Agridex

What Agridex does

Agridex is a London-headquartered fintech infrastructure company that operates a blockchain-based settlement platform for cross-border agricultural commodity trade. Founded in 2023, the company targets agricultural traders, exporters, importers, and SMEs with a stablecoin-powered settlement layer that completes transactions in approximately five seconds at a fee of 0.15% per side, versus traditional cross-border payment costs of 3–6% and settlement times that can extend to 65 days. The core technology stack is built on the Solana blockchain and combines smart contracts, fiat-stablecoin APIs, and AI-driven document verification, fraud detection, sanctions screening, and ESG/provenance tracking. The platform supports more than 1,100 datapoints aligned with the EU's 2023 Sustainable Finance Disclosure Regulation, positioning it to serve sustainability-focused commodity buyers.

Agridex monetizes primarily through per-transaction settlement fees (0.15% per side) and, via its LOAM neobank product, structured trade finance and digital payment fees priced below 0.2%. The go-to-market is a hybrid of direct enterprise sales (anchored by launch partner Imperial Logistics with ~$2.5B annual turnover and $7.2M in settled trade volume) and channel partnerships — most notably Tradeflow Capital Management, which routes its $5B+ SME trade flow through LOAM to serve agricultural and commodity SMEs in Kenya and across Africa. Named customers include Oldenburg Vineyards, Sucafina Coffee, Cali Minerals, and Brookside Dairy across wine, coffee, minerals, and dairy verticals.

The company has raised $32.5M in disclosed funding ($5M pre-seed in May 2024 led by Endeavour Ventures; $27.5M seed in December 2024) and operates with 51–100 employees across London, San Antonio, and regional leadership in East Africa, South Africa, and APAC. Compliance posture covers GDPR, CCPA/CPRA, and Australia's Privacy Principles, with SOC 2 Type 2 in progress. Agridex Foundation, a non-profit affiliate, receives 5% of Agridex International profits and runs farmer education programs. The legal entity is Agridex Ltd. (UK private limited company, #13184186), with US operations under Agridex Building Limited.

Name

Agridex

Legal name

Agridex Ltd.

Website

https://agridex.com

Company type

Private

Founded year

2023

Operating status

Operating

Headcount range

51–100 employees

Short description

Agridex is a London-based blockchain settlement platform that enables cross-border agricultural commodity trade to clear in ~5 seconds at 0.15% per side, serving agricultural traders, exporters, importers, and African SMEs via its core platform and the LOAM neobank.

Ownership category

akta.pro rank

Product category

Cross-border agricultural settlement platform

NAICS

Securities and Commodity Contracts Intermediation and Brokerage (5231), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Securities and Commodity Exchanges (52321)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)

akta.pro primary industry

Supply Chain & Inventory/Warehouse Receipt Tokenization (FSADAEAH)

akta.pro secondary industries

DEX Aggregation & On-Chain Execution (routing, RFQ, intent-based trading) (FSAPAEAD), Compliance, Risk & RegTech for Tokenized Assets (KYC/AML, sanctions, travel rule, reporting) (FSAPAIAH), Blockchain Analytics & Transaction Monitoring (FSADALAB), Permissioned / KYC DEXs (Institutional On-Chain Venues) (FSADABAN)

Keywords

• Cross-border settlement
• Agricultural trade finance
• Blockchain commodities
• Digital trade platform
• Stablecoin payments

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Transaction Fees: Agridex charges a 0.15% fee per side for settlement transactions, significantly lower than traditional cross-border payments that can exceed 3%. This is the primary revenue stream from facilitating agricultural trade settlements.
2. Trade Finance Platform Fees: Revenue generated through the Loam digital settlement platform in partnership with Tradeflow Capital Management, providing structured trade finance with near-instant settlement at costs below 0.2%.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

Agridex operates a blockchain-based agricultural trading and cross-border settlement platform that enables farmers, exporters, and importers to settle commodity trades in approximately 5 seconds at a 0.15% per-side fee, using stablecoins and smart contracts on the Solana blockchain. The platform provides AI-powered document verification, provenance and ESG credential tracking, and supports compliance with EU Sustainable Finance Disclosure rules. Its LOAM neobank product layers on digital payments, liquidity management, and multi-currency trade finance, particularly for SMEs in African agricultural value chains.

Product overview

Agridex operates as a unified platform-plus-product architecture for cross-border agricultural settlement. The core Agridex Platform provides blockchain-based trading infrastructure enabling near-instant settlement, provenance tracking, and ESG compliance for agricultural commodities. LOAM is the company's neobank product layer, built on top of the platform to deliver digital payments, liquidity management, and structured trade finance specifically for SMEs engaged in cross-border commodity trade, particularly in Africa.

Differentiator

Problem solved

Functional benefit

Brands

• Loam: Agridex's digital settlement platform for cross-border commodity trade, providing near-instant settlement at significantly lower costs than traditional cross-border payments. Offers payments, liquidity management, and transactions across multiple currencies.

Products and services

• Agridex Platform A blockchain-based agricultural trading and cross-border settlement platform that settles agricultural commodity trades in approximately 5 seconds at a 0.15% per-side fee, providing provenance and ESG tracking, AI-powered document verification, and compliance with EU Sustainable Finance Disclosure rules. It is used by farmers, exporters, importers, commodity firms, and logistics operators moving physical agricultural goods across borders.
• LOAM A neobank product built on the Agridex platform that supports cross-border commodity trade by streamlining payments, liquidity management, and multi-currency transactions across Africa, Europe, and Asia. Through its partnership with Tradeflow Capital Management, LOAM serves as a digital payments and structured trade finance platform for SMEs engaged in agricultural and commodity value chains, offering near-instant settlement at costs below 0.2%.

Quantifiable outcome

• Settlement time reduced from up to 65 days to ~5 seconds
• +4 more outcomes

Named customers5 records

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability3 records

Feature5 records

Partnerships

Two partnerships are on record, tiered core and flagship.

• Tradeflow Capital ManagementcoreStrategic or Co-development Partner · 1 February 2026Strategic partnership to deploy Loam digital payments and structured trade finance platform targeting SMEs in Kenya and across Africa. Tradeflow facilitates over $5 billion in SME trade transactions and uses Loam as the primary conduit for capital deployment to address financing gaps in agricultural and commodity value chains. Near-instant settlement at costs below 0.2%.
• Imperial LogisticsflagshipStrategic or Co-development PartnerLaunch partner with $2.5B annual turnover and $7.2M trade volume settled on Agridex. Represents first major commercial deployment of the platform for transport and logistics commodity settlement.

Scale indicators7 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• GrainChain: Blockchain-based platform for agricultural commodities that handles contracts, title transfer, payments, and financing across grains and other crops. Overlaps with Agridex on agricultural trade settlement and supply-chain digitization.
• Cerealia: Digital commodity trading and post-trade platform for agricultural products serving exporters, importers, and financiers. Comparable to Agridex on digitizing physical agricultural trade workflows.
• Covantis: Industry-backed blockchain platform for post-trade agricultural commodity execution, founded by major agribusinesses (Cargill, Louis Dreyfus, ADM, Bunge, Glencore, Trafigura). Directly comparable to Agridex in digitizing cross-border agricultural commodity settlement.
• AgriDigital: Australian-origin agricultural supply-chain blockchain platform that tokenizes grain inventory and streamlines settlement between farmers, buyers, and financiers. Closely comparable on agricultural commodity tokenization and provenance use cases.

Broad incumbents

• Ripple: Enterprise-grade blockchain payments network for cross-border value transfer using XRP and stablecoins. Comparable to Agridex on cross-border settlement rails but at much larger scale and not agricultural-specialized.
• Komgo: Bank-led blockchain network (founded by ING, BNP Paribas, MUFG, and others) for trade finance and commodities. Comparable to Agridex on cross-border trade digitization but broader in scope across non-agricultural commodities and with stronger institutional backing.
• Centrifuge: Decentralized platform for tokenizing real-world assets (including invoices and trade finance) on-chain. Comparable to Agridex on RWA tokenization infrastructure though broader across asset classes rather than agricultural-specialized.
• VAKT: Blockchain-based post-trade platform for energy and commodities, focused on digitizing trade confirmations, invoices, and settlement. Adjacent to Agridex's settlement focus though energy-skewed.

Emerging players

• dltledgers: Blockchain platform for trade finance, supply-chain finance, and commodity trade workflows. Comparable to Agridex's Loam offering on trade-finance digitization for SMEs and emerging markets.
• Marco Polo Network: Trade-finance blockchain network focused on payables, receivables, and inventory financing. Comparable to Agridex on cross-border trade finance, though less agricultural-specialized.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/agridexplatform
• LinkedInlinkedin.com/company/agridexplatform

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles18 records

Subsidiaries1 record

Funding overview

Funding rounds3 records

Investors9 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Agridex