Five Points Capital
Five Points Capital is a Winston-Salem-based, SEC-registered private investment firm providing flexible debt and equity capital solutions ($5-30M per transaction) to U.S. lower middle market companies with $3M+ EBITDA, serving PE sponsors and management teams for over 25 years.
- Company typePrivate
- Founded1999
- HeadquartersWinston Salem, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Five Points Capital does
Five Points Capital LLC is an SEC-registered investment adviser headquartered in Winston-Salem, North Carolina, providing debt and equity capital solutions to the U.S. lower middle market. Founded circa 1999, the firm has operated for over 25 years through multiple market cycles and serves committed and independent private equity sponsors, direct lending partners, and management teams. The firm's investment activity targets companies with $3 million or greater EBITDA, with typical investment sizes ranging from $5 million to $30 million per transaction.
The firm offers four core capital structures: unitranche debt, second lien debt, subordinated debt, and equity co-investment. These products are deployed flexibly for buyouts, recapitalizations, acquisitions, and refinancings. Unlike technology-driven platforms, Five Points Capital does not rely on proprietary technology or software products; its underlying capability is a relationship-based deal origination model powered by a stable senior investment team with over 100 years of combined experience. The team roster includes alumni of Carlyle Group, Carousel Capital, American Capital, JP Morgan, Bank of America, and PwC, and the firm's operating geography is concentrated in the Southeast US, where it maintains deep community and sponsor networks. The firm co-locates with Ridgepost Capital.
Five Points Capital generates revenue through management fees and investment returns on its private equity and credit funds, in a standard managed-services model for lower middle market PE managers. Investment terms are negotiated on a deal-by-deal basis and are not publicly disclosed. The firm has completed multiple portfolio transactions per year in 2024 and 2025 spanning verticals including healthcare services, home services, industrial services, and aerospace, and supports its portfolio through internal promotion cycles and incremental capital deployment alongside its sponsor partners.
Five Points Capital firmographics
Firmographics- Name
- Five Points Capital
- Legal name
- Five Points Capital LLC
- Website
- https://fivepointscapital.com
- Company type
- Private
- Founded year
- 1999
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Five Points Capital is a Winston-Salem-based, SEC-registered private investment firm providing flexible debt and equity capital solutions ($5-30M per transaction) to U.S. lower middle market companies with $3M+ EBITDA, serving PE sponsors and management teams for over 25 years.
- Ownership category
- akta.pro rank
Five Points Capital industry classification
Industry- Product category
- Private Equity / Lower Middle Market Debt and Equity Financing
- NAICS
- Portfolio Management and Investment Advice (523940), Other Investment Pools and Funds (5259)
- SIC
- Investment Advice (6282), Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Middle-Market Lending (FSANADAI)
- akta.pro secondary industry
- SME Term Loans & Growth Capital (FSAKAGAB)
Keywords
Where Five Points Capital is headquartered
LocationHeadquarters
- HQ city
- Winston Salem
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Five Points Capital business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Revenue model
- Investment Management & Advisory Services: Five Points Capital, as an SEC-registered investment adviser, generates revenue through management fees and investment returns from their private equity and credit funds. They provide flexible unitranche, subordinated, and second-lien debt financing and equity co-investment capital for buyouts, recapitalizations, acquisitions and refinancings in the lower middle market. The firm targets companies with $3 million or more of EBITDA with investment amounts ranging from $5-30 million.
Go-to-market motion2 records
Distribution channels1 record
Marketing channels3 records
Five Points Capital product offering
Product offeringCore offering
Five Points Capital is an SEC-registered investment adviser that provides flexible debt and equity capital solutions to the U.S. lower middle market. The firm invests $5-30 million per transaction in companies with $3 million or greater EBITDA, offering unitranche debt, second lien debt, subordinated debt, and equity co-investment capital for buyouts, recapitalizations, acquisitions, and refinancings to private equity sponsors and management teams.
Product overview
Five Points Capital is a debt and equity capital firm that provides flexible financing solutions for the lower middle market. The company operates as a unified offering under the Five Points Credit brand, providing unitranche debt, second lien debt, subordinated debt, and equity co-investment capital for buyouts, recapitalizations, acquisitions, and refinancings to sponsors and management teams with $3 million or greater EBITDA.
Differentiator
Problem solved
Functional benefit
Products and services
- Unitranche Debt
- Second Lien Debt
- Subordinated Debt
- Equity Co-Investment
Companies that use Five Points Capital
Customer profileSegments3 records
Ideal customer profiles3 records
Five Points Capital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Five Points Capital partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered minor.
- Habitat for HumanityminorFive Points Capital has partnered with Habitat for Humanity for over 10 years, participating in annual team service days to help build homes in their local community.
- Toys for TotsminorFive Points Capital participates in annual Toys for Tots bike build contests, building and donating bicycles with helmets to support children in their local community and veterans.
- Winston-Salem Street School (WSSS)minorFive Points Capital provides and serves lunch at the Winston-Salem Street School, a private alternative high school serving at-risk youth in the greater Winston-Salem area.
- Second Harvest Food Bank of NWNCminorFive Points Capital team members volunteer at Second Harvest Food Bank, sorting dry goods and frozen foods, and packaging them for distribution to partner programs serving 14 counties.
- Samaritan MinistriesminorFive Points Capital sponsors Samaritan Ministries Young Professionals events, supporting their mission to address homelessness in Winston-Salem through charitable donations and in-person volunteering.
- Reynolda Equity PartnersminorReynolda Equity Partners is referenced as a related entity that also participates in Five Points Capital's community activities, including Toys for Tots bike builds and Second Harvest Food Bank volunteer events.
Scale indicators4 records
Recent moves6 records
Expansion highlights4 records
Five Points Capital competitors and assessment
Company assessmentDirect peers
- Main Street Capital: Publicly traded business development company providing debt and equity capital to lower middle market companies with $3M+ EBITDA. Comparable in deal size focus, multi-product capital solutions (first lien, mezzanine, equity), and target customer segment (PE-backed and non-sponsored LMM companies).
- Capitala Group: Lower middle market direct lending and private equity firm targeting companies with $3M+ EBITDA. Overlapping product set (unitranche, second lien, mezzanine, equity co-invest) and target customer base of PE sponsors and management teams in the U.S. lower middle market.
- Carousel Capital: Charlotte-based private equity firm focused on lower middle market companies, often in partnership with management teams. Directly comparable as a Southeast US lower middle market PE/credit manager with relationship-driven model and overlapping leadership alumni (Managing Partner Jonathan Blanco previously at Carousel Capital).
- Trivest Partners: Private equity firm focused exclusively on founder/family-owned lower middle market companies. Comparable in LMM focus, Southeast US geographic exposure, and long-duration partnership orientation with management teams.
- Graycliff Partners: Lower middle market private equity firm making debt and equity investments alongside management teams. Comparable in deal-size band, multi-product offering (subordinated debt, unitranche, equity), and sponsor/management team customer focus.
Broad incumbents
- Ares Capital Corporation:
- White Oak Global Advisors: Middle-market direct lending platform providing unitranche, second lien, and other financing to U.S. companies. Comparable in product suite and target sponsor base, though typically larger ticket sizes and broader sector coverage than Five Points' niche.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Five Points Capital social profiles
Digital presenceFive Points Capital compliance and trust
Trust signalCompliance2 records
Five Points Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
Five Points Capital leadership team
Management profileNumber of profiles
Profiles18 records
Five Points Capital funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Five Points Capital M&A and investment
M&A and investmentM&A1 record
Investments56 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Five Points Capital
What does Five Points Capital do?
Five Points Capital is an SEC-registered investment adviser that provides flexible debt and equity capital solutions to the U.S. lower middle market. The firm invests $5-30 million per transaction in companies with $3 million or greater EBITDA, offering unitranche debt, second lien debt, subordinated debt, and equity co-investment capital for buyouts, recapitalizations, acquisitions, and refinancings to private equity sponsors and management teams.
Is Five Points Capital a public or private company?
Five Points Capital is a private company. It is classified as management employee owned and is currently operating.
When was Five Points Capital founded?
Five Points Capital was founded in 1999. It employs 11 to 50 people.
Where is Five Points Capital based?
Five Points Capital is headquartered in Winston Salem, United States, in the North America region.
How does Five Points Capital make money?
One revenue line is on record: investment Management & Advisory Services.
Who are Five Points Capital's main competitors?
Direct peers on record are Main Street Capital, Capitala Group, Carousel Capital, Trivest Partners and Graycliff Partners. Broad incumbents are Ares Capital Corporation and White Oak Global Advisors.
Does Five Points Capital have an API?
No public API is recorded for Five Points Capital.
What industry is Five Points Capital in?
Five Points Capital's product category is Private Equity / Lower Middle Market Debt and Equity Financing. Its primary akta.pro industry code is FSANADAI, Middle-Market Lending, with a secondary code of FSAKAGAB, SME Term Loans & Growth Capital. Its NAICS code is 523940 and its SIC code is 6282.