LendInvest
LendInvest is a UK-listed property fintech (LSE: LINV) that originates bridging, buy-to-let, specialist residential, and development finance through a 30+ broker network, supported by a proprietary Mortgages Portal and £3.82bn of AUM.
- Company typePublic
- Founded2008
- HeadquartersLondon, United Kingdom
- Headcount101–250
- GTM typeB2B
- OfferingServices
What LendInvest does
LendInvest plc is a UK property fintech, founded in 2008 and listed on the London Stock Exchange (ticker: LINV), operating two segments: LendInvest Mortgages (regulated and unregulated lending) and LendInvest Capital (development finance, funds management, and investor products). It originates bridging finance, buy-to-let mortgages, specialist residential mortgages, and development loans to UK borrowers, primarily distributed through a network of 30+ strategic mortgage broker partners and thousands of intermediaries. The company's technology stack centres on a proprietary Mortgages Portal that delivers credit-backed Decisions in Principle, e-signatures, and 10-click bridging applications, integrated with Equifax, SIRA, CIFAS, and RICS-registered valuers for credit and fraud assessment. LendInvest is profitable since 2015 and reported record FY26 originations of £1.437bn with AUM of £3.82bn and Funds under Management of £5.44bn as of January 2026.
LendInvest monetises primarily through net interest income on originated and securitised property loans (bridging rates from 0.82% per month, development finance from 5.5% + BBR, buy-to-let from 3.84%), arrangement and processing fees (typically 2% of gross loan), and capital/investment management fees on its funds and listed bonds (5.25%-5.375% and a new 8% retail bond). On the funding side, the capital base is anchored by tier-1 global institutions including HSBC, J.P. Morgan, Citigroup, Société Générale, National Australia Bank, AB CarVal, Chetwood, and Castlelake, supporting warehouse facilities, loan-sale partnerships, and securitisation capacity. Customer segments span intermediary mortgage brokers (primary), SME developers, individual and portfolio landlords, complex residential borrowers (self-employed, credit-impaired, key workers), and institutional/individual investors.
LendInvest firmographics
Firmographics- Name
- LendInvest
- Legal name
- LendInvest plc
- Website
- https://lendinvest.com
- Company type
- Public
- Founded year
- 2008
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- LendInvest is a UK-listed property fintech (LSE: LINV) that originates bridging, buy-to-let, specialist residential, and development finance through a 30+ broker network, supported by a proprietary Mortgages Portal and £3.82bn of AUM.
- Ownership category
- akta.pro rank
LendInvest industry classification
Industry- Product category
- Specialist Property Finance
- NAICS
- Real Estate Credit (522292), Mortgage and Nonmortgage Loan Brokers (522310), Nondepository Credit Intermediation (5222), Open-End Investment Funds (525910)
- SIC
- Mortgage Bankers & Loan Correspondents (6162), Loan Brokers (6163), Asset-Backed Securities (6189)
- akta.pro primary industry
- Hard Money / Private Mortgage Brokers (FSALABAH)
- akta.pro secondary industries
- Private Credit / Direct Lending (FSAAAHAG), Spec/Tract Builder Construction Financing (FSALAHAC), Real Estate / Property-Backed Marketplace Lending (Non-mortgage) (FSAKAHAG)
Keywords
Where LendInvest is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices2 records
Markets served
LendInvest business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Interest Income on Mortgages & Bridging Loans: LendInvest earns interest income on the bridging loans and mortgages it originates and holds on its balance sheet or through securitisation structures. Bridging rates from 0.82% per month; development finance from 5.5% + BBR.
- Arrangement & Processing Fees: Arrangement fees (typically 2% of gross loan), valuation fees, legal fees, title insurance fees, and fund transfer fees are charged on bridging and development finance transactions.
- Capital & Investment Management Fees: LendInvest Funds Management generates fees from managing real estate investment funds targeting 7-10% p.a. returns for institutional and individual investors.
- Retail Bond Coupon: LendInvest issues retail bonds (6-year, 8.00% fixed coupon) to individual investors, secured by a pool of UK property loans, with the company providing a 20% partial guarantee.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | 8% Retail Bond |
| Subscription | Annual | Secured Retail Bonds |
| Unit Pricing | Pay-as-you-go | Development Finance |
| Unit Pricing | Pay-as-you-go | Bridging Finance |
| Subscription | Monthly | Buy-to-Let |
| Subscription | Monthly | Residential Mortgages |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels5 records
LendInvest product offering
Product offeringCore offering
LendInvest is a UK property finance platform offering bridging loans, buy-to-let mortgages, residential mortgages, and development finance to borrowers (distributed primarily through a network of 30+ mortgage brokers via the proprietary Mortgages Portal), alongside investment products including real estate funds, secured bonds, the Self-Select platform, and structured finance for institutional and individual investors. The company underwrites and originates property-secured loans across England, Scotland, and Wales, leveraging automated credit and fraud decisioning, RICS-registered valuers, and in-house building surveyors to deliver fast, technology-enabled lending.
Product overview
LendInvest is a leading UK property finance platform offering two core business segments: LendInvest Mortgages (regulated and unregulated lending) and LendInvest Capital (investment products and development finance). The product portfolio includes Residential Mortgages, Buy-to-Let, Bridging Finance, Development Finance, Product Transfer, and Bridge-to-Let products for borrowers and intermediaries. For investors, LendInvest Capital offers Funds, Secured Bonds, Self-Select Platform, and Structured Finance. The platform is anchored by a proprietary Mortgages Portal that enables brokers to process all mortgage types through a unified digital interface with credit-backed DIPs and real-time progress tracking.
Differentiator
Problem solved
Functional benefit
Products and services
- Bridging Finance
Quantifiable outcome
- Record full-year originations of £1.437bn for FY26, with Q4 delivering £415m and March 2026 setting a new monthly high of £196m.
- +5 more outcomes
Companies that use LendInvest
Customer profileNamed customers13 records
Segments5 records
Ideal customer profiles3 records
LendInvest technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature5 records
LendInvest partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and minor.
- 30+ Strategic Broker PartnerscoreLendInvest works closely with over 30 strategic broker partners including Connect, HLP, Interbay, Ingard, MAB, New Leaf, Optimum, Quilter, Rightmortgage, Sesame Bankhall, St. James's Place, Synergy, Tenet, TMG, 3MC, Brilliant Solutions, Dynamo, MSI, Paradigm, PMS, SimplyBiz, TMA, B2F Finance, Brightstar, Charleston, Complete Finance, Loans Engine, Mortgages for Business, Positive Lending, Sirius, TBMC, Vantage, Watts, Y3S, and Alderbrook Finance to improve proposition and offer more to brokers and their clients.
- UnbiasedminorPartnership with Unbiased to help borrowers find a mortgage broker near them based on individual circumstances, driving consumer leads to LendInvest's intermediary network.
- RICS Registered ValuerscoreLendInvest uses RICS registered valuers with local experience who are backed by professional indemnity insurance. Each valuation is carefully inspected by the experienced underwriting team. LendInvest maintains a restricted valuer panel with regular reviews.
- EquifaxcoreLendInvest uses Equifax plc for credit reference agency checks and fraud detection as part of its comprehensive due diligence process on borrowers.
- SIRA & CIFAScoreLendInvest uses SIRA and CIFAS — two leading UK fraud detection systems — as part of its comprehensive fraud searches to protect against fraud being perpetrated by borrowers or their solicitors.
Scale indicators11 records
Recent moves6 records
Expansion highlights6 records
LendInvest competitors and assessment
Company assessmentDirect peers
- Paragon Banking Group: UK-listed specialist bank offering Buy-to-Let mortgages, bridging finance, development finance and second-charge lending — directly overlapping LendInvest's core product set across the same broker-driven distribution model.
- Shawbrook Bank: UK specialist challenger bank focused on Buy-to-Let, bridging, development and commercial property finance — a near-direct competitor in the same intermediary-distributed specialist lending space.
- Together Money: UK specialist lender offering bridging, development, BTL and personal loans through a broker network — comparable to LendInvest's specialist, intermediary-led property finance proposition.
- Market Financial Solutions: UK bridging and development finance specialist operating on a fast-turnaround, broker-distributed model — competing head-to-head with LendInvest's short-term property lending products.
- MT Finance: UK bridging and development finance lender working through intermediaries — closely comparable to LendInvest's bridging proposition in target market, customer profile, and distribution model.
Broad incumbents
- Aldermore Bank: UK specialist challenger bank offering BTL, bridging, development, and commercial property finance as part of a broader SME and savings franchise — overlaps with LendInvest but operates at greater scale and breadth.
- Atom Bank: UK digital-first specialist bank offering BTL mortgages and business lending — competes in adjacent specialist property segments and shares a fintech-driven, technology-led proposition ethos.
- Funding Circle: UK-listed online lending platform originating SME loans, also historically active in property-backed lending — overlaps with LendInvest on fintech-led intermediated credit and listed UK fintech peer comparison.
Emerging players
- CrowdProperty: UK property-backed peer-to-peer lending platform funding SME developers — a smaller, emerging fintech with partial overlap to LendInvest's development finance and capital-markets propositions.
- Kuflink: UK peer-to-peer platform focused on bridging and development finance — competes in LendInvest's core short-term property lending niche from a smaller, P2P-funded base.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
LendInvest social profiles
Digital presenceLendInvest financial estimates
Financial estimateRevenue estimate
Valuation estimate
LendInvest leadership team
Management profileNumber of profiles
Profiles13 records
LendInvest subsidiaries and ownership
Company hierarchySubsidiaries5 records
LendInvest funding detail
Funding detailFunding overview
Funding rounds25 records
Investors14 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
LendInvest M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about LendInvest
What does LendInvest do?
LendInvest is a UK property finance platform offering bridging loans, buy-to-let mortgages, residential mortgages, and development finance to borrowers (distributed primarily through a network of 30+ mortgage brokers via the proprietary Mortgages Portal), alongside investment products including real estate funds, secured bonds, the Self-Select platform, and structured finance for institutional and individual investors. The company underwrites and originates property-secured loans across England, Scotland, and Wales, leveraging automated credit and fraud decisioning, RICS-registered valuers, and in-house building surveyors to deliver fast, technology-enabled lending.
Is LendInvest a public or private company?
LendInvest is a public company. It is classified as public and is currently operating.
When was LendInvest founded?
LendInvest was founded in 2008. It employs 101 to 250 people.
Where is LendInvest based?
LendInvest is headquartered in London, United Kingdom, in the Europe region.
How does LendInvest make money?
Four revenue lines are on record. Interest Income on Mortgages & Bridging Loans are the primary driver. The others are arrangement & Processing Fees, capital & Investment Management Fees and retail Bond Coupon.
Who are LendInvest's main competitors?
Direct peers on record are Paragon Banking Group, Shawbrook Bank, Together Money, Market Financial Solutions and MT Finance. Broad incumbents are Aldermore Bank, Atom Bank and Funding Circle. Emerging players are CrowdProperty and Kuflink.
Does LendInvest have an API?
No public API is recorded for LendInvest.
What industry is LendInvest in?
LendInvest's product category is Specialist Property Finance. Its primary akta.pro industry code is FSALABAH, Hard Money / Private Mortgage Brokers, with a secondary code of FSAAAHAG, Private Credit / Direct Lending. Its NAICS code is 522292 and its SIC code is 6162.