Temple View Capital
Temple View Capital is a Bethesda-based private money lender that originates bridge, fix-and-flip, ground-up construction, and DSCR rental loans for professional real estate investors across 47 U.S. states, funding operations through a recurring rated securitization program.
- Company typePrivate
- Founded2017
- HeadquartersBethesda, United States
- Headcount51–100
- GTM typeB2B
- OfferingServices
What Temple View Capital does
Temple View Capital is a Bethesda, Maryland-based private money lender that originates residential transition loans (bridge, fix-and-flip, ground-up construction) and DSCR rental loans for professional real estate investors across 47 U.S. states (excluding North Dakota, South Dakota, and Vermont). Founded in 2017 by co-founders Steven Trowern and Michael Niccolini (President), the company operates through two legal entities—Temple View Capital, LLC (2012) and Temple View Capital Funding, LP (2016)—and is licensed as a mortgage lender in multiple states including California, Arizona, Minnesota, Oregon, Nevada, and Utah.
The company's product portfolio spans the full investor lifecycle: DSCR Loans (long- and short-term rental financing qualified on property cash flow), Bridge Loans (transitional financing with closings often within 10-14 days), Rehab Loans (fix-and-flip financing featuring Advanced Rehab Draws that release funds upfront rather than on a reimbursement basis), Ground Up Construction Loans, Rental Loans, and 2nd Mortgage Rental Loans. Distribution is delivered through direct phone sales, the EZ View Borrower Portal and pre-application wizard (built on Salesforce Experience Cloud), and an Enhanced Broker Program that pays third-party originators up to 6.5 points on DSCR loans, supplemented by a correspondent lending channel.
Revenue is generated primarily through interest income on the originated loan portfolio, with capital sourced through a recurring rated securitization program. Temple View has executed six securitizations under the TVC Mortgage Trust shelf since 2020, including $225M (September 2023), $215M (April 2025), and $250M (February 2026), with the latter oversubscribed approximately 8x and rated by Morningstar DBRS across four classes from A(low) to B(low). Goldman Sachs, Deutsche Bank Securities, and Performance Trust Capital Partners act as recurring structuring agents and bookrunners. As of December 31, 2025, cumulative originations reached approximately $4.7 billion across roughly 12,500 loans to approximately 4,800 unique borrowers. The company employs 51-100 people.
Temple View Capital firmographics
Firmographics- Name
- Temple View Capital
- Legal name
- Temple View Capital Funding, LP
- Website
- https://templeviewcap.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Temple View Capital is a Bethesda-based private money lender that originates bridge, fix-and-flip, ground-up construction, and DSCR rental loans for professional real estate investors across 47 U.S. states, funding operations through a recurring rated securitization program.
- Ownership category
- akta.pro rank
Temple View Capital industry classification
Industry- Product category
- Private Mortgage Lending (Residential Transition & DSCR Rental Loans)
- NAICS
- Mortgage and Nonmortgage Loan Brokers (52231)
- SIC
- Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Construction & Development (C&D) Lending — Commercial/Multifamily (FSALADAH)
Keywords
Where Temple View Capital is headquartered
LocationHeadquarters
- HQ city
- Bethesda
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Temple View Capital business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others
Revenue model
- Interest Income from Mortgage Lending: Temple View Capital generates revenue primarily through interest income on its mortgage loan portfolio. As a private money lender, the company originates residential transition loans (fix-and-flip, bridge, ground-up construction) and DSCR rental loans, earning interest on these short-term and long-term financing arrangements. The company also securitizes pools of loans and issues rated notes to institutional investors, creating a capital markets funding mechanism.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | DSCR Loans - Long Term and Short Term Financing for Rental Properties |
| Subscription | Pay-as-you-go | Bridge Loans - Transitional Financing Needs |
| Subscription | Pay-as-you-go | Rehab Loans - Fix and Flip Financing |
| Subscription | Pay-as-you-go | Ground Up Construction Loans |
| Subscription | Pay-as-you-go | Second Position Loans |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels7 records
Temple View Capital product offering
Product offeringCore offering
Temple View Capital is a national private money lender that originates short-term and long-term residential mortgage loans for real estate investors. Its core product set covers fix-and-flip/rehab financing, bridge/transitional loans, ground-up construction loans, DSCR rental loans, and 2nd mortgage rental loans on non-owner-occupied 1-4 unit residential properties. Loan origination, servicing, and a digital borrower portal (EZ View) plus a broker TPO portal are operated in-house, with funding sourced from balance sheet and securitization transactions.
Product overview
Temple View Capital is a national private money lender offering a suite of residential investment loan programs. The core product portfolio includes DSCR Loans (for long/short-term rentals), Bridge Loans (short-term transitional financing), Rehab Loans (fix-and-flip with advanced draws), Ground Up Loans (new construction), Rental Loans, and 2nd Mortgage Rental Loans. These programs are designed to work together supporting the full investor lifecycle: acquisition + renovation (Rehab Loans/Bridge Loans), long-term hold (DSCR/Rental Loans), and portfolio growth (2nd Mortgage for accessing equity). All loan programs are supported by the EZ View Portal, a borrower-facing platform for loan management. The company also operates Broker and Correspondent partner programs for third-party originators.
Differentiator
Problem solved
Functional benefit
Products and services
- DSCR Loans
Quantifiable outcome
- Same-day conditional approvals available
- +5 more outcomes
Companies that use Temple View Capital
Customer profileNamed customers4 records
Segments3 records
Ideal customer profiles2 records
Temple View Capital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Temple View Capital partnerships and signals
Strategic signalScale indicators8 records
Recent moves6 records
Expansion highlights4 records
Temple View Capital competitors and assessment
Company assessmentDirect peers
- Kiavi: Kiavi (formerly LendingHome) is one of the largest private real estate lenders in the US, providing bridge, fix-and-flip, and rental loans to residential investors—directly overlapping TVC's core product suite and target customer.
- Lima One Capital: Lima One Capital is a national private lender offering fix-and-flip, rental, and new construction loans to real estate investors—directly competitive with TVC's bridge, rehab, and ground-up programs.
- Anchor Loans: Anchor Loans is a major California-based fix-and-flip and bridge lender serving residential real estate investors, with comparable program structure (acquisition + rehab financing) and investor customer base.
- LendingOne: LendingOne provides fix-and-flip, rental, and new construction loans to residential investors nationwide, with a similar multi-product, asset-based underwriting model and broker/correspondent channels.
- CoreVest Finance (Redwood Trust): CoreVest, owned by Redwood Trust, finances residential investment properties via bridge, fix-and-flip, and DSCR rental loans—a closely comparable product mix, target segment, and securitization-based funding model.
- RCN Capital: RCN Capital is a national private money lender offering fix-and-flip, rental, and bridge loans to real estate investors, with overlapping product offerings and a similar direct-plus-broker distribution strategy.
- Newfi: Newfi (Newfi Wholesale and direct lending) is a non-QM and investor-focused mortgage lender offering DSCR and investor rental products, with overlapping customer base and securitization activity.
- AHL Funding (FlipOS): AHL Funding is a private real estate lender focused on fix-and-flip and rental financing for investors, competing directly with TVC's rehab/bridge programs in similar geographies.
- Angel Oak Mortgage Solutions: Angel Oak Mortgage Solutions is a non-QM lender offering DSCR and investor rental loan programs alongside affiliated Angel Oak Capital's securitization activity—closely aligned with TVC's investor lending and securitization model.
Emerging players
- Groundfloor: Groundfloor is a real estate investment platform offering short-term, debt-based fix-and-flip and rental financing—overlapping with TVC's bridge/rehab products but accessed via a marketplace model.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks7 records
Key highlights7 records
Customer concentration
Temple View Capital social profiles
Digital presenceTemple View Capital compliance and trust
Trust signalCompliance6 records
Temple View Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
Temple View Capital leadership team
Management profileNumber of profiles
Profiles4 records
Temple View Capital funding detail
Funding detailFunding overview
Funding rounds3 records
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Temple View Capital M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Temple View Capital
What does Temple View Capital do?
Temple View Capital is a national private money lender that originates short-term and long-term residential mortgage loans for real estate investors. Its core product set covers fix-and-flip/rehab financing, bridge/transitional loans, ground-up construction loans, DSCR rental loans, and 2nd mortgage rental loans on non-owner-occupied 1-4 unit residential properties. Loan origination, servicing, and a digital borrower portal (EZ View) plus a broker TPO portal are operated in-house, with funding sourced from balance sheet and securitization transactions.
Is Temple View Capital a public or private company?
Temple View Capital is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Temple View Capital founded?
Temple View Capital was founded in 2017. It employs 51 to 100 people.
Where is Temple View Capital based?
Temple View Capital is headquartered in Bethesda, United States, in the North America region.
How does Temple View Capital make money?
One revenue line is on record: interest Income from Mortgage Lending.
Who are Temple View Capital's main competitors?
Direct peers on record are Kiavi, Lima One Capital, Anchor Loans, LendingOne, CoreVest Finance (Redwood Trust), RCN Capital, Newfi, AHL Funding (FlipOS) and Angel Oak Mortgage Solutions. Groundfloor is listed as an emerging player.
Does Temple View Capital have an API?
No public API is recorded for Temple View Capital.
What industry is Temple View Capital in?
Temple View Capital's product category is Private Mortgage Lending (Residential Transition & DSCR Rental Loans). Its primary akta.pro industry code is FSALADAH, Construction & Development (C&D) Lending — Commercial/Multifamily. Its NAICS code is 52231 and its SIC code is 6162.