Cape Analytics
Cape Analytics is an AI-powered geospatial property intelligence platform that delivers computer-vision-derived roof, peril, and valuation data on 100M+ U.S. and Canadian properties to property and casualty insurers, reinsurers, and real estate investors via API and batch delivery.
- Company typePrivate
- Founded2014
- HeadquartersPalo Alto, United States
- Headcount101–250
- GTM typeB2B
- OfferingSoftware
What Cape Analytics does
Cape Analytics, founded in 2014 and headquartered in New York, builds an AI-powered geospatial property intelligence platform that analyzes high-resolution aerial imagery with computer vision and machine learning to deliver objective property data on more than 100 million residential and commercial structures across the U.S. and Canada. Its product portfolio spans personal and commercial property intelligence, peril-specific modules (Wildfire, Wind, Hail, Peril Metrics), CAPE Roof Age, Automated Property Condition Reports (aPCR), and CAPE Foundry for multimodal data fusion. Core AI components include proprietary change detection, multimodal property attribute extraction, predictive risk scoring backed by 20M+ exposure records and 700K+ claims, and API-first data delivery (sub-2-second response, 99.99% uptime, SOC 2 Type II) embedded directly into carrier underwriting, rating, and reinsurance workflows. Customers are predominantly U.S. property and casualty insurers, reinsurers (including Moody's RMS-integrated workflows), and real estate/mortgage investors; named users include American Integrity, Mercury, Hippo, Kin, CSAA IG, The Hartford, State Auto, Nephila, AXA-XL, and PRP Advisors. Cape Analytics operates an enterprise sales model with subscription-based API and batch revenue, supported by imagery partnerships with EagleView and Vexcel, an aPCR distribution partnership with Clear Capital, and channel integration with Canopy Weather for hail data. In January 2025, Cape Analytics was acquired by Moody's Corporation and now operates as a wholly-owned subsidiary within Moody's insurance and financial risk analytics portfolio.
Cape Analytics firmographics
Firmographics- Name
- Cape Analytics
- Legal name
- Cape Analytics, Inc.
- Website
- https://capeanalytics.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Acquired
- Headcount range
- 101–250 employees
- Short description
- Cape Analytics is an AI-powered geospatial property intelligence platform that delivers computer-vision-derived roof, peril, and valuation data on 100M+ U.S. and Canadian properties to property and casualty insurers, reinsurers, and real estate investors via API and batch delivery.
- Ownership category
- akta.pro rank
Cape Analytics industry classification
Industry- Product category
- Insurance Property Intelligence Software
- NAICS
- Portfolio Management and Investment Advice (523940), Offices of Real Estate Agents and Brokers (531210), Information (51)
- SIC
- Real Estate Agents & Managers (For Others) (6531), Investment Advice (6282)
- akta.pro primary industry
- Real Estate Market Research & Economic Advisory (Demand/Supply, Location Analytics) (BPAJANAD)
- akta.pro secondary industries
- Real Estate Investment Advisory (Acquisitions/Dispositions, Capital Allocation) (BPAJANAA), Real Estate Advisory & Consulting (Strategy, Portfolio & Location) (FSAEAJAH)
Keywords
Where Cape Analytics is headquartered
LocationHeadquarters
- HQ city
- Palo Alto
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Cape Analytics business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations
Revenue model
- API Access & Data Delivery: Enterprise-grade data platform providing property intelligence via lightning-fast API (under 2 seconds response time), batch processing for custom portfolios, and web applications for property review. Revenue is generated through API usage and data delivery services integrated into client workflows.
- Property Intelligence Modules: Modular property intelligence solutions including Core (Roof Condition Rating), Property Condition, Roof Value, and Liability modules for insurance underwriting, rating, and coverage decisions.
Go-to-market motion2 records
Distribution channels4 records
Marketing channels6 records
Cape Analytics product offering
Product offeringCore offering
Cape Analytics builds and operates an AI-powered property intelligence platform that uses computer vision, machine learning, and geospatial imagery to deliver instant, nationwide property condition, risk, and valuation characteristics. Its products serve insurance carriers, reinsurers, and real estate investors with property-level data for underwriting, portfolio management, and risk assessment.
Product overview
CAPE Analytics offers a modular property intelligence platform combining computer vision, machine learning, and geospatial imagery analytics. The core offerings include Home Insurance Property Intelligence, Commercial Property Intelligence, and Real Estate Property Intelligence, supplemented by specialized peril modules (Wildfire, Wind, Hail, Peril Metrics), CAPE Roof Age, Primary Property Elements, Change Detection, and Reinsurance solutions. Data delivery is provided through CAPE Access (API, batch, web application) powered by CAPE Foundry data fusion platform, enabling insurers, reinsurers, and real estate professionals to access property insights for underwriting, rating, coverage, and portfolio management decisions across 100+ million properties in the U.S. and Canada.
Differentiator
Problem solved
Functional benefit
Brands
- CAPE Property Intelligence: AI-powered property intelligence platform for insurance and real estate risk assessment using geospatial imagery and computer vision
- CAPE Foundry
- CAPE Roof Age
- CAPE Wildfire Intelligence
- CAPE Hail Intelligence
- CAPE Wind Intelligence
- Peril Metrics
- CAPE Roof Condition Rating (RCR)
Products and services
- Home Insurance Property Intelligence AI-driven property intelligence product for personal lines home insurance carriers, providing instant property characteristics, condition, and risk attributes for underwriting decisions.
- Commercial Property Intelligence Property intelligence offering for commercial insurance carriers covering commercial structures with risk and valuation attributes derived from geospatial imagery and machine learning.
- Real Estate Property Intelligence Property intelligence product serving real estate investors and mortgage lenders with property-level attributes supporting valuation, portfolio analysis, and investment screening.
- CAPE Roof Age Standalone product providing AI-derived roof age and roof condition attributes for properties, used by insurers for risk assessment and underwriting.
- Peril Metrics Product delivering peril-specific risk metrics for individual properties, supporting underwriting and portfolio risk evaluation.
- Wildfire Intelligence Property-level wildfire exposure and risk intelligence product for insurance carriers and reinsurers assessing wildfire peril at the individual property level.
- Wind Intelligence Wind peril property intelligence product providing structure-level wind risk attributes for insurance underwriting and portfolio management.
- Hail Intelligence Hail peril property intelligence product providing property-level hail exposure and vulnerability data for insurers.
- Reinsurance Property Intelligence Property intelligence product tailored for reinsurers, providing portfolio-level and property-level risk attributes supporting treaty pricing and exposure management.
- Primary Property Elements Product delivering core property attributes such as roof type, square footage, and structure characteristics derived from geospatial imagery and AI.
- CAPE Access Platform product providing access to Cape Analytics property intelligence data and tools for enterprise users.
- CAPE Foundry Foundry platform for integrating and delivering Cape Analytics property intelligence within customer workflows and systems.
- Change Detection Product that detects changes to properties over time using sequential aerial imagery analysis, identifying modifications relevant to risk and underwriting.
- Geospatial Analytics Geospatial analytics product delivering location-based property intelligence derived from aerial imagery and spatial data processing.
- Automated Property Condition Report (aPCR) Product generating automated property condition reports for properties, used by insurance and real estate professionals for assessment without on-site inspections.
Quantifiable outcome
- Wildfire risk can be reduced by 76% when vegetation is removed from within 10 feet of a property
- +7 more outcomes
Companies that use Cape Analytics
Customer profileNamed customers10 records
Segments4 records
Ideal customer profiles4 records
Cape Analytics technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability7 records
Feature9 records
Cape Analytics partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core.
- Clear CapitalcorePartnership to deploy automated Property Condition Reports (aPCR) using high-resolution imagery and machine learning to assess properties across the U.S. Solution expedites home equity loan approvals and streamlines property inspections. Integrates with Clear Capital's automated valuation model (ClearAVM).
- EagleViewcoreLong-term imagery collaboration expanding coverage, recency, and history across CAPE property intelligence products. Leverages EagleView's expansive, high-quality, high-resolution aerial imagery collection and annual capture of top 50 metro markets.
- VexcelcoreStrategic imagery partnership enhancing CAPE's AI-powered property intelligence products. Increases coverage to over 99% of U.S. households and adds access to post-disaster imagery for comprehensive property monitoring.
- Moody's RMScoreUnique data mapping for Moody's RMS catastrophe models enabling stakeholders to enhance accuracy, consistency, and confidence in reinsurance workflows. Natively enhances critical secondary modifiers across severe convective storm, hurricane, and wildfire for cedent portfolios.
Scale indicators7 records
Recent moves6 records
Expansion highlights5 records
Cape Analytics competitors and assessment
Company assessmentDirect peers
- EagleView: EagleView is a leading provider of high-resolution aerial imagery and analytics for property, insurance, and government; it is both a core imagery supplier to Cape and a direct competitor layering AI-driven property analytics onto its own imagery library.
- Nearmap: Nearmap provides high-resolution aerial imagery and AI-derived property attributes for insurance, real estate, and government, competing head-to-head with Cape in carrier underwriting and property intelligence workflows.
- Clear Capital: Clear Capital provides automated valuation models and property condition reporting for mortgage and home equity lending and is a Cape distribution partner; together they offer competing solutions versus traditional appraisal workflows.
Broad incumbents
- CoreLogic: CoreLogic is an established property data and analytics incumbent serving mortgage, insurance, and real estate with parcel-level data, AVMs, and risk analytics; its property intelligence suite is broadly comparable to Cape's enterprise offerings.
- Verisk: Verisk is a major insurance and risk analytics incumbent offering property data, underwriting platforms, and catastrophe modeling, overlapping with Cape's peril risk and underwriting intelligence use cases for P&C carriers.
- LexisNexis Risk Solutions: LexisNexis Risk Solutions provides insurance and property data analytics, including C.L.U.E. and attribute data, serving many of the same P&C carriers that buy Cape for underwriting and rating decisions.
- ICE Mortgage Technology (Intercontinental Exchange): ICE Mortgage Technology (formerly Ellie Mae/Black Knight) is a leading mortgage technology platform that aggregates property and collateral data for origination and securitization, overlapping with Cape's real estate and mortgage intelligence use cases.
- Cotality (formerly CoreLogic International): Cotality is the international property data and analytics business spun out of CoreLogic, providing parcel, valuation, and risk analytics across multiple geographies; it competes with Cape on cross-border property intelligence and AVM enrichment.
Emerging players
- Vexcel Data Program: Vexcel is a high-resolution aerial imagery provider that supplies Cape with imagery while also developing its own property analytics and post-disaster imagery offerings, positioning it as both partner and emerging competitor.
- SkyWatch: SkyWatch is a geospatial data platform aggregating satellite and aerial imagery for enterprise customers, offering an alternative imagery and analytics stack with partial overlap to Cape's property intelligence category.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Cape Analytics social profiles
Digital presenceCape Analytics compliance and trust
Trust signalCompliance1 record
Cape Analytics financial estimates
Financial estimateRevenue estimate
Valuation estimate
Cape Analytics leadership team
Management profileNumber of profiles
Profiles7 records
Cape Analytics funding detail
Funding detailFunding overview
Funding rounds4 records
Investors19 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Cape Analytics M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Cape Analytics
What does Cape Analytics do?
Cape Analytics builds and operates an AI-powered property intelligence platform that uses computer vision, machine learning, and geospatial imagery to deliver instant, nationwide property condition, risk, and valuation characteristics. Its products serve insurance carriers, reinsurers, and real estate investors with property-level data for underwriting, portfolio management, and risk assessment.
Is Cape Analytics a public or private company?
Cape Analytics is a private company. It is classified as corporate owned and is currently acquired.
When was Cape Analytics founded?
Cape Analytics was founded in 2014. It employs 101 to 250 people.
Where is Cape Analytics based?
Cape Analytics is headquartered in Palo Alto, United States, in the North America region.
How does Cape Analytics make money?
Two revenue lines are on record. API Access & Data Delivery is the primary driver. The others are property Intelligence Modules.
Who are Cape Analytics's main competitors?
Direct peers on record are EagleView, Nearmap and Clear Capital. Broad incumbents are CoreLogic, Verisk, LexisNexis Risk Solutions, ICE Mortgage Technology (Intercontinental Exchange) and Cotality (formerly CoreLogic International). Emerging players are Vexcel Data Program and SkyWatch.
Does Cape Analytics have an API?
Yes. CAPE provides a lightning-fast API for property intelligence data delivery with response times under two seconds. The API enables insurers and real estate professionals to access property insights including roof condition ratings, property characteristics, peril metrics, and risk assessments directly within their workflows. The platform supports mission-critical decision-making for underwriting, rating, coverage, and quoting decisions.
What industry is Cape Analytics in?
Cape Analytics's product category is Insurance Property Intelligence Software. Its primary akta.pro industry code is BPAJANAD, Real Estate Market Research & Economic Advisory (Demand/Supply, Location Analytics), with a secondary code of BPAJANAA, Real Estate Investment Advisory (Acquisitions/Dispositions, Capital Allocation). Its NAICS code is 523940 and its SIC code is 6531.