San Francisco
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Fraction AI business model
Business model- GTM type
- B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations
Revenue model
- Entry Fees: Certain agent sessions require entry fees, which are non-refundable once an agent has entered a session. Entry fees vary by session and are clearly disclosed before participation.
- Platform Fees: Additional fees may be charged for the use of certain premium features or services on the platform. All such fees are disclosed before use.
- Gas Fee Pass-through: Users are responsible for blockchain gas fees associated with on-chain transactions including agent creation and execution. Gas fees are paid directly to the blockchain network and are not retained by Fraction AI as revenue.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Pay-as-you-go | Agent creation and platform access are free to start; revenue is generated through session entry fees and optional platform feature fees. |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels6 records
Fraction AI product offering
Product offeringCore offering
Fraction AI operates a decentralized auto-training platform that lets users create AI agents via natural language prompts to research markets, execute onchain transactions across DeFi protocols, and continuously improve through shared memory and reinforcement learning feedback loops. Its flagship Stable-Up product enables users to deposit stablecoins and have AI agents allocate capital across integrated lending and yield protocols including Moonwell, Silo, Morpho, Yearn, Euler, and Avantis on the Base network, targeting 6–20% APY.
Product overview
Fraction AI is a decentralized auto-training platform for AI agents operating in DeFi, built as a unified platform with integrated modules. The core Fraction AI Platform enables users to create AI agents via natural language that research markets, execute onchain transactions, and continuously improve through shared memory and reinforcement learning feedback loops. Stable-Up is the flagship stablecoin yield optimization product integrated with protocols including Moonwell, Silo, Morpho, Yearn, Euler, and Avantis, executing on Base. The platform also includes the Fraction Infra layer providing Shared Memory, Reward Engine, and RL Loops infrastructure. The DApp provides additional features including Spaces, Sessions, Leaderboard, Dashboard, Fractals, Faps, and Index for agent interaction, competition, and portfolio management. The architecture combines natural language interfaces for accessibility with autonomous agent execution for continuous DeFi optimization.
Differentiator
Problem solved
Functional benefit
Products and services
- Fraction AI Platform Decentralized auto-training platform enabling users to create AI agents via natural language that research markets, execute onchain transactions, and improve through shared memory and reinforcement learning feedback loops. Targets retail crypto users who want AI-managed DeFi exposure without coding.
- Stable-Up Stablecoin yield optimization vault where users deposit USDC or other stablecoins, set goals via natural language, and AI agents allocate capital across integrated DeFi protocols (Moonwell, Silo, Morpho, Yearn, Euler, Avantis) executing on Base, delivering 6–20% APY depending on strategy and risk parameters.
- Fraction Infra Infrastructure layer comprising Shared Memory (persistent context across sessions and agents), Reward Engine (scoring outcomes and routing incentives), and RL Loops (updating policies from reward feedback), used to power multi-agent systems on the platform.
Quantifiable outcome
- 120,000 users have deployed 160,000+ agents generating 3.5 million sessions
- +2 more outcomes
Companies that use Fraction AI
Customer profileSegments1 record
Ideal customer profiles1 record
Fraction AI technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration11 records
AI capability6 records
Feature6 records
Fraction AI partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- DatalinecoreFraction AI is an initial launch cohort member of Dataline's Data Launch Partner Program. Dataline provides structured, cross-market, verifiable financial data to AI agents operating in crypto and financial markets, aggregating real-time data from major exchanges including Binance, Coinbase, OKX, Hyperliquid, dYdX, Polymarket, and Kalshi. Fraction AI receives confidence-scored data outputs with source-level traceability to power its autonomous trading and onchain agent operations.
Scale indicators6 records
Recent moves6 records
Expansion highlights5 records
Fraction AI competitors and assessment
Company assessmentDirect peers
- Fetch.ai: Fetch.ai builds autonomous AI agents that execute economic activity onchain, including DeFi operations. It is one of the most direct competitors to Fraction AI's agent-for-capital thesis, with similar multi-agent coordination and onchain execution focus.
- Virtuals Protocol: Virtuals Protocol enables AI agents to be created and deployed onchain, with a strong focus on Base chain. It overlaps directly with Fraction AI's natural-language agent creation model and Base-centric deployment.
- Autonolas (Olas): Autonolas provides infrastructure for autonomous AI agent services onchain, including shared memory and multi-agent coordination. It is comparable to Fraction AI's Fraction Infra layer for persistent agent state and reward engineering.
- ai16z / ElizaOS: ai16z (via the Eliza framework) is a leading AI agent framework for crypto-native applications, including DeFi and onchain action. It competes with Fraction AI's agent enablement and multi-agent coordination capabilities in the crypto AI agent developer ecosystem.
- Sahara AI: Sahara AI is an AI platform launched in the same Dataline Data Launch Partner cohort as Fraction AI (June 2026). It overlaps with Fraction AI in the AI-agent for crypto/financial infrastructure space and is a closely comparable cohort peer.
- Kite AI: Kite AI is another launch partner alongside Fraction AI in Dataline's Data Launch Partner Program, building AI agent infrastructure with onchain execution. Directly comparable as a peer-stage AI agent platform.
- Sentient: Sentient is named alongside Fraction AI in Dataline's Data Launch Partner Program, operating in the AI agent platform space with crypto-native data integration. Strong cohort-level comparability.
Broad incumbents
- SingularityNET: SingularityNET is an established AI agent marketplace with onchain integration. It operates at broader scope (general AI services, AGI research) but overlaps with Fraction AI on autonomous agent enablement and crypto-native AI infrastructure.
Others
- Yearn Finance: Yearn is an integrated DeFi protocol in Stable-Up and a leading yield aggregator. It is both a partner and adjacent competitor — its vaults deliver similar stablecoin yields, and any Yearn-native AI features would directly threaten Fraction AI's value proposition.
- Beefy Finance: Beefy is a multi-chain yield optimizer that aggregates returns across DeFi protocols. It is functionally adjacent to Fraction AI's Stable-Up product (auto-allocating yield), though without the AI-agent and natural-language interface layer.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Fraction AI social profiles
Digital presenceFraction AI financial estimates
Financial estimateRevenue estimate
Valuation estimate
Fraction AI leadership team
Management profileNumber of profiles
Profiles1 record
Fraction AI funding detail
Funding detailFunding overview
Funding rounds2 records
Investors18 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Fraction AI M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Fraction AI
What does Fraction AI do?
Fraction AI operates a decentralized auto-training platform that lets users create AI agents via natural language prompts to research markets, execute onchain transactions across DeFi protocols, and continuously improve through shared memory and reinforcement learning feedback loops. Its flagship Stable-Up product enables users to deposit stablecoins and have AI agents allocate capital across integrated lending and yield protocols including Moonwell, Silo, Morpho, Yearn, Euler, and Avantis on the Base network, targeting 6–20% APY.
Is Fraction AI a public or private company?
Fraction AI is a private company. It is classified as venture growth investor backed and is currently operating.
When was Fraction AI founded?
Fraction AI was founded in 2023. It employs 1 to 10 people.
Where is Fraction AI based?
Fraction AI is headquartered in San Francisco, United States, in the North America region.
How does Fraction AI make money?
Three revenue lines are on record. Entry Fees are the primary driver. The others are platform Fees and gas Fee Pass-through.
Who are Fraction AI's main competitors?
Direct peers on record are Fetch.ai, Virtuals Protocol, Autonolas (Olas), ai16z / ElizaOS, Sahara AI, Kite AI and Sentient. SingularityNET is listed as a broad incumbent. Others are Yearn Finance and Beefy Finance.
Does Fraction AI have an API?
No public API is recorded for Fraction AI.
What industry is Fraction AI in?
Fraction AI's product category is Decentralized AI Agent Platform for DeFi. Its primary akta.pro industry code is FSADAMAF, Yield Aggregators & Strategy Vaults, with a secondary code of HDAEANAJ, AI Application Enablement Platforms (Copilot/Agent Frameworks, SDKs). Its NAICS code is 525910 and its SIC code is 7372.