ResiQuant
ResiQuant is an AI-powered underwriting platform that combines structural engineering expertise with machine learning and computer vision to deliver building-level risk intelligence for property insurers and MGAs writing natural catastrophe-exposed business across earthquake, wildfire, windstorm, and flood perils.
- Company typePrivate
- Founded2020
- HeadquartersSan Francisco, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What ResiQuant does
ResiQuant is a B2B SaaS company that provides an AI-powered underwriting platform for property insurers and Managing General Agents (MGAs) writing natural catastrophe-exposed business. The platform combines structural engineering expertise with machine learning and computer vision to deliver building-level risk intelligence that traditional underwriting data sources cannot produce at scale. Founded in 2020 by Stanford structural engineering PhDs Dr. Omar Issa (CEO) and Dr. Francisco Galvis (CTO) — both with firsthand post-disaster inspection experience — the company is headquartered in San Francisco and operates with 11–50 employees.
The product architecture consists of three modular AI agents that work individually or in combination: Submission AI (automated intake that ingests any file format including ACORDs, SOVs, emails, and PDFs and outputs standardized COPE data), Engineering AI (building-level structural vulnerability analysis using site photos, aerial imagery, and engineering models to identify soft-story construction, flat slabs, torsional irregularities, and retrofit gaps), and Underwriting AI (real-time guideline and appetite enforcement with transparent audit trails for reinsurance accountability). The platform supports earthquake, wildfire, windstorm, and flood perils across 99% of US geographies including Alaska and Hawaii, with API-first integration and CAT-model-ready exports compatible with AIR, RMS, and OED.
ResiQuant monetizes through enterprise SaaS subscriptions sold via a direct field-sales motion, with pricing provided on a quote basis following a demo request. The company targets property insurance carriers and catastrophe-specialty MGAs, with named customers including Golden Bear Insurance Company and Skyway Underwriters (an MGA backed by NASDAQ-listed American Coastal Insurance Company). The company raised a $4M seed round led by LDV Capital in March 2025 (preceded by a $650K Pear VC pre-seed in January 2024), and holds SOC 2 Type II and ISO 27001 certifications relevant to enterprise carrier deployments.
ResiQuant firmographics
Firmographics- Name
- ResiQuant
- Legal name
- ResiQuant, Inc.
- Website
- https://resiquant.ai
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- ResiQuant is an AI-powered underwriting platform that combines structural engineering expertise with machine learning and computer vision to deliver building-level risk intelligence for property insurers and MGAs writing natural catastrophe-exposed business across earthquake, wildfire, windstorm, and flood perils.
- Ownership category
- akta.pro rank
ResiQuant industry classification
Industry- Product category
- Insurance Technology (InsurTech) — Property Insurance Underwriting Software
- NAICS
- Computer Systems Design and Related Services (54151), Computer Systems Design Services (541512)
- SIC
- Services-Computer Integrated Systems Design (7373)
- akta.pro primary industry
- Resilience Finance & Risk Transfer Analytics (Parametric Design, Cat Bonds, Public Risk Pools) (EUABALAK)
- akta.pro secondary industries
- Model Risk Management & AI Governance (validation, monitoring, explainability) (FSAGAFAL), Model Governance, Risk & Compliance (GRC) Platforms (HDAAAKAA)
Keywords
Where ResiQuant is headquartered
LocationHeadquarters
- HQ city
- San Francisco
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
ResiQuant business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Operations
Revenue model
- SaaS Platform Subscription: ResiQuant operates as a B2B SaaS platform providing property insurers and MGAs with access to its AI underwriting platform. The platform is sold as a subscription to carriers and MGAs, who pay for access to submission automation, engineering-grade risk intelligence, and underwriting AI capabilities. Given the enterprise sales motion and demo-based acquisition, pricing is likely tiered by submission volume or carrier size.
Go-to-market motion2 records
Distribution channels1 record
Marketing channels5 records
ResiQuant product offering
Product offeringCore offering
ResiQuant provides a B2B AI-powered property intelligence platform for US catastrophe-exposed property insurers and MGAs. The platform combines three modular AI agents — Submission AI (automates intake of any file format into standardized COPE data), Engineering AI (delivers building-level structural vulnerability assessments via computer vision on photos and imagery), and Underwriting AI (enforces carrier guidelines and produces eligibility decisions) — to enable automated submission processing, engineering-grade risk analysis, and consistent underwriting decisions across earthquake, wildfire, windstorm, and flood perils.
Product overview
ResiQuant offers a unified platform architecture consisting of three modular AI agents that work individually or together: Submission AI (for automated data intake and normalization), Engineering AI (for building-level structural vulnerability analysis), and Underwriting AI (for guideline enforcement and eligibility decisions). The platform is purpose-built for catastrophe-exposed property insurance, supporting earthquake, wildfire, windstorm, and flood perils across US geographies. All three agents are accessible via API and produce outputs compatible with AIR, RMS, and OED catastrophe modeling platforms.
Differentiator
Problem solved
Functional benefit
Products and services
- Submission AI Submission AI is an AI agent that turns any broker submission file format (ACORDs, SOVs, PDFs, Excel, emails) into standardized, decision-ready COPE data. It automatically extracts, validates, and normalizes submission data, performs address verification and geocoding, and eliminates manual rekeying and submission backlog. Built for property insurance carriers and MGAs.
- Engineering AI Engineering AI is an AI agent that delivers building-level structural risk insights grounded in engineering rigor. It analyzes site inspection photos, aerial imagery, and publicly available visuals using computer vision to identify critical structural vulnerabilities (soft-story construction, flat slabs, weak columns, inadequate retrofits) and runs multi-hazard risk checks for earthquake, wildfire, windstorm, and flood. Built for property insurance carriers and MGAs to reduce reliance on on-site inspections.
- Underwriting AI Underwriting AI is an AI agent that applies carrier underwriting guidelines consistently and delivers clear eligibility outcomes. It screens risks in real time, automates operational checks (clearances, renewals, broker appointments), flags exceptions and conditional approvals, prioritizes bindable and high-ROI opportunities, and creates a transparent audit trail for reinsurance accountability. Built for property insurance carriers and MGAs.
- ResiQuant NatCat Underwriting Platform End-to-end AI platform combining three modular AI agents (Submission AI, Engineering AI, Underwriting AI) with automated workflows and engineering-grade risk intelligence. Supports catastrophe underwriting across earthquake, wildfire, windstorm, and flood perils for 99% of US geographies including Alaska and Hawaii. API-first design with CAT-model-ready outputs compatible with AIR, RMS, and OED platforms. Sold as an enterprise SaaS subscription to property insurers and MGAs.
Quantifiable outcome
- 3x increase in underwriter capacity
- +5 more outcomes
Companies that use ResiQuant
Customer profileNamed customers2 records
Segments2 records
Ideal customer profiles2 records
ResiQuant technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
AI capability9 records
Feature5 records
ResiQuant partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered minor, core and flagship.
- PalomarminorResiQuant co-hosted an Insurtech Insights panel with leaders from Palomar (a specialty property insurer focused on catastrophe risk) and Milliman, discussing what it takes to maintain stability and enable growth in high-hazard regions. The panel focused on building-level vulnerability assessment and the gap between hazard modeling precision and building performance prediction.
- MillimanminorResiQuant co-hosted an Insurtech Insights panel with leaders from Palomar and Milliman (a global actuarial and consulting firm), discussing building-level risk assessment and the future of catastrophe underwriting. The panel explored how collaborative efforts between carriers, technologists, and researchers can accelerate progress in property risk assessment.
- Golden Bear Insurance CompanycoreGolden Bear Insurance Company, a leading provider of commercial property, earthquake, primary and excess casualty, and professional liability coverage, adopted ResiQuant's AI-driven property intelligence platform. The partnership enables Golden Bear to underwrite catastrophe-exposed property with engineering-grade precision, identifying hidden vulnerabilities like soft-story construction and inadequate retrofits while cutting underwriting time from hours or days to minutes.
- Skyway UnderwritersflagshipSkyway Underwriters, an AI-native MGA backed by American Coastal Insurance Company (NASDAQ: ACIC), deployed ResiQuant's full catastrophe underwriting platform across its Florida apartment and assisted living programs. The partnership combines ResiQuant's automated workflows and engineering-grade risk intelligence with Skyway's AI-first MGA approach to scale coastal wind underwriting with precision. Skyway and ResiQuant plan to deepen the partnership as Skyway expands into specialty property lines covering catastrophe-exposed regions.
Scale indicators10 records
Recent moves6 records
Expansion highlights5 records
ResiQuant competitors and assessment
Company assessmentDirect peers
- Reask: Catastrophe and climate risk analytics using machine learning and probabilistic modeling for typhoon, cyclone, and windstorm perils. Comparable in using advanced modeling to underwrite catastrophe-exposed property risk.
- ZestyAI: AI-driven property and climate risk analytics platform for insurers, offering building-level wildfire, wind, and flood risk scores. Direct competitor in AI-powered NatCat underwriting intelligence for property carriers and MGAs.
- HazardHub: Property-level natural hazard risk scores (flood, wildfire, wind, earthquake) for insurance underwriting. Comparable as a building/address-level hazard data provider targeting the same carrier buyer.
- Cape Analytics: Applies computer vision and aerial imagery to deliver building-level property intelligence to insurers. Comparable in applying imagery-derived structural and risk attributes to property underwriting workflows.
- GeoSure: Location- and building-level risk scoring for property insurers and real estate, covering natural hazards and neighborhood-level safety. Closely comparable in granular, address- and building-level risk intelligence for insurance underwriting.
- Betterview: Property intelligence platform combining aerial imagery and AI for insurance risk selection and portfolio monitoring. Directly overlaps ResiQuant's imagery-driven, building-level vulnerability assessment use case.
Emerging players
- TrueFootprint: Climate and catastrophe risk analytics using satellite imagery and machine learning for insurers and reinsurers. Comparable as an emerging AI-native player in building/peril-level property risk analytics.
- Kettle: AI-driven reinsurance and climate risk analytics platform using ML to model wildfire and other perils. Overlaps with ResiQuant on the reinsurance-facing, catastrophe-modeling side of the property insurance stack.
Others
- Cotality (formerly CoreLogic): Major property data and analytics provider, including RMS catastrophe modeling. Competes broadly across underwriting, risk, and property intelligence and could bundle or partner with point solutions like ResiQuant.
Broad incumbents
- Verisk: Dominant insurance analytics incumbent (ISO, Xactware, Property Analytics) offering underwriting, claims, and catastrophe-modeling platforms. Represents the entrenched alternative that ResiQuant must displace or integrate alongside.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
ResiQuant social profiles
Digital presenceResiQuant compliance and trust
Trust signalCompliance2 records
ResiQuant financial estimates
Financial estimateRevenue estimate
Valuation estimate
ResiQuant leadership team
Management profileNumber of profiles
Profiles4 records
ResiQuant funding detail
Funding detailFunding overview
Funding rounds2 records
Investors4 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
ResiQuant M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about ResiQuant
What does ResiQuant do?
ResiQuant provides a B2B AI-powered property intelligence platform for US catastrophe-exposed property insurers and MGAs. The platform combines three modular AI agents — Submission AI (automates intake of any file format into standardized COPE data), Engineering AI (delivers building-level structural vulnerability assessments via computer vision on photos and imagery), and Underwriting AI (enforces carrier guidelines and produces eligibility decisions) — to enable automated submission processing, engineering-grade risk analysis, and consistent underwriting decisions across earthquake, wildfire, windstorm, and flood perils.
Is ResiQuant a public or private company?
ResiQuant is a private company. It is classified as venture growth investor backed and is currently operating.
When was ResiQuant founded?
ResiQuant was founded in 2020. It employs 11 to 50 people.
Where is ResiQuant based?
ResiQuant is headquartered in San Francisco, United States, in the North America region.
How does ResiQuant make money?
One revenue line is on record: saaS Platform Subscription.
Who are ResiQuant's main competitors?
Direct peers on record are Reask, ZestyAI, HazardHub, Cape Analytics, GeoSure and Betterview. Emerging players are TrueFootprint and Kettle. Cotality (formerly CoreLogic) is listed as an others. Verisk is listed as a broad incumbent.
Does ResiQuant have an API?
Yes. API-first design enabling access to all AI agents (Submission AI, Engineering AI, Underwriting AI). Supports CAT-model ready exports compatible with AIR, RMS, and OED catastrophe modeling platforms. Secure email auto-forwarding enables fast start with minimal IT integration required.
What industry is ResiQuant in?
ResiQuant's product category is Insurance Technology (InsurTech) — Property Insurance Underwriting Software. Its primary akta.pro industry code is EUABALAK, Resilience Finance & Risk Transfer Analytics (Parametric Design, Cat Bonds, Public Risk Pools), with a secondary code of FSAGAFAL, Model Risk Management & AI Governance (validation, monitoring, explainability). Its NAICS code is 54151 and its SIC code is 7373.